Winter Car Accident

Get all the information you can before calling your adjuster

A winter car accident can be a big headache. Police will not come out or if they do it will take forever for them to show up. Tow Trucks will be extremely busy and you have to wait in the side of the road forever. The body shop will be likely full, and the rental car facilities have rented all vehicles out to all of those involved in winter car accident and snow related crashes.

But the Car Accident nightmare does not stop there. The claim adjuster will be getting your claim and 15 more per day. Your damages will become a file in someone�s desk.

So here are some tips to help you navigate the process in the contexts of winter accidents and claims.

Claim adjusters are more prone to accept liability (or deny) and to move forward with coverage investigation to move along the process. The best thing to do is to try to get all information ready, so when your claim is ready to be handled, everything is on check so it can get processed and paid. What information will you need?

You need to give a statement (we do not advice recorded statements even in the winter car accident setting), need to get the other driver�s insurance information, and find out where your car is and where your car will be going to get fixed. This way you will save the adjuster time and you will be in the road faster.

Do try to call the police and get some kind of report file. Many times people leave the accident scene thinking that everything is very clear or that they were not at fault for the accident that when the other party starts to negate facts, they feel like there is no way for them to prove their case. If you can get witnesses names and numbers, then this is even better. Winter Car Accident

You should always be pay attention to what the other drivers says. In many occasions, there will be comments like �I could not see because my window had snow in it� or �the defrosting feature in my car is not working properly�. Some other people will come out and tell you that they do not have snow tires or the tires that they have are not suited for winter roads.

A winter car accident happens because of the weather conditions, and because many drivers out there are not ready for the change of season (in the early winter). A winter car accident happens because driver are not careful enough and do not take the necessary precautions to drive safe.

As a driver, you will have the responsibility to drive slower and preserve your distance. However, you do not have an affirmative duty to have snow tires or chained tires (in most states), however having them can not only help you avoid an accident but it can help you show that you are a responsible driver.

What is perhaps the most disturbing is that if the vehicle in front of you losses control because they did not have snow tires, and you hit them from behind. It is possible that you will be held 100% at fault for the accident. Most states regulations make you keep a safe distance between you and the vehicle in front of you. If you hit them, then it will be argue that the distance between the two vehicles was not safe, placing a heavy burden on you.

To summarize if you are in a winter car accident, take note of what was said at the scene, where your vehicle will be headed, and call a rental car facility to secure some way to get to work (if you vehicle is not drivable).

For more information, visit our winter car accident center.

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