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Read the Auto Policy

How to read the policy
Declarations Page
The Body of the Policy Part I
The Body of Policy Part II
Policy Endorsements

Auto Policy Coverage and Terms

Coverage Overview
Liability Coverage Page 1
Liability Coverage Page 2
Personal Injury Protection Page 1
Personal Injury Protection Page 2
Collision Coverage Page 1
Collision Coverage Page 2
Comprehensive Coverage 1
Comprehensive Coverage 2
Uninsured Motorist Property Damage (UMPD) Part 1
Uninsured Motorist Property Damage (UMPD) Part 2
Rental Coverage Page 1
Rental Coverage Page 2
Additional Insurance Clause.
Cancellation of Coverage
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Forum Selection Clause
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Interpretation of the Policy
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Mitigation of Damages
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Proof of loss
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Subrogation of Rights Page 1
Subrogation of Rights Page 2
Statute of Limitations Concept
Transfer of Benefits

Accident Scene

Accident Scene Overview
Do I get out?
Do I move the car?
Do I call the police?
What to do while waiting for the police
What to do if paramedics go to the scene
Should I go in an ambulance?
Should I go to the emergency room?

Recorded Statements

Recorded Statement Overview
Why a Recorded Statement?
Prepare before the statement
Actual Questioning
After the statement
Defeat a bad recorded statement

Accident Investigation Process

Accident Investigation Overview
Learn how to get a Police Report
Learn how read and decipher the Police Report
How to get good accident photos
Recreate your accident in video

Fault Determination Process (Negligence)

Fault Overview
Driver Duty
State Rules of the Road
Driver Breach
Causation
Damages
State Jurisdictional Analysis

Property Damage Claims

Property Damage Overview
Auto Repair Estimate
Diminish Value Claims
Rental Car or Loss of Use Page 1
Rental Car or Loss of Use Page 2
Stereo Equipment Claim
Personal Property Damage Claim
Sentimental Property Damage Claim
Diminish Value Claims
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Animal loss or vet bill claim


Total Loss Claims

Totaling a Vehicle
Vehicle Total Loss Page 1
Vehicle Total Loss Page 2
Total Loss Process I
Total Loss Process II
Evaluation and Negotiation Tips
I Want My Car Totaled I
I Want My Car Totaled II

Bodily Injury Claims

Bodily Injury Claim Overview
Who can make a bodily injury claim
Injury Reserves
Soft Tissue Injury Page 1
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Permanent Injury
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Settle Auto Liability Claims

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Drunk Driver Hits Pedestrian
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Towing Accident
Forgot the Emergency Break
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