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Retail stores and supermarkets spend money trying to catch shoplifters and they install surveillance cameras in their lots What better witness than looking for your accident. Many times stores will sell the accident video to you, sometimes they will give it for free. It is always a great idea to just businesses around the area to see if your accident was recorded.
Some adjusters do this, but most do not. This is another step in the investigation process and more work for them. One of the major issues is that business and people in general do not like insurance companies. The adjuster look to “legal”, and the perception is that they will end up in court having to explain things. This is of course not true, but people do not believe this from a claim adjuster. Instead if you ask for the video yourself, you will many more chances to actually have access to the recordings.
Sometimes you will be able to get video like the one below.
Most of the time however, there is no actual footage of your accident. The power of a good accident video Is not totally loss. You can still use video to explain your accident. Video is a lot more powerful than a diagram or a statement. You can set up your scene and simply explain what happen by creating your own home movie. The first accident is a parking lot accident, the second is a “friendly waive in accident”
Do you see how much more clearly a video can make an accident? There is an exact explanation of what happened and where the impact point was. This will be critical for your adjuster when she is attributing negligence to each party.
A good accident video is a better alternative than a recorded statement, learn why.
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