Auto Insurance Claim Advice Blog
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Being involved in a car accident can be a huge pain in the neck. Dealing with an insurance adjuster can be the worst experience of your life. Learn how to negotiate and protect your rights.
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Feb 8, 2010, Can I clean the title of my motorcycle?
My 1967 BSA motorcycle was considered totaled, but the frame was not bent, and still runs fine, will my title still be good? Answer: No. If the motorcycle
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Feb 8, 2010, A car hit back door on opening | Who is at fault?
I was pulled over in a bay outside a school (20mph speed limit) a child had just opened the drivers side back door a jar when there was a sudden bang and
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Feb 8, 2010, The person that totaled my car ran a red light but her insurance company is not claiming liability
I had a light that was green for awhile as I came close to it...as I was crossing the intersection I looked to my left and saw a car coming at me at about
Feb 7, 2010, Rearend accident and drivers with the same ins co?
I was lead driver, 2nd party behind me and 3rd party behind them. 3rd party hits 2nd party and 2nd party hits me (at a red light). 3rd party gets found
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Feb 7, 2010, Diminished Value Claim | The lost value of the vehicle
We were in an accident involving a car that we had purchased only 5 weeks prior. It was brand new and had only 2900 miles on it. Actually we had not
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Feb 7, 2010, Flying Umbrella | Who pays for this?
My wife is a realtor and was previewing a house on a windy day. She was parked in the driveway of the sellers house when a large patio umbrella (fully
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Feb 6, 2010, Spots damaging my paint | Coverage?
My job has a smoke stack next to it's parking lot. Black spots are showing up on my 2007 mustang. I have tried washing, but the spots remain. I have
Permalink -- click for full blog post "Spots damaging my paint | Coverage?"
Feb 6, 2010, Truck was stolen, then recovered. Insurance Company is saying I can't buy back truck for salvage value.
On December 26, 2009 my truck was stolen. Two days later it was recovered, minus my custom rims and tires, and stereo. Now Farmer's has my truck at a
Feb 6, 2010, How do I fix driving record?
In may 2008 I was 7 months pregnant with my 3rd daughter when I was driving down the road and my mini van caught on fire I called 911 and fire department
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Feb 4, 2010, One party accident no other vehicles involved causes Liability determination?
Flooding on parts of roadway caused car to hydroplane and hit center divider. Insurance has totaled car and sent a letter of liability and 100% at fault
Feb 4, 2010, Rock falls off cement truck | Who pays?
Driving down road cement truck in front of me rock fall off the truck. I took the plate # down pulled over and found a fist size hole in my bummer ...
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Feb 4, 2010, My 85 year old mother struck by SUV while in a cross-walk
My 85 year old mother was struck by an SUV while she was in the middle of a crosswalk in the middle of the day. She sustained serious injury to her foot,
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Feb 4, 2010, My open car door was struck by another car
I was parked on a public street in Idaho loading my infant daughter in the backseat of my vehicle. Several cars coming up from behind me were able to
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Feb 3, 2010, Hit going through intersection with yellow light my way | Fault?
My wife was hit on the passengers side of her car by a person turning into the intersection and came over to far into her lane. She was going through
Feb 3, 2010, In a drunk driving case, why can't the jury be told the driver was drunk
I was rear ended at a red light 3 years ago by a drunk driver at 10am. The trial for my injuries is finally set for March 8. I was just told by my lawyer
Feb 3, 2010, Liability for this accident?
My car was parked and hit by someone who says he was involved in hit and run .the person he claims hit him left scene. I called his insurance company
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Feb 1, 2010, Confused about car accident and record?
My 19 yr old daughter was driving my car and involved in a fender bender accident. She was at fault. There was no visible damage to the other vehicle
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Jan 29, 2010, Liablity insurance coverage | Question
Will it cover you if someone else is driving your car? Also what if they were drinking and you did not know? Answer: Hello Fay, Your questions is
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Jan 29, 2010, Policy holder at fault in accident
Policy holder has cramp and loses control of vehicle momentarily, vehicle crashes into wall, vehicle damaged and policy holder injured, policy holder does
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Jan 29, 2010, Wage loss in Kentuky?
I was involved in an accident that was the fault of the other driver. I was in my work truck when this occurred. Policy with my job states that when
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Jan 29, 2010, Who is covered in this accident?
I was at fault in an accident but the other driver did not have any kind of instance. I carry liability only. Who would be covered in this accident?
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Jan 28, 2010, Left turn accident question
I was driving down a two lane road,(1 in each dir). And am looking for a particular address. I slow down to crawl when I see the house I need, just
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Jan 28, 2010, Will my insurance pay? | Not sure who hit me
My car was backed into in a parking space and i dont know who did it. Will my insurance pay? Answer: Hello Robert, Well, if you have collision
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Jan 28, 2010, Old insurance claim on auto accident
I was driving someone else's truck and they did not have insurance. I was sued 1 year later and my insurance was never filed on. Can I go back and
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Jan 27, 2010, Can someone besides an insurance adjuster determine if the car is totaled ?
The credit company said the payoff would be a lot cheaper if the car was determined to be totaled. The adjuster will not look a it, because my
Jan 27, 2010, Insurance refusing to fix
I was involved in an accident between me and one other person. I was at a dead stop in traffic and the other person hit me from behind on right side.
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Jan 26, 2010, New part depreciation?
My 2001 Chrysler Town & Country Van slid off the road on New Year's Day, and the underside of the car had some damage from a boulder that it rolled
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Jan 26, 2010, Stolen Vehicle | What is Covered?
My automobile was stolen and recovered. There was damage done to the inside of the vehicle, i.e., drink holder, broken glove compartment, leather
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Jan 26, 2010, Accident help | insurance company not contacting their client
About ten days ago I was in an auto accident, I was driving thru a green light and a car made a left hand turn into me, the guy totaled my car and I
Jan 22, 2010, Rental car issue on pending claim
Why can I not get a rental car while waiting for an investigation. I was hit from behind and is it true the other party who hit me from behind is not
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Jan 22, 2010, How much of the damage will the person at fault have to pay on my totaled car?
I was at a red light at a complete stop. the person behind me was hit by a car traveling at 40mph and the person behind me slammed into the back end
Jan 22, 2010, What do I do? My car got hit?
I have a 1986 chevy caprice classic brougham.. this car is all power great interior and motor with a new carb. Also has new exhaust and I just
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Jan 22, 2010, Claim against my insurance
My son borrowed my car to go and collect his father, he is not insured on mine and his insurance prohibits him from driving other cars. He was hit by
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Jan 15, 2010, Can I claim this in Michigan
I was driving my wife's uninsured car when another motorist hit me from behind, while I was waiting to make a left turn. The police came and took
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Jan 14, 2010, Insurance Terms | The fine print
Insurance terms can be somewhat difficult to understand, not because they are necessarily unclear, but because they are defined within the policy in different sections. Often, their definition varies from section to section, making you believe the policy makes no sense.
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Jan 14, 2010, Insurance will no longer fix my car
My car was in an accident. The car has been to the shop 2 times since for a vibration due to the accident. The dealer cannot diag the problem. How
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Jan 14, 2010, Age for an award | How old to be entitled to funds
What age does a minor have to be to be awarded a settlement from an auto accident without having to go into a trust fund? Answer: It depends on each
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Jan 14, 2010, Is my truck covered???? | Fire loss at bodyshop while under their control
I recently had a 2007 Lincoln Mark Lt in a suspension shop. There was an accidental fire (after hours) that started in an electrical room. My truck
Jan 14, 2010, why would an insurance company want you to sign over power of attorney for a total loss
Car lost traction on ice fishtailed sideways, was hit by a truck in passenger side on Dec 23, insurance co sent request for a power of attorney form
Jan 14, 2010, If your insurance company says that the other driver is at fault but the other driver insurance says its your fault how what should you do next?
My van was in an accident. I filed my claim and now my insurance company says that it was the other drivers fault, but the other drivers insurance
Jan 14, 2010, Insurance company can't get in touch with insurer to verify accident
Unfortunately my daughter was rear ended. Insurance information was exchanged. The person at fault is not returning phone calls. His parents said they
Jan 14, 2010, Who is at fault in a driveway accident?
A neighbor parked his car in front of my house so that one end was blocking approximately 3 feet of my driveway. When I backed out that night, I
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Jan 11, 2010, pain and suffering | How much should we settle for?
My fiance was in an auto accident 9/24/09. He was driving a tractor/trailer, when a mini-van ran through a light, and hit the fuel tank on the
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Jan 11, 2010, Partial settlement check | Waiver of all rights?
I was offered a partial settlement check from a large insurance company. If I accept this check, can I still go to California Small Claims court to
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Jan 8, 2010, Daughter in College Stole Vehicle Without Permission
My daughter who was off in college and came home after deciding to leave school for the semester. She is under a negative influence. She took the
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Jan 8, 2010, Sugar in my tank | Diminished value claim?
I've recently discovered that someone has put sugar in my gas tank in my 2007 Ford Focus and I can't get a straight answer on what can be the long
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Jan 8, 2010, He ran a red light but I hit him | Who is at fault?
In an intersection, I was in the right lane of a three lane st and some guy ran a red light (admitted it in the police report and to the insurance
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Jan 8, 2010, Vehicle Stolen | What now? I was in jail and conot follow up?
My car was stolen 2-1-09. The insurance company notified me on 2-5-09 the car was recovered. I had full coverage on the car. Prior to it being
Jan 7, 2010, Suicide on freeway | Can a claim be made against the suicide victim's insurance?
Pedestrian left car on shoulder then ran into traffic. Can a claim be filed against the pedestrian's (suicide victim) insurance company? Answer:
Jan 6, 2010, Large dented rear passenger door | Will I get a ticket?
I'm waiting for a matching door from a junk yard, can I drive my car without being cited for having a very large dent on the rear passenger's side
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