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damage of a parked car

my car was parked at my place of employment and a 16 year old boy was racing somebody in the parking lot and ran in to the passenger side of my car.

Determining Fault for the Accident.

Learn how insurance companies, attorneys, judges, arbitrators, and juries determine liability, negligence and fault for the accident you were involved in.

Auto Property Damage Claims

Your Auto Property Damage Claim has many regulations and tricks the insurance company will use against you. They will try to fix your car with used parts and pay less to your mechanic! Read more.

Become a Car Insurance Agent

Are you wondering how to become a car insurance agent? It depends in your state, see inside what requirements are necessary to qualify

How to settle auto liability claim

learning how to settle auto liability claim and demands can be difficult. You will be dealing with an experience claim adjuster willing to take your settlement money. Learn how to settle the right way

Bodily Injury Claim

Handling your bodily injury claim can be very difficult, time consuming, and frustrating. Learn how insurance companies evaluate your claim!

Totaling a Vehicle

Insurance companies have the upper hand when totaling a vehicle, learn how to protect your interest and document your claim.

Adjuster wont accept liability

I was in an accident. The other party is covered by Country Insurance & Financial. I have the police report and pictures showing the other party was

Daughter lends car; driver has fender-bender

Our daughter lent her car to her friend while at college (VA). Her friend was backing out of a parking spot at the library and was hit in the rear

Can I get the reimburesment check directly to me?

I was rear ended by a driver insured by Geico. The drive admits fault and Geico says they will take care of it. Damages to my car - over $7500 plus

What is your State Accident Law?

Learn how State Accident Law or Laws can change the outcome of fault. This depends in what kind of jurisdictional framework does your state follows.

Car Accident Damages and Injuries

Actual Accident Damages are required for you to be entitled to recover a money award. But how do insurance companies pay for headaches?

Causation is the Third Element of Negligence

Causation is a key element of negligence and fault. Attorneys use it as a defense because the entire car accident damages depend on this concept, learn why.

A Driver Breach in a car accident.

A Driver Breach of traffic law can put fault on them. But it can also mean nothing about fault. Learn why.

State Traffic Law

Before you take responsability for an accident, you need to read your State Traffic Law. It is possible that you did not break any law.

Driver Duty or Duties in a car accident.

How insurance adjusters, judges, and juries will put a Driver Duty or Duties on you when you are in a car wreck.

Snow Tires Regulation

Check out a list of all states snow tires regulation.

Driving Tips 11 to 15

The best driving tips so you do not get in an accident. These are the #1 reason why people get in accidents out there. Check them out.

Winter Driving Tips

The best winter driving tips to avoid getting into an accident. Prepare your vehicle and prepare yourself.

Car Driving Tips 6 to 10

What are the best car driving tips so you can avoid an accident. See what a claim adjuster has to say!

Car Driving Tips

The best 10 tips car driving tips so you do not get in an accident, based in the accounts of an ex-claim adjuster.

How do I report a claim after a car accident?

Should you report a claim after a car accident? A better question is: when should I report a claim? A soon as possible!

Should I go to the emergency room after an auto accident?

Should I go to the emergency room after the accident? Yes, you should always get checked out by a doctor! Do not wait.

Should I go in an ambulance after an accident scene

After an accident occurs, many people are faced with the question if they should go in an ambulance to seek care. You need to decide if this is the best thing for you. But how?

Paramedics are at the Accident scene. What to do!

When paramedics are at the accident, it is because someone was believed to be hurt. Be careful with what you say, it can be use against you.

What to do while waiting for the police.

What to do while waiting for the police? If you are not severely injured, then you need to collect evidence. But what evidence?

Should I call the police after an accident? Yes!

You must always call the police after the car accident. Do not trust others; protect your interest by calling the cops as soon as possible! Why?

What to do after a car accident?

what to do after a car accident? Do I move the car? No! try to not move the vehicle until the police tell you to do so! Moving your car can...

Do I get out of the car after the accident?

Do I get out of the car after car accident? Depends! You should stay in your car the longest amount of time possible. Unless your car is about to explode! Learn more.

Quote Redirect

Cheap auto insurance quotes from the best carriers

Auto Accident Blog

Auto Accident Blog, all the information you need to deal and handle your insurance claim

Transfer of Benefits Clause

Transfer of Benefits clauses in an auto policy forbids any assignment of rights to any other party without consent of the Insurance Carrier.

Statute of Limitations. Every State has different limits.

The Statute of Limitations is the time allowed by state law in which you are allow to file a formal lawsuit. If you do not file then....

Subrogation of Rights part II

Subrogation of Rights is the clause that allows your insurance company to go after the person that hit you and recover for damages. Even if that is you grandmother!

Rights of Counsel, you always have a right to hire an attorney!

Rights of Counsel are a legal concept that entitles you to always hire an attorney to protect you. Your attorney can work with your insurance company's attorney to protect you. Two attorneys? Why?

Right of Settlement, lets your insurance settle as they please.

Right of Settlement is the clause that allows your insurance company to settle a claim against you, even if you believe it is not your fault!

Right of Appraisal Clause

The Right of Appraisal Clause in your auto policy entitles you to request an independent evaluation of damages (at their cost). Insurance carrier will not tell you about it, so you must ask!

Reasonable and Necessary Clauses are hidden terms so your insurance pays less!

Reasonable and Necessary Clauses in your auto policy are designed to protect the insurance company. They will only pay the average rate of a service in your market! Why?

Reservation of Rights. Legal concept that carrier use to deny payment!

Reservation of Rights, the legal concept that allows the insurance carrier to provide defense but deny payment of judgment. How?

Promissory Estoppel is the concept that makes the carriers honor their word!

Promissory Estoppel is the legal concept that makes a party honor a promise if the other party relied on that promise. This applies to insurance companies! How?

Proof of Loss, the clause that makes you give evidence to your insurance carrier

Proof of Loss clauses require you to give your insurance company evidence "in writing" of an accident or loss! What if you do not have anything (receipts) to show them?

Auto Insurance Ezine Free Subscription

The free auto insurance Ezine for those that need to be keep up to date about insurance news, quotes, bargains, tips, property damage and bodily injury claims!

Auto Accident Videos

Looking for auto accident videos? how about you enjoy and review this videos, better yet. You can upload any video that you feel is worth taking a look at. Some are funny, and some are painful!

Vandalism Claim

I live in Arkansas and while parked at a vehicle sales lot, my vehicle as well as two others were vandalized. My insurance company paid approx. 13%

Demand Letter

Learn how to write a good demand letter so you can settle your injury claim without any hassle

Auto Insurance Company Rankings and Consumer Reports

Are you looking for consumer reports and auto insurance company rankings, See who is on top and who is not. Which company is number 1.

want a check to fix the damages as i see fit

i was rear ended the insurance company wants me to go through a place they use all the time but i just want a check for the damages and then i can use

want a check to fix the damages as i see fit

i was rear ended the insurance company wants me to go through a place they use all the time but i just want a check for the damages and then i can use

Consulting an Attorney, or Arbitration?

If I'm not satisfied with the ruling of the adjusters on my accident claim, what are my options? I've been told that if my case goes to an

I got into accident in snow storm!

I got into accident Mar 8th,2008 while under winter? or snow storm warnning. My car is 2004 Toyota Collora, and his car is 1993 Jeep Cherokee. I was