Auto Insurance Claim Advice Blog
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Being involved in a car accident can be a huge pain in the neck. Dealing with an insurance adjuster can be the worst experience of your life. Learn how to negotiate and protect your rights.
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Sep 3, 2010, Insurance grace period for coverage after a voluntary cancellation of coverage
I recently canceled full coverage insurance on a vehicle I am buying, in order to change insurance companies. But before I could get coverage with a different
Sep 3, 2010, State sales tax on total loss vehicle
Is the insurance company required to pay the 6.25% state sales tax as part of the claim? If so, were is it in the law or case law ruling (please give
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Sep 2, 2010, Two cars, in same accident, under same AAA Policy.
Accident in my driveway. Daughter backing out (2009 Civic), backed into wifes car (2008 Lexus). Both cars have damage - totaling a few thousand. Both
Permalink -- click for full blog post "Two cars, in same accident, under same AAA Policy."
Sep 2, 2010, Claim reimbursement check | Hold up?
I got an estimate done through a AAA selected body shop. I let the adjuster know I'd rather just have her send me the check and I'll take care of the
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Sep 2, 2010, Settlement for loss of essential services
I am pregnant and on June 13,2010 both my husband and I have been injured in a car accident due to a drunk driver who rear ended us. The drunk driver
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Sep 1, 2010, How to get compensated from the other parties insurance?
I have a claim with the other parties insurance company. His girlfriend used his vehicle and hit me damaging my car. It has been about a month and still
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Sep 1, 2010, Side swyped from rear in parking lot? | Who's at fault?
I had my car in reverse, getting ready to back up but was not in motion. Car came too close to my bumper and swiped my cars rear end and then took off.
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Sep 1, 2010, When do insurance companies pay for the insurance on a rental
My vehicle was totaled by another person in MA, I live in NH and did not have auto insurance, I had to rent a car and pay for the insurance, is their insurance
Aug 31, 2010, When to Submit a Claim?
I called the insurance company and the bill they have is $340 for a little bump on the bumper that I don't know how it happened or when. I called the
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Aug 31, 2010, How much should the injury settlement be?
I was in a car accident it was the other driver's fault my medical bills total 90,000 and lost wages so for 7,000. How much should my settlement be?
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Aug 31, 2010, Insurance company trying to decline claim
To make long story short, my car was stolen and involved in a hit and run and car was totaled. The police suspect my husband or a family member was involved
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Aug 30, 2010, Totaled loss check | Settlement with bank
I totaled my car and I have already filed my claim. My total loss adjuster said that they would have to write off the check to the lien holder. My
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Aug 30, 2010, 2nd personal injury same family how much its worth
last Dec 2nd i was sideswiped by a 40 ft winnabego from bumper to bumper & the car he was towing, not one would contact me for close to 6 months & I needed
Permalink -- click for full blog post "2nd personal injury same family how much its worth"
Aug 30, 2010, How to fight being charged at fault for an accident due to mechnical failure?
I had a tire blow out and a kind man changed my tire for me. He put on my spare and told me there was a Chrysler dealer about 2 miles up the road. I starting
Aug 28, 2010, Had an accident on day I got insurance
My brother got on an accident on the same day he got his insurance. They faxed him an insurance card that was dated the 7th. The accident happened on
Permalink -- click for full blog post "Had an accident on day I got insurance"
Aug 28, 2010, My daughters accident | How is this claim settled?
My daughter was killed in a car accident. It was the other drivers fault because she was speeding. She was killed also. My daughter had full coverage
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Aug 28, 2010, UMBI coverages and Medical Payments Coverages
If an insured has both Medical Payments coverage and Uninsured Motorist coverage, do you exhaust the MP coverage first for the medical bills and then start
Permalink -- click for full blog post "UMBI coverages and Medical Payments Coverages"
Aug 28, 2010, Flooded truck | What do they have to fix/replace?
I was launching my boat which was small enough that I could not see it for my tailgate. I went to step out onto the running board and the truck was in
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Aug 28, 2010, Who is liable in rear end collisions?
If a car is at a full stop waiting for the traffic signal or whatever and a careless driver hits him from behind causing him to hit the car in front of
Permalink -- click for full blog post "Who is liable in rear end collisions?"
Aug 23, 2010, Hit from behind at a yeild sign
My wife was sitting at a yield sign and was hit from behind. The other diver gave her the insurance info on the car. Come to find out that person was not
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Aug 23, 2010, Car accident and total loss | I want my car fixed
An old man rear ended me, there's a chances that the insurance will total my car. I know my car can be fixed, can I suit the old man and make him pay
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Aug 14, 2010, Idaho Insurance Laws
Idaho Insurance Laws - the state of Idaho requires its drivers to have auto insurance liability coverage. Also, the said coverage should be inclusive of uninsured and underinsured motorist coverage.
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Aug 12, 2010, What constitutes liability and damages?
I was at a dead stop at the end of a freeway off ramp waiting for a car to pass so that I could make a right turn when I was rear ended. My BMW was pushed
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Aug 12, 2010, Insurance Company Advised Me That an Injury Claim May Result
My daughter was visiting Las Vegas from California. Exceedingly tired, she gave her boyfriend permission to drive her car back to the hotel. This boyfriend
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Aug 10, 2010, Insurance Company Depreciating Mechanical Parts Involved in Accident
Is it typical for insurance companies to depreciate mechanical parts when repairing a vehicle over and above the typical insurance deductible? I have
Aug 10, 2010, Named Driver Only policy (unlisted driver)
I reside in TX. I was involved in an auto accident and it was not my fault. The driver provided liability insurance to the DPS officer. I filed a claim
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Aug 10, 2010, Who is at fault for this left turn?
I was in a car accident. I was making a left turn at an intersection when another vehicle passed me on the left from behind. The roadway was marked with
Permalink -- click for full blog post "Who is at fault for this left turn?"
Aug 10, 2010, Insurance Claim is refusing to pay for engine damage
I was in a car accident where I hit a vehicle in the front right side (passenger) as I was trying to turn and miss the high speeding vehicle coming up
Permalink -- click for full blog post "Insurance Claim is refusing to pay for engine damage"
Aug 10, 2010, fred loya
i have fred loya and have also heard some bad things about it, this really scares me
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Aug 10, 2010, United Automobile Insurance Company
I'm so disappointed with this insurance United Automobile Insurance Company that I would never recommend anyone to have this as your car insurance coverage.
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Aug 8, 2010, Georgia Insurance Laws
Georgia Insurance Laws require its drivers to carry auto policies that are, at least, have Liability Coverage. The state of Georgia mandates that the Liability Insurance have the following minimums:
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Aug 8, 2010, Recieving a claim after the vehicle in question has been sold...
I got rear ended by a truck two weeks ago. Previous to this, I had been looking for a new vehicle. My trade in value on my truck was $4500. I got rear
Aug 8, 2010, Are you still obligated to buy?
While test driving a new vehicle we were hit from behind causing damage to said vehicle. We had signed a buyer's agreement with intent to purchase, but
Permalink -- click for full blog post "Are you still obligated to buy?"
Aug 8, 2010, Insurance Claim on Loss of Vehicle
If an individual is entitled to import a car with exemption to pay import duty and taxes and he covers the car insurance on market. The car without import
Permalink -- click for full blog post "Insurance Claim on Loss of Vehicle"
Aug 2, 2010, Other cars damage caused by me?
I was taking off the freeway and was trying to change to the left lane to take a U turn. There was a car coming from the middle lane and based on he said
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Aug 1, 2010, Filing claims, fees, taxes, and other auto accident questions #3
If you have questions regarding filing claims, fees, taxes, and other questions regarding car accidents and insurance claims, please see our previous answers here. If you do not see an answer to your inquiry, you can also submit them here.
Jul 30, 2010, Private lien on auto title for family member | Liability?
Can we hold a lien on a auto title in someone else's name to keep them from selling? and if we hold a lien are we liable if the car is in an accident?
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Jul 30, 2010, What is the limits of my liability
If my auto insurance has $75000 in liability, and other party claims $100000 on medical bills alone, assuming it was my fault, what happens to me. am i
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Jul 28, 2010, Ins company wants to use a motor from a salvage yard, with only 30 days warranty. Is this safe?
My vehicle was stolen from my house, and later recovered by the state police. The vehicle was towed to a Dealer. The diagnosis of the car, was I needed
Jul 28, 2010, Geco cute Geico not
On June 1, 2010 as I waited for the traffic light to turn green I was hit on the right side rear of my car. As my husband and I made arrangement to have
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Jul 27, 2010, Can a car accident lead to trasmission damage?
Someone tried to make a left turn from far lane and crashed into me and was ticketed and charged with the accident. Can a car wreck damage your transmission
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Jul 27, 2010, Two settlements from one injury claim
I was a passenger on a Yamaha Rhino ATV when the driver flipped the atv and I sustained a massive injury that will leave me permanently disfigured and
Permalink -- click for full blog post "Two settlements from one injury claim"
Jul 27, 2010, Medical bills, loss wages, and other expenses
My insurance has paid 80% of my medical bills. The other persons insurance is state farm, they paid my car off because it was totaled. Will they give
Permalink -- click for full blog post "Medical bills, loss wages, and other expenses"
Jul 27, 2010, Guy on Bike ran into my car while I was trying to pull into traffic
I was stopped at a stop sign waiting for traffic to clear so that I could make a right turn. I then pulled forward to make sure traffic was clear so I
Jul 27, 2010, How long after accident do you have to file a claim
I was rear ended totaled my truck. I was at a dead stop she never saw until too late,she was looking down for her purse. aprx 40mph How long after accident
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Jul 27, 2010, Auto accident with only one vehicle
What happens if you are in a single auto wreck with just your vehicle due to black ice? No other persons involved but your own wrecked car, and no property
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Jul 27, 2010, Farmers auto insurance and "managed auto repair"
My husband has been with farmers insurance for 35+ years and recently had an accident where his car was parked in our driveway and was struck by a car
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Jul 20, 2010, Can I get paid for life from this wreck?
Four cars just pulled through the light the one in front is turning left I am in the back, we all are stopped, an 18 year old female, texting slams into
Permalink -- click for full blog post "Can I get paid for life from this wreck?"
Jul 20, 2010, Total Loss Settlement Taken Away? Is it possible?
My car was stolen on June 19, 2010. My insurance company said they would start the settlement 14 days after the car was stolen. I finally got a settlement
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Jul 20, 2010, Should I contact an attorney?
While I was in the tanning bed 2 weeks ago, a woman backed her car into mine. I called her insurance co. They said someone would get back to me. Someone
Permalink -- click for full blog post "Should I contact an attorney?"
