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Auto Insurance Claim Advice Blog
New Material!
Being involved in a car accident can be a huge pain in the neck. Dealing with an insurance adjuster can be the worst experience of your life. Learn how to negotiate and protect your rights.
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Feb 2, 2012
Lane Change Accident ; Conflicting Statements caused denial of claim
I was traveling on the right lane of a four lane freeway during rush hour. The driver directly beside me began to merge into me and I held my horn. That
Feb 2, 2012
Geico demanding payment
Geico is trying to get us to pay for their insured damages after an incident we had with her, she told geico that we damaged her car. Geico never called
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Jan 28, 2012
Ran over obstacle on the freeway
On 11/14/2011 I took my car in for general servicing and the Lexus dealer found that the undercarriage of the car had been completely damaged due to my
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Jan 28, 2012
Answer to What to do? Accident where there is a word v. word situation?
On January 23 at 10 am I was in the farthest left-hand lane waiting for the left light to turn green, when the car in FRONT of me reverses, backs up and
Jan 28, 2012
Progressive Insurance, never take your car to their service centers
On December 8th, I was rear ended by another Progressive Insured driver. My rear bumper was damaged and my car was pulling to the right after the accident.
Jan 26, 2012
To Claim or Not to Claim
I recently traded in a vehicle that sustained two different incidences of damage. One was a no-fault (the vehicle was hit while on the street - no one
Permalink -- click for full blog post "To Claim or Not to Claim"
Jan 26, 2012
Claims that effect Insurance quotes
I had a unique situation. I was the caregiver for my cousin in Nashville for a lung transplant. A travel trailer was given to my cousin for use to live
Permalink -- click for full blog post "Claims that effect Insurance quotes"
Jan 24, 2012
Completely my fault? Can the owner be sued.
First of all, I live in South Carolina and all of this happened there. A friend of mine shows up at my house and tells me his car is broke down just up
Permalink -- click for full blog post "Completely my fault? Can the owner be sued."
Jan 24, 2012
Did I wait too long?
I backed into a tree about 6 months ago. My coverage has not changed since, and I do have full collision coverage. I read my policy, and there was
Permalink -- click for full blog post "Did I wait too long?"
Jan 23, 2012
Will your insurance rate go up if your in a fender bender that resulted from snow?
We were going 10 miles an hour up hill and the car in front of us stopped we tried stopping but due to the snow and lack of plowing, we slide we were able
Jan 23, 2012
Snow storm accident
Because of the horrible snow storm in the Pacific Northwest, many of the roads were not cleared in my town which left them very dangerous. I was wondering
Permalink -- click for full blog post "Snow storm accident"
Jan 23, 2012
What should you do if you are in an accident to no fault of your own in which you suffer a total loss in vehicle, but you don't have any insurance?
Hello, I was recently in an auto accident in which I was driving southbound on the high way and a truck in the neighboring lane claimed to not have seen
Jan 23, 2012
How should I go about recovering all the damages sustained from a car accident in which I was no at fault
On Jan. 10, 2012 I had a car accident, I was stopped in traffic and the person behind me was driving looking in their rear view mirror. They struck me
Jan 22, 2012
Hit and Run with no report because on private property
My daughter is licensed with her own insurance company but was driving my car when a punk backed into her while she sat idle in a parking lot, waiting
Permalink -- click for full blog post "Hit and Run with no report because on private property"
Jan 22, 2012
Rear ended by a Driver with no Valid drivers license and claims the car belongs to father who has insurance
My wife was Rear ended this last Tuesday at no fault because she was stopped at a traffic light. We have 3rd party liability Insurance and no Car rental.
Jan 19, 2012
9 months pregnant, hit off the road by a car.
It was a rainy night. I was going about 40 to 50 mph. no cruise on. had 2 kids with my, 1 year old and 5 year old. 9 months pregnant. a car was passing
Permalink -- click for full blog post "9 months pregnant, hit off the road by a car. "
Jan 18, 2012
Had an accident while 29 weeks pregnant, having issues with pregnancy ever since...
At 29 weeks pregnant, my boyfriend and I got into a car accident, and it was not our fault. I was having a good pregnancy up until then. Right after the
Jan 18, 2012
insurance claim
Hi I need some information. I was involved in an accident. I mean I was parking my car at the speed of 5 mph and I remember I never touched that car may
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Jan 16, 2012
What to do after you've settled and problems arise?
Back on November 1, 2010, I was hit from behind while yielding at an exit at Lowe's in Georgia. After a cop came and took down statements from me and the
Permalink -- click for full blog post "What to do after you've settled and problems arise?"
Jan 16, 2012
5 year old daughter hit by car
My daughter sister and I were crossing street to get to the other side. My daughter let go of my hand and ran after my sister who was half way across the
Permalink -- click for full blog post "5 year old daughter hit by car"
Jan 15, 2012
Comprehensive Insurance | is this covered?
I went shopping today and my car was parked in the parking lot when I came out from shopping I had a big scratch on my drivers side door and back pumper.
Permalink -- click for full blog post "Comprehensive Insurance | is this covered?"
Jan 15, 2012
I am at fault, had no insurance, payment options?
Over Christmas, before setting out from Galveston to Austin, Texas, my Jeep developed electrical issues during a severe rainstorm (Dec 24). I was unable
Permalink -- click for full blog post "I am at fault, had no insurance, payment options?"
Jan 14, 2012
Does a claim expire?
A friend of my crashed my uninsured truck into a lady’s car and the accident was reported and there was a claim. The friend went to jail later for a previous
Permalink -- click for full blog post "Does a claim expire? "
Jan 14, 2012
Insured Car Hit my Uninsured Car
We were driving to the store when a truck backed out of his drive way and hit our truck side and bumper. We are currently not insured but the driver
Permalink -- click for full blog post "Insured Car Hit my Uninsured Car"
Jan 14, 2012
Repairs on a claim in New York
Our new truck 2011 was in a very is a small scratch now on the bumper. The person responsible, her insurance company sent us a check for replacement of
Permalink -- click for full blog post "Repairs on a claim in New York"
Jan 12, 2012
Pain and suffering amount
My wife was struck by a car while riding her bicycle. The police report clearly stated the driver of the car was at fault, though no citation was issued.
Permalink -- click for full blog post "Pain and suffering amount"
Jan 12, 2012
Renting a car after a accident
I was in a accident because someone made a left turn in front of me. My car was totaled and I am renting a car. I only had liability insurance. The person
Permalink -- click for full blog post "Renting a car after a accident"
Jan 12, 2012
Insurance Claim on Stolen Car
My car was stolen about a month ago I gave the information to an insurance adjuster they had an investigator contact me with American family here in Denver
Permalink -- click for full blog post "Insurance Claim on Stolen Car"
Jan 12, 2012
Young Driver's First accident
My son rear ended another car last night, no one was hurt, thank God. My son is 17-1/2 in his great wisdom he had picked up 4 girl friends and was taking
Permalink -- click for full blog post "Young Driver's First accident"
Jan 11, 2012
Rear Ended
What happens if my car was rear ended while I was at a stop sign. The police where not called just information like names were exchanged but I have no
Permalink -- click for full blog post "Rear Ended"
Jan 11, 2012
Car Theft Claim
My Car was stolen and my insurance company have told me that as the legal owner of the car was my brother and not me the policy holder, they will cancel
Permalink -- click for full blog post "Car Theft Claim"
Jan 10, 2012
Can an insurance company give you an estimate without seeing the damaged vehicle.?
I am trying to settle an insurance claim. The other insurance co. said to get estimates, so we did. They then told us they had made their own estimate
Jan 8, 2012
Reimbursement for missed work due to car accident
I was rear-ended on my way to work New Year's Eve and as a result was late to work and ended up missing 5hrs of holiday pay. My insurance company is
Permalink -- click for full blog post "Reimbursement for missed work due to car accident"
Jan 5, 2012
Statute of limitations with no insurance accidents.
My fiance rear ended a car back in 2007, it was just a fender bender and everyone was totally fine at the time. The kicker is that he was driving his dad's
Permalink -- click for full blog post "Statute of limitations with no insurance accidents."
Jan 5, 2012
what if you are on 2 policies and you have medical bills
I am on my parents' policy with nationwide. They had to get a policy with my husband and I after we married due to the car being in their name and the
Permalink -- click for full blog post "what if you are on 2 policies and you have medical bills"
Jan 5, 2012
Rear end collision but their insurance not paying due to salvage title.
I was rear ended early December 2011. I was in a 99 GMC Jimmy and hit by a Hyundai Sonata. I was sitting still with traffic and hit by him over 15-20mph.
Jan 5, 2012
How do I get my car fixed?
I hit a car that made an illegal left turn in front of me on the service road of hwy 67. A man was driving at the time however a lady got out and handed
Permalink -- click for full blog post "How do I get my car fixed?"
Jan 4, 2012
Hit and run and not sure how to proceed
I am out of the country and my car was parked outside of my sister's house yesterday and someone ran into it and cause a fair bit of damage, from the pictures
Permalink -- click for full blog post "Hit and run and not sure how to proceed"
Jan 4, 2012
Stolen truck twice
My truck was stolen feb of 2011 from my house, the thieves kept a alarm and set of keys. I called my insurance to help me rekey it but it was 1400 dollars
Permalink -- click for full blog post "Stolen truck twice "
Jan 4, 2012
How to determine if a car is totaled?
I recently had a car accident in which I had damage to my front bumper, hood, radiator and I believe my axle is broken. When I turn the steering wheel
Permalink -- click for full blog post "How to determine if a car is totaled?"
Jan 4, 2012
Total Loss Damage
We had 2 accidents within a week we made 2 appointments the adjuster came out he said he was going to do them both he was not going to come back a second
Permalink -- click for full blog post "Total Loss Damage"
Dec 29, 2011
Auto deemed "totaled", but research shows there were no autos alike
We have a 1998 Ford Mustang Atlantic blue coupe with additional options and new tires which is being restored and my boyfriend's mental therapy (he is
Dec 29, 2011
Being sued because of car accident.
I have just received a letter stating that I am being sued for injuries towards the driver of a car that I have bumped into. Now this was a very low
Permalink -- click for full blog post "Being sued because of car accident."
Dec 29, 2011
Fender bender with borrowed rental truck. Coverage in question.
I had a rental pick up truck that I let someone else drive. They were in a parking lot and got into a fender bender with another car that was also backing
Dec 29, 2011
OFFICER unable to determine which party was at fault!
I was involved in an accident on the freeway. The other driver was in the fast lane. I was in the lane next to the fast lane. At the moment of the accident
Permalink -- click for full blog post "OFFICER unable to determine which party was at fault!"
Dec 27, 2011
Auto Insurance Company Coverage Dropped
I was involved in an accident, when the car in front of me stopped at a green light, and he did not have his signal on to turn right, therefore resulting
Permalink -- click for full blog post "Auto Insurance Company Coverage Dropped"
Dec 27, 2011
Who is at fault for this accident?
I was behind A car that was making A LEFT, I waited A minute or two. I decided to pass the car waiting to make the left,. I looked, put my blinker
Permalink -- click for full blog post "Who is at fault for this accident?"
Dec 27, 2011
Loss of use coverage
My car is being repaired due to a collision that is not my fault. State Farm (the liable insurance agency) states they do have to pay for a rental car
Permalink -- click for full blog post "Loss of use coverage"
Dec 27, 2011
Hitting someone who doesn't have a title
First thing if the person driving the other car doesn't have a title to that car (and they aren't borrowing it or stealing it) can they have insurance?
Permalink -- click for full blog post "Hitting someone who doesn't have a title"
Dec 22, 2011
I had no insurance and suspend License! What should I do now?
I know, stupid me! I just came back into country (husband Military) after 2 years and because of tickets unpaid before I left my license was suspended
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