Auto Insurance Claim Advice Blog

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Being involved in a car accident can be a huge pain in the neck. Dealing with an insurance adjuster can be the worst experience of your life. Learn how to negotiate and protect your rights.

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Feb 2, 2012

Lane Change Accident ; Conflicting Statements caused denial of claim

I was traveling on the right lane of a four lane freeway during rush hour. The driver directly beside me began to merge into me and I held my horn. That

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Feb 2, 2012

Geico demanding payment

Geico is trying to get us to pay for their insured damages after an incident we had with her, she told geico that we damaged her car. Geico never called

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Jan 28, 2012

Ran over obstacle on the freeway

On 11/14/2011 I took my car in for general servicing and the Lexus dealer found that the undercarriage of the car had been completely damaged due to my

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Jan 28, 2012

Answer to What to do? Accident where there is a word v. word situation?

On January 23 at 10 am I was in the farthest left-hand lane waiting for the left light to turn green, when the car in FRONT of me reverses, backs up and

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Jan 28, 2012

Progressive Insurance, never take your car to their service centers

On December 8th, I was rear ended by another Progressive Insured driver. My rear bumper was damaged and my car was pulling to the right after the accident.

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Jan 26, 2012

To Claim or Not to Claim

I recently traded in a vehicle that sustained two different incidences of damage. One was a no-fault (the vehicle was hit while on the street - no one

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Jan 26, 2012

Claims that effect Insurance quotes

I had a unique situation. I was the caregiver for my cousin in Nashville for a lung transplant. A travel trailer was given to my cousin for use to live

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Jan 24, 2012

Completely my fault? Can the owner be sued.

First of all, I live in South Carolina and all of this happened there. A friend of mine shows up at my house and tells me his car is broke down just up

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Jan 24, 2012

Did I wait too long?

I backed into a tree about 6 months ago. My coverage has not changed since, and I do have full collision coverage. I read my policy, and there was

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Jan 23, 2012

Will your insurance rate go up if your in a fender bender that resulted from snow?

We were going 10 miles an hour up hill and the car in front of us stopped we tried stopping but due to the snow and lack of plowing, we slide we were able

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Jan 23, 2012

Snow storm accident

Because of the horrible snow storm in the Pacific Northwest, many of the roads were not cleared in my town which left them very dangerous. I was wondering

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Jan 23, 2012

What should you do if you are in an accident to no fault of your own in which you suffer a total loss in vehicle, but you don't have any insurance?

Hello, I was recently in an auto accident in which I was driving southbound on the high way and a truck in the neighboring lane claimed to not have seen

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Jan 23, 2012

How should I go about recovering all the damages sustained from a car accident in which I was no at fault

On Jan. 10, 2012 I had a car accident, I was stopped in traffic and the person behind me was driving looking in their rear view mirror. They struck me

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Jan 22, 2012

Hit and Run with no report because on private property

My daughter is licensed with her own insurance company but was driving my car when a punk backed into her while she sat idle in a parking lot, waiting

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Jan 22, 2012

Rear ended by a Driver with no Valid drivers license and claims the car belongs to father who has insurance

My wife was Rear ended this last Tuesday at no fault because she was stopped at a traffic light. We have 3rd party liability Insurance and no Car rental.

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Jan 19, 2012

9 months pregnant, hit off the road by a car.

It was a rainy night. I was going about 40 to 50 mph. no cruise on. had 2 kids with my, 1 year old and 5 year old. 9 months pregnant. a car was passing

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Jan 18, 2012

Had an accident while 29 weeks pregnant, having issues with pregnancy ever since...

At 29 weeks pregnant, my boyfriend and I got into a car accident, and it was not our fault. I was having a good pregnancy up until then. Right after the

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Jan 18, 2012

insurance claim

Hi I need some information. I was involved in an accident. I mean I was parking my car at the speed of 5 mph and I remember I never touched that car may

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Jan 16, 2012

What to do after you've settled and problems arise?

Back on November 1, 2010, I was hit from behind while yielding at an exit at Lowe's in Georgia. After a cop came and took down statements from me and the

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Jan 16, 2012

5 year old daughter hit by car

My daughter sister and I were crossing street to get to the other side. My daughter let go of my hand and ran after my sister who was half way across the

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Jan 15, 2012

Comprehensive Insurance | is this covered?

I went shopping today and my car was parked in the parking lot when I came out from shopping I had a big scratch on my drivers side door and back pumper.

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Jan 15, 2012

I am at fault, had no insurance, payment options?

Over Christmas, before setting out from Galveston to Austin, Texas, my Jeep developed electrical issues during a severe rainstorm (Dec 24). I was unable

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Jan 14, 2012

Does a claim expire?

A friend of my crashed my uninsured truck into a lady’s car and the accident was reported and there was a claim. The friend went to jail later for a previous

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Jan 14, 2012

Insured Car Hit my Uninsured Car

We were driving to the store when a truck backed out of his drive way and hit our truck side and bumper. We are currently not insured but the driver

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Jan 14, 2012

Repairs on a claim in New York

Our new truck 2011 was in a very is a small scratch now on the bumper. The person responsible, her insurance company sent us a check for replacement of

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Jan 12, 2012

Pain and suffering amount

My wife was struck by a car while riding her bicycle. The police report clearly stated the driver of the car was at fault, though no citation was issued.

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Jan 12, 2012

Renting a car after a accident

I was in a accident because someone made a left turn in front of me. My car was totaled and I am renting a car. I only had liability insurance. The person

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Jan 12, 2012

Insurance Claim on Stolen Car

My car was stolen about a month ago I gave the information to an insurance adjuster they had an investigator contact me with American family here in Denver

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Jan 12, 2012

Young Driver's First accident

My son rear ended another car last night, no one was hurt, thank God. My son is 17-1/2 in his great wisdom he had picked up 4 girl friends and was taking

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Jan 11, 2012

Rear Ended

What happens if my car was rear ended while I was at a stop sign. The police where not called just information like names were exchanged but I have no

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Jan 11, 2012

Car Theft Claim

My Car was stolen and my insurance company have told me that as the legal owner of the car was my brother and not me the policy holder, they will cancel

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Jan 10, 2012

Can an insurance company give you an estimate without seeing the damaged vehicle.?

I am trying to settle an insurance claim. The other insurance co. said to get estimates, so we did. They then told us they had made their own estimate

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Jan 8, 2012

Reimbursement for missed work due to car accident

I was rear-ended on my way to work New Year's Eve and as a result was late to work and ended up missing 5hrs of holiday pay. My insurance company is

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Jan 5, 2012

Statute of limitations with no insurance accidents.

My fiance rear ended a car back in 2007, it was just a fender bender and everyone was totally fine at the time. The kicker is that he was driving his dad's

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Jan 5, 2012

what if you are on 2 policies and you have medical bills

I am on my parents' policy with nationwide. They had to get a policy with my husband and I after we married due to the car being in their name and the

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Jan 5, 2012

Rear end collision but their insurance not paying due to salvage title.

I was rear ended early December 2011. I was in a 99 GMC Jimmy and hit by a Hyundai Sonata. I was sitting still with traffic and hit by him over 15-20mph.

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Jan 5, 2012

How do I get my car fixed?

I hit a car that made an illegal left turn in front of me on the service road of hwy 67. A man was driving at the time however a lady got out and handed

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Jan 4, 2012

Hit and run and not sure how to proceed

I am out of the country and my car was parked outside of my sister's house yesterday and someone ran into it and cause a fair bit of damage, from the pictures

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Jan 4, 2012

Stolen truck twice

My truck was stolen feb of 2011 from my house, the thieves kept a alarm and set of keys. I called my insurance to help me rekey it but it was 1400 dollars

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Jan 4, 2012

How to determine if a car is totaled?

I recently had a car accident in which I had damage to my front bumper, hood, radiator and I believe my axle is broken. When I turn the steering wheel

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Jan 4, 2012

Total Loss Damage

We had 2 accidents within a week we made 2 appointments the adjuster came out he said he was going to do them both he was not going to come back a second

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Dec 29, 2011

Auto deemed "totaled", but research shows there were no autos alike

We have a 1998 Ford Mustang Atlantic blue coupe with additional options and new tires which is being restored and my boyfriend's mental therapy (he is

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Dec 29, 2011

Being sued because of car accident.

I have just received a letter stating that I am being sued for injuries towards the driver of a car that I have bumped into. Now this was a very low

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Dec 29, 2011

Fender bender with borrowed rental truck. Coverage in question.

I had a rental pick up truck that I let someone else drive. They were in a parking lot and got into a fender bender with another car that was also backing

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Dec 29, 2011

OFFICER unable to determine which party was at fault!

I was involved in an accident on the freeway. The other driver was in the fast lane. I was in the lane next to the fast lane. At the moment of the accident

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Dec 27, 2011

Auto Insurance Company Coverage Dropped

I was involved in an accident, when the car in front of me stopped at a green light, and he did not have his signal on to turn right, therefore resulting

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Dec 27, 2011

Who is at fault for this accident?

I was behind A car that was making A LEFT, I waited A minute or two. I decided to pass the car waiting to make the left,. I looked, put my blinker

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Dec 27, 2011

Loss of use coverage

My car is being repaired due to a collision that is not my fault. State Farm (the liable insurance agency) states they do have to pay for a rental car

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Dec 27, 2011

Hitting someone who doesn't have a title

First thing if the person driving the other car doesn't have a title to that car (and they aren't borrowing it or stealing it) can they have insurance?

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Dec 22, 2011

I had no insurance and suspend License! What should I do now?

I know, stupid me! I just came back into country (husband Military) after 2 years and because of tickets unpaid before I left my license was suspended

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