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Auto Insurance Claim Advice Blog

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Being involved in a car accident can be a huge pain in the neck. Dealing with an insurance adjuster can be the worst experience of your life. Learn how to negotiate and protect your rights.

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Jul 15, 2013

Should fender-bender be reported?

On June 13, my son backed out of a parking space and scraped the bumper on the next car over. There didn't appear to be any tears, dents or broken pieces,

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Jul 11, 2013

What do I need to do in this case?

I am terribly disappointed with Geico. My car was flooded 4 weeks ago and until now I didn’t receive any update about it, even though I talked to 3 different

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Jul 11, 2013

Single car impact with center divider due to tire blow out, is this my fault?

I hit the center divider after a tire blow out. The tires were in good condition (had been rotated about 1000 miles before.) No apparent road hazard,

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May 13, 2013

why do I have to pay for my rental car when the accident is not my fault?

On 4/16/2013 I was proceeding thru a green light when a car driven by a man with a suspended licence ran the red light & hit the back passenger side of

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May 07, 2013

How do I get insured to sign off?

A friend took my car to work and it caught on fire; I don't know how. However, his insurance agreed to cover it as total loss. They evaluated acv and

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May 06, 2013

Making a left hand turn but she lied about where she was

I was making a left hand turn during a yellow light while I was traveling north bound. A girl I saw traveling westbound struck my car. I assumed that

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May 06, 2013

Percentage of fault at an uncontrolled intersection accident

My wife was involved in an accident at an uncontrolled intersection. This was a residential neighborhood with a 25 mph speed limit, in WA state. The

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Apr 16, 2013

Auto Replacement Value | Third Party Claim

On Feb. 20, 2013 my wife was involved in an auto accident. She was driving on Highway and was struck from behind. My wife was following a road grader

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Apr 15, 2013

Will the insurance company waive my deductible because a driver turned in front of me and I slid on the ice and hit a tree

I was driving down the main street in my subdivision on Monday, January 28th, 2013. The schools are all closed due to a winter weather advisory due to

Continue reading "Will the insurance company waive my deductible because a driver turned in front of me and I slid on the ice and hit a tree"

Apr 13, 2013

Totaled but at fault party lied

A man was driving on wrong side of road when I seen him looking off at the road. He was getting closer to me so I got over to a hill. I close as I could

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Apr 13, 2013

Can I claim for suffering? car hit my parked car and bounced off ,then hit gas station I was in?

Car was entering parking lot. Driver did not slow down. Car sped up hitting my parked car. Then bounced off and struck store front. Car came thru front

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Mar 12, 2013

Fender bender with no damage | Now being sued

I was coming around a corner in my condo development one morning while another vehicle was coming around at the same time we could not see each other and

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Mar 12, 2013

Very new claim for a new customer

I bought insurance on the 13th I hit a coyote on the 15 at the at 5:30 am I let my other insurance go because they kept raising the price. Now I'm being

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Feb 17, 2013

Can I be held responsible if a friend wrecked a borrowed car?

Last summer a friend picked me up in his car, I am 18 he is also. Friend wanted to go to movie with a girl so he had me drop him off at the movies and

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Feb 11, 2013

Bad Situation | I don't remember what I did

On a Friday night I enjoyed some time with some old friends I haven't seen in years. We decided to visit a Hookah Lounge which was a first time for me.

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Feb 11, 2013

Return to previous state? | I had a car and now I do not

A guy pulled out of a parking lot and right into me! His insurance company accepts liability and are totaling my car. What they are paying and my gap

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Feb 11, 2013

I have no insurance and another car hit me from behind | What do I do?

My car was hit in the back my child was in the car. I have a claim and the insurance trying to pay my child 750.00 for her pain and suffering but the

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Feb 11, 2013

What is the time frame to sue an insurance company for an accident?

I had an accident 1 yr ago I hit 2 deer jan 1,2012 and the car was damaged pretty bad(I have witnesses who were behind me and saw everything). One is

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Feb 11, 2013

My husband asked a question to the insurance company about the front windshield? | Now we have a claim

We have comprehensive coverage. My husband went inside and asked if we were to get it replaced but not now. The small area is at the bottom of the front

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Feb 11, 2013

Wrongful death claim against employer for sending driver in unsafe conditions

My father’s employer sent my father on his route delivering parts to the eastern shore feb 1 2013 in a snow storm. It wasn’t snowing in Baltimore but

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Feb 11, 2013

Car repair payment given to me and the lien holder | Will they release the funds to me?

I was in an accident and the insurance company has written a check to myself and the lien holder. However, I have a friend who does excellent body work

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Feb 10, 2013

Insured driver not present | Effect on the claim process

If I crashed into someone’s car and the named driver wasn’t present. However; they called to make a claim when another person was responsible for the

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Feb 10, 2013

Insurance company failed to contact me, they claim insufficient contact info | Statute of limitations expired

I was a passenger in a vehicle when the driver crashed while rounding a corner speeding recklessly. The car rolled over and my right arm was injured

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Feb 09, 2013

Insurance company of at fault person wants to total my car | I disagree

My car was by another car and the police officer gave the other driver a note of being at fault. He called a local company to tow my car- which they

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Feb 09, 2013

Rat infestation | Coverage for damage vehicle by rodents

Got my car back in the country (in USA) after 4 years in October 2012. I shipped outside the country 4 years ago. Next day after arrival I added the

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Feb 08, 2013

Mercedes head rest splits and there is a head injury | What can I do?

If I'm driving a Mercedes and the head rest split open and I get injured is the company at fault. I got hit from the back and the head rest split open

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Feb 08, 2013

Who is at fault? | Vehicle on left lane or vehicle turning into lane

Last night I had a wreck. I was driving 65mph (that's the speed limit) in the left lane going north and a guy pulled in coming from the west. Crossing

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Feb 08, 2013

Who would be at fault? Car door open when vehicle hits it

We were stopped and opening our car door in a church parking lot to get out. A car pulling into the parking space next to us, hit our open car door.

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Feb 06, 2013

Auto Insurance Claims Advice, Personal Injury Settlements, Auto Accident Claims, Total Loss - Legal Tips from Real Lawyers!

Auto insurance claim advice evaluates personal injury settlements and damages. They explain how to increase personal injury settlements for pain and suffering, total loss, and anything related to car accidents and auto policies.

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Jan 14, 2013

A friend was using my truck for the night. Road was black ice and hit a bolder

A friend was using my truck ( Dodge Ram 1994)1500.. for the night and the road had black ice on it, which made him slide off the road and hit a bolder.

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Dec 10, 2012

Who is at fault if I was turning left at 7:30 pm at night and truck hit me traveling fast with no headlights

I was coming home from picking up my fiance like I do every evening about 7:15- 7:30. We were traveling straight on the highway, I proceeded to turn left

Continue reading "Who is at fault if I was turning left at 7:30 pm at night and truck hit me traveling fast with no headlights"

Dec 10, 2012

Leaving the scene of an accident

I lost control of my ford pick-up and totaled it. I then left the scene. I went to a friend's house and feel asleep the next day I called the insurance

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Dec 08, 2012

I am a 18 wheeler driver got rear eneded by a another 18 wheeler driver

I was driving down I-55 in Mississippi in my 18 wheeler when all of sudden a another 18 wheeler driver hit me in the rear of trailer. It was real foggy

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Dec 02, 2012

Car accident and they are not even looking at the vehicle | Is it legal?

I was involved in an accident with a drunk driver. My truck is at a shop and the drivers insurance has been paying the storage fee. I've still have not

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Nov 27, 2012

Collected twice for same damage |What to do?

I was hit in the back bumper while backing out of a space. their insurance paid for the damage. I pocketed the money and didn't fix it. Three weeks later

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Nov 27, 2012

What constitutes leaving the scene of an accident

I was traveling my car down the road, moving slowly, I heard a loud bang behind me and looked in my rear view mirror and saw cars hitting each other. I

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Nov 26, 2012

They say it is a total loss?

Someone hit me on the right side fender and bumper it just a little dent and paint on it but united. Automobile insurance trying to say it a total loss.

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Nov 26, 2012

I was given a warning ticket | Should I file a claim?

I worked a festival and upon leaving that festival I was getting ready to turn right and a pedestrian going to a wedding walked right in front of my car

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Nov 23, 2012

Car Accident Claim for Loss of Business Income

A car accident claim for loss of business income can be very difficult to document. Adjusters will question your income and will try to devaluate a settlement by showing that much of the income is passive. Documenting the claim is key to a proper settlement.

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Nov 23, 2012

Car Accident Injury Claim and Burden of Proof

In a car accident injury claim the victim or injured party must show by preponderance of the evidence that the person who caused the accident was at fault and that the resulting injury is the proximate cause of the accident.

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Nov 18, 2012

Who gets the insurance check?

Hi I'm a buy here pay here lot. I have a client who signed for the truck. She's the only one on any Paperwork. She was in auto accident. On 9/14/2012

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Nov 18, 2012

is my insurance void if I have an accident on a no access road?

I park my car in a no access street as it is near to my child’s school and there is room. If I accidently hit a parked car, will my insurance pay for

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Nov 15, 2012

Will my insurance go up if a passenger injured himself and files a claim?

I was dropping off my friend and as I was slowing down, he opened the door and got out while the car was still rolling. The back tire ran over his heel

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Nov 15, 2012

Geico claims denied

The following happened to me. I made a deal to lease a new 2013 Audi. My dealer agreed to buy the car at the payoff owed to Audi financial. Since we ordered

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Nov 14, 2012

What is a reasonable amount of insurance to have on my car?

I am a 60 year old female and I drive a 2000 Hyundai Tiburon SE mid-life crisis car. The crisis is over and the car is still running great. I am now

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Nov 14, 2012

PI Paralegal has a question regarding Chiro fees

Hello, I hear so often when negotiating a PI settlement that the Chiro fees are over the general fees in that area. When I ask what information/data/charts/stats

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Nov 14, 2012

How much will my 2003 Toyota Camry depreciate after a rear end collision?

My car was hit by a dodge van and the driver admitted he had accelerated when he hit me. The car sustained extreme damage to the left rear bumper and tail

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Nov 13, 2012

in auto accident with a used car dealerships uninspected loaner car with dealer plates;

I was in a serious accident - flipped the car- due to poor steering (busharms?) He has taken money from me that I gave to him because he got mad at me.

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Nov 13, 2012

Wrongful death claim for girlfriend?

My boyfriend died in a car accident due to someone giving him their car keys while he was intoxicated and he was killed. Do I have a wrongful death claim

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