Car Accident?
Tips and Strategies to Deal with Insurance Companies
Dealing with a car accident? Is the insurance company giving you a hard time paying for your damages?
Unfortunately, this is not uncommon! Many consumers are in the same position you are when they deal with fault, total loss, bodily injury, soft tissue injuries, arbitration, auto damages... the list goes on...
Consumers are often surprised when the insurance company
- Gives them a low total loss evaluation
- Fixes their car with USED parts
- Cuts their rental car early
- Gives them a low bodily injury settlement
- Devaluates their pain and suffering
- Denies coverage on questionable investigations
- Attributes fault to the wrong driver
You are not alone.
As an ex-claim adjuster, now an attorney, I learned how the insurance claim process works and how you can protect your rights and get compensation for your damages.
Insurance companies train adjusters to be hard negotiators in just about every aspect of a claim (whether you know it or not).
They will fix your car with used parts (if you let them), cut your rental car early, and give you a low settlement in your total loss.
They will also drag the settlement of lost wages and/or pain and suffering as long as they can, so you become desperate and settle for less.
They do not explain what to do when making a personal injury claim or how to go about getting your damages fully compensated.
Make no mistake, this is intentional. See the Insurance Institue of America website.
Many people hate dealing with attorneys, and you should not need one to deal with a simple fender bender.
Most consumers want their damages paid for and simply move on with their lives.
They are not looking to profit out of a car accident, but they do want to be treated fairly. However, some insurance companies will push you to seek legal advice.
They make this process very difficult and the average consumer does not have the tools to protect their interest.
It is not fair!
You pay insurance every month, and when you need them, you have to go through a lengthy paperwork process.
Here we outline tips, strategies, and information so you handle your own claim - please note, consult with an attorney before you do anything regarding your claim.
This is general information and it is not legal advice.
You should specially consider getting your case reviewed by a local attorney if are injured or believe you could be injured. Fill the form below to find an attorney near you.
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