Claim Questions?

Two cars, in same accident, under same AAA Policy.  Accident in my driveway. Daughter backing out (2009 Civic), backed into wifes car (2008 Lexus).

Both cars have damage - totaling a few thousand.

Both ...

Total Loss Settlement Taken Away? Is it possible?  My car was stolen on June 19, 2010. My insurance company said they would start the settlement 14 days after the car was stolen.

I finally got a settlement ...

Settlement checks | How long do I have to wait  On May 30, I was hit from behind and my car was "totalled".

I had to go to the hospital-no serious injuries, but had ambulance ride and because of ...

Are they trying to arrest me?  November 5th i was scheduled to go out of town to pick up my sister who was being released from prison. I do not like to drive without vehicle insurance ...

Lemon Laws/Grace Periods and Car Accidents  I have a bit of a weird situation/question. A friend of mine who lives in another state (Idaho) purchased a used vehicle last week.

She initially tried ...

Determining liability on parking lot accident  Last month, I was involved in a parking lot accident. I was pulling out of a slanted parking space and was almost done reversing when I felt the impact ...

Parts No Longer Available | How do I fix my car?  I was recently involved in an accident in which the party at fault did not have car insurance.

My insurance (progressive) paid to have my car fixed....

Percentage of negligence on pain & suffering claim - 4th car in 4 car wreck  My sister and I were involved in a 4 car wreck caused by a 5th car that left the scene of the accident. We were car #2 in the actual wreck.

We were ...

Accident settlement and damages  I was hoping you can help. I was rear ended a few months ago in DC. Other driver sited. I sustained Neck, Back and Knee injuries. My knee required surgery ...

Insurance won't pay because lack of damage doesn't support injuries  I was a passenger in a rear end collision. The other party claimed fault and yet their insurer refuses to pay for my medical bills and compensate my wage ...

I was rear ended last night  I was rear ended last night by a drunk driver and the arresting officer must have written down the wrong name of the drivers insurance agency or it must ...

Is it 50/50 or is he 100% liable?  my husband was backing out of a parking space coming home from work when he hit a moving car behind him, he was only going 2-10 kilometers an hour. At ...

Fender bender in my driveway | My fault?  I was backing out of a driveway onto a residential street and backed into the passenger side middle door of a mini-van.

I didn't see the vehicle approaching ...

Disputing determination of fault - Injury accident   Son is taking protected left hand turn and is hit by driver running red light. Time was approximately 12am. less than 2 blocks from our home.

Driver ...

The point of arbitration VS accepting liability?  I was in an accident where a very young driver reversed into the side of my car.
The accident took place in a parking lot I was driving through.

She ...

Insurer requesting a POA  My insurer is requesting a POA on my claim. What is a POA and why is it required? The car has been taken back to the bodyshop twice now, and now they ...

Question about comprehensive  If I was involved in a car accident due to bad road conditions ( snow and sleet) would it be covered under my comprehensive.

Answer:

Probably ...

Settlement amount to ask for of at fault drivers ins co  Auto accident happened 7/23/07 in Florida. I have received payment for my car which was totaled. We were hit from behind while waiting for the light to ...

Backing out is blocked - Fender Bender  I was parked in a private driveway visiting a friend, the driveway is steep. Another visitor to the house parks his car on the street and goes in the ...

Car Accident Repair Appraisal Low  My truck was hit while parked the person called her insurance co. they came out and gave me an appraisal which was less than the one I got.The appraiser ...

Is usaa trying to screw me?  I hit their client at 45mph as he was attempting to make a u-turn. His fault as the police report states.

Failure to yield to oncoming traffic. Damage ...

Stolen Car  I had my car stolen at a friends house, the keys were on the table, I don't know who stole my car due to a lot of people coming in and out of his place....

Allstate insurance claim denied  All state denied my stolen car insurance claim. They stated none of the security features were by passed there for the car could not have been stolen.

The ...

Possible Total Loss - What to Do?  On July 19, 2008 I was involved in an auto accident. Other driver blew stop sign and came across highway. I T-boned her. Cop said she failed to yield ...

What if I choose not to make repairs?  I own my car, no finance company involved, I hit a deer and the adjuster came and looked at my car and mailed me a check for the damages, I am choosing ...

Consulting an Attorney, or Arbitration?  If I'm not satisfied with the ruling of the adjusters on my accident claim, what are my options? I've been told that if my case goes to an arbitrator,...

Adjuster wont accept liability  I was in an accident. The other party is covered by Country Insurance & Financial. I have the police report and pictures showing the other party was ...

cracked fram  I was recently in an accident and my truck has sustained frame damage. The tires are no longer in line with each other and more importantly a crack in ...

Drunk Driver & Pain and Suffering  In our situation we were hit by a drunk driver, does this automatically mean he was at fault? And to file compensation for pain and suffering do I need ...

why wont they pay for it,or accept fault?  Details, well my girlfriend was driving westbound on a 4 lane highway in athens county ohio.

A schoolbus (Indiana Insurance) was going east and hit ...

totaled '95 Ford Escort  A friend's son slid on some ice in his SUV and into the side of my parked '95 Ford Escort station wagon. I was not in the car at the time. The damage done,...

What am I Entitled Too?  Hello, My wife was in a vehicle accident about 10 days ago (we live on long Island, New York). It was not her fault as the other vehicle disregarded a ...

Insurance company deciding fault/ how to fight it  My husband was involved in an accident where he was unfairly ticketed. He was ticketed based solely on the statements of the other two drivers involved ...

demand letter for medical   I was in an accident awhile ago and have recently finished treating with a chiropractor and a Dr. the car was totaled.

I kept the car and fixed it....

our truck should be totaled but they want to fix it  A man pulled out in front of my husband when he was going 45mph. my husband t boned him. the other mans insurance is the one to fit the bill. the frame ...

Totaled car and ACV less than loan payoff  My car appears to be totaled, and the actual cash value is likely to be less than the payoff amount on the loan. Your discussion of Lienholder's Financial ...

How to get total loss or diminished value from GEICO  Last November my wife and I were involved in a major accident that substantially damaged the rear end of our three week old 2007 RAV4.

We had the RAV ...

Total Loss of a Dream Car  I was involved in a freeway accident. A dolly fell off of a semi truck, who kept driving, and the 1st vehicle came to a complete stop on the freeway after ...

total right off-what are our rights  We have a mercedes benze 320E elegance.I was parked in the road, when a 32 ton lorry backed into it.We know who done it, they have agreed liability.
Our ...

Larry miller auto dearlership   They forgot to put the oil plug in my lexus and my engine blew in about 10 minutes.

They said it was a slug problem. So they said its your problem....

What to do?  In sept, a triaxle dump truck full of stone plowed into my 2005 Honda Odyssey 20,000 miles in excellent condition. The driver got out of the vehicle to ...

No citation, no pictures or evidence  I was involved with a disgruntled driver who slammed on her brakes several times off of a green light to scare me? Or cause me to hit her?

I barely ...

Where can I find laws to support particular arguements?  I have examined the CCC report, and only two comparable vehicles are included. The closest one is 200 miles away. This is certainly not local, and this ...

Do I have a claim  my truck was parked outside my rented house while i was at work a branch which was rotten fell onto my truck roof causing $ 4100 damage the truck was valued ...

stolen vehicle  I own my vehicle and it was stolen and recovered after 9 days. my insurance company is going to pay the claim but their adjuster quoted a repair price ...

left turn liability question  Two southbound lanes and 2 northbound lanes are separated by a center turn lane. Car (A) is southbound in the furthest lane from the center turn lane....

Value of totaled car  my insurance (State farm) has offered to settle for $5750,less $250 for existing damage,on a 1999 Camery wit 115k miiles. They got this number from the ...

"Borderlining the threshold of a total loss"?  I called my insurance company today to inquire about the status of my claim, after allowing sufficient time for a promised call back that never came through,...

Rear-ended another party  I was responsible for a rear end accident which I believe to be a minor fender-bender. My insurance company estimated the damages to my Tundra as minimal,...

How long until they make a decision  My veh. was hit by a tour bus that is insured by the above. Both veh's. were driveable from scene. Tour bus was in right lane (for straight),my veh. in ...

Total Loss Negotiation with Insurance Company  My 2000 Volvo SE has been determined a total loss and the amount they are giving me is pathetic. How do I negotiate?

Linda

Answer:

As noted ...

Total Loss Appraisal  I am currently in the midst of a property damage claim, and am having trouble with the insurance adjuster. I have a 1992 Honda Civic, which was totaled ...

bodily injury claim of minor  my 15 year old daughter was involved in a auto accident, she was a back seat passenger, and was sitting on the side where the other car hit them.

A ...

late auto claim  About a year ago my wife side-swiped a big rock on her 2004 Lexus E300 and tore up the passenger side door. She was embarrassed about it and did not file ...

Settle on a Total Loss  My 1998 Subaru was hit by another driver one month after I paid it off. Their insurance company has accepted full liability. They have not yet gotten ...

Should I use my insurance or the other party's insurance (their fault)  My parked car was hit by a young driver and is going to be totalled. They have insurance and I am covered with collision and comprehensive. I was told ...

car accident in parking Lot  am i covered for an accident in a shoping center "car park"?

--

Answer

We are having a hard time following your questions. If your car is parked ...

total loss evaluation issue  Hello,
I was in a minor accident in las Vegas Nevada. i have an older car -- a Toyota Camry v-6 with 70,000 miles in excellent shape - really!
and ...

Usaa ins is trying to screw us  we bought a boat and had it for six weeks.We were in an accident and were 100% not at fault.We paid 5000.00 for the boat. The ins co usaa is offering us ...

car accident not my fault ...whose insurance for faster service  I was in a right of way accident, where the other car was turning left, and hit the left bumper of my new car and damaged my headlight, bumper, foglight....

Older vehicle depreciation?  I was rear ended by a careless driver. After 2 months of trying to find a used bumper for a 10 year old truck in excellent condition, the adjuster agreed ...

how do i locate this specific auto insurance company (us auto ins co)  I was in a wreck and on the police report the only information listed was this name that I cannot find an agent or phone number or web site:

Answer ...

Minor giving a recorded statement  My 16 year old son was involved in a Auto Accident.

A lady pulled out in front of him and he hit her. She recieved a citation. When I finally got ...

How long does the insurance have to claim fault?  It been almost 1 week since the car accidents. The insurance is still waiting to contact the other driver who should be at fault.

My question, how ...

Vehicle Totaled 1997 Buick Century 18k miles  I purchased my grandmothers 1998 Buick Century for two reasons. One, I got a great deal and Two, it only had 17,500 miles on it.

Number two was the ...

Determining fault from an insurance company's perspective  I was in an accident 3 days ago, a driver sitting in line in the oncoming lane decided not to wait any longer, and made an illegal u-turn into my lane ...

Will My Auto Insurance Rates Go Up?  I have a Florida Policy, and I fell asleep behinding the wheel very late at night.

My car veered off into a median with trees and scrubbry, which caused ...

Auto Insurance general question   Why is it that insurance companies can get away with "their loopholes," causing everyone to have to get lawyers to know their rights?

It seems like ...

Colorado Accident  We are residents of colorado. While on vacation, we were in a car accident in the state of Utah.

The accident was declared not our fault. The insurance ...

Title and Registration Fees  My car is considered a total loss. Am I entitled to recieve back the amount of money I paid 2 mos. ago to title and register my car in Wisconsin?

If ...

Drunk Driver Hit us  My wife, my sister and her daughter and I, were involved in
a three car accident caused by a drunk driver. Police report says it was the drunk drivers ...

Dollar awards for personal injuries  Where can you go to obtain information that documents the pain and suffering awards for automobile injury cases that went to trial in a specific jurisdiction?...

Wage loss  My 17 yo daughter was rear ended in a car accident in Feb, 07 and had to go to the emergency room. As part of her pain & suffering claim, I'd like to include ...

Rights of A Second Opinion  I was involved in a accident in Georgia where my vehicle was damaged. The 3rd party adjuster hired by GEICO came to my home to look at my truck. They ...

Gap Insurance  I was at fault in an accident. The repair company thinks the car may be totaled. I have Gap Insurance and I don't know what this covers?

Can you help?...

Market value vs true replacement of car  The other car at fault insurance told me the market value of the totaling car. But, I am not able to buy the similar car with that amount from the dealer....

deductible waiver issue  My wife was involved in a unattended rollaway accident where the owner of the other car was found at fault. His company is Progressive and they say the ...

pressure from claims adjuster  I was in an accident. the other driver got ticketed for "failure to yield right of way". the police officer at the scene of the accident told me to contact ...

stolen motorcycle claim  I have a stolen motorcycle claim and the insurance company is giving me a hard time even though I gave them all the information they needed.

What can ...

Insurance grace period for coverage after a voluntary cancellation of coverage  I recently canceled full coverage insurance on a vehicle I am buying, in order to change insurance companies. But before I could get coverage with a different ...

How to get compensated from the other parties insurance?  I have a claim with the other parties insurance company. His girlfriend used his vehicle and hit me damaging my car. It has been about a month and still ...

State sales tax on total loss vehicle  Is the insurance company required to pay the 6.25% state sales tax as part of the claim?

If so, were is it in the law or case law ruling (please give ...

2nd personal injury same family how much its worth  last Dec 2nd i was sideswiped by a 40 ft winnabego from bumper to bumper
& the car he was towing, not one would contact me for close to 6 months & I needed ...

Side swyped from rear in parking lot? | Who's at fault?  I had my car in reverse, getting ready to back up but was not in motion. Car came too close to my bumper and swiped my cars rear end and then took off....

Claim reimbursement check | Hold up?  I got an estimate done through a AAA selected body shop.

I let the adjuster know I'd rather just have her send me the check and I'll take care of the ...

Settlement for loss of essential services  I am pregnant and on June 13,2010 both my husband and I have been injured in a car accident due to a drunk driver who rear ended us. The drunk driver ...

Flooded truck | What do they have to fix/replace?  I was launching my boat which was small enough that I could not see it for my tailgate. I went to step out onto the running board and the truck was in ...

How much should the injury settlement be?  I was in a car accident it was the other driver's fault my medical bills total 90,000 and lost wages so for 7,000. How much should my settlement be?

Also ...

When do insurance companies pay for the insurance on a rental   My vehicle was totaled by another person in MA, I live in NH and did not have auto insurance, I had to rent a car and pay for the insurance, is their insurance ...

Hit from behind at a yeild sign  My wife was sitting at a yield sign and was hit from behind. The other diver gave her the insurance info on the car. Come to find out that person was not ...

When to Submit a Claim?  I called the insurance company and the bill they have is $340 for a little bump on the bumper that I don't know how it happened or when.

I called ...

Insurance company trying to decline claim  To make long story short, my car was stolen and involved in a hit and run and car was totaled.

The police suspect my husband or a family member was ...

Totaled loss check | Settlement with bank  I totaled my car and I have already filed my claim.

My total loss adjuster said that they would have to write off the check to the lien holder.

My ...

How to fight being charged at fault for an accident due to mechnical failure?  I had a tire blow out and a kind man changed my tire for me. He put on my spare and told me there was a Chrysler dealer about 2 miles up the road. I starting ...

Had an accident on day I got insurance  My brother got on an accident on the same day he got his insurance. They faxed him an insurance card that was dated the 7th. The accident happened on ...

What constitutes liability and damages?  I was at a dead stop at the end of a freeway off ramp waiting for a car to pass so that I could make a right turn when I was rear ended. My BMW was pushed ...

My daughters accident | How is this claim settled?  My daughter was killed in a car accident. It was the other drivers fault because she was speeding. She was killed also.

My daughter had full coverage ...

UMBI coverages and Medical Payments Coverages  If an insured has both Medical Payments coverage and Uninsured Motorist coverage, do you exhaust the MP coverage first for the medical bills and then start ...

Recieving a claim after the vehicle in question has been sold...  I got rear ended by a truck two weeks ago. Previous to this, I had been looking for a new vehicle. My trade in value on my truck was $4500. I got rear ...

Insurance Company Depreciating Mechanical Parts Involved in Accident  Is it typical for insurance companies to depreciate mechanical parts when repairing a vehicle over and above the typical insurance deductible?

I have ...

Who is liable in rear end collisions?  If a car is at a full stop waiting for the traffic signal or whatever and a careless driver hits him from behind causing him to hit the car in front of ...

Car accident and total loss | I want my car fixed   An old man rear ended me, there's a chances that the insurance will total my car. I know my car can be fixed, can I suit the old man and make him pay ...

Named Driver Only policy (unlisted driver)  I reside in TX. I was involved in an auto accident and it was not my fault. The driver provided liability insurance to the DPS officer. I filed a claim ...

Insurance Company Advised Me That an Injury Claim May Result  My daughter was visiting Las Vegas from California. Exceedingly tired, she gave her boyfriend permission to drive her car back to the hotel. This boyfriend ...

Who is at fault for this left turn?  I was in a car accident. I was making a left turn at an intersection when another vehicle passed me on the left from behind. The roadway was marked with ...

Insurance Claim is refusing to pay for engine damage  I was in a car accident where I hit a vehicle in the front right side (passenger) as I was trying to turn and miss the high speeding vehicle coming up ...

Are you still obligated to buy?  While test driving a new vehicle we were hit from behind causing damage to said vehicle. We had signed a buyer's agreement with intent to purchase, but ...

Insurance Claim on Loss of Vehicle  If an individual is entitled to import a car with exemption to pay import duty and taxes and he covers the car insurance on market. The car without import ...

Two settlements from one injury claim  I was a passenger on a Yamaha Rhino ATV when the driver flipped the atv and I sustained a massive injury that will leave me permanently disfigured and ...

Other cars damage caused by me?  I was taking off the freeway and was trying to change to the left lane to take a U turn. There was a car coming from the middle lane and based on he said ...

Private lien on auto title for family member | Liability?  Can we hold a lien on a auto title in someone else's name to keep them from selling? and if we hold a lien are we liable if the car is in an accident?

Answer:...

What is the limits of my liability  If my auto insurance has $75000 in liability, and other party claims $100000 on medical bills alone, assuming it was my fault, what happens to me. am i ...

How long after accident do you have to file a claim  I was rear ended totaled my truck. I was at a dead stop she never saw until too late,she was looking down for her purse. aprx 40mph


How long after ...

Ins company wants to use a motor from a salvage yard, with only 30 days warranty. Is this safe?  My vehicle was stolen from my house, and later recovered by the state police. The vehicle was towed to a Dealer. The diagnosis of the car, was I needed ...

Can a car accident lead to trasmission damage?  Someone tried to make a left turn from far lane and crashed into me and was ticketed and charged with the accident.

Can a car wreck damage your transmission ...

Should I contact an attorney?  While I was in the tanning bed 2 weeks ago, a woman backed her car into mine. I called her insurance co.

They said someone would get back to me. Someone ...

Rear ending a rental car in stop in go traffic  So my husband rear ended this lady in stop in go traffic.

He was not even going 3 mph when he tapped her. She had a rental car and slammed on brakes ...

Total Loss of Vehicle | Inpound fees  My car was totaled and it's still at the salvage yard the person that hit it was at fault. I didn't call their insurance company until i got the police ...

Guy on Bike ran into my car while I was trying to pull into traffic  I was stopped at a stop sign waiting for traffic to clear so that I could make a right turn. I then pulled forward to make sure traffic was clear so I ...

Medical bills, loss wages, and other expenses  My insurance has paid 80% of my medical bills. The other persons insurance is state farm, they paid my car off because it was totaled.

Will they give ...

Auto accident with only one vehicle   What happens if you are in a single auto wreck with just your vehicle due to black ice?

No other persons involved but your own wrecked car, and no ...

Stuck with a car accident | Total loss upside down  I was rear ended and the person told his insurance he was at fault.

They picked up my car for repairs, then later stated the repairs would be more than ...

Can I get paid for life from this wreck?  Four cars just pulled through the light the one in front is turning left I am in the back, we all are stopped, an 18 year old female, texting slams into ...

Who is responsible for this car accident  I was hit by a driver (18) years of age, slammed into a tree, fractured skull, tears in my neck, four buldging disc in neck, two buldging disc in my back ...

Rear ended, neck injury, and settlement 
A dog ran out in front of me, causing me to lock up my breaks, someone rear ended me, causing sever back and neck injury. What could I be looking for ...

Can I sue seperatly for property damages  Can I take someone to small claims court for the damages to my vehicle if i have an open personal injury case?



Answer:


Hello DC,

You can ...

Car ins. company trying to take my car after accident that was not my fault.  Car ins. company trying to take my car after accident that was not my fault.

A man hit my car (2000 Hyndai elantra) in a parking lot. I was at no fault,...

Tota loss Accident caused by a dumptruck | Settlement for pain?  I was involved in an accident were my fiancee' (on his birthday) hit the side of a dumptruck head on due to the truck pulling out infront of us from a ...

Not at fault accident | Cash payment instead of repair?  The car is a 2000 Mazda Miata that was parked on the street. The car was hit by my neighbor who is insured by state farm.

My trusted bodyshop quoted ...

How do you dertermine who pays for the accident if you dont know who was at fault?  I and another woman were backing out of a parking space in a shopping mall and we both hit each others vehicle.

We both did not see each other and ...

Cancellation of policy | Grace period after loss?   When insurance is canceled in seven days of a claim can a claim be filed and take effect?


Answer:

It depends on your local jurisdiction and ...

Spouses right after car accident  My husband is about to settle an auto claim and we are separating, am I allowed any portion of this settlement and what should I do if I have any right?...

Not better yet, statute of limitations expiring  I was in an accident 1 year, 7 months ago and the statute of limitations is 2 years in my state. I am still not better and receiving treatment for a whiplash ...

Stolen vechicle | Driver with no license, coverage?  My car was stolen while my friend was driving. I was not aware of my friend driver license revoke. Will the insurance pay for any repairs for my car?

A ...

Storage Fees | How to handle this situation btw states  I was visiting New York in November. A friend of mine was driving my car and got into an accident. Another vehicle ran into my car. He left the scene and ...

Trouble with ins. company | Total loss process of truck  Got into a wreck leaving work a month ago. Other drivers fault for failure to enter an intersection in a safe manner.

Needless to say they totaled ...

Dealing with insurance company when you do not have an insurance  if involved in a auto accident and you have no insurance but the other party has insurance what is the process?

if you have tried to work out payment ...

Storage Facility Fees on Auto Accidents  I was in an accident caused by a USAA member and my vehicle was a total loss. USAA adjustor told me they would cover no more than 40 days of storage and ...

Rearended by a rental car | Procedure?  Backing out of a parking space all the way and beginning to go forward, we were hit from behind.

Police charged the driver of a rental car. A witness ...

Uninsured motorist | Deductible recovery?   My husband was in a hit an run. the other driver was finally arrested, but he did not have insurance.

We have to front the 500.00 toward the deductable....

SIU Recorded statement  I have a recorded statement that I have to do with SIU next week when is the best day and time to do it and why also may I add you people give great advice ...

Unlocked Doors | Coverage Regarding Theft  The police report says I didn't lock my doors and my vehicle was stolen can the insurance company hold me liable for the thief and deny my clam.

Answer:...

Stolen Vehicle | SIU Questions  My vehicle was stolen on 6/7/2010 I did a recorded statement on 6/10/2010 now the insurance company wants me to speak with SIU why is that.


Answer:...

Uninsured motorist for hit as pedestrian  My son was hit as a pedestrian by a hit and run driver and was admitted to the hospital with a bruise and swelling to the brain.

He is not on my insurance,...

Is it okay to send the liability adjustor the MRI report if the findings are positive so they can increase their reserve  Is it okay to send the liability adjuster the MRI report if the findings are positive so they can increase their reserve.

An insurance adjuster had ...

I was driving freinds car went through red light hit another car. t  I apparently went through red light hit another car.

Other car occupant was apparently OK signed off and walked away temporarily.

I hurt my leg and ...

I swerved to miss a big rock and ended up in grass embankment  I swerved to miss a big rock and ended up in grass embankment

After car stopped in ditch embankment I backed up and got back on highway
and drove ...

Comprehensive claim limits of lien holder  I have a semi truck that was involved in a single vehicle crash and is a total loss the ins co has agreed to pay the full amount minus the ded. The lien ...

Lapsed insurance | Can they grant coverage here?  I was in an accident today and when I pulled out my insurance card, the expiration date said 5/27/10. I did not realize my renewal was due because I never ...

Car accident | Dealership liability  I was in a car accident. The other party at fault recently purchased a used vehicle. Can the dealership be held responsible?



Answer:


Hello ...

My claim is under investigation, please help me  My family got enemies and our cars getting vandalized once or twice a year.. and this time this insurance I am with put me under investigation.

The ...

What to do in this hit and run accident  I was recently in a hit and run accident. I was the driver and I had three other passengers.

All of my passengers have received claim paperwork in ...

Is this insurance fraud?  I was recently in a hit and run accident. My insurance company had to pay for the damages. An adjuster came out to look at my car and gave me an estimate....

Total Loss Lease | Getting down payment back?  I hope you can help me. I am with out a car after a $1000 down payment, $313 monthly for 10 months, and acquired GAP insurance on a my brand new 2009 Corolla ...

Property Damage State Minimums and Fault  My truck was totaled by another driver my truck was legally parked unattended

the other drivers ins. Co. Told me their client only had $5000 property ...

First Accident , whats the next step?  I live in Bakersfield. I was driving down the street when the car In front of me changed to the left to make a left as I was coming He just swerved back ...

Who's insurance covers this accident?  While visiting a relative, my son was driving his cousins car and was in an accident....

No one was hurt, police came to scene, no ticket given but ...

Minor Car Accident, What to do?  I pulled out of a side road and dented the wing of a car. I told him i would fix it with out going through the insurance.

The police were not called....

Recovered Car and SIU / Fraud Unit  My 1999 Range Rover 4.0 was stolen and then recovered three days later. I spoke with a rude claims adjuster and gave a recorded statement. During the statement ...

What is my worste case senerio?  I was a passenger 2005 in a vehicle that was rear ended on a bridge. Car was totaled and on top of that the driver of the car I was in had to chase the ...

Changed his story and said I was the one that hit him?  I was driving in the middle lane and all of a sudden I was hit on the back side panel. The person driving apologized and now claims I hit him. How do ...

Who pays for my car?  I am currently deployed overseas.

My financed car is or was parked in my sister garage. Her house burn down and along with my car.

She told me ...

Trust fund after car accident  21 Years ago I was in an auto accident. I was around 7 years old at the time.

The insurance company would not release the money to my mom, they told ...

Make Whole Doctrine vs. Michigan "No-Fault Law"  I was hit by a driver who ran a red light, and although his insurance paid my collision deductible, I'm being told by his insurance that, under Michigan ...

pain/suffering for deer hit?  I have been in an accident where I struck a deer at 60 mph. The impact was significant and really jarred my neck back and head (the driver side mirror ...

Who's at fault? | 4 lane accident  I was driving down a 4 lane road going east. A guy pulled out of a gas station right in front of me.

I swerved to avoid him which I did, but hit a ...

Car accident and then insurance dropped  I was in an accident in my boyfriends fathers car. He lives in new jersey and colorado and wanted me to pay for the car to be fixed.

I didn't have ...

Shopping Cart Collision | Coverage?  If the wind blows a shopping cart into my car, is it considered a Collision or Comprehensive claim.

Answer:

Read your coverages carefully. It will ...

Keeping a totaled car | Can I keep this one?  Could you tell me if an insurance company totals a car because of hail damage, can you buy it back and still get insurance on it?

I have a 2005 Pontiac ...

Policy Limits auto claim / Uninsured motorist claim  I had an auto accident 3 years ago. This accident was my fault, & three (3) were injured in the other vehicle.

I did not have enough coverage for ...

How much should I be expecting from my claim and how long does it take?  I was the passenger in a car accident. I suffered minor injuries. The police and the insurance company determined that it was the driver of the other car'...

Uninsured motorist coverage | Why do I need this?  Why do I need uninsured motorist coverage if I have good health insurance who will pay my medical bills, after a deductible, and after a deductible, my ...

Failure to yeild while turning left  I was in the turning lane with my blinker on to turn left. Traffic had stopped at the intersection so that I could turn left.

I started turning left ...

New car with parallel feature | fault when parking   If you have a new car able to parallel park it's self who's at fault if it scratches another car?

Answer:

Yours. I mean the drivers.

Simply ...

How long can at fault accident without insurance hold against you?  My sister had a accident in 2001 and she was at fault. She didn't have any insurance and the total amount she needed to pay is $32,000.

She is in prison ...

Who receives pay out if a vehicle is written off after an accident, but there is a lien on it?  The accident wasn't our fault, we were rear ended. The insurance co. is going to write it off. There is a lien on the vehicle that is more than the vehicle ...

How much will be paid?  My 16 year old was driving my 26 year olds son's car home from the bank when he was in the left turning lane attempting to turn onto the side street from ...

The made Whole doctrine | Total Loss Question  Someone hit my son in our vehicle and totaled it. Was other guys fault. This vehicle was used to secure a loan that is also listed in a chapter 13.

Just ...

Car Theft claim and formal investigation  Lexus was stolen and recovered. Needs repairs. Lexus models are not supposed to be able to start without a key with a transmitter. We had all keys in our ...

Loss of use claim and auto damages separate from injury   An elderly man (87) was ticketed for failure to yield right of way when he turned in front of my 1960 VW Double Cab with his 95 Lincoln Continental. I ...

Stolen vehicle hit ambulance in Michigan, who's at fault?  A felon stole a car and hit a ambulance in which a passenger died from the injuries. Who is responsible?


Answer:


Hello Ron,

This is a very ...

Is there a standard form for requesting declaration page info, from the bad guys  My wife was injured, and I need to know how much coverage they have and when I ask they tell me that they can not give this info right now.


Answer:...

Who is at fault? | Vehicle merging into highway  Driver #1 is passing a yield sign not stopping ( failure to yield to right of way traffic), but half way down the freeway ramp he slams on his brakes, to ...

Will my rates go up if I file a claim?  I backed into a cement barrier and it damaged the bumper and rear quarter panel.

If file a claim to my insurance company will my rates go up?

Answer:...

Parking accident. 50/50?  My husband went into a shopping center a couple weeks ago, in a truck that we had just purchased. I was driving right behind him when the accident occurred....

Determining fault in an automobile property damage only claim going to arbitration  I was involved in an automobile accident property damage only claim on 1/4/10. THE POLICE WERE NOT CALLED SO THERE IS NO POLICE REPORT. I filed a claim ...

Total Fire Loss to Home  How long the insurance company has to settle claim-it has been almost two months and he has been telling me that he is waiting on his supervisor to look ...

Non insured car --HIT and RUN  I was driving a non insured rental car on a freeway, when suddenly I was hit by an old lady. She drove away and I could not even get her number.

Now ...

Car totaled in accident that resulted in dui arrest?   If a car with full insurance coverage is in an accident where the driver is arrested for dui (single car accident) does the insurance company pay out on ...

Is it to late for me to follow up with a doctor after a previous car accident i had???  I was in a car accident in June 2009. (The other party involved was at fault). At first I didn’t think I was hurt from it but a week or so later I started ...

I was paid twice for an accident claim. Can I get paid twice?  I was paid twice for an accident claim. the checks came within 3 days of each other. Will I get in trouble for depositing the second check?

The accident ...

Should I submit Claim with my insurance when I'm not at fault  I was in a car wreck. The other party admitted liability and her insurance agreed to pay a 'total loss' amount. The insurance agent suggested I also file ...

Insured drunk driver totaled my parked "cherry" Nissan sports car   An insured drunk driver in a Mercedes hit my legally parked car 2 weeks ago.

My car is a 1995 Nissan 300 ZX Twin Turbo, fully loaded (T-Top, 17" wheels,...

2nd accident within a year what is going to happen if I make a claim?  I got in a accident somewhere in September last year and it was a hit and run and I filed a claim for it and they put it down as totaled. I was with state ...

Auto Insurance Denied My claim for Deer hit what can i do now  I hit a deer with my car I was traveling at about 45 MPH the Insurance company denied my claim saying that I didn't really hit a deer.

I guess on my ...

17K worth of medical bills, how much should should my Bodily Injury settlement be?  I was rear-ended back in December, and after 4 months and over 60 doctors visits, I finally received a settlement offer from the man that hit me insurance ...

Can a hit on the left passenger door cause damage to front bumper?  I was involved in an accident 3 days after the purchase of a 2007 TrailBlazer on a 5 line interstate hwy. The other car was changing lanes going to the ...

Closing a claim | How do I withdraw my claim  Can your insurance company deny the closure of a claim if you no longer want to process it?

I have decided that the damages to my vehicle from a slight ...

Parking Lot Damage | Will I have to pay my deductible?  I came out of the grocery store and found my car had been smashed.

Do I need to file a police report?

Will I be responsible for my deductible?...

Car body damages | Can I make a claim after a year?  I was in an accident roughly 1 1/2 ago and the other party did not have insurance and I received body damage to the side of my car.

I figured it to ...

Hit by a truck | No Medical bills paid  My daughter was hit by a truck last April 17th. and since then I have ask the responsible party for help on the medical bills and he does not do anything ...

Is there limitations on a claim already filed?  I was injured in work accident in a work vehicle workers comp been paying medical and was paying wages insurance company paid difference in wages in 2006 ...

Settlement dispute with Farmers Insurance  My husband was involved in a traffic accident at an uncontrolled residential intersection. He was traveling west to east on the "apex" of the road and ...

Who's at fault for this left turn accident?  I was turning left on a solid yellow arrow and the other party was going straight, tboned driver side of my car. I believe they ran a red light and they ...

Does an orange title make your car value half???  I was rear ended stopped at a red light. liability has been assumed by other party. the car was severely totaled.

we are now discussing a settlement....

Uninsured driver hit our car  About 2 years ago my son had an accident with an uninsured driver.

She was cited. Our insurance has tried to serve her, but she has not been served ...

Am I reading this right? | Upside down on my loan, bank after my title  A man hit me and my 3 kids.

We were rear ended at 35mph the other persons insurance company stated my car is a total loss they only want to pay me ...

3rd party insurer at fault but still hasn't accepted liability  I was making a left hand turn at a green arrow and the other driver ran a red light and t-boned the driver side of my car.

The 3rd party was cited for ...

Questions asked by insurance company?  I purchased car insurance for my husband 2 hours before he got into an accident. My husband was on his way to pick me up from work and ended up getting ...

Side accident | Can this total a car?  I got into an accident which resulted in my fault. But I have doubts with me being fully at fault I didn't have the right away and I went and she hit me....

Car damge due to non respectful neighbors  My roommate has been experiencing damage to the sides of her car due to a neighbor who is not very respectful of other peoples properties.

Currently ...

Insurance adjuster can't handle claim because they are not licensed in my state  I have a diminished value claim currently ongoing with AAA. The at fault party is from Michigan, and the adjuster is always claiming on the phone that ...

Unreported in parking lot accident | how to proceed?   I backed out of a parking spot at my work and backed into a car that was travelling through the parking lot.

I did not think the damage to the other ...

Can age of natural death of parents be used as an actuarial measure of projected years of continual pain and suffering for an auto accident victim?  Rear end collision resulting in approx. $8-10,000 of damage to offending vehicle front end.

Loss of mobility and pain to victim resulting in inability ...

Damages | Three car collision, no insurance, do I have to pay?  I was involved in an auto accident and I don't have insurance.

I was rearened by a van that in-turn ran me into another vehicle. The driver of the ...

Total Loss Car Collision claim  I met with an accident, driver side doors and one tire are damaged. I called insurance company. They inspected my car, declared it as Total Loss and they ...

Collision vs Comprehensive | Disagree with Adjsuter's take  We were hit by a flying object (namely a retread from a transport truck while traveling in the passing lane on an interstate highway in the U.S. at the ...

Hit and run accident | Will my uninsured motorist coverage help me here?  I have comprehensive auto insurance, and un insured motorists, was hit today by a head on, hit and run.

Will my uninsured motorist kick in for my car ...

Insured motorist rear ends uninsured motorist  If an insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault driver?
or


Will ...

50/50 claim settlement  My husband was at a yellow light making a left turn, he let 2 cars pass before continuing turn, the light by that time was red, he made his turn and a ...

total loss twice over  I had a fender bender two years ago and I had to fight to get $850 for the repairs. They made me sign a paper saying the car was a total loss and that ...

Word v.s. word insurance claim no witness or camera  I was stop at a red light and when light turn green proceed forward and I was hit on the passenger side fender.

She told the officer that I had passed ...

is it better to use my insurance's PIP for my medical ($10K), or place the entire burden on the at-fault insurance?  Stopped to turn left into my apt complex, with turn signal, waiting for oncoming traffic. Was struck from behind. both vehicles drivable.

At-fault ...

Rearended by Drunk Driver  On March 10, 2010 my wife was in our 2004 Pontiac Montana minivan stopped at a cross walk to allow a women pushing a baby stroller to cross the road. She ...

Do you need a police report from an accident to report a claim in florida  Had a little fender bender. No police report just exchanged insurance companies. Wondering if I need a police report to make the claim in florida.

Answer:...

Who is responsible? | Object on the road  My vehicle was damaged when I hit a Basketball net that fell into the road. It had been set up next to the roadway by a neighbor.

No ballast was ...

Unisured Car in my name, friend is using | Liability of owner  I have an uninsured car in my name that I do not drive. I have a friend that wants to borrow the car but he also has no insurance.

Can I be held liable ...

Should I settle out of court?  I was in an auto accident it was my fault. I had no insurance or a license the other person's insurance company gave me 20 days to pay for the damages....

Whose at fault when a vehicle hits a opening door?  I was pulling into a parking spot and the passenger door to the vehicle I was parking next to opened they're door causing me to hit them.

Yeah I hit ...

Can I Drop a claim?  I was wondering if I can drop an insurance claim for a stolen vehicle? I reside in California the vehicle is registered in Utah where my parents live.

I ...

Rental car issue | Don't have receipts, what to do?  I was involved in an accident a month ago. The other driver was cited. I only had liability ins.

I had a person from where the accident happen tow ...

Insurance refusing to pay medical bills unless insured completes recorded statement on accident, what can be done?  Insurance refusing to pay medical bills unless insured completes recorded statement on accident,

What can be done?


Answer:

Hello Katherine,...

Rental car for claimant | What to do here?  I am a claimant on an auto accident claim, they have assumed liability and paid me for the damages.

Now the insurance company is saying that they ...

If a car is in an accident twice, can it be totaled twice and how does the insurance company pay  In Nov. I was hit. The other driver was at fault. The car was considered by damages a total loss as of Jan 2010.

I bought the car back. It's now considered ...

My parked car got hit ... I only have liability  Two of my cars were parked outside my house. A drunk guy hits the left back side of one of my cars.

The momentum was so big that car he hit also hit ...

Claim check issued to me and a deceased individual  I was involved in a two car accident and subsequently my car was deemed a total loss. I received a check from the other person's insurance company for ...

Finance co. Vs. Insurance co.  A finance co. holds the title to my car, which was recently totaled. Who will recieve the money from the insurance co.

The finance co. or the original ...

Hospital lien | What to do here?  I was hit by a car in 11/20/09 so pretty much has been down hill for me not able to work because of my injure my fibula was fracture during my accident....

New insurance, then accident 2 days later. What will happen?  We changed to a new insurance company, then 2 days later, 17 year old daughter was involved in a accident.

She changed lanes and may have cut-out another ...

My 2001 toyota corolla was hit from the rear bumper of a car to my front driver side door  If someone backed into my front driver side door how much will be to repair and will they change, the entire door?

If i feel hurt what can i do? I'...

What are my rights? | Total Loss  Our security guard bumped the side of my 1988 Toyota while parked in a parking space in our parking lot and put a dent about the size of a basketball behind ...

Finding info on an old claim  My son, a minor at the time, was awarded a settlement from an insurance company in TN.

This was 14 yrs ago. I'm trying to find any record of this....

Insurance is requesting money back | What to do?  Patient was in two car accidents and the car insurance paid out of the wrong account. The patient had no PIP coverage. They are now requesting money back....

How to request settlement between two carriers in total loss valet claim  The valet company for the hotel property I was staying at decided to move my vehicle from temporary valet parking in front of the hotel to secondary parking ...

Other party denied the claim! | Now What?  The incident happened about a month ago. There was heavy traffic with a light rain on an interstate highway. This girl rear ended me and we pulled to the ...

Water damage to engine | Coverage  My wife drove her 2007 corolla car into 2 feet of water which blew the engine. The car is out of warrantee and the repair shop says cost is between $2200 ...

Friend did hit and run in my car, please help  I lend my friend my car. She did a hit and run, and couldn't remember who they were.

My headlights are damaged. What can I do for my filing?

How ...

Driver of van backed up to my parked vehicle in parking lot  Under 21 years old driver who was driving her parents mini VAN. She was trying to get out of her parking space when she hit my car at rear bumper. My car ...

Did not give permission to drive car | Coverage Issues  My 17 year old daughter walked away from her car to talk to a friend in the school parking lot and left her keys in the seat with the windows down.

A ...

Car total car | Upside down  If your car is total and u still owe money on it will the insurance company give u money to put down on another vehicle

Answer:


Hello,

The ...

Teenage driver rear ends truck | Fault?  My 17 year old was driving in traffic when the truck in front of her slammed on brakes and she reended it.

The front of her car went slightly under ...

Parked car problems | vehicle total loss  Our 1994 GMC was parked in front of our home, and was sideswiped by a texting teenager.

First of all, the police took ALL of our information, and ...

Same insurance co St Farm in car accident  I was in an accident yesterday not my fault other driver was ticketed.

We both have St. Farm.

Do I need to hire an attorney? I am worried I have ...

Pregnant Wife was rear ended  My wife was in stand still traffic and was rear ended by a driver that was talking on his cell phone. At the time my wife was 4 months pregnant. Our car ...

Reimbursement for Diminshed value  Automobile accident in which the other party admitted fault but is uninsured.

We have determined a diminished value and made that demand to the other ...

Can you file a bodily injury claim with your own insurance company?  In short, my husband was in a major car accident which only involved his vehicle (he hit ice on the roadway and totaled his vehicle) and he was in the ...

Claims adjuster accusing of intentional damage | What now?  My family and I got run off of the road and my vehicle got damaged from having to swerve and I ran up on some debris.

My vehicle insurance claims adjuster ...

Can an insurance company deduct a portion from your loss wages based on fed and state taxes normally paid on your wages?  Can an insurance company decide they are not going to pay you full loss wages because you normally pay federal and state taxes to your employer?


Answer:...

How are medical bills pay if injured as a passenger in a car  Injured in an accident were 8 staples were put in individual head. The person auto insurance.

The insurance company only paid for the emergency room ...

My 18 yr. old son isn't covered on insurance and hit an insured motorist how's at fault?  Son was driving friend home, met an oncoming car not over far enough.

He hit the rear bumper, but claims he wasn't at fault.

He's not cover on ...

Can I demand the other insurance company to fix my car?  I just bought this used truck a week before the accident.

It wasn't even register yet before a car park on a hill roll into it.

I don't want ...

Accepting insurance settlement then sueing other party for difference of vehicle purchase  Insurance totaled my car and offered a settlement that will not replace my paid-for vehicle.

If I accept the settlement will I be able to sue the party ...

Not involved in a car accident but my vechicle was | Total Loss  My vehicle was parked alongside the curb when the neighbor hit it and total it due to careless driving.

It was a 98 Durango in relatively good condition ...

Comp or Collision? Which Coverage  Step ladder fell on my car and put a big dent in it is this covered by my comp or collision?

Answer:

Comprehensive.

The ladders is a falling ...

Son driving vehicle | Coverave Questions  If my son, age 18 is in an accident, but is driving my car- who can be held liable for damages?

Answer:

Hello Ben,

The person who causes the ...

Rock falls off cement truck | Who pays? Driving down road cement truck in front of me ...   If a rock falls off of a truck and cracks my windshield, is the truck driver responsible to pay for the damage? I'm in CA.

Answer:

Well, the truck ...

Cashing check with hospital name in it after settlement  I live in California and I just won a $15,000 auto injury claim as a 3rd party claim.

I received the check today and it is made out to me and the hospital ...

Uninsured driver | Question about coverage  If someone borrowed your car for a day and got into an accident, will your insurance co over it??

Answer:

Most likely yes.

Unless that driver ...

Parking lot accident | Fault Dispute   My brother's truck was hit in a parking lot by another driver who was cutting across the parking spaces.

The police office stated that the other driver ...

Occasion Operator definition | Coverage Question  I am a long time (20 plus years) customer of Safety Insurance- since 2 years ago I started to add my teenage children to the policy as Occasion Drivers ...

Total Loss, Unreasonable time to evaluate & fix car, car rental  I was rear ended while stopped at a red light. The driver behind me hit me going approximately 45mph and he was found at fault, but not cited. The accident ...

Parents and your settlement money  I am 16 years old and was in a car wreck when i was fourteen. my final settlement from the car wreck was 29500.

I recently found out my parents spent ...

Who is at fault for totaling my parked car?  My car was parked in front of my home, parked on corner pointing south.

Car #1 was traveling west, Car # 2 was traveling north, Car #3 was traveling ...

Accident Involving Semi Truck  I was on the side of the road, I had just started the car and put it in gear, waiting to pull out, when a semi truck rounded the corner to tight and hit ...

Hospital lien | 45 days waiting and nothing!  This is my question in November 20th I was hit by a car and I was fracture in my fibula bone,

I been trying to settle my case on my own working on ...

Insurance company's first offer too low  I was involved in a rear end collision and had a cervical injury to my discs. I used your website to write my demand letter; added up my medical bills,...

Got hit from the passanger side, not at fault | How much should I ask for?  I got hit from the passenger side and my car was totaled. the insurance people offered 2500 for my 1998 ford and I told them I like to fix it since I was ...

Cash value for my totaled car  I was in a car accident that was not my fault the car is totalled how much will they give me for it.

Answer:

Hello Sherry,

I have no idea. What ...

Subrogation letter received in WI  I was in a small accident that the police did not file a report on. I had just bought my car the day before and did not have it insured yet. The other ...

Car insurance after death | Probate Issues  My grandfather was the owner and the sole person on the car insurance. He just passed away .

What happens to the car insurance for the period he ...

Can my insurance co. bypass me and go through my loan co. for total loss claim?  I have not accepted the low offer from my insurance co. for total loss claim. I have sent two e-mails about the low offer.

One was that I can not find ...

Double whammy | hit twice on the same spot by different drivers  My car was hit while parked in early February by a car that was sliding on ice while parked. The driver left their name and insurance info on my windshield....

Can I file a diminished value claim even if my insurance company processed the collision claim?  A driver ran a stop sign, and I hit her with my 6 week old Pontiac G6 (17K miles). She was cited for the accident.

I would like to allow my insurance ...

Vehicle was hit while parked | Insurance co. argues owner of lot responsible  My Vehicle was hit while parked at a Boys & Girls Club. The other vehicles owner stayed and reported it and I had a police report done, but her insurance ...

Hit and Run - No Collision Insurance  My mother's vehicle was hit in a hit and run accident. She was able to get the license plate, but has not heard anything from the police department yet ...

Finding the number of an insurance company?  I have the of a ins co and a policy # but there is no phone # on police report how do i fine the # for this them. the name of the co. is Praetoian ins....

Car accident | Help with release  What wording should be used if you were involved in an auto accident and have decided to pay out of pocket instead of going through your insurance.

I ...

Help with a fair total loss?  I have a total loss on my 2006 toyota prius with 45,600 miles, allstate is paying $17,390 + tax is that a fair price?

Answer:


We have no idea....

Why is allstate taking so long to handle my claim?  A young drunk driver 17 yrs old hit my parked car after a long night of drinking and xanex bars. He wanted to pay cash out of pocket the next day but I ...

Medical bills | How are those paid after a car accident?  I was in a car accident and my medical bills are $14,000.

Now does the insurance company pay that or does that come out of my settlement?

Answer:...

Driver did not have permission to drive car | He was in accident  I was hit broad side. Driver of car passed red light hit me broad side.

The owner of car said driver did not have his permission to drive car. What ...

Insurance Purchased my car | What to do now?  I was involved in an auto accident July 24 2007 and I contacted the other drivers insurance to notify them of the accident. The next day they came to home ...

What is the typical award amount for vehicle accidents involving injury, which required surgery and rehab  Involved in vehicle accident, hit from behind on the interstate. received distal tendon bicep tear and bicep muscle tear.

Accident happened 8/5/09,...

Personal injury caused by auto on personal property  On 1/22/10 I had a incident that involved my friend's automobile on my own personal property.

The accident was 100% my friends fault and I have 3 people ...

The run around, that's all the insurance company is donig  I was driving straight at 15mph at the most and there was a car that turned left into oncoming traffic (me).

She was cited for oncoming traffic left ...

Car in accident then was stolen  My brother was driving my car and was involved in an accident deemed to be his fault.

The car was left at the scene until collection was arranged, when ...

Injured in fender bender  I was rear ended five days ago. The only visual evidence of this collision was where his bumper made contact to mine and a clip came loose underneath ...

Car Theft | Being accused of Fraud  Hi, my car was stolen more than 3 months ago and currently I am under investigation. I was out of town when that happened and I proved it.

My friend ...

Just wondering how this claim will go  I was stopped behind a company truck and all of a sudden I was hit in the rear end and pushed into the truck and he ran off... well the guy driving the ...

No answer to claim | What to do?  I got into an accident on Nov 5, 2009. The police report stated that I was the driver at fault.

I called my insurance to report that accident. I ...

Who at fault for this accidet?   My car was not insured at time of crash my brother in-law was driving the vehicle and ran off the road.

He had no way to move the vehicle so he walked ...

Hit by stolen car | Who is liable  A stolen car hit my parked car.

Who is liable for the damages.

Answer:

Hello Joely,

The thief (assuming she/he was the one driving the stolen ...

Insurance company does not want to pay for fair market value  I was in an accident the week before Christmas. The insurance company United Auto (UAIC) said my car is total and they will only pay the whole sale value ...

Diminished Value | Am I entitled to it?  I was rear ended by another driver. My vehicle was fixed but part of the repair included work to my frame. I just tried to trade my car in hopes of purchasing ...

Why put someone on your policy  I have a new car w/ full coverage, if I let my mom borrow my car and she gets into an accident is it covered?

If it is and she will be borrowing my ...

Are insurance companies supposed to have photos of an accident they are claiming for?  I recently asked a insurance company for photos of the accident that occurred between me and another vehicle as the damage and costs appear to be way more ...

Insurance company not paying for repairs after accident  Insurance company not paying for repairs after accident

I was involved in an accident about 2 weeks ago. I was at fault for this accident. There was ...

Fault and Insurance Rate  My son was driving home in his Ford Explorer on an icy street and his rear end began to swerve.

As he tried to regain control, he got about 45 degrees ...

Why is my claim taking so long its been 2 weeks and my cars not in the shop and I havent got a check  Why is my claim taking so long it's been 2 weeks and my car us not in the shop and I haven't got a check.

Answer:

Hello Patrick,

Sounds like ...

Entitled to arbitration evidence?  My friend's auto accident recently went to arbitration, which determined the accident was her fault.

Her insurance company (Mercury) told her that ...

Insurance Fraud on coverage?  Will an insurance company cover a minor with a permit only under a grandparents policy?

If grandparent was not present at the time of an accident and ...

is a paper route considered a bussiness and will my insurance company cover my accident?  Well I was doing a paper route and hit a cow car is totaled but insurance company does not want to pay for damages is this right?

That because I was ...

Pain and suffering for a hit and run  I was involved in a car accident in Nov. '09. The other car failed to yield to oncoming traffic (me) and hit the driver's side of my car sending me over ...

Car insurance fraud after accident? They are claiming damages they probably do not have  I got in an accident a month ago it was my fault I rear ended someone. They only had a scratch on the back bumper not even a dent there were two men...

They ...

No transportation and lost wages?  My car was totaled in motor vehicle accident. The at-fault driver fled the scene. He was caught by police immediately, they have a report. But, the driver ...

What should I expect? | Car accident  Almost 2 months ago I was involved in a car accident in which I hit another vehicle from the rear. The vehicle in front did stop suddenly and with very ...

Can I collect the repair costs in cash instead of getting my car repaired?  I was in a minor accident (just under $500 damage to my car, probably a bit more to her car - pieces were falling off).

The person following me hit ...

Insurance company doesn't want to pay the limit. Kansas  I was on my way to work when a car that was coming out of a side street pulled out in front of me. She received a ticket, not sure what for, probably running ...

Injury claim in Texas  I was rear ended and the driver insurance company paid immediately for the damage to the car. The adjuster wanted to offer me only 500 for pain and suffering....

Car accident in parking lot that was not reported to police | What to do?  My son received a letter from an insurance company stating that he was involved in a parking lot in Tennessee.

They claim to have gotten his tag #. It ...

Does an insurance co. have to pay interest on the money for the final settlement if it took seven months?  My accident was seven months ago, it took seven months to get a claim settled, at first they found me at fault, but I proved I was not at fault by contacting ...

A car hit back door on opening | Who is at fault?   I was pulled over in a bay outside a school (20mph speed limit) a child had just opened the drivers side back door a jar when there was a sudden bang and ...

Can I clean the title of my motorcycle?  My 1967 BSA motorcycle was considered totaled, but the frame was not bent, and still runs fine, will my title still be good?


Answer:

No. If the ...

Truck was stolen, then recovered. Insurance Company is saying I can't buy back truck for salvage value.  On December 26, 2009 my truck was stolen. Two days later it was recovered, minus my custom rims and tires, and stereo.

Now Farmer's has my truck at ...

The person that totaled my car ran a red light but her insurance company is not claiming liability  I had a light that was green for awhile as I came close to it...as I was crossing the intersection I looked to my left and saw a car coming at me at about ...

Rearend accident and drivers with the same ins co?  I was lead driver, 2nd party behind me and 3rd party behind them. 3rd party hits 2nd party and 2nd party hits me (at a red light).

3rd party gets found ...

Diminished Value Claim | The lost value of the vehicle  We were in an accident involving a car that we had purchased only 5 weeks prior. It was brand new and had only 2900 miles on it. Actually we had not ...

In a drunk driving case, why can't the jury be told the driver was drunk  I was rear ended at a red light 3 years ago by a drunk driver at 10am. The trial for my injuries is finally set for March 8. I was just told by my lawyer ...

Flying Umbrella | Who pays for this?  My wife is a realtor and was previewing a house on a windy day. She was parked in the driveway of the sellers house when a large patio umbrella (fully ...

Hit going through intersection with yellow light my way | Fault?  My wife was hit on the passengers side of her car by a person turning into the intersection and came over to far into her lane.

She was going through ...

Rock falls off cement truck | Who pays?  Driving down road cement truck in front of me rock fall off the truck.

I took the plate # down pulled over and found a fist size hole in my bummer ...]

what ...

Spots damaging my paint | Coverage?  My job has a smoke stack next to it's parking lot.

Black spots are showing up on my 2007 mustang.

I have tried washing, but the spots remain. I ...

How do I fix driving record?  In may 2008 I was 7 months pregnant with my 3rd daughter when I was driving down the road and my mini van caught on fire I called 911 and fire department ...

One party accident no other vehicles involved causes Liability determination?  Flooding on parts of roadway caused car to hydroplane and hit center divider. Insurance has totaled car and sent a letter of liability and 100% at fault ...

My 85 year old mother struck by SUV while in a cross-walk  My 85 year old mother was struck by an SUV while she was in the middle of a crosswalk in the middle of the day. She sustained serious injury to her foot,...

My open car door was struck by another car  I was parked on a public street in Idaho loading my infant daughter in the backseat of my vehicle. Several cars coming up from behind me were able to ...

Policy holder at fault in accident  Policy holder has cramp and loses control of vehicle momentarily, vehicle crashes into wall, vehicle damaged and policy holder injured, policy holder does ...

Wage loss in Kentuky?  I was involved in an accident that was the fault of the other driver. I was in my work truck when this occurred.

Policy with my job states that when ...

Liability for this accident?  My car was parked and hit by someone who says he was involved in hit and run .the person he claims hit him left scene.

I called his insurance company ...

Confused about car accident and record?  My 19 yr old daughter was driving my car and involved in a fender bender accident. She was at fault.

There was no visible damage to the other vehicle ...

Left turn accident question  I was driving down a two lane road,(1 in each dir). And am looking for a particular address.

I slow down to crawl when I see the house I need, just ...

Liablity insurance coverage | Question  Will it cover you if someone else is driving your car?

Also what if they were drinking and you did not know?


Answer:

Hello Fay,

Your ...

Who is covered in this accident?  I was at fault in an accident but the other driver did not have any kind of instance. I carry liability only. Who would be covered in this accident?


Answer:...

Can someone besides an insurance adjuster determine if the car is totaled ?  The credit company said the payoff would be a lot cheaper if the car was determined to be totaled.

The adjuster will not look a it, because my daughter ...

Will my insurance pay? | Not sure who hit me  My car was backed into in a parking space and i dont know who did it.

Will my insurance pay?


Answer:

Hello Robert,

Well, if you have collision ...

Old insurance claim on auto accident  I was driving someone else's truck and they did not have insurance.

I was sued 1 year later and my insurance was never filed on. Can I go back and ...

Insurance refusing to fix  I was involved in an accident between me and one other person. I was at a dead stop in traffic and the other person hit me from behind on right side. Everything ...

Stolen Vehicle | What is Covered?  My automobile was stolen and recovered. There was damage done to the inside of the vehicle, i.e., drink holder, broken glove compartment, leather seat ...

Rental car issue on pending claim  Why can I not get a rental car while waiting for an investigation.

I was hit from behind and is it true the other party who hit me from behind is not ...

New part depreciation?  My 2001 Chrysler Town & Country Van slid off the road on New Year's Day, and the underside of the car had some damage from a boulder that it rolled over....

Accident help | insurance company not contacting their client  About ten days ago I was in an auto accident, I was driving thru a green light and a car made a left hand turn into me, the guy totaled my car and I have ...

How much of the damage will the person at fault have to pay on my totaled car?  I was at a red light at a complete stop. the person behind me was hit by a car traveling at 40mph and the person behind me slammed into the back end of ...

What do I do? My car got hit?  I have a 1986 chevy caprice classic brougham.. this car is all power great interior and motor with a new carb.

Also has new exhaust and I just painted ...

Claim against my insurance  My son borrowed my car to go and collect his father, he is not insured on mine and his insurance prohibits him from driving other cars.

He was hit by ...

Can I claim this in Michigan  I was driving my wife's uninsured car when another motorist hit me from behind, while I was waiting to make a left turn.

The police came and took details,...

why would an insurance company want you to sign over power of attorney for a total loss  Car lost traction on ice fishtailed sideways, was hit by a truck in passenger side on Dec 23, insurance co sent request for a power of attorney form to ...

Insurance company can't get in touch with insurer to verify accident  Unfortunately my daughter was rear ended. Insurance information was exchanged. The person at fault is not returning phone calls. His parents said they ...

If your insurance company says that the other driver is at fault but the other driver insurance says its your fault how what should you do next?  My van was in an accident. I filed my claim and now my insurance company says that it was the other drivers fault, but the other drivers insurance says ...

Insurance will no longer fix my car  My car was in an accident. The car has been to the shop 2 times since for a vibration due to the accident.

The dealer cannot diag the problem. How ...

pain and suffering | How much should we settle for?  My fiance was in an auto accident 9/24/09. He was driving a tractor/trailer, when a mini-van ran through a light, and hit the fuel tank on the passenger ...

Age for an award | How old to be entitled to funds  What age does a minor have to be to be awarded a settlement from an auto accident without having to go into a trust fund?

Answer:

It depends on ...

Suicide on freeway | Can a claim be made against the suicide victim's insurance?  Pedestrian left car on shoulder then ran into traffic.

Can a claim be filed against the pedestrian's (suicide victim) insurance company?


Answer:...

Sugar in my tank | Diminished value claim?  I've recently discovered that someone has put sugar in my gas tank in my 2007 Ford Focus and I can't get a straight answer on what can be the long term ...

He ran a red light but I hit him | Who is at fault?  In an intersection, I was in the right lane of a three lane st and some guy ran a red light (admitted it in the police report and to the insurance people)...

Large dented rear passenger door | Will I get a ticket?  I'm waiting for a matching door from a junk yard, can I drive my car without being cited for having a very large dent on the rear passenger's side door?...

How much money should I get?   How much money? I felt on ice hurt my back now i going to have a surgery how much money pain & suffering.


Answer:

Hello Numas,

It depends ...

Am I entitled to vacation day?  I was wondering where could I find the court case that states that vacation days are considered loss of income?

I saw on this site the courts are in ...

Green light green light situation | who's at fault?  I was traveling west and I went through green light intersection, out of no where a car traveling north smashed into my jeep in the passenger rear quarter ...

Pain and Suffering Question  I was the passenger in an accident. My husband was injured. He had laminectomy surgery on his back in Jan 2007 and was recovering fairly well. Our auto ...

Is going into the ditch considered comp or collision in Minnesota?  My wife was driving our 2009 Nissan Versa and hit an icey patch on the road, sid into the ditch and jumped an approach.

The insurance company i am ...

Parking lot accident | Who's at fault  On Christmas eve my husband and I were involved in a parking lot accident. We were completely in the throughway of the lot and were backing up straight ...

Accident with no witness only people in cars their against mine | What to do?  Driving southbound have a green light at intersection.

Northbound driver turns in front of me we wreck.
Police ticket nobody say it is 50/50.

Does ...

Is my truck covered???? | Fire loss at bodyshop while under their control  I recently had a 2007 Lincoln Mark Lt in a suspension shop. There was an accidental fire (after hours) that started in an electrical room.

My truck ...

Who is at fault in a driveway accident?  A neighbor parked his car in front of my house so that one end was blocking approximately 3 feet of my driveway.

When I backed out that night, I looked,...

Partial settlement check | Waiver of all rights?  I was offered a partial settlement check from a large insurance company.

If I accept this check, can I still go to California Small Claims court to ...

Daughter in College Stole Vehicle Without Permission  My daughter who was off in college and came home after deciding to leave school for the semester. She is under a negative influence. She took the car ...

Black Ice | Should I make a claim?  I was coming around the corner in my subdivision and while I was turning the corner I hit some black ice and slid into the curb.

There is some minor ...

Frame repair | Progressive game is unfair!  I had a spin out and hit a guard rail and then a bridge, I bent the frame of my Toyota Tacoma in two places, both considered minor by the insurance company....

Statue of Limitations   What is the statue of limitations on filing and insurance claim in Texas to have your vehicle repaired. No injuries just damage to vehicle.

Answer:...

Vehicle Stolen | What now? I was in jail and conot follow up?  My car was stolen 2-1-09. The insurance company notified me on 2-5-09 the car was recovered. I had full coverage on the car. Prior to it being recovered ...

Can a lawyer deal with total loss?  Is it my lawyers responsibility to deal with the adjuster and negotiate a higher amount for a total loss?

Can I keep my car if they pay for a total ...

Who is in the wrong? | Fault for this accident?  Last week I parked my car on the main road.

Later I crossed the road to get back into my car, and looked to see if there was any oncoming traffic. I ...

I was t boned in an intersection | Who's at fault?  I was stopped at a stop sign and felt there was plenty of time to turn so I slowly started to turn left and a car wasn’t looking and speed up a bit and ...

Filling a claim will increase my rates?  if I file a claim on me hitting a median on my own and i have full coverage will my insurance go up and will they give me money to fix it ?


Answer:...

How long does the insurance company have to settle with me if my vehicle was totaled.  My vehicle was hit while it was parked in the parking lot of my apartment complex...

The adjuster came out and said that my vehicle would be ruled ...

How much should I settle this injury case for?  I was involved in a car accident in July.

I have accumulated over 16,000 in medical bills. I have returned back to work but I still suffer with migraines ...

Settling outside of court | Avoiding small claims court  I was recently involved in a car accident in a neighborhood. When we collided, the other party had a witness who was driving behind him.

I did not ...

Late car crashed reported.  I had an accident over a month ago. my car was parked and trying to get out from the parking space by accident I touched the car in front of me. but I ...

I got in an accident and the other guy, who was at fault, didn't have insurance...  I got in an auto accident and the other guy was at fault.

The problem is that he didn't have insurance. What should I do?

I didn't call the ...

Second accident within 2 months | Should I file?  I had an accident about 2 months ago. I filed a claim with my Insurance company. The driver of the other car hit me. I did get my car repaired. There was ...

Door ding | Should I file an insurance claim?  On a windy day I got out of my vehicle and reached in to get my jacket. The wind came up and pushed the door open further and dinged the car next to me....

Market value vs replacement cost for older vehicle  When older auto damaged by rear end impact has lower market value as compared to other brand cars with same age and there are no identical or same models ...

Someone tried to break in my car during the night   Somebody has tried to steal my car and damaged passenger door now it wont close.

Can I claim of my insurance.

Answer:

Yes you can make a claim....

Insurance doesnt want to pay for genuine part  My car was broken into & the stereo stolen. The insurance company adjuster says that Farmers ins. will NOT cover for a new side passenger window that was ...

Reasonable and necessary. Insurance company wont pay to genuine parts  My car was broken into & the stereo stolen. The insurance company adjuster says that Farmers ins. will NOT cover for a new side passenger window that was ...

School parking lot accident | Fault?  On October 8 2009 my daughter pulled into her space in her school parking lot. The space is on a slight incline and she has to turn to the right to enter ...

My Husband died from someone shooting him he crashed in our 2006 range rover sport  They cut him out the vehicle and the insurance company has told me they sent an adjuster out to see the value of the truck. The truck was paid for.

They ...

Hospital Bill | when will it get paid?  It has been over a year since I had my wreck. Safeco has not payed my bill well for some reason.

I do have a hospital bill i have a ambulance bill what ...

Car hail damage claim | 3 storms and 3 deductibles?  3 hail storms in my area in a couple of weeks back in summer.

I didn't realize that dimples all over car would be covered under my comprehensive. I ...

Who is at fault in the following situation?  In a Kentucky car accident involving a car and a SUV, where both parties are going the same direction.

The SUV is in front and has been driving far ...

My girlfriend slid into my truck in my driveway! What to I do for an insurance claim?  My girlfriend slid into my parked truck in my driveway during a snow storm. There was no damage to her vehicle, but the back corner and bumper on my truck ...

Who pays for the Deductible?  I live in the state of New York and recently got into an accident. I hit the car in front of me.

My car had absolutely no damage but the other driver'...

Hit a Deer | Coverage?  The other day I hit a deer as I was driving home from the grocery store. The ironic thing about this is, I just upgraded from liability to full coverage ...

Who is at fault? me or mother nature?  I was involve one of several accidents on Sunday morning December 13 2009 on parkway 376 and 279 in Pittsburgh Pa.

The accidents were a result of black ...

Was hit by rental car who was driving was not under insurance policy  My car was legally parked and hit by a rental car. Car had insurance but driver was not under policy. Adjuster says if driver has no secondary y insurance,...

Do I get anything, only have Liability  I was hit by a telephone company driver. I was exiting the applebee's resturant from the curbside pick up.it was on my birthday.

When i pulled out ...

Pain and suffering | Hit by a county bucket truck  I was driving my sisters 2008 nissan sentra, my sister was the passenger, and my three year old neice was in the back seat on our way to wichita falls ...

Pain and suffering and lost wages | How Much?  I was painting a house for my neighbors. On a ladder 18" in the air above the garage.

The lady of the house ran out, started her car, and ubruptly ...

Double paid on a claim | Do I keep the money?  My car was hit and totalled while parked. My insurance company paid me for the claim less the 500 deductible.

The other parties insurance ended up ...

Total loss vehicle | Honda Civic in nice condition totaled  Hello I had a 2004 Honda civic in great condition and on December 1, 2009 at about 130 in the morning it was hit while it was parked. On December, 4 it ...

Who is at fault? | Sudden stop and I hit from behind?  I was at a turning lane which had two lanes I was the second car in the lane on the left and their was a truck on the right the light changed.

Their ...

Deductable for hitting a deer  I was told by a coworker that if you hit a deer in pennsylvania you aren't required to pay your deductible.

Is this correct?

Where will I find ...

A while back like maybe 2 years ago carbon monode posioning  we were renting a house and 2 years ago my whole family had carbon monixode posioning.

The reason why it took so long to claim was that we brought ...

Proof of loss claim why wont they pay?  I have full coverage and my car was stolen why won't they pay the full amount for my proof of loss claim>

Answer:

Hello Sheeka,


You have ...

Cancelling insurance claims  my car was stolen and involved in a hit and run.

my car was recovered two days later and had only a very minor scratch on it.

Can I cancel the ...

Company denied claim due to driver not on policy..  I was rear ended in my vehicle and the driver that hit me was not the owner of the vehicle and or the insurance policy holder.

The policy holders ...

Car accident while having a current past injury | Please help  I got in an accident and the other driver was at fault. 100%, I recently had back surgery on my spine and in the wreck I had whiplash and my neck and back ...

How much is TOO much | Injury Claim Settlement  I was in an accident on sept 21 I was on my way to college for my finals a lady pulled out and struck me on my drivers side door she was trying to avoid ...

Suing in small claims court for Auto Accident?  I need to file in the small claims court, for an auto accident where a 19 year old rear ended my car, the registered owner of the vehicle is his father,...

PIP insurance question and coverage!   My daughter recently was in an accident where it was not her fault and the other party has claimed that it was their fault - plus there were witnesses ...

Vehicle accident on private property  I backed into another vehicle in my driveway in May 2008. The accident was not reported to the insurance because I had a lapse of 3 days between insurance ...

Insurance Company refusal of claim | Please help!  My mother was in a car accident driving on a main route. A truck came out of a side street from a stop sign and clipped her with his right rear panel....

Value of car due to mileage in accuracy | How to dispute?  I don't believe this is a insurance claim question, but I am trying to find an answer to my problem! My husband recently purchased a vehicle, when he brought ...

Settlement for injuries while pregnant? | How much for damages?   My Daughter was involved in an automobile accident when she was 7 months pregnant. She was rear ended while stopped at a traffic light.

There was $2000 ...

Drop a insurance claim | How to cancel a claim?  I hit the parking rail and scratched the car one day after I added collision coverage. The estimate is almost $4,000, which is more than what the car is ...

Determining liability | Fault dispute with my own insurance company!  I have recently been in an auto accident with another vehicle, and the insurance companies are now trying to determine liability.

My insurance company ...

Minor accident, What to do here?  I own two trucks on two separat policies. I backed one into another one. Are both trucks covered in North Carolina by the trucks policy that i was operating ...

No insurance or license | Please help  I am 18 and do not have driver's license. I drove my step-father's vehicle and had an at fault accident.

His vehicle has no insurance. The other driver'...

Parking Lot Accident | both vehicles backing, I am not insured, who is at fault?  Who is at fault when two cars rear end crash when reversing in a car parking lot?

When I was reversing my car another car did the same and we hit one ...

County Road accident, I signed documents, but they are unfair  If I were involved in a county rd. collision, no ticket, no fault, no injury, both cars drove away..and that was the 1st mva ive ever been in in 47 years,...

Hit and run | How to deal with this situation?  I work as a loss prevention officer. I observed a woman pushing a cart out of the store with what appeared to be unpaid for merchandise. I left out of ...

How much am I entittled to?  Some hit my car and total it and i got hurt.

Answer:

Hello, there is simply not enough information here.

Please see our notes on personal injury ...

Stolen auto history | What to do here?  I just had my car stolen and it has not been recovered yet. The ins co asked me if this is the first time I reported a car stolen.

I told them yes first ...

Auto Claim Denied without good reason?  I have compressive and collision full coverage. So i went out to a club aug 29 and totaled my car on the way home. It was a pretty bad wreck totaled car ...

Bumper damage | What can I do?  Someone backed up and hit my front bumper, I want to know how much for the repairs for it.

He didn't bend my bumper only scrubbed a spot of paint off ...

Time limit on an auto claim??  I was in an accident September 01, 2009 that I filed an insurance claim on, that same morning...

The vehicle was fully insured, yet to date, (November ...

What is proof of gas expense in an auto claim?  Driver feel asleep was ejected from vehicle.

Please help!


Answer:

Hello Earl,

You are not giving us a lot of detail. Your question is ...

Turning left to an apt. Complex | Who is at fault for this collision?  I was going to turn left to my apt. complex I stooped in the middle yellow lane and waited until no cars were coming I turned and when my front wheels ...

Water damage coverave after 30 days purchase | Please help  I bought a car from a dealership three weeks ago. We had a Northeastern storm and my car was damaged. There is a lien on the car and I only had liability ...

Question about Motorcycle Insurance and Total Loss Process  I have a 2009 suzuki 1000... If I lay my bike down and its totaled will i get the blue book value for it?.

And who has the best rates for motorcyle ...

BI claim , other driver at fault-no payment for medical bills until settlement  In June 2009 a driver turned in front of me & was ticketed with failure to yield and suspended license.

My chiro tx for 3 months has not been paid ...

Uninsured Motorist Coverage after vehicle sold?  About a month ago I was hit making a left onto my street knocking me onto my lawn and totaling both cars.

The other car was speeding. After they ...

in a no-fault state can the insurnce company say what medcial bills and needs they will pay for when they are do to the car accitent and they are doctor orders  I had a girl run me over 3 times I of course have many of medical needs and bills. It has been 3yrs and of course, with my injurious I have not getting ...

Friend driving my car in a different state with bad weather conditions: Accident  My friend is from West Virginia, and I am from Washington. She came to visit me and we drove from Seattle, WA to Morgantown, WV.

In Nebraska the roads ...

Diminished value claim for less than 2 month old vehicle?  My 2009 Toyota RAV4 was hit by a driver running a red light. My car was hit on the driver's side bumper and alloy front wheel. The car had to be towed ...

Dinged car who pays?  My son was in another car and when he got out he dinged another car. The owner did not call the police. He nor the owner of the car that hit it contacted ...

Total loss of my car super low!!!! Help, I will have to take the bus!  I have a 1998 ford taurus sho in michigan. the vehicle has 140000 miles on it. I researched the car value after getting into an accident.

My brother ...

Liability, Fault, and other issues | Please help!  I got into a car accident where i was not at fault. the
person in the other car who hit me was not insured by his mom's insurance.

On the police report ...

Who is at fault, fiance hospitalized!   My fiancé was traveling south bound, other vehicle was traveling north at a green light turning left. the light is a protected green light and a green ...

If not payment on insurance, can other person have coverage?  I want to know if a policy is not paid on time, but has not been cancelled and I have an accident and it's my fault, is coverage available for the other ...

How to obtain power of attorney for a person in Jail?  My fathers car was stolen about a month ago, for the insurance to complete the claim, they need him to sign the Power Of Attorney, but he is in jail. He ...

Cracked Windshield  I have heard that all insurance covers a cracked windshield. However, we only have liability insurance in Washington with Geico. Is the windshield covered?...

Minimal damage hit and run claim  What is the process if one is accused of scratching someone's bumper (one 1/4 inch scratch - very minimal)and they call the police with your license plate ...

Claims Forms | Where to find this specific form?  How do I get a form for attendant care services, it's for an auto injury I sustained awhile back,and i need the form to fill out for the insurance company,...

Is it customary for my attorney to ask for another recorded statement?  I was involved in an accident almost 2 mos. ago. I only carry liability insurance and was hit in my drivers side behind passenger door in middle of an ...

Insurance Claim | Is the deductible due up front?  Is the deductible due up front?

Answer:

Yes. The damages must exceed the deductible before the insurance company would make a payment under collision ...

Total loss settlement | Question regarding fees  If I settled for blue book value on my car with the insurance adjuster. What else should I get besides the blue book value? tax and license?

Answer:...

Is it too late? | Can I file in Small Claims if Arbitration Pending?  My question is should I wait until AFTER arbitration to file a claim in small claims court or would it be too late then?


Answer:


It could ...

Insurance claim check | who gets surplus of funds?  If you have a lein on your vehicle from a loan company and you receive a claim check in your name and the lein holder name and you fix your vehicle lesser ...

Should I go to small claims court?  I was going down the traveling aisle in a department store parking lot when a driver backed into the passenger side of my car. She got out the car and ...

Who is at fault? | This situation let me wonderng?  I was in a parking spot, looked backwards, put my car in reverse and started to back out.

Behind me in another parking spot was another car doing ...

Being sued for rear end accident  My inexperienced driver daughter rear ended another vehicle nearly 2 years ago. She was uninjured and the other driver seemed fine too.

The other driver ...

Loss of use | am I entitled to this compensation?  My husband was in a car accident and it was totally the other driver's fault for not stopping at a stop sign (noted in police report).

The insurance ...

What to do if Towing Company will not give information?  My car was impounded for expired registration. My car was in parking lot and the sheriff and towing company already had the car slim jammed open and discussing ...

What to do with this accident?  My auto insurance elapsed. My vehicle was involved in a wreck. the other drivers fault. Can I still file a claim and receive full amount for my vehicle ...

Road rage car accident  I need to know if I have an insurance claim. Last May my son was riding in a taxi cab with 3 of his friends in California. A car was in the process of ...

Hit and Run Coverage  My truck was hit and run while parked on the street, the person was caught and did have insurance... however we did not have insurance on our vehicle at ...

Auto Car Accident Fault  Well first my fiance and i were on are way to a Christmas party . we had just left the house and were about a block away we came to a stop sign. i stopped ...

Recent Accident | Huge total loss issues   I have great coverage with AAA. Last night my 19 year old smashed my 1996 Chevy Suburban in an accident with a barrier trying to avoid highway debris. Everyone ...

Does other person insurance pay for my car  My daughter was in the left lane on a two lane road and a car in the right lane turned into the side of my car. I only have ca Liability coverage.

My ...

Cannot find owner of truck used by hit and run driver  My car was hit by a drunk driver while parked in front of my house. The driver fled the scene but was later arrested. The truck he was driving did not ...

Medical bill and car accident questions   I was rear ended about 2 months ago, my medical insurance paid there discount price and the hospital and doc accepted, when i do my claim, does the difference ...

Backing up in a parking garage  I was backing up in a parking garage when the other driver came speeding out of the adjacent tunnel and hit the side of my vehicle. Who's at fault?



Answer:...

Car hits deer | damages and coverage  I have liability insurance on my car, loaned it to a friend who hit a deer,she says i have full coverage don't worry i will get it fixed, her insurance ...

A totaled vehicle that I owe more that its worth  I have a 2 part/2 scenario question. My wife got rear ended yesterday. It ripped the tow hitch out of the frame and ripped the fuel tank from underneath,...

ICED Road | Fault and Issues  I was driving on I-40 hit a patch of ice and slipped off the freeway, hit a sign post.

My brother was also in the car, hes the principle insured I ...

Forced placed insurance  The bank placed insurance on my financed car from July 1 to Dec 1 because I didn't have coverage. Annual cost was $2700. I got my own policy on Dec 1 and ...

Auto accident and rental car issues  A accident occurs with a commercial truck. The companies insurance representative admits fault and will cover claim.

The victims' finances are very ...

Rear ended problem with investigator  Hi. I was at a red light when another person rear ended me. The accident was not that bad and I was able to drive away. The other person refused to report ...

Subrogation Claim Against Me  Well, about several months ago, I got in a pretty minor accident (First one). I've just now recently received a letter regarding a subrogation claim and ...

Unlicensed driver and Fault  Yesterday I was going through a tricky intersection and I t-boned two gentlemen as I engaged into the intersection. I agree that I did not wait for the ...

SR22 and no insurance  Hello, a friend of mine got pulled over and did not have insurance along with a couple of other tickets. What my question is do you know the average cost ...

Farmers won't pay for the rental car insurance  I was involved in a car accident a few weeks ago where the rear side of my car was damaged. I called the driver at fault's insurance company, which is ...

Pedestriain Hit by car | Please help  I was hit by a car during my lunch hour. The person who hit me is at fault and my employer is covering everything under worker's comp. The police came,...

Liability of loading a farm vehicle in public right a way?  Neighbor uses public street to load out his farm produce at harvest. There are numerous fruit bins up and down st. and three to four fork lifts/tractors ...

School Parking lot liability  My car was parked as directed on the school parking lot in a parking space between the lines.

An unsecured garbage dumpster rolled into my car and ...

Pedestrian hit by uninsured driver borrowed friends car  On Sept 22 I was on walking in a crosswalk, saw car in front of me stopped at light, he was making right turn, even made eye contact with him and his passenger,...

Will I have to reimburse?  My son's friend let him drive what turned out to be his mom's car one day after school around the block. My son has a permit but didn't have it with him,...

Person at fault wont return calls by their insurance agent  I was hit from beyond on 09/29/09.The driver who hit me was driving his fathers car. I called in the accident on the day of the accident to his insurance ...

Car hits pedestrian  I was hit by a car during my lunch hour. The person who hit me is at fault and my employer is covering everything under worker's comp. The police came,...

Car total loss questions  I was recently in an accident with my car which was on a lease. The accident was not my fault. The other person's insurance company is accepting the ...

Glass Coverage Claim | Questions  I just added Glass Coverage to my 1995 Ford and it has a small windshield crack. How long do I have to wait to put in a Claim?

My Ins. went up $159....

Prk lot acc at mall | fault?  My daughter pulled into a parking space at a shopping center. She did not notice that the spike that holds the concrete car stop was sticking up about ...

Rearended by a rental car  We live in (MA) and Two weeks ago my wife got rearended by a rental car are state(RI) and the driver was from (CA). The rental car Ins.Comp. told my wife ...

Insurance Fraud | Plelase help  My brother recently did a stupid thing and is now asking for my advice. He was driving home, lost control of the vehicle and hit a tree. No injuries but ...

Medical insurance question  I was rear ended about 2 weeks ago. went to the doctors and they gave me some medicine. so i was still a little sore but not too much and talked to the ...

Car hit while parked for the night  My cousin lives in New York and has State Farm comprehensive coverage. This morning he came out to his car (which had been parked on the street) and discovered ...

Liabilty on co-signed vehicle   I co-signed for a car loan for my sister, and both our names are on the title.

She lives elsewhere and sometimes lets her car insurance lapse but still ...

Damages not being covered by insurance  I was in an accident, it was the other drivers fault. I drove my vehicle away but later found their to be radiator and A/C damages to vehicle. Other Driver'...

Insurance trying to total what is not a total loss?  I am confused because I was in an accident where I was not at fault and now the insurer of the woman who hit me is trying to declare my car a total loss....

Accident Settlement Question  My daughter was hit by a driver in NC (where she attends college) but the car is insured in GA.

Her car was totaled and initially the driver who hit ...

Other driver was cited but claim for our coverage denied  My daughter was in a accident and the police had determined the other driver was at fault. The other driver was over the center line, and my daughter stated...

Insurance Claim Raising Rate  I backed into a rock accidentally, and damaged the rear bumper. Would submitting a claim to state farm raise my rates?

Thanks a lot,
John


Answer:...

Coverage for teen driver  Our son is 15, and after passing drivers ed, was qualified to get a school
permit which would allow him to drive by himself to school. He did end up
...

Rear ended in Florida   I am told that since florida is a no fault state i can not claim any pain and suffering for soft tissue damage by the insurance company of the lady whose ...

Legal recourse for automobile arbitration in California  A couple months ago I was driving down a one way street (in California), 3 lane road at 5 mph in the right most lane, when a SUV in the middle lane came ...

What would be a fair request for pain and suffering?  What would be a fair request for pain and suffering? I was rear ended and had some treatment for my back. It took 9 weeks to have my car fix. Can I ask ...

Rear Ended | 19yr old needs help!  I was rear ended there was no witness, then 19 days later there is a witness but he's not on the police report nor did the man tell the adjuster there ...

Diminished Value Question- Geico  I live in Texas and incurred damages to my 2006 Toyota Avalon XLS in the parking lot of Wal-Mart. I was in the store and, therefore, had no information ...

Car Accident we were in on oct.3 09-Advice needed  My husband and I were in a accident on 10-3-09.a 77 yr old lady pulled out right in front of us as we were going down the road.

We were going the speed ...

I lost my receipt | Warranty issues  I have my car at the dealership for the motor and I'm using my warranty they are asking my to provide them with the receipt for my oil change well I have ...

When Police report is STILL incorrect... AND Geico wants to play dirty 
On Friday July 24th 2009,(about 9:45pm)I was cut off by a driver frantically trying to exit freeway when all four lanes were at complete stop for lane(...

Non permissive use issue  My daughters father and I have not been together for 13 years. My daughter has a valid driver license and her father lived about 45 minutes away, and I ...

Stalling on paying my claim.  My car was stolen on July 3rd 2009 and my insurance company is saying that the investigation is still going on three and a half months later.

My question ...

Can you settle the auto damage claim now and settle the injury claim later?  My car was totalled by the insurance co. of the person who rear ended me. I need to settle the auto damage claim because I need the money to purchase ...

Hit from the Rear... | Value of Injury   I was stopped at a stop light and a truck rammed in to the back of my truck causing me to hit the car in front of me. The gentleman behind me received ...

Medical records review time frame  auto accident occurred in January 2009, had pt several doctors visits.

3 months later developed a clot(dvt in leg that was injured in accident.

No ...

Rear end collsion | 4 vehicle impact  My daughter was hit in the rear and knocked into the car in front of her causing a chain reaction. There were four cars involved.

The girl who hit ...

Car stolen and was in accident | Coverage for thid party?  My daughters car was stolen and we got it back wrecked in the front. Today we got a letter from state farm that our car damaged someone's property.

Do ...

Stopped in turn lane | Fault and Ticket   I turned left into oncoming traffic at 4 way intersection. Both directions had green light. oncoming traiffic was clear when I started the turn, but ...

Car Rental entitled from at fault insurance? Am I entitled to money?  I was in an accident 2 weeks ago. My car was undriveable (wheel damage). It happened on a Sunday and there insurance accepted fault till Friday...stating ...

Rearend Collisions | Question about the process  I was in a rearend collision and now have a cervical herniation and cervical herniation with cervical radiculopathy.

I missed one week of work and ...

Total Loss Twice  My vehicle had some weather related damage (sand Damage) and was deemed a total loss,before this claim was settled adn in the process my wife was driving ...

Will I have to pay a deductable?  While unloading a single bed from my house through the garage, a lady fell on the steps slamming two wood slats into my husbands side of his truck.

Does ...

Health insurnce and auto insurance, subrogation in arizona  In Arizona I was under the impression that when there is an auto accident, the health insurance company has to pay regardless of what the auto does.

Can ...

Auto accident I rear ended the other drivers auto minuable scraches abot five very small paint scrach   I was at fault for rear ending the other drivers auto minuable damages was done about five very small paint scrapes the other driver and myself agreed ...

Do I have a claim?  I was a passenger at a stop light when we got rearended sent to hospital they say nothing wrong made claim to pay for doctor bills neck still hurting but ...

Liability on Co-Signed Car  I co-signed for a car loan for my sister, and both our names are on the title.

She lives elsewhere and sometimes lets her car insurance lapse but still ...

Damages not being covered by insurance  I was in an accident, it was the other drivers fault. I drove my vehicle away but later found their to be radiator and A/C damages to vehicle.

Other ...

Insurance trying to total what is not a total loss?  I am confused because I was in an accident where I was not at fault and now the insurer of the woman who hit me is trying to declare my car a total loss....

Accident Settlement Question  My daughter was hit by a driver in NC (where she attends college) but the car is insured in GA.

Her car was totaled and initially the driver who hit ...

Other driver was cited but claim for our coverage denied  My daughter was in a accident and the police had determined the other driver was at fault. The other driver was over the center line, and my daughter stated...

Insurance Claim Raising Rates  I backed into a rock accidentally, and damaged the rear bumper. Would submitting a claim to state farm raise my rates?

Thanks a lot,
John


Answer:...

Coverage for teen driver | What to do?  Our son is 15, and after passing drivers ed, was qualified to get a school permit which would allow him to drive by himself to school.

He did end ...

Rear ended in Florida | Please help  I am told that since florida is a no fault state i can not claim any pain and suffering for soft tissue damage by the insurance company of the lady whose ...

Legal recourse for automobile arbitration in California  A couple months ago I was driving down a one way street (in California), 3 lane road at 5 mph in the right most lane, when a SUV in the middle lane came ...

Pain and suffering settlement  What would be a fair request for pain and suffering? I was rear ended and had some treatment for my back. It took 9 weeks to have my car fix. Can I ask ...

Who or will they pay?  Day after Labor day as I was heading to work through an intersection in the right lane another motorist failed to stop or slow down when she turned right ...

Pay me the check! | Total Loss Situation  I was in a car accident that was not my fault. The other driver was given a ticket for improper lane change. Their insurance company handles its claims ...

Getting different information from each Auto Body Shop  I was stopped at a Red Light and was rear ended Fender Bender.

Every auto repair shop has given me different information!

One shop told me not to ...

Car accident damages breast reconstruction surgery site.  Accident on 12/31/08 at 9:30 am. Not my fault. Other driver ticketed. Property damage settled in my favor - 2007 bmw 328xi with 19,000 worth of repairs ...

Accident Statement Misrepresented  I was recently in a car accident and state farm is my insurer. I gave a recorded statement to state farm and said that the other car went through a traffic ...

Full Coverage with DUI?  I live in KY (no fault state). I wrecked my car while intoxicated on a no fault road. The police said since it was no fault, the wouldn't fill out a accident ...

Auto car accident claim issues with loss work  My daughter was hit from behind at a signal light. The man who hit her has not files a report and his insurance company does not want to pay her for the ...

Auto accident settlement | please help  I was in an accident about an year ago in which I thought I was going to literally die.

I was hit in front by an oncoming car that crossed over the ...

Left turn accident | issues about fault  I was leaving from my condo's exit, heading southbound of the street by turning left, it was in rush hours, so the lane heading northbound is jammed, there'...

Auto insurance claim and injury  I was hit by a driver in my passenger door that was 1.1 drunk and license are suspended and no ins and is currently on probation. The accident was on 8/...

Questions about settlement estimate  My husband was in a high speed car accident last month. A truck crossed in front of him on the highway causing my husband to t-bone the truck totaling ...

Lost of usage of my car  I want to know if I can claim lost of usage if I rent a car from a friend instead of a car rental company.


Answer:

If you can show that

1....

Insurance issues with incorrect police reports   My daughter was in an accident in the high school parking lot. She was going straight and the other car came from the left did not see her and they collided....

Insurance mess with stolen truck  My Trail Blazer was stolen and it was recovered . Great!!! I filed a home owners claim for all the contents in the truck and I am receiving a in the next ...

The claim for damages could exceed the limits of liability under my policy  I was involved in car accident at the end of September. My car was totally damaged(2005 car, worth $15000?). And other car may be totally damaged too (2008 ...

Car values for total loss  How does the insurance company find the value for a car that they are going to total?


Answer:


Hello Anthony

They usually go through a third ...

Check from insurance | What to do with it?  I recently got in a car accident and the driver wasn't insured. but the owner was and i filed with my insurance and theirs.

my insurance fixed the ...

Comp or collision claim?  If I am towing something and the chain breaks and does damage to my tailgate of my pickup is that considered a comp claim or collision claim?\\

Answer:...

How do we decide what is owed?  I back up into my friends car 3 weeks ago, his car was then vandalized with a concrete cinder block and totaled by insurance two weeks later before we ...

No Fault in my state | contact time frame  I had an accident last week. A car hit my van, I was at a stop sign. My bumper is damaged and half off my van. I have liability only on my policy.

The ...

When to settle a claim with an insurance claim  I was involved in an accident that totaled my brand new car. I was completely stopped at a light when another driver hit me. It is almost 6 months later ...

Private property parking lot and fault issues  My mother was driving through my apartment complex and someone backed into her car.

We live in SC and the owner of the other vehicle stated that because ...

Company car burned down my barn | No coverage?  I had my company provided car parked on my property next to a barn. The car caught on fire, and we could not move the car. called the fire dept and by ...

Tire mechanic totalled my car test driving my car - Can I file civil suit against tire company?  Took my car for a wheel balance because my car was vibrating at 50mph. While waiting for my car store manager gets call that my car has been in accident....

Total Loss per the insurance company!  The insurance company said that my vehicle was a total loss. They are saying they have reported my vehicle to the state of GA as a total loss.

I still ...

Bumped into a parked car | Now bills for over 2k!  At the beginning of the year I had just bought a used car cash. I needed to run an urgent errand. Well as I reversed to leave the pavilion bumped into ...

Rear passenger thrown from vehicle | Injury!   My daughter was a passenger in which the driver lost control during rain she was ejected out of the drivers side window she was a back seat passenger of ...

Insurance adjuster made an offer to settle can I counter?  I was hit by a vehicle that lost control while traveling in the fast lane of a local freeway. The driver spun out of control accross all 4 lanes of traffic ...

Other insurance co. has denied liability  They stayed to speak with the investigating police officer. The other parties insurance company never even contacted my witnesses. I tried getting in touch ...

Illegal Repossession???  Our vehicle was involved in an accident and had to be towed away and stored at a towyard.

The finance company repossessed it while my account was in ...

When is it best to file a claim  My aunt has been in a serious accident-has had surgery to repair the facture and the surgery needs to be redone- since the accident was in her own car ...

Total Loss of a Car | Salvage Question  I want to buy my car back from the insurance company the adjuster said my car was a total loss and I could not buy my own car back is there a law stating ...

I hit an unisured vehicle  5 days ago I was backing out of a friends driveway I accidently rubbed up against another car and scrapped some paint off their bumper.

For the next ...

DUI and insurance coverage  If you get arrested for a dui accident and someone gets hurt will my insurance cover it?

Answer:

Hello,

It depends. Most auto policies cover ...

Collided with the park car  I got a letter from another insurance company, which I collided, with a vehicle while parked. I do not know anything about this. What should it do? They ...

Insurance, is he covered?  I sold a vehicle to my brother and he transferred the title, but the insurance was still in my name when he got in an accident that was his fault... my ...

Can you claim same medical bill with 2 different insurance companies through PIP  I have accumulated some medical bills. I have been told I can file for payment regarding these bills to at fault insurance company as well as my own through ...

Filing an insurance claim  My husband crushed the side of our truck while trying to back up a drive way, this happened about 10 mos. ago.

I have not changed insurance companies....

Who is responsible for this hit?  I hit a MAJOR hole on alabama road and it hit so hard that it caused a motor mount support to break,busted the right side of the plastic bumper,knocked ...

Adjuster Claiming Accident not Related to Car Damages  In December 2009 I ran over a snow/ice pile which was in the middle of the road. My car immediately started making a noise and the check engine light ...

My car was rear ended  I Was driving northbound on the 5. I saw a grey vehicle slam on their brakes, all kinds of smoke. i was coming at a speed that allowed me to come to a ...

4 vehicle car crash  I was in a car crash in TN 4 cars were involved. in the line up it was truck, car, me, 18 wheeler. I was hit by 18 wheeler who cause me to hit the car ...

Auto insurance Vs health insurance for car accident - Which one to covers?  If I'm in an auto accident and go to an urgent care center can I request the physician to bill my health insurance instead of my auto insurance?

Answer:...

Cannot find comaprable for vehicle!  If I could not find a comparable for 1999- GMC Safari 7 passnger Van( Totalled in DWI ). How to settle on price? I tried Edmunds, auto traders
Thanks
...

Learners permit car accident  A good friend of mine just got her learners permit and while out practicing with her husband, she was involved in a car accident, she scrapped a parked ...

Wrong insurance from person who hit me  I would like to ask a question have to do with a recent accident I was in. I was leaving my apartment complex for class on Friday when a car floored out ...

Young man to pay all damages in a car accident he didn't cause  Hi following happened to my nephew:

1. My nephew loaned his car to a friend who subsequently caused an accident involving two cars, a garden wall and ...

Auto accident release of claims  I was in an accident that was my fault, not my car and the car was no longer insured. I have spoken to the person that I hit and we agreed thatI would ...

Avoiding an insurance claim | How to?  If you are in an accident and a pedestrian is involved and there are only minor injuries but a police report filed and you call your insurance agent and ...

How insurance determines the vehicle value  How does a insurance company determine the value of a car


Answer:

I assume you are looking for this because you are in the middle of a total ...

Texas insurance claim  Loaned car to friend and he wrecked into a tree. I come to find out his license was suspended.

Will my full coverage pay. The accident happened in ...

Gap Insurance no Insurance  My 05 dodge neon was parked right in front of my house legally where it was hit.

The police arrested the guy for DUI but I never got any insurance ...

Buyback truck insurance totaled - How Much?  If you get in a accident and it wasn't your fault & there ins. comp. totals the truck what would be the max. amount they could charge me to buy it back ...

Deductible withheld or release?  I have a claim, and after a suplement apraisal they give little more of money. so i receive two repair certificate forms to be filled by the auto body ...

Am I 100% liable for this accident?  I drove along a cul de sac and turned up the hill to reverse back onto the road. I checked my mirror twice and looked over my shoulder and there were ...

Does insurance have to pay with liability/uninsured motorists coverage/  My daughter was driving our car when she was hit by a truck causing damage to the front left side of the vehicle which also cause the entire frontof the ...

Can I sue even if I was not hurt?  If other driver is at fault, can you sue his insurance if you are not hurt?

Answer:

Well, you cannot sue the insurance company as they have done ...

Upsite down in a car loan and other issues, please help!  How long do accidents remain on your record and still affect insurance quotes?

Also when financing a car why do you have to meet the financing companies ...

If an offical City vehicle is found to be at fault in an accident, do I, as a regular person have to have my insurnace pay even though it was the city officals fault?  I was informed that City workers, state troopers, all municipality workers etc are not required to have auto insurance. and when they are involved in an ...

Can diminished value be claimed on a leased car in California?  Can i claim DV on a leased car in CA? ive been told no by three different lawyers and autoloss.com

I have a 2008 Honda civic leased with american honda,...

Animal involved accident  My son swerved to miss an animal,rolled his truck and it has been deemed a complete loss. appraiser says there is no proof animal was hit and deems it ...

Car accident fault - changed his story!   I was waiting for a parking spot and the person behind my hit my car. He started screaming and then told me whatever...that he would pay and we exchanged ...

Rental Company charged us deductible even though accident wasn't our fault  Back in July, in New York City, I rented a van and agreed to pay extra for the insurance waiver that included a $500 deductible. The van was in an accident ...

Can I trust my Attorney?  I was rear-ended in Feb. '05 and hired a personal injury attorney on contingency. Every few months I would call to get an update because he would never ...

Daughter was a passenger in a neighbors car- opened and dinged the once next to it   Truck/Car were in the parking lot. Car belongs to neighbor. State = CO My daughter raced another child for shotgun, neighbor's truck door was flung open ...

How long does it take to settle a personal injury case?  I was in an accident in 03/09, the guy admitted he ran the stop sign and even plead guilty in court, he received supervision and the judge gave me a notarized ...

Can I keep my car do my own repairs to avoid insurance company from totaling car?  I was rear ended. The car has good inspection stickers until May 2010. The insurance company is only willing to give 900.00 dollars for the car and declare ...

Auto insurance claim for accident in pkg lot?  Car hit in parking lot, (hit and run), and my car sustained damage to r front bumper. Have insurance with state farm.

They said my insurance rate will ...

Half appraisal on claim  We have a claim for vandalism because our car was scratch, even when we took a picture for the first time insurance and it was in good condition, the only ...

If I am a passenger in an auto accident will I be able to claim from the driver's insurance?  I was in a car as a passenger with my friend driving. Someone rear-ended the car we are in (totalled the car) and left the scene.

We have no information ...

Auto accident payee if minor reaches adulthood  who would be the payee if a minor was in an accident but is now 18 and the bills are in the parents name.

Answer:

Depending on your jurisdiction,...

I have my car total, but mechanics at the shop agree that the car is fixable, do I accept the offer?  I live in Orlando Fl , I got into an accident with a lady (100% liable )insured by Liberty Mutual ...

I want my car fix but they total due to a part ...

Child in truck bed - accident  My daughter is 12 and was in the bed of a truck with her best friend without my permission with her grandfather driving while in town.

Another truck ...

Uninsured, unlicensed driver hit our car now won't pay! Help!  Our car was at a repair shop, waiting for us to pick it up when a women let her son move her car.

He backed into our car that was parked, messing up ...

Liability Insurance , rear end collision  Rear ended by a driver of a truck ( not his truck) and the driver did not have insurance.

I have only Liability on my vehicle have police report, what ...

Permissive use and a minor  Do most insurance companies cover a crash when a minor uses it under non-permissive circumstances?

Answer:

Nope.

Most auto insurance policies ...

Estimate on car repairs  Hello, I had a minor accident on my car and my insurance did and estimate and wrote me a check but I wanted to know if they are going to charge me when ...

Car wreak help - Who is at fault here?  I was driving home and was at an intersection. I had a yield sign going into the lane. A car stopped at the stop sign and passed me. Another car rolled ...

My husband let his 17 daughter borrow have our car  She had the car she lives in Franklin county we live in Lincoln county my husband never got 2 spend time with her xcept once or twice a year fathers day ...

Hit and Run car Accident question  I was coming to a stop sign and someone rear ended me in back, and then they left the scene, and police officers haven't been able to catch them. I was ...

Can i get the check made out to me after a car accident?  I am trying to get a check made out to me for damage on my truck. I got 2 estimates and told them I would take the lower estimate but was not sure who ...

Questions about fault regarding car accident in KY  I was involved in an accident where a small car went under the back door of my suv in a two way intersection and the police report read I had almost cleared ...

If you feel a police accident report has wrong information, what should you do?  I picked up the accident report and it has the wrong company that towed my car, and the other driver as having no ins on their veh....

I wasnt driving, but was injured  I picked up someone to drive for me i knew i was going to be drinking,we went out of town i was drinking more when i woke up i was in the hospital!!

Answer:...

I want to know if someone get hit in the side whos in fault  Today I was at the light my light was Green. But the other person did stop at the Red light So I seen him coming thought the red light so i hit on brakes ...

18 wheeler casuses injury, what offer should I take?  I was in the far right lane and the 18 wheeler was next to me in the middle lane. we were waiting for the light to turn green, when it did I proceeded ...

After auto accident problems  I was in a pretty nasty car accident early this year... my 2008 honda civic was fixed (10K @ the body shop, 3K at the dealer) the car was not totalled ...

Tried to avoid an accident  I was involved in a 3 car accident. Cars in front of me did a quick stop, I started to break so that I could also stop before getting to an accident.

I ...

My insurance adjuster is treating me as if i am at fault  I was involved in an auto accident while making a left hand turn. I waited until the signal for me turned red and on coming traffic stopped before i started ...

18-Wheeler Rear Ended Me  I was traveling on the interstate merging onto the incoming traffic. I had clearly made the lane, myself and the car in front of me. When getting on ...

Insurance License for Puerto Rico  I am currently becoming a Life and Health agent for Primerica in Minnesota and I am looking for details and info on how to get licensed in Puerto Rico?...

Should I report an accident if there isn't a claim?  I did ask her where she was headed before she left and she told me to where her Mom worked and mentioned the store. I went to the store a few days later ...

Is $750 a reasonable amount for passenger uninjured in accident  My 6 year old daughter was a passenger in a major collision. The driver of the other vehicle was at fault.

My daughter was okay with just a few scratches ...

Hit by a car fleeing police  I was stopped at a four-way intersection. The other car was fleeing police, running the intersection, colliding with my car before continuing on the attempted ...

Rear Ended and Pre existing Conditions  My boyfriend and I were rear ended at a stop light, we had a few cars in front of us. I have had a medical condition (migraines)for a number of years and ...

Is there a some kind of license to do this  I like to represent people on there behalf to insurance compnies to get money for there property (car) damage for a fee or commition.

Note, I will ...

How much time do you have to report a claim?  Back on Christmas Eve, It was a freezing rain and snowy day. It was about 5 pm and I was making a quick stop at a supermarket before going to a family ...

Friend driving my uninsured car and was in an accident but was not her fault  My friend was in a vehicle accident while driving my uninsured car and was in an accident.

The accident was not her fault because a car pulled out ...

Hit by police detectives car and injury  While parked at stop light my daughter was hit from behind by an unmarked police vehicle.

Inside my daughters car were her two small children. Although ...

if some one fishtail off the road way onto the shoulder of the road and grass and cause rocks to fly up and hit my car is he at fault.  If some one fishtail off the road way onto the shoulder of the road and grass and cause rocks to fly up and hit my car is he at fault.

I was driving ...

Is there a way to keep the settlement without giving it all to medical bills?  I understand that the purpose of the tort law is to restore the injured party back to pre-accident condition.

A settlement should include medical ...

DUI Accident   Recently, my sister totalled out her car in an accident rollover where she was over the limit and it resulted in a drunk driving arrest.

She has full ...

Understanding the need for an attorney,   Understanding the need for an attorney,

However, you need an attorney just to understand the contract the attorney offers to you. What information can ...

Trucking accident, trucking company delaying accepting liability  I was a passenger in a accident where my niece was the driver.

We were hit by freightliner truck. We were traveling south also a four lane hwy, then ...

Can I claim diminished value for a leased car?  I leased a car about 18 months ago, my car has around 9000 miles and a driver rear ended me while I was making a turn. The police officer cited the driver ...

What kind of rental car am I entitled to?  I was not at fault for an accident and I have a mazda 626lx and while my car is getting repaired they gave me p.o.s. chevy Colbalt. I'm wondering if I ...

Car blew a yield sign going really fast . I hit her cuz she came out of no where. Fault?  Car blew a yield sign going really fast . I hit her cuz she came out of no where. Fault?


Me and my two yr old son were hurt. My 2007 Mazda cx7 is ...

What if bodily injury insurance is not enough?  My adult son rear-ended a vehicle yesterday. He did not receive a citation. The people from the other vehicle were taken to the hospital.

He is an ...

Injury settlement reduced so funds will not go to trust?  My children were offered 12 thousand a piece in a car accident, the adjuster said if i accept 10,000 a piece then the money will not have to go in a trust ...

Stolen Car with no police report  My car was stolen, and we had no clue until the CHP came by at 4:00am in the morning telling us they found a car crashed. When CHP asked, We did not say ...

Damages to friend’s car while driving | Who is at fault?  He let me drive and I was turning and the right tire hit the curb pretty hard and bent the tire a little bit and the axle right in front of his house.

Answer:...

Denied insurance claim | Help  I have been involved in auto accident. I got hit by another vehicle coming off ex-way. we both happened to have same insurance company.

When the police ...

What about my loan balance?  I was in a motorcycle accident 3 wks ago, no one else was involved but me, I was a little banged up but, did not seek medical attention. My motorcycle ...

Car damage and estimate dispute  My car was parked, hit by a insured driver, I don't like the appraisals I got how long do I have to get my car fixed? I live in California.

Answer:...

insurance lapsed | coverage for damages to my car  A car hit my parked car. It happened two days after my insurance lapsed. I have all the information and a police report.

Will my insurance company ...

Who's really at faul?  My husband made left turn on green (in Maryland) onto two lane side street (Hammond’s lane). He was in left lane. to the right on Hammond’s lane is Walgreens ...

Tire comes off | coverage?  I was driving down the road and my tire came off.

Would this be covered under a fully cover car, I don't know why it came off. the tires were new.
Some ...

Who is at fault for this car accident?  I was driving Foster City Blvd. (Two lane road in both side) when I reach Foster City blvd. cor Marlin Ave. I stopped (full) because it was a four way ...

Who is legally at fault for a rear end accident? 
Three years ago I was involved in an auto accident with 3 other cars.

The person behind me hit me from behind and pushed me into the car in front ...

Total loss of vehicle, do I still have to pay the lien holder?  I had a car accident where I was the victim of a guy that passed a red light.

My car was claimed a total loss. My question is, after the car is a total ...

Auto accident, unlicensed driverl, injury coverage?  I was in an accident where the other driver came out of a wall-mart parking lot and was crossing the street to get to the parking lot crossed the street,...

CA law say that ins. company doesn't have to give me blue book for my totalled car?  My car was totalled in an accident and it was the other driver's fault. The ins adjuster said CA law says they don't have to pay me blue book value for ...

Injury claim as passanger | please help  I was a passenger in a vehicle that was t-boned.

I suffered hip and back injuries. 3 years later,I am still in chronic pain and am experiencing pain ...

Proof of lost wages  I was hit from behind at a stop light in January. I had to miss a total of 84 hours work (vacation and sick leave) but it was over a period of time when ...

Hit and run - stolen car  A few days ago I was involved in a hit and run. Both my car and the car that hit me were totaled. The two individuals in the car that hit me got out ...

Car depreciation | how to deal with this claim?  I bought a new car O miles and at the 4th day with just 200 miles a State Farm insured vehicle hit my car on the back.

I place a claim with this company ...

Minor at-fault accident | Questions  I own my car free and clear (2000 Nissan Altima). Yesterday, I rear-ended someone at a stop sign at about 5 mph. His vehicle's bumper sustained very minor ...

Unauthorized driver wrecks car  Good morning, I live in ga and my daughter lent my car to a 32 yoa friend who had an accident. No citation issued, but in the report she states she is ...

How will the insurance pay if Car is totaled?  I've bought my new car last Jan 10, 2009 an Infiniti EX 35 and I was hit by a truck last Feb 10, 2009 (I was able to use it for just 3weeks or less, it ...

Is insurance company stalling?  I was in an accident(not at fault) almost two years ago. We were close to settling the claim, but the insurance company offered an amount that did not ...

Car accident, no insurance info was exchanged  My husband was in a minor accident on the PA Turnpike. He was at a toll both and hit the car in front of him, resulting in minor damage to the other's ...

Third Party Carrier refusing to pay loss wages  I was involved in an accident where I was rear ended. There were three cars involved. The at fault party rear ended the car behind me, pushing that car ...

Parked and someone hit my car with their mirror  I was legally parallel parked on a somewhat busy road. My husband was in the back seat with my children. I looked behind me to ensure there was no oncoming ...

Accident that was not my fault  I did not have insurance at the time of my accident but the woman that hit me was at fault to the point she pushed me into the ditch and my van flipped ...

Structuring settlement to avoid subrogation  I was in an auto accident in Los Angeles, my medical bills were a little above $5,000, my health insurance I get through work has notified me that they ...

Is hail damage on your car received in your driveway covered by your home owner's insurance?  Hail storm damaged the roof of our home (it is going to be replaced) and the roof and hood of our car.

Is the car repair covered under the homeowner'...

Which policy is in effect?  My daughter was test driving a car when they were involved in an accident. There has not yet been a decision on fault but it appears that both drivers ...

Auto theft claim thanking too long  My car was stolen 2 months ago, I had full coverage, GAP, and custom upgrade insurance for tires and rims. Car was recovered 2 weeks ago. long story ...

How long does ins. company have to pay off stolen car  had coverage for 2 days and car was stolen in another state.


Answer:

Well, it can take up to 90 days. Usually, this scenario raises a lot of ...

What happens when both parties deny fault  I was involved in a minor fender bender in a parking lot. The person in front of me started backing and didn't see me and bumped into me.

Minor damage ...

Stolen Vehicle  My truck was stolen over a month ago. The police recovered the vehicle about 4 or 5 days later somewhere in another county. They said I would not get the ...

Another driver hit another car | is my ins liable?  If someone else was driving my car in CA, am I responsible (my insurance) for them backing into a non-moving object?

They are insured by the way.

Answer:...

PIP wage loss not paid - from Dec 2007  Accident Dec2007 yet I have still not received the $100 per week that I am due from my Ins co. I have gone through 4 different adjusters, each time requesting ...

Explanation of waiver of subrogation language  I am a member and copy this sentence from the answer in your website.

Can you please explain what this sentence mean?

"2. Can you get your health ...

Using insurance claim for loaner car  I had a loaner car while my car was being serviced. It was provided by Enterprise, and I declined additional insurance. I turned too hard to the right ...

Can I withdraw a claim?  Well I was backing out of the parking lot and immediately stepped on the breaks when i felt my car hit something.

I was already more than halfway out ...

16 year old driver | does it have to be listed  Do I have to list my 16 year old on my insurance policy? Would he be covered if he had an accident and was not specifically listed on our policy?

Also,...

Pain and Suffering Limit Question where driver had insurance on both Truck and Trailer?  I was a passenger in a four door pickup pulling a cargo trailer in Arkansas. There was bad weather in the area and a tree fell across the roadway at night....

Ilegally parked | fault issues?  I back into someone illegally parked on a red curb in front of parking spots and the driver was not in the vehicle.

I did not see the car because it ...

Claim and insurance increase   One of my friends had car body damage in a school parking lot. One day he was exiting a parking space. As there was no car in his front, he drove his car ...

California State Laws | What to ask for injury claim  I was in a car accident around the 9th of May 2009, I was a passenger in my boyfriends car. There was an accident in probably the next lane over from the ...

How long for a total loss stolen car to be settled  My vehicle was stolen and found on May 2. The insurance company has told me it is a total loss and unrecoverable.

I gave them the police report and ...

Who pays when a stolen car damages?  My son's car was hit when a vehicle ran through a stop sign. Both the driver and the passenger of the car that hit my son's fled the scene. If this car ...

Rearended car accident | set chain reaction  If I rear ended someone and then they rear-ended someone because of me am I responsible for both accidents?

Answer:

Hello, most likely yes. Your ...

Lien holder responsibilities and duties   My husband bought my step daughter a truck. The truck is registered in her name only with my husband listed as the lien holder.

Currently it is registered ...

Lien holder rights against insurance company  I work for a auto finance company and i am having trouble with an insurance company.

They do not want to issue a two party check with our company and ...

Regarding rental insurance claims  I had rented out a car and yesterday i felt sick and i asked my friend to drop me and he dropped me out and on the some one hit him and cops didn't even ...

Medpay isses regarding our rates?   I was a passenger in an auto accident-- not my car--not our fault (sister driving). If the med pay on my auto insurance pays, will my rates go up on my ...

Liability for damage on private property  An employee was parked in our guarded private property parking lot; someone broke into his locked car via the passenger window.

He submitted the bill ...

Right of way v. speeding | Who is more at fault?  I was in a parking lot that has a residential alley that runs through it.

Before making a right turn into the alley, to the left I saw a large truck ...

Recovery of deductible  My 18 year old daughter let a 18 year old friend use her car, the friend promptly drove it into a ditch. The friend was sited for reckless driving.

My ...

Personal Injury Claim and damages questions  Say a person is involved in a auto accident. Calling this person bob. The other person is at fault and admitted it on a police report.

Call this person ...

Auto pedestrians accident in Utah  Utah is a no-fault state, so if a pedestrian is hit by a car, whose insurance is billed, the pedestrian's or the driver's?

Thanks.

Answer:

Utah ...

Insurance: Medical vs. Auto? Who pays?  My medical insurance is asking me for details about whether I was in an auto accident (I was and I have auto insurance coverage).

As far as I'm concerned ...

Can I ask for the money and don't do the repair?  I was involved in a car accident and the other party insurance accepted responsibility.

They want to take the car to their shop and do the repair. Can ...

Read end car accident damages and issues | fault  This is regarding an Incident At 7 Am morning while my friends was on his way to office an old car in front braked all of the sudden n my friends new car(...

Who is liable for this multi vehicle accident?  I recently had a rear end accident. I was hit from behind and by an insured driver while at a red light.

After getting out and talking to the driver ...

Loss of use claim being denied after total loss  My vehicle was totaled in an accident February in which my son was driving. He was not at fault. It took approximately 2 to 3 week to get a rental car....

Market Value For Low Mileage Car  I was rear-ended which damage my 1986 Toyota Cressida with only 37,400 miles on it and in mint condition.

The body shop estimate to fix the damage ...

Going about getting my car fixed  My brother got his 2004 Cadillac escalade stolen about 2 months ago its still at the body shop waiting to see what the future holds for it.

He owes ...

How long can an insurance investigate a claim?  My truck was impounded by the police 4-23-2009. While impounded it went in repo status.

The finance company hired a towing company to retrieve it and ...

Do I have a chance to sue a corp. co. for negligence?  I was a pedesrian on 8-18-08, standing on the sidewalk waiting for a friend, a rental corp. car driven by a corp. employee back up in a wide backward U ...

Coverage for equipment but not installation  Our pickup and cabover camper were totaled; it was the other party's fault. Our insurer was good about covering the truck. We don't understand the insurance ...

4 car accident at low speed  I was in a low-speed 4 car accident in New Hampshire. Here's how the police report reads: Vehicle 4 stopped suddenly to allow another car to make a left ...

Uninsured Car Collision  Two days back an Uninsured car had come and hit my Car on rear bumper. Its broken in the middle and that person told me that he can pay for it.

But ...

Recovering lost wages from non-injury accident?  I was in SLOW traffic (2mph) and a bus hit me from the rear, as it turned into my lane.

The rear of my car was bent up, but the car was still drive ...

Unisured Motorist Coverage  I was wondering if having uninsured motorist coverage automatically covers all expenses or are deductibles involved.

My insurance claims I have a $500 ...

How to deal with deductibles in bad economy?  We just opened a body shop and I need to know if we would be able to help out customers with the way the economy is, we would be willing to waive the $500 ...

Car accident i was in now im being sued  i was in a car accident that was my fault almost a year ago.
i received papers this morning stating that they are suing me for 750,000.00...
my insurance ...

Animal caused damage to car  My friend was driving home from work last night on a public road but remote from city traffic. She slowed down when she saw a pitbull roaming the street....

Motorcycle collision claim | Total loss  I have collision claim on my vintage motorcycle my insurance company says the bike is only worth $1,800 the bike is selling on ebay for3,000 to 4500 the ...

What if I hit a tree and there were no other parties involved in the accident?   I swerved to miss a dog and hit a tree. There were no other parties involved and the dog ran away. Nobody was injured, including myself, so I just drove ...

Will my insurance rates increase after getting a citation?  Few days ago, it was at midnight, just as I got to the traffic light, I found that I have gone to the wrong way; I should make a right turn instead of ...

What to do? Damages after exiting driveway  I backed out of my driveway and my trailer hitch bumped into a van across the street. I didn’t want to get police involved but the neighbor did and he ...

Obtaining an accident report? How?  I purchased a new auto from a now-bankrupt dealership in Florida. At the time I was advised that the car was a demo.

Although it was classified as ...

Open claim still pending  Here's the problem.

1.I don't believe my mother ordered the policy before I had the wreck and I have already made a claim for it.

I was wondering ...

How long do you have to dispte an injury settlement?  Hello my name is Leandrea and I was in an accident, I was sitting at a red light and a car pulled up behind me they were about two car lengths back and ...

Ticket issued for hitting guardrail  On Easter Sunday I was involved in an accident on I-95 in North Carolina (I am a New York state resident).

I was rear ended and hit the guard rail....

If party 2 admit fault are they required to issue rental?  For purpose of this email, I am party 1. I was parked at my doctor’s office and this is a scenario of what happened. an elderly lady driving a ford Taurus ...

Stolen car key issues  My friend’s car was broken into and my car key was inside and was stolen. I called my insurance Unitrin and they said they cannot pay to get a replacement ...

Insurance Claim Withdrawal  My car was stolen and the insurance says that my car has been recovered and that they police have my car.

They said that my car is great condition ...

Unauthorize driver in an accident  My daughter (18) is not on my full coverage policy and took my vehicle without permission. She has a valid driver license but is not on my policy.

She ...

At-fault but on passenger seat  I was recently on a car accident were my car was at-fault but I was not the one driving when this happened- actually I was seating on the passenger seat ...

Progressives won't pay for my car repairs if their client is 100% at fault?  Policy holder ran the stop sign causing me to hit a house and they claim that they are waiting for the people who own the house to give them the quote ...

Negligence conflict of interest  I had a car accident both of my kids were injured and since the accident was my fault the adjuster stated that the pain and suffering would have to go ...

My Insuracen company is not returnig my call. Who can I contact?  I have submitted a claim with Universal Causality Company on Feb. 22 for vandalism on my vehicle. My insurance company sent out someone from there company ...

Total loss question about lienholder  My car was a total lost and it has a leinholder on it. I brought the car back and i am having it fix. Can the leinholder still keep the money that’s left ...

Can I Sue the Dealership Car I was In?  I was in a car accident in 7/2007. My brother is the owner of a dealership, so he was driving one of the car from the dealership. We were at a stop light ...

Hail Damage and Depreciation  How much does a SUV looses it's value due to Hail Damage even though it's been repaired.



Answer:

It really depends on many variables. 1. What ...

How do I fight a contested stolen car claim  My car was stolen. The insurance company claims that I allowed someone to deliberately take the car and dispose of it. they are denying my claim!

Answer:...

Animal collision | Hit a deer  I just hit a deer in the hi-way. My bumper, engine cover on the wheel side is totally damaged.

Can insurance company help me and will it affect my ...

Claims & lienholders  I recently turned in a hail claim - My lien wants to know everything about my claim, where I'm repairing and they want me to bring car to them when repairs ...

My laptop was damaged due to an auto accident  My laptop was damaged due to an auto accident, should the at fault parties insurance have to replace it?


Answer:

Hello Tiffany,

The damages ...

Diminution of value on a Commercial Vehicle  Diminution of value on a Commercial Vehicle

Does Florida Law allow Diminution of Value on a commercial vehicle

Answer:

Hello Dan,

The fact ...

Geico no fault insurance (lost wages)  I was involved in a 1 car accident last year on my way to work. Witch has resulted in my having 2 knee surgerys and possible more.

I have been out ...

Need advice on buying car insurance  I live in Georgia. My 17-year-old daughter lives in Florida with her mother. I plan to buy my daughter a used car.

What would be the safest and cheapest ...

Driver uninsured, how do I receive full amount of my totaled car?  The other driver who was at fault only has $10,000 in insurance.

My car alone is worth almost $20,000. Her insurance company sent me a letter to ...

Do I authorize the release medical records to other insurance company?  I understand the other insurance company needs a certain amount of medical records to justify my injury claim from the accident but how far back am I required ...

Am I entitled to loss of use?  My vehicle was totaled by a USAA client.

It took approximately two weeks before I got the police report. During this time I had no vehicle. Should ...

Why do we have to pay?  My husband was in a car accident in August of 2008. He was hit from behind approximately 50ft. from a stop sign while the other driver was going approximately ...

Can an Insurance company steer you to one of their repair shops?  I have a customer who wants to get their car repaired here and were told by the Insurance Company not to come here as we are not a Direct Repair Shop for ...

Visitor backs off and I also backed off and had accident  I live in an apartment and a visitor backs off and I also backed off and had accident. our rear collided.

We agreed to fix our car verbally, but after ...

Car Stolen | insurance rates?  My son has been driving a car that is in his sister’s name but he has insurance on it in his name.

A person stole the car out of a driveway that my ...

Son sued on my insurance as a driver  My son had a auto accident he hit the back of a car with damage the damage car he hit roll in two a other car with no damage to that car but that car ...

Car parked on side of road, opened door onto my moving vehicle... Fault?  Two weeks ago I turned onto a side street to look for a parking place at a soccer field. The roads get very congested with cars parked on both sides, so ...

Pain and suffering from auto accident while 38 weeks pregnant  I was side-swiped while 38 weeks pregnant and althougn not seriously injured, I did have to go to the hospital for observation and ended up the baby came ...

Total Loss of Classic with Appraisal  I have a classic truck that was in a car accident. No one else involved. If I had to have an appraisal to have it insured is that what I should be paid ...

Uninsured Motorist Coverage claim?  I was involved in an accident and the at fault persons insurance company refuses to settle. My uim carrier as agreed to pay their part of the claim. Is ...

Attorney fees/medical bills impropriety?  I was rearended by two cars on 1/19/09.My car was totaled,I had my two children in the car 7 and 3 years old. I had no insurance coverage. I had hired ...

Accident liablility and fault  My husband was in an accident, fender bender. He rear ended a vechile that stopped in the lane of flowing traffic because she wanted to throw her husband ...

Minor fender bender | Want cash for damages  My daughter was involved in a minor fender bender. My insurance estimated the damage at around 1400.

Our estimates are at 1800. Now because my insurance ...

Drunk driver hit my parked car  Hello there, I live in CA, I own my 1990 land rover that is in fantastic condition. My parked car, and a neighbors parked car, was hit last week by a 19 ...

Total loss car low CCC valuation  I was in an accident, 100% other drivers fault. He rear ended me doing 45mph. His insurance, Metlife, has accepted liability.

My car was totaled with ...

Estimates prior to going to adjuster?  Was hit in the side by a pick up exiting from a parking place in a parking lot.

The other driver has admitted fault and his insurance company has accepted ...

Who's paying for my car damages?  I was involved in a car accident where a driver ran the stop and hit the front passenger fender and smashed in the front wheel also.

SHE WAS AT FAULT....

Auto theft of parents car while leaving ignition on vehicle  I drove my parents vehicle to a gas station. While I stopped to get cigarettes my car was stolen. I left the keys in the ignition, since it was a quick ...

Hurt on motorcycle. Who should pay the ER bill?  I was riding my motorcycle and it was very cold. I went down at 10mph around a turn. a couple days later I went to the ER to have my leg examined to make ...

Estimate of Damage not provided | total loss bad offer  I asked for a copy of the estimate of damage report and the insurance guy said he did not have to disclose this to me.

He also does not have a Comp ...

Other Driver Claiming Pre-existing Damage as Caused by Accident  The other driver in the accident claimed a pre-existing damage as caused by the accident. Pictures of damage to both vehicles simply do not match.

My ...

1st Party Claimant vs 3rd Party Claimant  I was in an accident this past Sunday 5/3/09. I was "rear ended" and it was the other party’s fault.

There was considerable damage to my 1999 Buick ...

4-car freeway accident  In CA, a non-insured, expired-licensed motorist (#1) clipped an insured motorist (#2) in the carpool lane, which lost control.

(#2) Vehicle then hit ...

Minor fender bender but my estimate is higher than ins!  My daughter was involved in a minor fender bender. My insurance estimated the damage at around 1400.

Our estimates are at 1800. Now because my insurance ...

Drunk driver hit my parked car!  Hello there, I live in CA, I own my 1990 land rover that is in fantastic condition.

My parked car, and a neighbors parked car, was hit last week by ...

He rear ended me doing 45mph | Total loss offer unfair!  I was in an accident, 100% other drivers fault. He rear ended me doing 45mph. His insurance, Metlife, has accepted liability.

My car was totaled with ...

Estimates prior to going to adjuster?  I was hit in the side by a pick up exiting from a parking place in a parking lot.

The other driver has admitted fault and his insurance company has ...

DUI auto insurance claim  I am a 22 year old male from WI.i moved to CA and bought a car new in Feb. My car is titled in CA but is insured in WI.

I was involved in an auto ...

How will my record be affected | Claim record  I was applying for auto insurance policy and due our claim record it went up to much.

Checking out that record it showed a claim under a different ...

Settling car accident letter  I just got into a car accident. someone reared me from behind. it is not a major damage, but the person who hit me wants to settle it outside of insurance....

Collision claim on expired driver's license  I hit a deer while driving. My driver's license was expired at the time. Will insurance company pay my claim? I am in California.


Answer:

It ...

What should I expect for daughter's settlement?  My daughter was a passenger of a car driven by a drunk driver and was involved in an accident, his injurues were minor, she spent 3 days in icu for 2 ...

Damage at parking garage | What to do?  I got home after a day of running errands around town and saw damage to my rear bumper only after I parked in the garage! I don't know who did it or where ...

Flood damage, diminished value in Texas  To start, I live in Texas, and have full coverage from Progressive on a 2008 Chevy HHR that I bought brand-new a little over year ago.

My car was recently ...

Usual and customary charges for medical care  I am in the stage of negotiating the payment of the medical bills and general damages (pain and suffering) portion of the insurance claim.

The claims ...

Final select service payment  My car was hit on private property, we took the car to the body shop and it was fixed from the parties insurance company.

The body shop said we were ...

15 year old without a permit accident | Coverage?  My stepson was allowed at his mother’s house to get in a vehicle with his mother and drive. He did not have a permit at the time.

He accidentally ...

Bodily injury process against us?  My 18 year old daughter was involved in a traffic accident around the end of March. Everything was pretty cut and dry in the beginning.

My daughter ...

Damages to car for flooding?  What can be all the damages - in car where water has entered in the engine and also little bit in back side of car seats? The car is Toyota Camary 1998 ...

Recent repairs calculated into car actual cash value  I was recently in an accident in Georgia and the other party was at fault. My car is totaled.

I replaced the transmission less than 1,000 miles ago ...

Parts replacement and warrenty vs insurance determinartion  Vehicle in front of me suddenly braking. I was also braking and would be able to stop.

However, another car behind me was approaching me to fast and ...

Replacement Parts and Warranty Void after accident  I had an accident where the vehicle went into the ditch and water damaged the engine and transmission on a dodge ram 1500 pick up 4 X 4. The accident was ...

I have waited for 3 months on my auto claim  I was in a accident in February. I hire lawyers to help me in this claim.
It turned out that the accident not my fault.

By now 3 months down the road ...

Legal action aganist me for being a son's reference?  My son was in a car accident, I was a reference can they come after me for payment or peruse legal action?

Answer:

Hello Jr,

Well we are not ...

Estimates prior to going to adjuster?  was hit in the side by a pick up exiting from a parking place in a parking lot.

The other driver has admitted fault and his insurance company has accepted ...

Claim record regarding DUI  I was applying for autoinsurance policy and due our claim record it went up to much.

Checking out that record it showed a claim under a different name ...

Settling car accident letter  I just got into a car accident. someone reared me from behind. it is not a major damage, but the person who hit me wants to settle it outside of insurance....

Collision claim on expired driver's license  I hit a deer while driving. My driver's license was expired at the time. Will insurance company pay my claim? I am in California.


Answer:

It ...

Injury claim help please!  My daughter was a passenger of a car driven by a drunk driver and was involved in an accident, his injuries were minor, she spent 3 days in icu for 2 ...

Who is responsible for finances if titlte in 18 yr old name but living with parents  if my son had auto in his name but lived at our address are we responsible for obligation of lawsuit.

Answer:

Hello Sherry,

In most states,...

Will my insurance go up if I file a claim?  My 3 year old son took a hammer to my car and put a lot of little dents all over it.

I don't want to turn in a claim if my insurance is going to go ...

Policy limits questions. They offered the limits on the first offer!  I live in Oregon where I had a car accident on October 2006; I sent a demand letter asking for 200,000 due to a cervical herniation. About 10 days ago ...

What to do after a weather related accident  What should I do first after a weather related in regards to the insurance company.

The car is totaled and been tolled to a wrecking company. I did ...

Fire dept truck hit me and I got a ticket!  a fire dept truck hit me while turning but the cops gave me ticket for improper passing and failure to yield at emergency vehicle.

When i pull over ...

Vehicle accident reports and car accidents  I own a Honda Civic. 2 years ago, I had an accident in which another vehicle collided with my Honda's front drivers side. Since I had comprehensive coverage,...

Can I claim damages by a pole to my insurance company?  I was backing into a parking space at a train station today. I backed into a metal pole which I did not see and some damage to my rear bumper occured....

Medical records to send to adjuster  I am trying to settle an auto accident claim that occured Dec 08 in which I had a soft tissue injury to the head.

The other insurance company has admitted ...

Claim question about tenageer friend backing into car  My teenage son that has gull insurance on his car while out of town was parked at a friends house.

A friend back into his car and caused about 1700 ...

Pain and suffering with 20% fault  In short, my daughter was involved in an accident, not her fault, other driver was cited for Failure to Yield. Other driver's insurance company wanted ...

Underage car rental coverage  I'm 18 and my insurance policy says i have rental reimbursement but i cant find a place to rent me a car due to my age....

so i need 2 know if there ...

At Fault for leaving door open at gas station  I left my car door open while I was pumping gas and the claimant hit my car door who is at fault?


Answer:

It really depends on your state statute ...

Insurable interests | What is it?  If I paid for a vehicle under my brothers name and he paid me in cash monthly with a signed contract between us.

And the vehicle is now in his name ...

Brain injury settlement?  A woman attempted to cross 6 lanes tying to cut in front of me to turn left.

I was clearly in control of the lane as she excellerated, crashed into ...

Post Concussive Syndrome | Insurance Claim  I was hit in the head by a falling metal bar at a retail store. I believe I have postconcussive syndrome. The insurance adjuster has offered $5,000 ...

Full cov. ins. on driver that was not supposed to drive  I have full coverage insurance on my Mustang, but my wife drove without, my permission, and totaled out the car. My insurance says they will not pay, is ...

Insurance Claim Denied  I was in the doctors office and my car was parked right in front. A car pulled next to mine and hit my car.

The receptionist watched the entire incident....

I was hit by another driver but do not want to file a claim  I was hit by another driver. To me it seems pretty clear that fault lies with the other driver, I was hit in the back left side of my truck, behind the ...

Do I have to fix my car?  I was involved in a minor accident and received a payment from the other person's insurance company. I am currently making payments on my car, so my name ...

How do i get my money?  I had an accident like 4 years ago but after doing the therapy they said that they were going to call me,i never got the call and they closed the clinic....

Rear ended, not at fault, denied claims  I was rear ended (the first car) when I was driving a rental car. Two other cars were involved in the accident. Police report clearly stated the third ...

Skateboarder collides with car | Claim issues  I was involved in an auto accident where a 14 year old skateboarder was skateboarding against traffic and without a helmet down a one way street ..

I ...

Implications of 100% fault   I was involved in an auto collision (no bodily injury) and the insurance company is finding me 100% at fault.

I was making a left on to a main road ...

What happens now with this claim?  Ran a red light in the intersection and had an accident no one was hurt but the other driver didn’t have a drivers license and has to go to court for it....

Son hits father | same insurance  My parents are in town visiting my family, and my husband hit my fathers vehicle pulling out of the driveway this morning.

We both have USAA, and my ...

I had the right of way and the other car did not stop on the stop sign  I live in New York and was in a car accident yesterday around 8:40 A.M. There were two cars involved in the accident and I had the right of way (no stop ...

No fault accident new car | What can I do?  My wife was in an accident for it was determined that she was not at fault.

The other driver was ticketed and at fault.

Our car is 2 months old ...

Confused by Insurance Claim | Help  I was the driver and was injured in a car accident and I don't know if I should retain a lawyer or not.

I did not go to the ER, I went to my family ...

Insurance payment increased after weahter related accident  My husband hit black ice....toteling his truck. A year later we bought another car...finding out that while paying 135.00 full coverage on two cars... payment ...

Whos at fault for an accident with an unlicense driver?  I just had an accident a couple of days ago I hit a car but the other driver didn't have a drivers license and the vehicle is not registered under his ...

Total loss claim | I purchased the car and cannot get title for total loss  I filed a claim in February of this year, the car as deemed a total loss, and I was offered $2600.00 for the car.

The dealership I purchased the car ...

Claim questions and issues   I have a full coverage insurance policy with a company that is in litigation itself and have changed there name in this case, my problem is that my son ...

Hail Damage Quotes  I am insured with Geico and have an appointment to get an estimate for hail damage.

I went to two different body shops that refused to do a quote until ...

Rear ended with no insurance  I just got a car given to me I haven't purchased ins yet and I was rear ended(their fault they gave me their insurance info can I still make a claim on ...

Drunk Driver crashes into a parked Leased Car  Drunk driver crashed into my parked 2007 Nissan Armada in Pennsylvania Police report states the other driver is at fault as was put into custody Other ...

2 paries out of 3 have same insurance company | Injury Claim  My car hit ( side-swiped) while my car was paralell parked on a busy street. My son was in the process of getting out of the car when it was hit...tossing ...

Implications of 100% fault  I was involved in an auto collision (no bodily injury) and the insurance company is finding me 100% at fault. I was making a left on to a main road from ...

USAA, hit fathers car | Coverage issues   My parents are in town visiting my family, and my husband hit my fathers vehicle pulling out of the driveway this morning.

We both have USAA, and ...

Had the right of way and the other car did not stop on the stop sign  There were two cars involved in the accident and I had the right of way (no stop sign what so ever) and the other car failed to stop on the stop sign.

There ...

No fault accident new car | Am I getting pieces back?  My wife was in an accident for it was determined that she was not at fault.

the other driver was ticketed and at fault. Our car is 2 months old from ...

Confused by Insurance Claim | Please help  I was the driver and was injured in a car accident and I don't know if I should retain a lawyer or not.

I did not go to the ER, I went to my family ...

Rear end collsion documented arm damage  I was rear ended on my way home from work in late January. I have been treating for neck and back since the accident.

I did not go to the emergency ...

Stolen automobile and insurance issues  Any idea if after a car is stolen that the loan company should stop reporting till the insurance company pays. It took the insurance company a little ...

Diminshed value claim or diminution on value of my car?  I had a 9 month old car. 350Z. Sitting at a stoplight when the truck behind me hit the passenger side back. Vehicle had to be towed. 2 months later ...

Dump truck accident | Insurance rates going high!  my husband had an insurance claim on his dump truck that was not related to a ticket but a non-fault accident that wasnt issued any citations for either....

Car accident 9 months ago | What should I do now?  I was involved in an accident 9 months ago. I had my girlfriends car and I was parked in front of my house by the curb.

It was frosty morning I was ...

Can they sue us both? | For a car accident  I was recently in a car accident where I rear ended the person in front of me who in turn rear ended the person in front of them. My first question is ...

Praetorian insurance | Who are they?  I was recently involved in a hit and run accident. The police located the person and he was a juvenile. My car is totalled and his mother has praetorian ...

Drunk driver hit & run effect on injury award for damages  I was hit by a drunk driver who was 3X the state legal limit. the driver then fled the accident scene and fought with the arresting officer.

The impact ...

Who is to blame for this car accident and collision  I was in a collision the other day with a vehicle at a gas station. My intention was to pull in at the parking spaces by the main building, however to ...

Auto accident while working for employer  My personal car was being used for my employer and got hit by a deer. My insurance does not cover damage. Can my employer be forced to pay?


Answer:...

What are my rights in car insurance claim?  Recently a neighbor backed into my brand new parked car instead of his driveway. He gave me his insurance info and I reported the claim.

It turns ...

Coming after me for car accident | Wrech in 1999  My boyfriend and I were in a small auto collision in my car back in 1999. He was driving. The police were called and took all of our information.

At ...

Auto claim settlement | How to negotiate this accident?  Hello, I recently read some responses on the internet and one person
indicated that since his major medical insurance paid his medical
bills they had ...

Son had accident | Car at garage Insurance moving slowww?  My son got into accident. While taking exit, moving traffic, the driver ahead of him stopped and tried to go the right. By doing so, he crossed double ...

Car accident and not damage | Can they come back with injuries?  I was in a car accident and hit it them from behind. There car as really no damage. Just needs to take the bumper off and buff out scratches and repaint....

Will the adjuster to aim low in settlement negotiations?  Thanks for taking the time to answer my question. I have been in multiple accidents within the past year.

I assume that the insurance companies begin ...

Insurance claim denied | Now what?  Driving I-84 in Connecticut. in our Volvo station wagon, a Jeep cut me off and slowed in front of me in one motion.

I braked hard, still hit him. No ...

Parking lot crash when other party reversing  Who is at fault in Massacusetts when one driver in reversing out of a parking space and the other is driving in the parking lot and they collide?


Answer:...

How to handle this parking lot accident  Recently I got a phone call from one of my son's coworkers parents. Advising me that my son tagged the parents sons car in a parking lot.

They have ...

Auto insurance claim check | How to collect it  We received a check for the claim we sent in (our name only on the check).

We are now having trouble getting the body shop that we got the quote from ...

Permissive use - Stolen Car - Rental Car - California  Hey guys, Great Forum..

I had a quick question. I have a car that was hit by an Enterprise Rental Car - The Rental car was stolen when it hit my car ...

Total loss of 2000 Jaguar convertiable | Help!!!!  My toy car, a 2000 Jaguar convertible, and I were evolved in a collision March 18.

Other driver was clearly at fault. I was transported to the emergency ...

Coverage for husband car while at work  We live in Nevada, and have only Liability Insurance on our vehicle. My husband works at a gas station/convenience store.

In Nevada every kind of store ...

Auto accident no report | What do I do?  A man made a hugely illegal u turn with 150 feet (from the far right) lane of a traffic light going from southbound to northbound I almost took out the ...

If an individual dies while in the process of settling an injury claim. Does the claim die also?  My brother was involved in a accident in Dec when he was rear ended. He suffered a neck injury that also aggravated other ailments he had.

His health ...

4 adults and 1 baby in car | Damages for all?  I have 4 adults and 1 baby in my car when the other car hit my rare when I am waiting for traffic light. The driver admitted his negligence by writing....

Minor take car without permission and have accident. Am I covered?  My 14 year old daughter used car without permission and had a accident.

She is not listed on my insurance application as a driver, but I have no exclusion ...

Boat stolen progressive wont pay  My boat was stolen, then we found out my son gave it to someone to have it painted and I called and told them it wasn’t stolen, and then police found someone ...

Hit state worker and now I am left to pick up the pieces on my own?  I was hit on 03/23/09 on my way home from work. I was in the toll booth lane, a car came over the solid white line hitting me in the front left fender....

totalled?  I keep hearing different things.. oh its totalled .. oh no its not totalled... they said because the airbags deployed on the drivers side that its totalled ...

My fault | Will my insurance company do anything  I was not paying attention at a gas station and side swiped one of the pillars and cause bit of damage on my car. I want to file a claim but will my insurance ...

Connecticut Claim Process for Auto Theft  My car was stolen while I was at a show in Hartford on 02/07/09. Today is 04/06/09 and I have not heard anything.

On March 16th, I received a letter ...

Frame bent | Can I force the total loss?  Can you insist on the truck being totaled by Allstate if your frame is bent and you know the value of your truck will be badly affected?

If you have ...

Time limit for filling a claim | how to find insurance info for driver  I had an accident on 1/27/2009. Did not file claim. no injuries. my car has damage and I would like to file a claim against other driver. is it too late?...

Regarding medical bills from accident while in disability  I was rear ended by a car in 8 months ago, although i did not have any pains then later after a month i had severe back pains and then when i had met the ...

auto accident injury | Personal Settlement  I was hit on the passenger door, I had a headache behind my eyes for about 3 days, when headache went away I saw double in my right eye, went to eye dr....

95% collision liability?   Earlier this month I was involved in a car accident whereby the other driver, coming from a side street where she had a stop sign and I had none, pulled ...

Whos at fault for accident exiting driveway and car speeding?  I was sitting at the top of my drive way (which sits right beside a dangerous road that has had 4 accidents so far this year and a blind curve right before ...

5 months pregnant and rear-ended  I was rear-ended by another driver in December 2008. At the time, I was 5 months pregnant and my 18 month old was in the backseat.

I was admitted to ...

Other losses from car accident | Are they covered?  We were involved in an auto accident 3 hours from where we live.

We were enroute to a show in Baltimore Maryland. The other driver ran a stop sign ...

Can I withdraw a car insurance claim  I hit a tree in parking lot. I immediately called the insurance company and reported the accident and opened a claim to get the process rolling.

However,...

Whos at fault for vandalism claim?  My son and a friend were at the movies. They both had their own vehicles. There was a constable who noticed the windows were smashed in around 10:00,...

What are my rights to a totaled lease car  I was in a major accident. My lease car was totaled by a new 16 year old driver. I still owe on the lease till September and the car is only worth 12,...

Car totaled fault of others  The other party lost control of their car,came into my lane and we hit head on. Their insurance says they will payoff my car, my rental, medical bills ...

Hit & Run Accident - Parked Car - Entitled to Pain & Suffering?  My car was parked outside my place and was involved in a hit and run accident. It was the day after Christmas.

After a significant amount of leg work,...

Coverage invalid if driver has arm in a cast?  I have been told that insurance companies can deny coverage if the driver is involved in an accident while wearing an arm sling or cast.

I do not ...

Car hit a pole-no damage  If one has an collision with pole today with no injury or damage to pole and no reporting to police, can he wait for 3-4 months before making a claim with ...

My van was stolen, recovered, and totaled | Help!  my van got stolen and it has been at the shop for 2 weeks well today they find out that the motor was bad so they totaled it!well the insurance adjuster ...

I have 6 speeding tickets and I'm trying to get insurance coverage  I have 6 speeding tickets and I'm trying to get insurance coverage.

Answer:

First see if they have been reported to the insurance companies.
The ...

Moved out of my parents house | am I covered  I moved out of my parents address 2 years ago but have not informed my insurance company.Will i still be covered


Answer:

Hello Caroline,

I ...

Irritating insurance interaction  I live in NC and was recently hit by a driver from AZ. The accident was relatively minor. The other driver scrapped his camper across the brush guard on ...

My Insurance won't call me back  I reported a claim to my insurance company and they will not call me back. I only have liability insurance with them. I was hit by someone who ran a ...

Wife backed into my truck | Are we covered?  My wife backed into my truck.her car is fully covered with her policy however the car is legally mine.my truck is a salvage vehicle with minimum legal ...

Bodily Injury Settlement | What should I ask for?  I have been speaking with Bennie, but he is on vacation. My wife was recently in a accident, and we have incurred some damages. She went through doctors ...

Flag pole hit neighbor's car  The flag pole on my balcony broke off during a storm and hit my neighbor's car. Am I liable? We are in a town home owner's association and not sure if ...

This is our first insurance claim, what should I do?  My husband was hit while stopped in traffic waiting to make a left turn. The truck that hit him belongs to a company and I have spoken to their insurance ...

Insurance not repairing my car  I had a minor accident couple days ago and filed a claim om my insurance. (The car is on my name and there is no loan) They contacted me, gave me my options ...

Auto Theft | Being accused of stealing my own car!  my 2008 denali was stolen from my driveway. It was recovered the next day stripped and burned.

I had an extra set of keys in the glove box. My insurance ...

Intoxicated driver hit my parked car  One morning I noticed my car was missing and there was glass shattered everywhere on the street. After a few frantic calls I found out that my car was ...

Accident: Side view mirror broken  In residential area while I was driving in 25 miles per hour with my son in the back, suddenly a person from the car parallel parked in the street opened ...

Non listed driver injures passenger | coverage for medical bills   If a passenger in a vehicle that is insured, and the driver is not a listed driver on the policy will passengers in the car be covered for medical expenses ...

Accident and Driver not on Insurance Policy | Coverage?  My husband got rearend by a truck. The truck driver beg my husband not to call the police because he doesnt have his driver license, plus he claims that ...

Denied Claim | Insurance arguing fraud  I went to the car wash and when the car came out the sun roof windows were open. I left the car wash and the windows began to go down by themselves. I ...

Soft Tissue Case | Rear Ended | North Carolina  I was rear ended with minimal damages driving a 2004 SUV..ins co only offering me $4,600 of my $12,000 doctor bills...

I am wondering if you know of ...

Total loss offer below 6k amount owed to bank  I was rear ended, my car is rendered a total loss. No GAP insurance. I owe $18k, the insurance co wants to give me $12k (BB value).

I'm stuck with ...

Total loss of corvette | substantially lower offer  About a month ago someone tried to steal my 79 Custom Corvette. I disconnected the battery and covered the car waiting for the snow period to pass and ...

Claim denied because too much weight  I rented a moving van and accidentally backed into my neighbors new BMW. My insurance company is denying my claim stating that it is a box truck over ...

Fault dispute over car turning into me  Car 1: (Mine) is going north on R Ave. Three lanes, but conditions only show two obviously. Car 1 is in far right lane, which appeared to be larger lane ...

Diminished value claim for vehicle in CA  My parked car (2008 Toyota Rav4 base model 2wd with after-market sunroof and roof rack, 4200 miles)) was hit by another driver who admitted fault and whose ...

Car is a gift on mom's loan | Coverage for me?  I received a car as a gift from my parents last year. The car is currently being financed with my mom's name on the loan.

The car is currently registered ...

Lying to protect another driver | how would they know?  How can insurance companies find out if someone says they were driving in order to protect a family member who was driving whilst their license was suspended?...

Driving someone elses vehicle and got in car accident  My Daughter was asked by her freind to drive home from a lunch in her car, which she agreed to do. On the way she hit a car stopped at a light from behind....

Claim settlement - Adjuster wants to wait 6 years to settle!  I was rear-ended a year ago by a company truck. The police came and gave the other driver the ticket and the party accepted responsibility.

For the ...

Insurance Claim/Selling Vehicle  My wife had a minor one car accident with her vehicle that she intended to trade in on a new vehicle. When she took the vehicle in for a repair estimate ...

Valet accident - I crashed someone's car at work  I'm a valet attendant. Recently i had an car accident with a public car, i was told to pay $500 as required for the personal liability excess which is ...

who is at fault?  If you're driving down the road...and its a 2 lane road, and you're in the far left lane, and a guy from the right makes a right turn onto the road you ...

Lowball insurance payment  The right back corner of my '05 Honda Accord was hit at midnight by a driver trying to make a u-turn in the middle of the street. The impact knocked the ...

Exchanged information at scene, now cant find ins co  A lady rearended my wife at a red light. She gave my wife a paper with her policy number on it and her phone number. My wife also took down her plate number....

Who do I contact | Drunk hit my my house  A drunk came around the corner and hit the next door neighbors trailer, that was parked on the street, so hard that it came up into my front yard and crashed ...

Am I at fault?   This happened last week. I was driving wel below speed limit when it was raining heavily.

Suddenly I felt a jerk and my car lost control. As in it was ...

Let Friend Drive Truck | Coverage?  a few months back I let a friend that needed a truck have mine for a few hours, my friend got in a at fault wreak, I live in SC and had only liability....

Car into my lane | other side dispute  I was involved in a car accident on 3/5/09 when i was driving around a busy one way system another diver came into my lane and hit my car it was minor ...

Car theft insurance offered ridiciouls amount  My girl friends car was stolen . and the car was almost new condition well the insurance company said they will send her a check for the car ...

Car Damaged by Valet  I had my car parked for 8 days at a valet airport parking lot. When I dropped it off, there was no damage to my vehicle. When I picked it up, there was ...

Accident case brought to Small Claims and still asking to sign a waiver  I got into an accident about 6 months ago, the resulting 4 car accident ended up with no one taking liability. We brought the last vehicle to small claims ...

Car insurance booted me off coverage  I'm a 20 year old full time university student. In the past 4 months i was involved in two car collisions. Both, i've been held at fault by the insurance ...

Insurance coverage for year old claim  About a year ago, my daughter (now 22 years old) was driving her friend's vehicle (with her permission) and damaged the door (no other vehicle was involved)...

My claim adjuster cancelled my rental car and I have not even finish signing all the paper work.  I was hit by one of esurance holders and they were paying for my rental car up until they claimed my car was total.

3 days after I got a call saying ...

Car accident that happened 1 month ago (URGENT- Please help)  It was raining on the day of the incident. It happened in the morning. I was driving through the aisles of the parking lot to look for parking spots.

I ...

What rental do they have to give me after his fault?  I was in an accident this past weekend. The full-size truck in front of me had his "left" blinker on but preceded to go into the "right" turning lane. I ...

Policy Limit Disclosure  My girlfriend was recently in a minor traffic accident where she bumped a pedestrian at low speed. The girl who was hit is now filing a claim and her insurance ...

Car accident at school driveway | Total loss  I was making a let hand turn into a school drive way with my blinker on when i was rear ended totaling my car, the insurance company do not want to pay ...

Son in accident of no fault other party want to settle out of court.  My son has a car in my name in another state for college. A lady crossed three lanes and hit him and was given a citation.

She asked to settle out ...

Hail damage  I have had hail damage to my car and I am in the process of gathering estimates for the damgage. I saw at one of the places that I received an estimate ...

Possible accident | Coverage issues  I was at a friend's house the other night and while leaving I was stopped. The man claimed I backed into his truck, showing me a small scrape around the ...

Two accidents within a week | Impact on rates?  If I was in an accident one week and got certain injuries but I was not at fault and then in the next week get into another accident which I was not at ...

DUI and coverage  My 20 year old nephew just got a DUI in the state of Arkansas. He is insured with USAA.

Does he have an obligation to report the incident to his ...

Accident Medical Bills  I was a passenger in a car accident. The other party is 100% liable. I retained an attorney for this matter who is working for 1/3 of the moneys received....

Theft by mechanical shop | Coverage  My 450 SL was taken to a mechanic'a shop to set my timing on it in order to pass the smog test;

I was charged money and it was never done, I took it ...

Auto vs bicycle | Insurnace Issues  My wife was just starting to turn left on the green turn arrow when a bicyclist speeding across 3 stopped lanes of traffic tried to cross before the three ...

Stolen motorcycle accident  My motorcycle was stolen this morning, when I discovered the incident I called my insurance company to put on theft insurance and claim the stolen vehicle....

How to determine the crash rate | speed of the accident  I was hit a few months back. I stopped at a stop sign and when i pulled out a vehicle with no lights on t-boned me, and I spun out, is there anyway to ...

car accident | Asking for hotel and food expenses due to wreck  My husband had a little accident almost two years ago. He was traveling a safe speed on a very well traveled , very busy two lane road with yellow paint ...

Fiance's brother stole and wrecked her car  Yesterday my finace's brother borrowed her car without telling her he was taking it.

On his way to his destination he got into a car accident. The ...

Insurance coverage for child of divorce  My ex-wife and I have different insurance policies with different
companies.

Our son will be 16 in august, so will need to be covered. We have kids ...

Insurance coverage for husband  my husband was involved in an automobile accident. the car that he was driving was purchased from his grandfather, and the insurance was still in his name....

Hit and run car accident  I have the name and cell phone number of a person who hit my car. His cousin fessed up and gave me the info.

I called him and he agreed to pay without ...

Going after at-fault insurance for lease payments  my 6-month old 2008 Infinti M45 was hit. Fault was established to the other party and their insurance is picking up the tab.

The damage is about $30k,...

Parking Lot Accident | Whos liable  So I am in the parking lot of ready to back out of my stall. There's an SUV that had its signal on waiting for my parking spot. So I did an 360 check saw ...

No license driver exclusion?  I let my mom drive my car which has insurance under my name, but the problem was she does not have a license and she got into an accident 2 days ago and ...

Friend hit my car, don't want to use my own insurance  My son was backed into by a friend of his in a parking lot at a park.

No police were called because the boy said his parents would pay damage.

Mother ...

Injury car accident, my fault, will my medical bills be paid?  about nine months ago I just paid off car that was worth around $7550.00,I was involved in auto accident that was my fault and had full coverage insurance,...

Insurance Appraisal  There were several sights of damage left off my appraisal from my agent, he has issued me a check.

How do I get him to come back and appraise the ...

Fibromyalgia from auto crash  I am recently suffering from Fibromyalgia due to a Auto accident and Was wondering what kind of settlement this will bring. I am not interested in becoming ...

How to make insurance pay  On February 9,2009 my sister had an accident with an 18 wheeler truck hit my father truck.

My sister was waiting for her light to turn green and the ...

Can I withdraw a recently opened claim..HOW?  My minor son was involved in a bike/motorcycle accident (my son was on bike)...Both parties were injured....Long story short-:

I opened a claim through ...

Still investigating..... three months later!  My son hit a car during and ice storm on a bridge; as they where pulling over a semi came over the bridge and fishtailed smashing my son's car and totaling ...

Husbands fault - liabiltiy of the wife?  My husband was involved in a car accident. The other car was totalled and our insurance is denying the claim.

The accident was a result of road rage ...

Total loss of leased vehicle  I was driving my father's leased vehicle when it was in an accident.

I reported it to insurance and they have now told me it is a total loss. They ...

Mom hits someone | they laywered up  My mom was in a traffic accident a few days ago(her fault), the other driver was taken to the hospital (checked and released) her insurance co tried to ...

Car hit by landlord | L does not want to pay  My car was scratched by the landlord. At the beginning, we agreed to deal with this privately.

I didn't call police or claim to the insurance. however,...

Claims for bodily injury  I was recently involved in an accident with a person driving a motorized scooter (EPMD). He did not complain of injuries at the time of the accident, and ...

Stolen truck | sold but paid with counterfiet check!  I sold my truck on 01/17/09 I took a cashiers check from guy on 1/21/09. I got a letter from my bank it was counterfeit I reported it to the police and ...

slow lawyer | Hit and Run  I was involved in an accident mid year 2008. i was rear ended while waiting for a stop light. The unlicensed, under aged son of the registered owner of ...

Who's at fault in this pkg accident  I arrive to a cvs parking, I didn't park correctly so i back up, but stop at this moment then i can see someone backing across me 2 parking away, she was ...

snow accident  Does this fall under comprehensive insurance?

Answer:

It depends on the kind of snow accident.

If the accident was due to an avalanche of snow ...

Can i choose who fixes my car or is that the right of the insurance company  If I am involved in a wreck and tow my car to a body shop that I trust, does my insurance company have the right to make me take it elsewhere?


Answer ...

Car was stolen and was involved in accident  Hi, my car was taking with out permission by teenage boys, they hit a ladies car, my car does not have insurance only thru the loan and gap insurance. Is ...

Head on accident lead total loss  An 89 yr old woman hit me head on at 9:30 pm (dark) and without her lights on. She was driving the WRONG WAY on an off ramp. The impact totaled both cars....

Can i get paid directly for a medical bill due to an automobile accident  I want to receive my payment directly for my medical bill am i allowed to do that?

Answer:


Hello Juanita,

Can you? Yes, you could as long ...

Many vehicles | kids moving out | who to cover?  I own four cars. Two of them are being driven by my children that do not live with me.

I currently have all the cars covered under one policy with ...

Suspended driver at fault | no coverage | what to do?  My car was determined to be totaled by the driver who hit me insurance co. The driver that hit me was driving suspended but was on the cars insurance policy....

How many claims can you file in a year without being penalized  In December I was hit from behind I filed the claim through my insurance and had my insurance company seek reimbursement from the insurance company of ...

Is the insurance required to disclose how to determine the DV?  After I demanded the diminished value, my insurance threw out a little more than $100 without explanation. Then I requested the insurance to explain how ...

Taxes on claim recovery  If we are awarded a certain amount due to injuries received in an auto accident, do we have to pay taxes on it, and how much? We reside in the state of ...

Hit and run and totaled car  A young adult pulled out in front of my dad. He tried to avoid the car but didnt have time. He hit the car and spun several times crashing into the ditch....

Parking Lot Scrape turns very expensive  The other day, I backed into another car in a supermarket parking lot.

It was your typical "nudge" of bumper to bumper that often occurs in lots. This ...

Rental car accident my fault - coverage problems  My friend rented a car (when he was uninsured) back in Nov 2008, for a week. We went out one time, and he insisted that I drive because he was tired, and ...

Car infront hit car infront, we hit the | fault  Car in front of my husband hit car in front of them, my husband hit the 2nd car then car behind my husband hit my husband. Who is responsible for rental ...

Son had accident and was excluded from my policy  My son was in a accident in my husbands car. We had just excluded him because he has his own policy. I called our insurance agency to exclude him and I ...

Diminish value of car  I have a 2006 maxima sedan ls bought it brand new and fully loaded, it has 10,000 miles on it. It is paid off in full.

The accident was caused by me ...

Premium question on State Farm Auto Policy  I had an accident yesterday that was my fault; nobody was hurt. My car and the other are at different body shops and the question I had is will my insurance ...

I need some help with my total loss  Ok so I just recently got in a bad wreck that left my car totaled......

it wasn't my fault and there was no witnesses at the scene......

what happened ...

Laps in coverage  I have been in accident (my fault)and reported it to my insurance company. The claim was accepted and I delivered my car to the shop recommended by my ...

State farm insurance negotiations  My son was involved in an accident caused by the other driver who has state farm.

They have been dragging their feet in settling this claim. 1- is ...

Fender Bender Damages  I had a small accident where i rearended a lady. we were at a stop light, and i was going less then 5mph and pushing on the breaks when i tapped her rear ...

Claims on totalled vehicles  I have a vehicle that is titled and registered in the state of NC. I am travelling in CA, and have been for the last few months.

I was in a single ...

Parking lot accident fault  Jan 3 2009 i was parked in a lot that had one lane for 2 way exits. I pulled out of my spot was in a stopped position to put my car in drive to exit....

Uninsured driver car accident  A gentleman was involved in a accident which happened to involve my fence, and the neighboring fence (in which we rent out that space). So both fences ...

Police report required to file a claim?  Is a police report required when filing a claim with your insurance company if another vehicle was not involved - in this case it was car against pole,...

Accident with no insurance driver  My husband was recently involved in a car accident. He was driving on a three lane road. Right lane turning right only, middle lane straight and right ...

Total loss of Dodge Caravan | very low market value  My car was hit in the rear. The other driver was clearly at fault as acknowledged by the police and his insurance company.

My car is a 1994 Dodge Caravan....

Accident at restaurants parking lot  I had someone back into my vehicle in a restaurant parking lot. I live in TX and unless accident is in the street it is considered a private property accident....

Rear Ended by a SkyLiner Bus  About two weeks a ago I was rear ended by a Skyliner Tour Bus while waiting for the car in front of me to make a left turn.

The bus insurance company ...

Automobile Parking lot accident  I want to know who would be considered at fault for this situation or what the laws are for this situation in my state of Washington.

I was in a parking ...

My car is a total loss - please help  I live in Arkansas, and we were just recently hit by a tornado. Well anyway, the insurance company declared my car a total loss. The Kelly Blue book value ...

Car accident I got suit for  I was in an accident 5-4-05 and had no insurance and just got served papers for damages to fix the car. Do I have any chance to beat this?

Answer:...

Injury Claim Steps  Can you walk me through the process for an auto insurance claim. I have a received an offer that is very low but I don't know the next steps:

I will ...

Insurance/Asset Declaration  I was involved in a minor bumper to bumper rear end accident. I was the driver to accidentally bumped into the other party.

Now it is almost two years ...

Car accident with wild pigs  I recently hit a tree trying to avoid hitting a family of wild pigs crossing the road .

I have full coverage but not sure how ins company looks at ...

The at fault party has no insurance  My insurance company has informed me that the other driver that was at fault may not have insurance but that they are still checking.

What does one ...

No auto insurance | effect on fault  I was involved in an accident where the other party was at fault. This is on the record by the police report, admission by other party etc.

I, however,...

What should I do? | 7 car accident no enough money for me  Back on October 13, of last year (2008) I was in what may be considered a major accident about 7 cars involved. There were not any injuries to anyone but ...

Car insurance rates for an accident I was not cited for  I got in an accident in October of 2008 when I backed out of a driveway at the same time as a woman who lived in an apartment complex across the street....

Claim adjusters in pennsylvania  I was invovled in a rear end collision as I was just going to make a right-hand turn onto my driveway. A 19 year- old hit me from behind. I had severe ...

I was rear ended by young driver and out of work  Got police report w/discrepancies, incldg VIN # of guy who hit me (same as my vin w/transposed #s), his insurance listed as N/A, but my ins. # is on there,...

Claim Settlement Question  Thanks for the excellent forum. I was rear ended by the company mini-truck nearly a year ago. The truck driver was at fault. Cops came on the scene and ...

Sign A Release of All Claims and Rights?  I have agreed with the insurance company (farmers insurance) on a settlement for a. medical expenses, b. lost wages, and c. general damages for a household ...

Bad Faith After Cashing Arbitration Award Check  I was awarded $38,000 in an um/undersinsured arbitration proceeding. After paying for my attorney, attorney expenses, other items, etc.; I ended up with ...

Setteling an Insurance Claim at the policy limit  I was struck by a Drunk Driver while driving home from work on the free-way. The driver was in a rental car that someone else rented and insured under ...

Gap between two insurance companies  When changing the insurance company, there is one week gap between the new and current policy.

I wonder how many days of the gap may affect the premium ...

Promise Date/State Farm  My car went into the shop for repairs on 12/10. Was originally told by shop it would be done on 12/18, then he said 12/21. It's now 02/12.

My statement ...

Claim and hit and run  Few days back my neighbor came and says that my wife hit and run her car while backing up. Also she says that there is an eye-witness (might be another ...

Being Charged Too Much for Minor Accident  I recently hit someone's car in my driveway (which, by the way was parked illegally), and caused minor damage to the rear tail light of her '99 Saturn....

Can I be sued if an accident happens?  My daughter is separated, has lived me for over a year, and is on my insurance policy. If her husband is sued over an auto claim, can they eventually come ...

Borrowed car accident: Fault  1 month ago, my sister in law was involved in a big car accident while driving our car (the car and insurance is under my husband's name). She was the ...

Changed ins companies the day of the accident: Total loss Now  Have a friend who had a car accident. she thinks the car is totaled. on the day of the accident she switched auto insurances.

She was told by the ...

Loss wages paid by insurance: Are they taxable are earned income?  I was in an accident in 08, i was off work for a month, which i received a check for lost wages.

Do i need to report this as earned income?


Answer:...

Being sued becasue my insurance didn't pay claim  I got into an accident last May and it was my fault. When I filed the claim with the insurance co.

What I told them I was making a left hand turn in ...

Chest injury while in Taxi Cab   I was in an taxicab it crashed. statue of limitations is 1 or 2 years. my injury might take longer to heal. i need to file a form so my statue of limitations ...

Accident in my own driveway  Backing up in my driveway a truck pulled in hit my rear end they say they were parked i say they hit me 20 feet in my driveway from road who is at fault ...

Car rental issue | Insurance not paying  I was rear ended and I decided to file a claim with the other party's insurance. My car went into a shop that I selected because I know the shop does a ...

Insurance company dragging their feet  I file a auto theft claim on 12-30-08, the vehicle that was stolen was a high end vehicle (no lien). The insurance company completed their investigation ...

Other driver's fault Insurance company not paying  My husband & I were in a minor car wreck at our local mall. The other driver was going to fast in the mall parking lot, not paying attention, & hit the ...

Insurance not contacting after total loss  I was in a car accident, not my fault, police report obtained, happened 2 weeks ago, the other girls insurance has not contacted me, my insurance is very ...

Is my laywer entitled to my Loss wages?  Is my lawyer entitled to a percentage of my loss wages? I I receive a check from my insurance company for loss wages do I give my attorney 33%. I live ...

Difficulty in filing claim  I purchased a vehicle from an auction. I lost the title before i could get it registered in my name, and my vehicle caught on fire.

Will my insurance ...

Least expensive route with the ins co  Being the defendant in a minor fender bender, whos vehicle was neither insured or registered.(Was moving vehicle 2.7 miles for continued repairs).

No ...

Non permissive use claim  I was hit by a driver who ran a red light at a high rate of speed, who then flipped the vehicle he was traveling in. I was injured and treated.

My ...

How to withdraw a claim  What happens step by step when withdrawing a claim? and if so, what consequences are there? for example, can the insurance company raise my rates, cancel ...

Car Theft settlement  My car was stolen from the parking lot in the mall.

Assuming that they don't find my car or the car is found stripped about how long would it take ...

Prior injury aggraveted by accident | Insurance not paying  I was injured in a car accident at the fault of the other driver. Soft tissue damage in my neck.

The chiro said it was permanent and I would need indefinte ...

95 Ford Escort Totaled | Low Insurance Offer  While stopped at a red light in the far right lane with my wife as a passenger, I had a 17 year old who has been driving for about one year behind me in ...

Honda Civic airbags did not deploy | possible damages against Honda?  Single car accident Feb. 4, 2009. 2003 Honda Civic EX Coupe w/ 132k miles ran into bridge guardrail, down embankment, stopped with front tires and bumper ...

Uninsured, DUI, Head On Collision  My wife, son, and I were involved in a serious head on accident about 5 month ago. The driver was intoxicated (habitual), didn't have a license, wasn't ...

Hit and run | will premium go up?  I have some light body damage on my car and the insurance is full
coverage.

I went to a auto body shop and the estimation were like a $1000 but the ...

Withdrawing an insurance claim  my car was stolen a month ago and found in another state. i was out of town at the time with my gf and her daughter.

We didn't find out until we were ...

Accident liability  I was involved in a accident where i had the green light going straight,a car pulled out in front of me and was t-boned.

I was not ticketed. can I ...

I was in a car accident in a leased car, what are my options?  I was in an accident in a leased car and the car was damaged and the collision shop picked it up.

I signed an authorization to work paper but my father ...

Car insurance on parents  Hi, I'm nineteen years old, and I am looking to buy my very own first sports car, but insurance is going to be out of the roof!

So to avoid that, I ...

Car accident due to city's failure to keep road - My rights?  I had an accident on my street going down the road i hit a car because the street had not been treated with salt the ground was all ice.

The police ...

Car totaled, the other party does not have insurance?  I was recently rear ended and my car rolled ending in a total loss of my car.

The girl who hit me was cited for reckless driving. She claims to have ...

Minor accident - My insurance not helping?  A few weeks ago i got in to a minor accident with some damages to my car no damages to the other car. The other driver was at fault.

I file a claim ...

Should I pay out of pocket or file a claim?  I was backing out of a tight parking spot and hit the car next to me. The car had a very slight dent and some paint scratches. My car had a much bigger ...

Vandalized vehicle = rates going up?  My car was vandalized and I'm concerned about my insurance going up. Is this a fact that it I will be paying more for the vandalism in the long run?

Answer:...

Soon to be ex-husband car accident and coverage question  My soon to be exhusband got into a car accident. I'm in the process of filing for a divorce and I receive paper work in the mail that a person my husband ...

Settlement amount by lawyer? Need answers!  I was in a car accident in 10/07. I was rear ended. The person that rear ended me took responsibility.

I had injuries to my right knee, i had arthroscopic ...

Denial Letter from auto insurance company  I made a u-turn (Riverside, CA) after seeing no cars coming from the opposite direction. After I had completed the U-turn and was driving an SUV rear ended ...

Can two unmarried people buy a joint auto insurance policy?  Can two unmarried people buy a joint auto insurance policy?

Answer:

Yes, they can. Some insurance companies will look very close at things like ...

Advising insurance co. when child turns 16  A friend said when her son turned 16, she did not need to advise her insurance co. since vehicles (not people) on most policies are covered. She said this ...

Is rental coverage necessary?  I'm reviewing my auto insurance and trying to cut off some unnecessary premiums.

I've already increased my "Loss or Damage" deductible to $1000 so ...

4 car accident | Fault  I had a car accident a week ago last Tuesday, February 26, 2008, in my high school parking lot. I wasn’t speeding. I was pulling into my parking spot, and ...

Little boy failed to yield to a stop sign | fault?  A little boy failed to yield to a stop sign in the neighborhood and before I could react the rightside of my vehicle hit the backside of his back causing ...

Insurance Negotiations Process | what now  I was in a car accident Oct 25th 2007 (so the statute of limitations is quickly approaching).

Background: I was on the freeway at a complete stop....

Question on out of state accident  my son,friend and daughter driving thru ky lost control in icy weather.

No ticket issued,front end damage undrivable,friend was taking turn driving....

Medical expenses for bodily injury  Driver A is hit by Drvier B and goes to the ER for treatment, filing on his own health insurance.

In handling his own claim settlement does Driver ...

Wthdrawing a claim  If someone wishes to withdraw a claim after it has been reported can they do so

Answer:

Well, not really.

You can call your insurance company ...

Ambulance bill arrived late | Insurance not paying it  My son, who is on my auto policy, had a no-fault accident in December in Arkansas while visiting my mother.

He had his 2 step-brothers in the vehicle ...

Auto Accident, Insurance not paying  My friend was in an accident a few months ago. She wasn't the owner of the car, but she was insured under policy as driver. She was rear-ended, the other ...

Injury compensation  My wife son and I were involved in an accident about a month ago in which I was driving our vehicle. The other vehicle involved had only the driver and ...

Parking lot question  A car backed into me just after i had entered a parking lot in California. I did not know it was one way, no signs or markings, but realized it was one ...

Lost arbitration, now what  My wife got into a car accident in the City of Shenandoah, TX. The accident occurred on an access road.

She was in the far right lane of a 3-lane ...

Claim Reimbursement Argument  I have a 95 toyota camry le and recently was turning left on a green turn arrow while a gentlemen across the intersection was turning right on a red arrow ...

Blown out tire of the person in front - Fault?  I was on the freeway when the vehicle that was in front of me had a blown out tire. A piece of the hubcap came flying towards my truck causing damage ...

Actual cash value vs. market value  1) Is the actual cash value same as the market value of a totaled vehicle? If no, what’s the difference between them?

2) The at-fault car insurance ...

Friend asked son to drive their car  A friend, who is an inexperienced driver, asked my son to drive their car during a recent snow storm.

My son agreed to help and do the driving but ...

hit and run damages no sign of perpetrator  I was in an accident a few weeks ago, my car fish tailed and apparently hit something.

I did not feel it but I heard a pop sound pulled over but didnt ...

Brand New Car - wrong VIN - coverage  Bought a new truck from a dealer, I'm first owner. Insurance company uses the VIN to determine coverage.

My concern is that the VIN does not show ...

Accident Claims-pain and suffering  Hello, i was involved in a "T-bone" style accident where the driver ran a stop sign and hit me. I ran over a bump and a stop sign.

He admitted fault ...

Insurance won't budge  I was wondering if you can help me. My car was hit by a drunk driver while it was parked in front of my house.

A total of 5 vehicles where involved....

Car used without permission  My car was used by someone without my permission or knowledge, and totaled it.

I had left it parked at his house and walked to work, leaving my keys ...

My husband's accident - Insurance giving used parts to fix  My husband was involved in a car accident. Someone hit him from behind.

There was a total of 4200.00 worth the damage to his car. He did get an estimate ...

DUI accident  My vehicle was recently hit by a drunk driver while it was parked in front of my house and had significant damage as a result. The police told me the vehicle ...

Rental Vehicles in California  What is the law in California regarding rental car companies? Is the rental vehicle company coverage primary to my own insurance or in California is it ...

Insurance company being notified  Hello! Last week I was pulled over and given a DWI. I am in the process of getting it possibly dismissed or at least reduced to a careless operations ...

Insurance won't pay for towed motorcycle  I was involved in an accident where In had full coverage and was deemed negligent. I was driving a vehicle that was towing a trailer and some motorcycles....

How do i prove who was at fault in accident?  1 month ago(Jan 12), I received a call from a police officer stating that a witness left a note on someones car, stating we bumped into their truck at ...

Gifted a car - coverage for accident?  I am thinking of gifting a car to one of my friends and if I do I have decided to pay the payments of the car as the loan is under my name.

My friend ...

Trailer tractor part in road damaged my pickup  A drive shaft from a tractor trailer was on the turnpike did $3000 in damages-Their insurance co states it is "no fault" in PA because the driver was aware ...

Hit and run accident  My car was parked in a parking lot and pretty much totaled.

I filed a police report but the police officer said that it was impossible that there was ...

Who's Fault?  I was parked in the parking lot. Was opening the drivers side door, no one was parked beside me at the time then all of a sudden this car aggressively ...

HIt and run coverage - I am covered?  My car was parked in a parking lot and pretty much totaled.

I filed a police report but the police officer said that it was impossible that there was ...

Coverage for visiting brother  My brother form Poland is visiting for three months

He would like to use my car, will he be covered under my
insurance policy if something happens?...

Car still damaged after repairs - ins claims wear and tear!  After being involved in an auto accident (which was not my fault) the insurance company of the driver who hit me paid for my vehicle repairs.

However,...

Car repairs by insurance are the bare minimum- not fair!  Farmers Insurance Company insured damaged my car and is liable. The left front hood of a Volvo 850 has a dent and needs repair and painting.

Farmers ...

Car accident issues - both drivers with same ins co  I was involved in a mva on yesterday. i was travel east bound when someone pulled out in front of me making a left turning attempting to travel west ...

Claim with Allstate – Bad Insurance Company  FYI, my wife and I are insured with State Farm. My wife was in an accident on 2/12, rear ended by another person.

A police report was filed, and it ...

Auto Insurance Claim Issues  I was involved in an accident the first week of Jan 09. And received injuries.

I was not at fault. At the scene of the accident the other party provided ...

Backed up onto my brothers car - are we covered?  This morning I backed up into my brothers car on our driveway. Damage on his car looks way over his deductible ($500).

We have same insurance (AAA) but ...

Passenger in Auto Accident - Settlement   My son was in a auto accident as a passenger.

The driver was driving on a provisional license. Driver lost control and rolled SUV. Police report indicated ...

No license not at fault, need car repair  Person1 is driving Person2's car. "P1" has no license. Person3 rear ends "P1".

"P3" has full coverage. Is "P3" still responsible for covering cost ...

Damage to my car by flying rocks  My car was damaged due to a huge piece of the road that flew from the car in front my me. I am talking about a piece of concrete that is about a foot to ...

Do I have to provide proof of repair  Almost a year ago, I ran into a hail storm in Texas. I filed a claim. A settlement check was cut to me. Then last week, my agent telephoned me and stated ...

Automatically my fault because i had no insurance?  Another car hit me, it is his fault as his carrier admitted. I know i can't ask for anything, but they want me to pay for his car, which was a scratch,...

Georgia Uninsured Claim  I was involved in an no fault auto accident 4/6/07. The other driver's insurance company has agreed to settle for $100,000 the policy limit.

Am I ...

Parking lot car damage  My daughter was parked near the entrance at a movie theater under a parking light.

There are surveillence cameras for the parking lot. There is also ...

Medical settlement  I was in an accident November 07, at other driver fault. Vehicle damages almost 9000.00 to repair. my wife and I went for chiropractic care, My wife had ...

100% not my fault - 100% insurance BS  So i was involved in a accident where i was rear ended at a intersection because a guy had his dog in his car and did not see that the traffic was stopped ...

Car accident left me with unpaid broken eye glasses  In a recent accident my sons eye glasses were broken (which is almost insignificant compared to his injuries) but when i asked our insurance agent about ...

Auto insurance claim settlement  Greeting,

We had an auto accident two years back in that my wife and son (4 year old) were injured. My wife was in coma and went through couple of brain ...

Help with this car accident  I was involved in a small accident. My car swerved to the side on a very bad snow day.

I was going very slow but the car swerved on an ice patch to ...

Car Insurance for 21 year old  My question relates to my 21 year old daughter. If she has her own insurance policy, but lives at home with us (she is not a student)and car is in her ...

Car accident coverage canceled  I was recently involved in an accident 1/1/09 that was not my vehicle. a driver made a left turn from a right lane causing a collision on my right front ...

Coverage transfer  I have Esurance, and my mother has State Farm. We both have full coverage on our vehicles.

I was wondering if we had to use each other's car for ...

Daughter loaned my car to friend without my permission  I let my daughter drive my car to her fathers for dinner. She ended up loaning a friend the car to run to the store. He never came back.

The next ...

Auto accident damages and issues  I hope this isn't too long but I don't want to have to go back and forth due to my leaving out info. you may need to know. So, fiancee was rear-ended ...

Hit and run  My car(uninsured) was parked at the time of the accident someone seen my neighbor hit and run. i called the police and made a report and i know that the ...

Bodily injury claim question  I have been getting physical therapy atreatments and doctor office visits thru my HMO with a $15 per visit each.

How would I present these charges when ...

Total loss after hit and run  My wife's car has been considered totaled after another car smashed into it at night when it was regularly parked on the street. The other car's driver ...

Car vs pedestrian accident  Not sure what to do, if anything. 17 year old son bumped an elementary child with his car, causing the child to fall down and skin his knee.

My son ...

Son injured in auto accident  My son was rear-ended at 55 mph. He started having neck and shoulder pain a month after the accident. He has been seeing a chiropractor. Do I need to ...

Car Accident Fault  Hello, car "A" was traveling on a snow covered road and lost control of the vehicle. Car "A" came to a stop sideways in the road. Car "B" came along & hit ...

Drunk driver hit and run  I was hit by a drunk driver while i was waiting for a train,then the driver took off and ran but they fond him in 30 min. and still was over 3 times the ...

Car warranty issue void  We purchased a 2007 Suzuki XL7 in Sept 07. Since that time the dealership has had it more often than we have. We have had 4 rental cars.

We were ...

Truck at home  I live in a house that i rent. I have rental insurance and full coverage insurance. Plus i have home owner insurance for a place where i don't live but ...

Bodily injury claim | Can I make this claim  Can my boyfriend and my son claim bodily injury for their injuries substained in a non fault auto accident while driving my car?

I have the basic ...

Daughter driving friends car  My daughter was driving her friends car (at her friends'request)when she had an accident.police arrived at the scene, no tickets were issued.

My daughter ...

Filling claim separately  There was three of us in the car, we got hit by a drunk driver, all three of us is being represented by the same lawyer. im finished with medical treatment,...

Fender bender while parking  So a few weeks ago I was parallel-parking my car on a busy chicago street. i came a bit too close to the car i was pulling up next to and scraped against ...

Insurance Coverage for son not in insurance   My 18 year old son hit a guy in my truck and is not on my insurance what is going to happen

Answer:

Hi Kim

Well, it depends.

You need to ...

Broad form collision coverage  I had a auto accident: due to the broad form collision coverage i have my insurance company gave me special consideration and judged me not at fault, however ...

Car rental coverage  I only have liability on my truck. The other person was at fault and totaled my truck.

Her insurance company is renting me a car but i have to pay ...

Personal Injury Settlement Question  I was in an auto accident dec 30, 07' i feel that i am well capable of settling the claim on my own with out a lawyer. I was rear ended when at a stop ...

Car accident injuries  Good day. I was in a car accident where the other party was at fault.

She made a left turn at the intersection when she was suppose to yield. My ...

Can I ask my own auto insurance to be involved in?  My car insurance has only bodily injury and property damage coverage.

I got minor injuries and car total loss in an auto accident. The other car is ...

Policy Limits and Personal injury claims  My father lives in Florida and he was in an accident about six months ago.

He was riding his bike and he was struck by a car. The car cut his arm open ...

Claim Coverage  I had a friend of mine do some routine maintenance on my vehicle. My friend also worked at a local auto parts store and that is how I came to meet him....

Pain and suffering/illegal insurance practices  My girlfriend rolled her suv when trying to avoid a cow in the road. She was 8 monthes pregnant and had to go to the hospital to have her contractions ...

Statute of limitations  Can the personal injury statute of limitations be tolled in California with a verbal settlement, or must the executed release be mailed to the insurance ...

Stolen pick up truck  Vehicle parked in drive-way. Woke up to it GONE. Keys were in car-- tho NOT in ignition. Will my comprehensive auto insurance cover this claim ?

Answer:...

Fraudulent insurance claim  My boyfriend was just shopping around for new car insurance when he learned that his insurance paid a claim for $2500 last April. The problem is that there ...

Diminished value  I was hit on 11/25/07 by a 18 year old. She was text messaging ran a red light and hit me. The same day as the accident I called my insurance company and ...

plpd and a total loss  I had just switched insurance companies December 18,2008. I was involved in an accident Thursday, January 8,2009. I was at a dead stop. There was a line ...

Per insurance investigation, accident not our fault. Can we still get sued?  Answer:


Hello Lulu,

They can still com after you if their attorney insists that it was your fault. If this is the case however, your insurance ...

Accident w/ lapsed insurance  On 1/5 I hit someone in the rear of his car as he went through a yield (he stopped pulled through yield sign then stopped) sign I stopped saw no cars and ...

Do I need to report my motorcycle accident?  Hi!

I had a motorcycle accident where the other driver was ticketed and I wasn't. There was damage to my bike, but not to her car. She said she would ...

Settlement procedure  I have about $3K in med bills that I've already paid for and I'm still seeing a doctor and taking meds for the injury. When should I send the bills to ...

Am I covered?  What happens if someone with a suspended license(but still listed with family car insurance)has an accident? Will insurance cover anything?

Answer:...

Insurance Dispute  I own a 2002 explorer that the engine hydrlocked from flood conditions, after the insurance company hired a special investigator and then a forensic investigator ...

Coverage for my son  My question is about liability coverage for my son who is age 19 and lives at home while he is going to college. We are currently providing his support....

Rear ended | soft tissue injury claim  1/4/08 we were at a red light hit by an very big SUV going about 35 mph - had $5000 worth of damage to our car –

I felt back pain at the impact and ...

Vehicle registered in California | total loss  The insurance company has made a $13,000.00 plus offer on a vehicle which is considered a total loss. We want to keep the car for at least the engine ...

Best insurance company  My wife recently had an accident and we had Geico insurance. It was very difficult to have a claims adjuster look at her car.

She had to take time ...

To make a claim or not  Got into a fender bender. Estimate is 2500 for me, and 650 for the car I nicked. Nice people fortunately. They are waiting for me to decide if I just pay ...

Is This Legal? | Issues with towing company  My daughter was in an automobile accident about six weeks ago. She only had liability. We're from West Covina, CA. The other driver was at fault according ...

Total Loss of Car | twice  I was in an accident some months back in my 2000 Plymouth Breeze. The insurance company claimed my car was totaled, I didn’t let them total my car and ...

Just about to switch insurance companies when hit pole.  We were just about to switch insurance companies when I hit a pole in a parking lot and created quite a crease in our door. We got a quote for $2k to replace ...

Head on auto Accident - Injuries  My fiancee and i were recently involved in 45-50 mph head on auto accident.

The accident has destroyed both our credit, the car has been in a tow yard ...

Vehicle/Motorcycle Collision  Just few months back I was involved in a auto collision with a motorcyclist in a T-intersection. I was making a left turn off a south-bound single lane ...

Insurance Coverage  If you are the driver of a car that doesn't belong to you and you don't have any insurance are you allowed to be driving that car? Will the insurance company ...

Insurance and bank loans  my husband had recently put liability insurance on our car! His aunt does insurance through farm bureau and done his insurance for him! 2 days after ...

Values for damaged autos  One of my cars was recently involved in an accident, so far I have one repair estimate and am going to get several others.

I have numerous sources ...

I'm being sued  I rear ended someone back in 2007. I received a subpoena today from the passenger in the other vehicle claiming for $200,000 worth of damages.

The ...

Total car or repair  I was hit from behind police called, other driver at fault. His insurance wants to total the car, my repair shop says it is not a total loss. car is a ...

broadsided/fissure in disk - How much?  I was just wondering what kind of settlement I can expect if I was broadsided and now have a fissure (tear) in one of my disks and chronic pain since the ...

Rear end accident, medical running out   I was in a accident in Oct 07 I was read ended by a box truck at 50+ MPH and pushed about 50ft and into another car.

I was taken from the scene by ...

Head Injury - Very Low Offer! Help!  I was a passenger in a car that hit another car from the back, my head hit the dashboard, went to hospital i had a mri,ct which showed a bruise of some ...

Auto Insurance requirements for Colleges  I was recently in an accident with a local college employee who was driving a college vehicle. He admitted fault and we filed a police report but I have ...

Sued?  Hello - My husband had a minor accident (determined his fault) in 11/08. It turned out that the other driver had a back injury that could not be proven ...

Can the driver "take back" a confession  I was a pedestrian crossing the street and hit by a car. An accident report was filled out and I was taken to the Emergency Room. The insurance company ...

slid on ice in my home ( a rental)  I slid on ice in my drive which I rent. Did $8000. damage and hit my head on door, injured my arm when I fell because of addition ice on my running board ...

What to expect???  My ex-wife (we were separated 2/2004) was involved in a minor wreck in a van that was still in my name. The wreck occurred 12/2005. The insurance was ...

broken sternum  I was a passenger in car struck by uninsured motorist who was decalred at fault in accident. Driver had no insurance; my brother's insurance co. is covering ...

Snowplowed!!!  A few weeks ago while i was at work a airport snowplow was plowing a little to close to the parking lot and all the ice that was underneath the snow was ...

Auto accident - airbag issues? damages and fault  My fiancee and i were recently involved in 45-50 mph head on auto accident. The accident has destroyed both our credit, the car has been in a tow yard ...

Vehicle/Motorcycle Collision  Just few months back I was involved in a auto collision with a motorcyclist in a T-intersection. I was making a left turn off a south-bound single lane ...

Insurance Coverage for driver not in policy  If you are the driver of a car that doesn't belong to you and you don't have any insurance are you allowed to be driving that car? Will the insurance company ...

Total loss in this case, now what?  my husband had recently put liability insurance on our car! His aunt does insurance through farm bureau and done his insurance for him! 2 days after ...

Values for damaged autos  One of my cars was recently involved in an accident, so far I have one repair estimate and am going to get several others. I have numerous sources to look ...

I'm being sued!  I rear ended someone back in 2006. I received a subpoena today from the passenger in the other vehicle claiming for $200,000 worth of damages.

The ...

Total car or repair  I was hit from behind police called, other driver at fault. His insurance wants to total the car, my repair shop says it is not a total loss.car is a 93,...

Broadsided/fissure in disk  I was just wondering what kind of settlement I can expect if I was broadsided and now have a fissure (tear) in one of my disks and chronic pain since the ...

Rear end accident, medical running out  Hi I hope you can give me some advice on this matter as to which direction I should take. I was in a accident in Oct 08 I was read ended by a box truck ...

Head Injury -- Help  I was a passenger in a car that hit another car from the back, my head hit the dashboard, went to hospital i had a mri,ct which showed a briuse of some ...

Auto Insurance requirements for Colleges  I was recently in an accident with a local college employee who was driving a college vehicle. He admitted fault and we filed a police report but I have ...

Sued?  Hello - My husband had a minor accident (determined his fault) in 11/08.

It turned out that the other driver had a back injury that could not be proven ...

Recent accident damages  I was involved in an accident 1 month ago. The other driver was ticketed at the scene, but lied to her insurance company so I had to use my own collision ...

What can I expect from my settlement?  I was in an accident last November where the other driver made a left turn into me pushing me into a wall doing total damage to my car. He was given a ...

Windshield Claim  Do I have to pay my deductible to get my windshield replaced when it was not my fault. Is there a no-fault one time claim?

Answer:>/b>

Hi Melody,...

Need proof of self employment income  I was injured in an auto accident the person who hit me was at fault, his insurance company wants proof of my income to be able to settle on a number... I ...

Right of way at an intersection  I was recently in an accident at a 4 way intersection where I was to the left of the person I collided with and I don't know whether they were at the intersection ...

17yo permit driver property damage liability  my 17yo daughter with only a driving permit who was living with her father was allowed to drive his truck to the store.

She went too fast down a bend ...

Claim value/do I need an attorney?  Hello, my situation is kind of difficult. In August of 06, i was a passenger in a 1 vehicle rollover accident. The driver was a friend of mine. He swerved ...

Bodily injury claim - Husband Killed  My husband was killed in a motorcycle accident. He was coming home late from a rally with a friend, a deer (300 lb) came out of a field and went between ...

Collision reimbursement for value lost  Can and should the loss of future value (such as in future trade-in value) be added to the cost of collision repair damages?


Answer:

Hi Henry,...

Accident driving my girlfriends car  I was involved in an accident driving my girlfriends car. she has liability insurance on her vehicle. I also have liability on my own vehicle.I was backing ...

Hit twice in the same day - second hit a hit and run  My daughter's car was hit twice in one day. The second time it was a hit and run. The person fled and left the car. The next morning the owners reported ...

Insurance lawsuit Limit at 20K?  My husband was in an accident and we are working with a lawyer to try and get money for his injuries. His lawyer said that since the party at fault only ...

Wife hits boss in the parking lot!  My wife drove into her office parking lot and slid on black ice and hit her boss's (the owner of the business and property) car. Several employees state ...

Funeral expenses - My son was killed in an auto accident  Our 16 yr. old son was killed in an auto accident nearly 2 months ago...he was driving his girlfriend's car...with her permission...

she was badly injured....

Car accident and uninsured motorist coverage  I was a passenger in a friends car that was rear ended in Sept. 2008. The car that hit us was uninsured.

The uninsured motorist coverage on friends ...

Two rear end collisions on same day  I was unfortunate last Thursday to be rear ended twice. I filed a police report for both accidents. The second driver hit and then took off.

It ...

Recorded statement help  I had a car accident about 14 months ago. My medical bill until today is about $15,000 and my PIP was close about 2 months ago. I still receiving treatment ...

Hit and Run  I was parked outside one of my friends houses. My car is dented as a result of a hit and run which i noticed as soon as I got to my car. Its not very severe,...

3rd Party Insurance Company Rental Car Coverage  I got in a no fault accident when a taxi skid into my car, damaged my car's bumper and exhaust. I filed a police report, and submitted a loss report into ...

Insurance refuse to provide coverage because of no picture inspection?  I was recently in an accident and my insurance company won't pay damages done to my car because I didn't get it photo inspected. I bought the car 2 months ...

Two uninsured vehicles collision - fault?  two uninsured vehicles collide in a no entry single lane street and there was no police report made does this make both drivers responsible for paying ...

Accident while in a test drive  I was recently involved in an accident with another driver while test driving a vehicle owned by a dealership. no sales associate was in the vehicle at ...

Call insurance company or not?  Was in an accident a couple days back - a kid decided to drive into oncoming traffic to pass a stopped school bus (with lights on) and hit me.

I was ...

Repair shops estimate lower, but raised when adjuster came out  How is it possible that a repair shop that gave me an estimate of $4200.00 to fix my car all of a sudden increase to $5700.00 based on the insurance adjusters ...

Car Insurance and Coverage  My 17 year old son has just bought a car and the log book
has been sent off in his name, so can I take out insurance
in my name wIth him as a named driver ...

Insurance for teen  My 17 yr. old has her license. We live in PA. She does not have her own car.She does not drive my vehicle.I was told that if she has a license, she needs ...

Fault in this parking lot accident  My son was driving in the parking lane through a parking lot when he was it by a driver backing up, the driver reported a claim on our ins as my son did ...

Who is at fault for this accident?  My son was driving in the parking lane through a parking lot when he was it by a driver backing up, the driver reported a claim on our ins as my son did ...

Theft of stereo and contents  My car was parked in the lot I pay for near my home. Yesterday evening someone broke in to my car and stole my stereo system and 4 tv's. I do not have ...

Claim against me over policy limit  I was found at fault in an auto accident a few months ago. I just received a call from my insurance company that the other driver has a $30,000 bill for ...

Florida - renting an exotic auto  If i rent an exotic car while in Florida, does my insurance cover the rental car?

Also if i am an owner operator of an exotic rental car company and ...

Insurance Injury - Can they do this?  I was involved in a car accident jan 2006 i got a letter from ins company they needed my doctor bills before jan 8 2006 the bills were faxed to them on ...

Hit from behind at yield and my medical Bills  I forgot to pay my auto insurance so I had no coverage. I was hit from behind at a yield sign.

The other driver was from New Mexico and called his ...

Accident Liability  I was involved in an accident on January 30, 2008; the accident happened on a freeway off-ramp with three lanes, far left is a left turn only lane, middle ...

Who is at fault?  My mother-in-law is driving a car which i carry the lease on (along with my husband).

She does have good insurance. however, if she were to have ...

Liability Question: Bus Passenger fell  Claimant was going through a 3 day medical procedure at local hospital.

There is a free, local bus owned by my employer (a University) which the claimant ...

Hit By A Racer  I was doing about 80-85 mph on the highway (I did admit I was over the speed limit). One car attempted to get in front of me who was speeding and put ...

uninsured motorist Bodily injury claim  My husband and I were on my husband’s motorcycle, which was insured under Pacific Specialties.

We were hit by an uninsured motorist, December 2007. We ...

totaled vehicle by unauthorized driver  My 2006 Mustang GT was taken by my 18 year old son without any permission last night. We still owe money on the car. My son & his friend totaled the car....

Unlisted driver on auto insurance policy  I financed a vehicle back in December of 2005 for my significant other. We are no longer married and were not at the time of vehicle purchase either, but ...

Unlisted Driver on Auto Insurance Policy  I financed a vehicle back in December of 2005 for my significant other. We are no longer married and were not at the time of vehicle purchase either, but ...

Time Limit for Repairs to Auto After Car Accident  I got rear ended about a month ago and have had a hard time getting my truck into the shop for an estimate on any hidden damage. The labile insurance company ...

Drunk driver totaled my parked car  Last week in the middle of the night an underage drunk driver hit our car pushing it about 20 feet onto the neighbors sidewalk and flipping her car in ...

Future Policy Premiums after Claim  Hi, I live in Florida (a no-fault state last time I checked...does that still matter?) and was involved in a minor accident that caused only superficial ...

Who is negligent?  I just moved into a private residence in Los Angeles, and was pulling out of the house's parking lot when I was hit by a pickup truck which was backing ...

Automobile accident  I was driving a rental car, when I was rear ended. My doctor listed my condition as muscle strang to neck and back. The passenger in the car is still surving ...

Time limit for repairs after car accident  I got rear ended about a month ago and have had a hard time getting my truck into the shop for an estimate on any hidden damage. The liable insurance company ...

Rear End Accident - Soft Tissue Injury  In October I was rear ended by a teenage driver while I was stopped at a red light. The impact was strong enough to knock my foot off the break pedal and ...

Who's at fault when a driver hit a hydraulic lift gate on a parked truck that was unloading.  I have an insured who was unloading an ATM machine, he went into the store for 2-3 minutes. The insured left the gate down on the truck and another vehicle ...

Do I have to notify my insurance company about this single-car accident?  I had an accident last Friday. The road was slippery after the snow in the morning.

When I turned into the I83 entrance, my car slid and scratched on ...

Insurance Company Decidies (without my knowledge) to total car then they decide to repair it  An individual backed into my car causing neck and back injuries and damage to the front passenger's side (hood, bumper, fan guard, light etc...).

The ...

Auto Injury Accident need help PLEASE  My car was in a accident by another driver with a motorcycle that hit him on the left rear side. The person in the motorcycle already got a attorney.

Now ...

Who is at fault for this car accident?  I was on inside lane of 2 lane (each direction) road, traveling at a speed of 30 mph. It was afternoon and raining.

I was between intersections,traveling ...

Green Arrow Versus Green Light   My daughter was in car accident in small town about 45 miles away from the city we live in. She was at an intersection and turned left on green arrow....

Disclose Amount of Property Damage  Disclose Amount of Property Damage

I rear ended another car at a light. The amount of damage to my car was only $16 over my 500 deductible so I told ...

Parking Lot Accident - Little Damage - Who is at fault?  parking lot accident

I pulled into a parking spot at Target and bumped the corner of the rear bumper of the car next to me. When I got out, I noticed ...

Denying a claim  I was told by my insurance company that it is really hard for them to believe my statement and with out my company phone records and a statement from my ...

Making an auto insurance claim   My 20 year old son had a single car accident on the highway yesterday. Now we are thinking about making an auto insurance claim.

No one was hurt and ...

borrowed car accident | liability to owner of the car  My daughter is being sued for an accident. Her boyfriend was driving her car when the accident occurred. He had permission to drive the car, has a license ...

Insurance Premium Increase  My 17 year old son had a minor accident in a snow storm. Low speed, his fault, damages between the two cars > $3000. We are trying to decide if we should ...

Do I have to report a car accident the next day?  Hello

My mother in law was driving my car yesterday with me in the car and caused considerable body damage by hitting a curb. She doesn't want to file ...

Auto Car Accident wihtout possible insurance coverage  I got into an accident during a one day lapse of my insurance. I lapsed on the and paid on 10th evening. but got into an accident on the 10th right before ...

Total Loss After Repair Estimates  I was in a car accident on oct 26,2007, reported to the insurance company. adjuster came out estimated damages $4700. Two weeks later the called me and ...

No Damage Car Accident - Is Reporting Wise?  I was parallel parking and then proceeded to get out of the vehicle. A minute later a man came up to me and said I had "hit" his car and damaged it.

Not ...

Vehicle Fire Claim and Coverage  In the parking lot of my apartment complex there was a car fire that spread to 8 other cars in minutes.

One car had very little damage, my girlfriends ...

Old Car Accident | Value and Other Issues  I was in an accident last Wednesday evening where the driver of the other car went through a red turn light, in front of my car, where I had a green light....

Information about possible being a suspect   Hello, I just had someone call me and said that it was him that took my car.

I've already gave a statement to the insurance company saying I didn'...

Stolen Car and Value  Thanks for the great forum, my car was stolen in October of this year. My insurance company says that their only obligation is to my Lein holder. I have ...

Vehicle Damaged Liability Only  I'm living in Oakland CA and have a questions about filing a claim for damage to my vehicle. Firstly I have liability only insurance as all my vehicles ...

Car Accident with Pedestrian  I was parallel parking and then proceeded to get out of the vehicle. A minute later a man came up to me and said I had "hit" his car and damaged it.

Not ...

No Insurance  I let my mom drive my car which has insurance under my name, but the problem was she does not have a license and she got into an accident 2 days ago and ...

Going after at-fault insurance for lease payments  Back in April of this year, my 6-month old Infinti M45 was hit. Fault was established to the other party and their insurance is picking up the tab.

The ...

salvage title and total loss  What if you own a vehicle with a salvage title that has been totally restored to factory condition? Then get in an accident with same vehicle and they ...

Loss of Wages Claim  i live in the state of Arizona;...my parked car was damaged on the front bumper which was repaired by Geico insurance for appx 1000 dollars; they also ...

Buy back of totaled truck  Had a interior fire in my 1995 f-250 pickup everything is going good with farm bureau insurance adjuster totaled for a fair value rated excellent at 10,...

Using my UIM coverage  I was rear ended at a stop sign and the driver of the other car did not have coverage at the time of the accident. I am now in the process of using my ...

Accident Responsibility for Minor with Driver's License in Divorce  If my minor child holds a valid Virginia driver's license, is in a joint custody arrangement, is insured under my policy (since his primary residence is ...

Recorded Statement Admission of Fault  If my insurance liability adjuster have a recorded statement from the other driver who admitted to be at fault repeatedly during that recorded conversation,...

Giving false information on a recorded statement  My Mother and I live together and she drove my truck to work and was involved in a minor accident. The police were called and no ticket was issued. No ...

At fault driver can't be located  A drunk driver crossed the center line, hit me head-on and totaled my car. Before he hit me, he caused two other cars to collide to avoid him and sideswiped ...

Gap Insurance Coverage after Allstate denied claim  Hi my stolen vehicle claim was denied, allstate claiming none of the security features were tripped. No charges were filed on me (innocent). Will my gap ...

Release of Claims Trap  Hello,

I was involved in an accident that was not my fault. I was rear-ended by two individuals so I am having to deal with two separate insurance ...

Bad Accident | What to do?  I was in my first car accident and it was my fault.

Involved there were a few cars that we damaged i got a letter from my insurance company saying ...

Dimunition of value  Hello there,

About two weeks ago, I was in a t-bone car accident, I am the claimant, the other auto insurance admitted fault, and now the adjuster and ...

Insurance paid estimate, what if it costs less to fix?  My friend got into an accident and was paid an estimated value to fix by the other guy's insurance.

He was able to find some local shop where the cost ...

Under Age Quote  If I’m 16 can I have insurance on my 1989 ford ranger? what do I need to do to get my own insurance? I want my own insurance because if I get into an accident ...

Claim Check  I am meeting with the Adjuster at the body shop who will take pictures, get the estimate and hand me a check that day for me to take where ever I want ...

How long is too late to start treating after an accident?  I was involved in an accident. The other driver was at fault. My wife and daughter were not injured and did not receive treatment.

My vehicle was totaled....

Witness Testimony   My auto insurance liability adjuster advised me that my witnesses cannot be considered because they are my close relatives. Is this correct statement?

Answer:...

Additional Damage Discovered  I bought a 2007 CRV in Feb of 07. On October 4, 07 the car was sideswiped by a Chinese food delivery man while parked in front of my house. His insurance ...

Rental Car Accident  I had an accident with rental car. I am added to my fiancé auto insurance and he has full coverage. in accident only rental car we damaged so i filed a ...

Valet parking theft  Hello,

A couple of days ago, I parked my car in a casino underground car park, and the valet took my car from me and parked it up. I came down from ...

Valet Parking Accident My 2008 Honda CR-V  I live in Manhattan and I have to park my car in a Garage Parking 2 blocks away from my building. I pay it monthly.

It's a valet service, so every ...

failure to yield  I got a ticket for failure to yield after getting in a wreck in my grandmothers car will this ticket make my insurance go up noticeably in the state of ...

Uninsured Motorist Protection  I live in South Carolina and have a South Carolina auto insurance policy with Liberty Mutual. My vehicle was involved in a "hit & run" accident while ...

Question about the Auto Theft Process  What are the steps when you deal with the insurance company for auto theft??

I walked to m adjuster yesterday and she stated my claim was being forwarded ...

Am I responsible for vandalism to other's car parked in my parking lot ?  I work at a private university in California and have received notice of an auto claim from outside party "When vandalism occurreed in our university parking ...

Getting More money after the adjuster sent check  I had an accident about 1 month ago. It was the other drivers fault and I took it to a local auto body shop for repair.

The adjuster from the other ...

Other Party Refuses to Cooperate  I was involved in a car accident on July 16th where I was making a left hand turn and was hit by a car running a red light.

At the time of the accident,...

Do we have a case?  Was recently in an accident in a 2003 Honda Civic.

The initial repair estimate was approx 5000 dollars, the adjuster said the car was worth aprox 8-...

Drunk Driver  Hi,

Last night a 20yr old drunk driver smashed my parked car and its a Nissan skyline and i have had a quote of 11,000 to fix it and the car is ...

Can an insurance company dictate what they'll pay?  AAA insurnace company is saying that although their insured backed into my daughter (my car), my daughter was partially at fault because she was parked ...

Insurance Company Requesting Cell Phone records  I had an interview with my insurance company claims investigator for the theft of my vehicle. During the conversation i got a feeling like he was trying ...

Bumper to Bumper  I was parked at a convenience store with parking space on both sides. front and back of one another. I checked several times before backing out and did ...

Can they really do this?  My truck was recently stolen from in front of my old apartment complex and was later recovered. The thieves used a key to take the truck but, the key never ...

Car depreciation after accident  A Moron hit my car in FL... Can I go after his insurance on the depreciation of my vehicle? I just 3 months ago brand new.

Answer

Nope. Most likely ...

damage of a parked car  my car was parked at my place of employment and a 16 year old boy was racing somebody in the parking lot and ran in to the passenger side of my car. I ...

Daughter lends car; driver has fender-bender  Our daughter lent her car to her friend while at college (VA). Her friend was backing out of a parking spot at the library and was hit in the rear bumper ...

Can I get the reimburesment check directly to me?  I was rear ended by a driver insured by Geico. The drive admits fault and Geico says they will take care of it. Damages to my car - over $7500 plus pain ...

Vandalism Claim  I live in Arkansas and while parked at a vehicle sales lot, my vehicle as well as two others were vandalized. My insurance company paid approx. 13% of ...

want a check to fix the damages as i see fit  i was rear ended the insurance company wants me to go through a place they use all the time but i just want a check for the damages and then i can use ...

I got into accident in snow storm!  I got into accident Mar 8th,2008 while under winter? or snow storm warnning.

My car is 2004 Toyota Collora,
and his car is 1993 Jeep Cherokee.

I ...

Stolen Car  My car was stolen over thirty days ago in Michigan. State Farm is investigating the claim as fraud. I have to have a deposition with their attorney. How ...

insurance co wont cover damage under hood  My car was in collision with front end damage and leading some kind of green fluid underneath. Car was towed to garage, then insurance co had me tow it ...

Question reference to At-fault Coverage  I live in North Carolina and my girlfriends daughters were involved in an accident where the other person was totally at fault (completely took blame for ...

Uninsured Motorist Property Damage Coverage  My insurance company is covering my auto damages under (UMPD), The company gave me a rental car until my car was repaired, however, they placed my name ...

Am I covered  A squrill or rat chewed up the wiring under the hood of the car ( estimate was 1500.00 to 3,000.00 )is it covered. I am in Texas have full coverage and ...

chrysler grand voyager in uk 34000 pounds  I HAD AN ACCIDENT IN FRANCE ON THE SWISS BORDER I HAD TRAVELED FROM THE UK

MY POLICY IS WITH CHRYSLER INSURANCE UK AND IS
UNDERWRITTEN BY NORWICH ...

Auto Claim Denied. What can we do?  I was being tailgated by a truck. I turned my indicator on to turn left. I was ¾ of the way into the turn lane when the truck pulled into the oncoming ...

Does health insurance pick up unpaid costs after auto insurance in Ohio?  I was hit by an uninsured motorist in August of 2007. I was taken to the emergency room and treated. Since the accident, the hospital billed my health ...