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Do you have an auto claim question? Are you wondering if the insurance adjuster is telling the truth? Are you confused about the claim process? Please submit your claim question below.

Auto Claim QuestionWe strive to do our best with our knowledge and experience in the industry. Please note that different jurisdictions treat the same situation or accident differently, so every insurance claim or set of facts might not be resolved in the same manner.

Most insurance companies follow a general investigation process and a similar way to resolve any given claim. However, there are many insurance claims out there that are simply out of the ordinary. We will point that out when we believe this is the case.

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Questions by other visitors (Answered)

Click below to see contributions from other consumers to this page...

I am a 18 wheeler driver got rear eneded by a another 18 wheeler driver 
I was driving down I-55 in Mississippi in my 18 wheeler when all of sudden a another 18 wheeler driver hit me in the rear of trailer. It was real foggy …

My car was hit while I was in a grocery store 
I was in the grocery store and when i came out I had a huge dent in my back left driver side wheel well that was not there when i went into the store. …

Can I request the loss of use of my vehicle in a total loss? 
I have a 2004 Chevy Silverado equipped with a very nice towing set up package. Our truck was totaled and we are having to rent a car until we settle with …

claim | two accidents, two damages, one payment 
On December 12, I was stopped at a rotary in MA waiting for traffic to pass, so that I could enter the rotary. The car behind be was stopped as well, …

Driver turned left in front of me | Driver lied about green arrow. 
Traveling northbound on a five lane hwy in the left lane approaching an intersection(one median turn lane and 4 traveling lanes) when an oncoming dump …

Geigo MIGHT not pay me for my car that was hit while parked 
My car was hit while parked in from of my apartment complex. It was legally parked. The issue is the car that hit me, his or his mothers insurance (Geico) …

Geico demanding payment 
Geico is trying to get us to pay for their insured damages after an incident we had with her, she told geico that we damaged her car. Geico never called …

Car repaired with parts older than my car 
My car was hit while parked in front of my house. I have a 3rd party claim with the other persons insurance who has taken full responsibility. The rear …

A car backed into my parked car, but they say I'm at fault 
I was stopped, with my car in park, at a gas station pump. Another driver had pulled clear of the pumps previous to my parking. I had my door open, and …

Why is it denied? 
Nationwide insurance company investigated my vehicle and stated another key was used to start my car and that I did not turn in the other keys when I stated …

Am I liable for someones deductible if I wasnt ticketed? 
I was in an accident where I slid and hit another car who then bumped into the car in front of him. The guy in the first car has little to no damage, he …

my car is under my father's insurance and my friend took it without my consent 
A Friend asked for my keys to get something out of my car, and decided to take the car for a spin without my consent, resulting in a collision with two …

Accident question | I am going to be paid? 
I was involved in an accident an it was clearly the other person's fault and she even admitted blame. However, I didn't have insurance coverage at the …

Renting a car not in my name  
I am paying on a car in my sisters name and insured under our parents insurance for three years. A person hit the car while it was parked in the parking …

Can I recieve lost wages due to the disabled vehicle and not being able to attend work? 
I was traveling down the interstate in the fast lane when I ran over a thirty five inch tire on a rim;it had came off of another vehicle and landed in …

I was rear-ended while at red light in left turning lane, both party have same insurance company? 
While at red light in left turning lane, a truck struck my vehicle on the left rear end of my car. young men on bicycles let my daughter use the cell …

Implied consent to drive a vehicle, and shared liability 
My son was given the keys to his friend’s car to get something out of the vehicle, he then sat in the driver's seat and the group decided to leave and …

Hit the door of a vehicle while pulling into parking space. 
I was pulling into a parking space, the space was clear at the time of my entry. After I entered the space and was approximately halfway in, a woman opened …

Low-balled estimate for damages (labor costs) 
My parked car was struck by a rented commercial truck. That driver is at fault and did take full responsibility. No question about liability. I received …

Hit in the parking lot, Driver denies damages, What now? 
I park my car in front of a store when I finish with my purchase walking towards my car a pick up truck hit may car, I scream to the driver because he …

Diminished value claim against Geico 
I am filing a diminished value claim in the state of Texas against geico filing in small claims court. The court said I needed to find out who represents …

Claim supervisor wanting owner authorization for repairs 
I have a 2001 Honda S2000 with 65,000 miles on it. I was at a complete stop and was rear-ended by a Semi-truck. He was going about 5 to 10 mph when he …

dimished value 
Insurance company telling me that because my truck had a claim on it for hitting a deer in 2008 that i can no longer claim the diminished value for my …

Passenger Statement in Auto accident 
Recently I was involved in a head-on collision. I was a passenger in the back seat. My driver, the front seat passenger, and I were taken to the hospital …

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Expired registration got into accident other driver's fault 
My vehicle registration has expired but I got into an accident, it was the other driver's fault and he let his insurance company know this. I'll be …

My pregnant wife was hit head on by on-coming speeder. Why do we have to pay anything? 
We have a 1996 Ford Contour and therefore only purchased MI PLPD - no fault insurance. My wife has hit, head-on and ended up in the hospital. Our claims …

Non public road accident | How to get this done 
I was at a stop light on a road, although a typical major road behind a mall and other stores, and was hit while i was stopped for a light. I do not …

Flipped the story after started the claim with the Insurance 
I was driving straight (North) on a road (rainy condition, 25-30 to my best knowledge) and other party (SUV) was waiting to turn Left (to drive South …

How to get my insurance company not to use used parts on my car 
My car was park legally in a parking space at the park parking lot a lady speeding through the parking lot hit my car now my insurance company state farm …

Multiple car accident | What to do now? 
Multiple car accident | What insurance company pays? I got into an accident few days ago. The accident involved 4 cars. I was fully stopped in the traffic …

Why am I expected to pay more now? 
I was in a minor auto accident a couple months ago. I hit the car in front of me, and I was named the party at fault. I thought my insurance was still …

State sales tax on total loss vehicle 
Is the insurance company required to pay the 6.25% state sales tax as part of the claim? If so, were is it in the law or case law ruling (please give …

Two cars, in same accident, under same AAA Policy. 
Accident in my driveway. Daughter backing out (2009 Civic), backed into wifes car (2008 Lexus). Both cars have damage - totaling a few thousand. …

Can a car accident lead to trasmission damage? 
Someone tried to make a left turn from far lane and crashed into me and was ticketed and charged with the accident. Can a car wreck damage your transmission …

Total Loss Settlement Taken Away? Is it possible? 
My car was stolen on June 19, 2010. My insurance company said they would start the settlement 14 days after the car was stolen. I finally got a settlement …

Settlement checks | How long do I have to wait 
On May 30, I was hit from behind and my car was "totalled". I had to go to the hospital-no serious injuries, but had ambulance ride and because of …

How do you dertermine who pays for the accident if you dont know who was at fault? 
I and another woman were backing out of a parking space in a shopping mall and we both hit each others vehicle. We both did not see each other and …

Settlement dispute with Farmers Insurance 
My husband was involved in a traffic accident at an uncontrolled residential intersection. He was traveling west to east on the "apex" of the road and …

Who's at fault for this left turn accident? 
I was turning left on a solid yellow arrow and the other party was going straight, tboned driver side of my car. I believe they ran a red light and they …

Are they trying to arrest me? 
November 5th i was scheduled to go out of town to pick up my sister who was being released from prison. I do not like to drive without vehicle insurance …

Same insurance co St Farm in car accident 
I was in an accident yesterday not my fault other driver was ticketed. We both have St. Farm. Do I need to hire an attorney? I am worried I have …

Double whammy | hit twice on the same spot by different drivers 
My car was hit while parked in early February by a car that was sliding on ice while parked. The driver left their name and insurance info on my windshield. …

Diminished Value | Am I entitled to it? 
I was rear ended by another driver. My vehicle was fixed but part of the repair included work to my frame. I just tried to trade my car in hopes of purchasing …

What should I expect? | Car accident 
Almost 2 months ago I was involved in a car accident in which I hit another vehicle from the rear. The vehicle in front did stop suddenly and with very …

Truck was stolen, then recovered. Insurance Company is saying I can't buy back truck for salvage value. 
On December 26, 2009 my truck was stolen. Two days later it was recovered, minus my custom rims and tires, and stereo. Now Farmer's has my truck at …

why would an insurance company want you to sign over power of attorney for a total loss 
Car lost traction on ice fishtailed sideways, was hit by a truck in passenger side on Dec 23, insurance co sent request for a power of attorney form to …

Who is at fault in a driveway accident? 
A neighbor parked his car in front of my house so that one end was blocking approximately 3 feet of my driveway. When I backed out that night, I looked, …

Lemon Laws/Grace Periods and Car Accidents 
I have a bit of a weird situation/question. A friend of mine who lives in another state (Idaho) purchased a used vehicle last week. She initially tried …

Door ding | Should I file an insurance claim? 
On a windy day I got out of my vehicle and reached in to get my jacket. The wind came up and pushed the door open further and dinged the car next to me. …

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Determining liability on parking lot accident 
Last month, I was involved in a parking lot accident. I was pulling out of a slanted parking space and was almost done reversing when I felt the impact …

Determining liability | Fault dispute with my own insurance company! 
I have recently been in an auto accident with another vehicle, and the insurance companies are now trying to determine liability. My insurance company …

Auto Claim Denied without good reason? 
I have compressive and collision full coverage. So i went out to a club aug 29 and totaled my car on the way home. It was a pretty bad wreck totaled car …

Parts No Longer Available | How do I fix my car? 
I was recently involved in an accident in which the party at fault did not have car insurance. My insurance (progressive) paid to have my car fixed. …

Percentage of negligence on pain & suffering claim - 4th car in 4 car wreck 
My sister and I were involved in a 4 car wreck caused by a 5th car that left the scene of the accident. We were car #2 in the actual wreck. We were …

What to do with this accident? 
My auto insurance elapsed. My vehicle was involved in a wreck. the other drivers fault. Can I still file a claim and receive full amount for my vehicle …

Accident settlement and damages 
I was hoping you can help. I was rear ended a few months ago in DC. Other driver sited. I sustained Neck, Back and Knee injuries. My knee required surgery …

Forced placed insurance 
The bank placed insurance on my financed car from July 1 to Dec 1 because I didn't have coverage. Annual cost was $2700. I got my own policy on Dec 1 and …

Person at fault wont return calls by their insurance agent 
I was hit from beyond on 09/29/09.The driver who hit me was driving his fathers car. I called in the accident on the day of the accident to his insurance …

If you feel a police accident report has wrong information, what should you do? 
I picked up the accident report and it has the wrong company that towed my car, and the other driver as having no ins on their veh. …

Can I claim diminished value for a leased car? 
I leased a car about 18 months ago, my car has around 9000 miles and a driver rear ended me while I was making a turn. The police officer cited the driver …

Who is at fault for this car accident? 
I was driving Foster City Blvd. (Two lane road in both side) when I reach Foster City blvd. cor Marlin Ave. I stopped (full) because it was a four way …

Hit and run - stolen car 
A few days ago I was involved in a hit and run. Both my car and the car that hit me were totaled. The two individuals in the car that hit me got out …

Unauthorized driver wrecks car 
Good morning, I live in ga and my daughter lent my car to a 32 yoa friend who had an accident. No citation issued, but in the report she states she is …

Personal Injury Claim and damages questions 
Say a person is involved in a auto accident. Calling this person bob. The other person is at fault and admitted it on a police report. Call this person …

How long can an insurance investigate a claim? 
My truck was impounded by the police 4-23-2009. While impounded it went in repo status. The finance company hired a towing company to retrieve it and …

What if I hit a tree and there were no other parties involved in the accident?  
I swerved to miss a dog and hit a tree. There were no other parties involved and the dog ran away. Nobody was injured, including myself, so I just drove …

Insurance won't pay because lack of damage doesn't support injuries 
I was a passenger in a rear end collision. The other party claimed fault and yet their insurer refuses to pay for my medical bills and compensate my wage …

Geico no fault insurance (lost wages) 
I was involved in a 1 car accident last year on my way to work. Witch has resulted in my having 2 knee surgerys and possible more. I have been out …

I was rear ended last night 
I was rear ended last night by a drunk driver and the arresting officer must have written down the wrong name of the drivers insurance agency or it must …

No fault accident new car | What can I do? 
My wife was in an accident for it was determined that she was not at fault. The other driver was ticketed and at fault. Our car is 2 months old …

Is it 50/50 or is he 100% liable? 
my husband was backing out of a parking space coming home from work when he hit a moving car behind him, he was only going 2-10 kilometers an hour. At …

Fender bender in my driveway | My fault? 
I was backing out of a driveway onto a residential street and backed into the passenger side middle door of a mini-van. I didn't see the vehicle approaching …

What are my rights in car insurance claim? 
Recently a neighbor backed into my brand new parked car instead of his driveway. He gave me his insurance info and I reported the claim. It turns …

Disputing determination of fault - Injury accident  
Son is taking protected left hand turn and is hit by driver running red light. Time was approximately 12am. less than 2 blocks from our home. Driver …

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The point of arbitration VS accepting liability? 
I was in an accident where a very young driver reversed into the side of my car. The accident took place in a parking lot I was driving through. She …

How to determine the crash rate | speed of the accident 
I was hit a few months back. I stopped at a stop sign and when i pulled out a vehicle with no lights on t-boned me, and I spun out, is there anyway to …

Automobile Parking lot accident 
I want to know who would be considered at fault for this situation or what the laws are for this situation in my state of Washington. I was in a parking …

No auto insurance | effect on fault 
I was involved in an accident where the other party was at fault. This is on the record by the police report, admission by other party etc. I, however, …

Sign A Release of All Claims and Rights? 
I have agreed with the insurance company (farmers insurance) on a settlement for a. medical expenses, b. lost wages, and c. general damages for a household …

Actual cash value vs. market value 
1) Is the actual cash value same as the market value of a totaled vehicle? If no, what’s the difference between them? 2) The at-fault car insurance …

Insurer requesting a POA 
My insurer is requesting a POA on my claim. What is a POA and why is it required? The car has been taken back to the bodyshop twice now, and now they …

Question about comprehensive 
If I was involved in a car accident due to bad road conditions ( snow and sleet) would it be covered under my comprehensive. Answer: Probably …

Settlement amount to ask for of at fault drivers ins co 
Auto accident happened 7/23/07 in Florida. I have received payment for my car which was totaled. We were hit from behind while waiting for the light to …

I'm being sued 
I rear ended someone back in 2007. I received a subpoena today from the passenger in the other vehicle claiming for $200,000 worth of damages. The …

Accident while in a test drive 
I was recently involved in an accident with another driver while test driving a vehicle owned by a dealership. no sales associate was in the vehicle at …

Backing out is blocked - Fender Bender 
I was parked in a private driveway visiting a friend, the driveway is steep. Another visitor to the house parks his car on the street and goes in the …

Car Accident Repair Appraisal Low 
My truck was hit while parked the person called her insurance co. they came out and gave me an appraisal which was less than the one I got.The appraiser …

Unlisted Driver on Auto Insurance Policy 
I financed a vehicle back in December of 2005 for my significant other. We are no longer married and were not at the time of vehicle purchase either, but …

Who's at fault when a driver hit a hydraulic lift gate on a parked truck that was unloading. 
I have an insured who was unloading an ATM machine, he went into the store for 2-3 minutes. The insured left the gate down on the truck and another vehicle …

Total Loss After Repair Estimates 
I was in a car accident on oct 26,2007, reported to the insurance company. adjuster came out estimated damages $4700. Two weeks later the called me and …

No Damage Car Accident - Is Reporting Wise? 
I was parallel parking and then proceeded to get out of the vehicle. A minute later a man came up to me and said I had "hit" his car and damaged it. …

Is usaa trying to screw me? 
I hit their client at 45mph as he was attempting to make a u-turn. His fault as the police report states. Failure to yield to oncoming traffic. Damage …

Stolen Car 
I had my car stolen at a friends house, the keys were on the table, I don't know who stole my car due to a lot of people coming in and out of his place. …

Gap Insurance Coverage after Allstate denied claim 
Hi my stolen vehicle claim was denied, allstate claiming none of the security features were tripped. No charges were filed on me (innocent). Will my gap …

Dimunition of value 
Hello there, About two weeks ago, I was in a t-bone car accident, I am the claimant, the other auto insurance admitted fault, and now the adjuster and …

Claim Check 
I am meeting with the Adjuster at the body shop who will take pictures, get the estimate and hand me a check that day for me to take where ever I want …

Allstate insurance claim denied 
All state denied my stolen car insurance claim. They stated none of the security features were by passed there for the car could not have been stolen. …

Valet parking theft 
Hello, A couple of days ago, I parked my car in a casino underground car park, and the valet took my car from me and parked it up. I came down from …

Valet Parking Accident My 2008 Honda CR-V 
I live in Manhattan and I have to park my car in a Garage Parking 2 blocks away from my building. I pay it monthly. It's a valet service, so every …

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Other Party Refuses to Cooperate 
I was involved in a car accident on July 16th where I was making a left hand turn and was hit by a car running a red light. At the time of the accident, …

Possible Total Loss - What to Do? 
On July 19, 2008 I was involved in an auto accident. Other driver blew stop sign and came across highway. I T-boned her. Cop said she failed to yield …

What if I choose not to make repairs? 
I own my car, no finance company involved, I hit a deer and the adjuster came and looked at my car and mailed me a check for the damages, I am choosing …

Car depreciation after accident 
A Moron hit my car in FL... Can I go after his insurance on the depreciation of my vehicle? I just 3 months ago brand new. Answer Nope. Most likely …

Can I get the reimburesment check directly to me? 
I was rear ended by a driver insured by Geico. The drive admits fault and Geico says they will take care of it. Damages to my car - over $7500 plus pain …

Consulting an Attorney, or Arbitration? 
If I'm not satisfied with the ruling of the adjusters on my accident claim, what are my options? I've been told that if my case goes to an arbitrator, …

Adjuster wont accept liability 
I was in an accident. The other party is covered by Country Insurance & Financial. I have the police report and pictures showing the other party was …

cracked fram 
I was recently in an accident and my truck has sustained frame damage. The tires are no longer in line with each other and more importantly a crack in …

Drunk Driver & Pain and Suffering 
In our situation we were hit by a drunk driver, does this automatically mean he was at fault? And to file compensation for pain and suffering do I need …

why wont they pay for it,or accept fault? 
Details, well my girlfriend was driving westbound on a 4 lane highway in athens county ohio. A schoolbus (Indiana Insurance) was going east and hit …

totaled '95 Ford Escort 
A friend's son slid on some ice in his SUV and into the side of my parked '95 Ford Escort station wagon. I was not in the car at the time. The damage done, …

What am I Entitled Too? 
Hello, My wife was in a vehicle accident about 10 days ago (we live on long Island, New York). It was not her fault as the other vehicle disregarded a …

Insurance company deciding fault/ how to fight it 
My husband was involved in an accident where he was unfairly ticketed. He was ticketed based solely on the statements of the other two drivers involved …

demand letter for medical  
I was in an accident awhile ago and have recently finished treating with a chiropractor and a Dr. the car was totaled. I kept the car and fixed it. …

our truck should be totaled but they want to fix it 
A man pulled out in front of my husband when he was going 45mph. my husband t boned him. the other mans insurance is the one to fit the bill. the frame …

Totaled car and ACV less than loan payoff 
My car appears to be totaled, and the actual cash value is likely to be less than the payoff amount on the loan. Your discussion of Lienholder's Financial …

How to get total loss or diminished value from GEICO 
Last November my wife and I were involved in a major accident that substantially damaged the rear end of our three week old 2007 RAV4. We had the RAV …

Total Loss of a Dream Car 
I was involved in a freeway accident. A dolly fell off of a semi truck, who kept driving, and the 1st vehicle came to a complete stop on the freeway after …

total right off-what are our rights 
We have a mercedes benze 320E elegance.I was parked in the road, when a 32 ton lorry backed into it.We know who done it, they have agreed liability. Our …

Larry miller auto dearlership  
They forgot to put the oil plug in my lexus and my engine blew in about 10 minutes. They said it was a slug problem. So they said its your problem. …

What to do? 
In sept, a triaxle dump truck full of stone plowed into my 2005 Honda Odyssey 20,000 miles in excellent condition. The driver got out of the vehicle to …

No citation, no pictures or evidence 
I was involved with a disgruntled driver who slammed on her brakes several times off of a green light to scare me? Or cause me to hit her? I barely …

Where can I find laws to support particular arguements? 
I have examined the CCC report, and only two comparable vehicles are included. The closest one is 200 miles away. This is certainly not local, and this …

Do I have a claim 
my truck was parked outside my rented house while i was at work a branch which was rotten fell onto my truck roof causing $ 4100 damage the truck was valued …

stolen vehicle 
I own my vehicle and it was stolen and recovered after 9 days. my insurance company is going to pay the claim but their adjuster quoted a repair price …

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left turn liability question 
Two southbound lanes and 2 northbound lanes are separated by a center turn lane. Car (A) is southbound in the furthest lane from the center turn lane. …

Value of totaled car 
my insurance (State farm) has offered to settle for $5750,less $250 for existing damage,on a 1999 Camery wit 115k miiles. They got this number from the …

"Borderlining the threshold of a total loss"? 
I called my insurance company today to inquire about the status of my claim, after allowing sufficient time for a promised call back that never came through, …

Rear-ended another party 
I was responsible for a rear end accident which I believe to be a minor fender-bender. My insurance company estimated the damages to my Tundra as minimal, …

How long until they make a decision 
My veh. was hit by a tour bus that is insured by the above. Both veh's. were driveable from scene. Tour bus was in right lane (for straight),my veh. in …

Total Loss Negotiation with Insurance Company 
My 2000 Volvo SE has been determined a total loss and the amount they are giving me is pathetic. How do I negotiate? Linda Answer: As noted …

Total Loss Appraisal 
I am currently in the midst of a property damage claim, and am having trouble with the insurance adjuster. I have a 1992 Honda Civic, which was totaled …

bodily injury claim of minor 
my 15 year old daughter was involved in a auto accident, she was a back seat passenger, and was sitting on the side where the other car hit them. A …

late auto claim 
About a year ago my wife side-swiped a big rock on her 2004 Lexus E300 and tore up the passenger side door. She was embarrassed about it and did not file …

Settle on a Total Loss 
My 1998 Subaru was hit by another driver one month after I paid it off. Their insurance company has accepted full liability. They have not yet gotten …

Should I use my insurance or the other party's insurance (their fault) 
My parked car was hit by a young driver and is going to be totalled. They have insurance and I am covered with collision and comprehensive. I was told …

car accident in parking Lot 
am i covered for an accident in a shoping center "car park"? -- Answer We are having a hard time following your questions. If your car is parked …

total loss evaluation issue 
Hello, I was in a minor accident in las Vegas Nevada. i have an older car -- a Toyota Camry v-6 with 70,000 miles in excellent shape - really! and …

Usaa ins is trying to screw us 
we bought a boat and had it for six weeks.We were in an accident and were 100% not at fault.We paid 5000.00 for the boat. The ins co usaa is offering us …

car accident not my fault ...whose insurance for faster service 
I was in a right of way accident, where the other car was turning left, and hit the left bumper of my new car and damaged my headlight, bumper, foglight. …

Older vehicle depreciation? 
I was rear ended by a careless driver. After 2 months of trying to find a used bumper for a 10 year old truck in excellent condition, the adjuster agreed …

how do i locate this specific auto insurance company (us auto ins co) 
I was in a wreck and on the police report the only information listed was this name that I cannot find an agent or phone number or web site: Answer …

Minor giving a recorded statement 
My 16 year old son was involved in a Auto Accident. A lady pulled out in front of him and he hit her. She recieved a citation. When I finally got …

How long does the insurance have to claim fault? 
It been almost 1 week since the car accidents. The insurance is still waiting to contact the other driver who should be at fault. My question, how …

Vehicle Totaled 1997 Buick Century 18k miles 
I purchased my grandmothers 1998 Buick Century for two reasons. One, I got a great deal and Two, it only had 17,500 miles on it. Number two was the …

Determining fault from an insurance company's perspective 
I was in an accident 3 days ago, a driver sitting in line in the oncoming lane decided not to wait any longer, and made an illegal u-turn into my lane …

Will My Auto Insurance Rates Go Up? 
I have a Florida Policy, and I fell asleep behinding the wheel very late at night. My car veered off into a median with trees and scrubbry, which caused …

Auto Insurance general question  
Why is it that insurance companies can get away with "their loopholes," causing everyone to have to get lawyers to know their rights? It seems like …

Colorado Accident 
We are residents of colorado. While on vacation, we were in a car accident in the state of Utah. The accident was declared not our fault. The insurance …

Title and Registration Fees 
My car is considered a total loss. Am I entitled to recieve back the amount of money I paid 2 mos. ago to title and register my car in Wisconsin? If …

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Gap Insurance 
I was at fault in an accident. The repair company thinks the car may be totaled. I have Gap Insurance and I don't know what this covers? Can you help? …

Drunk Driver Hit us 
My wife, my sister and her daughter and I, were involved in a three car accident caused by a drunk driver. Police report says it was the drunk drivers …

Dollar awards for personal injuries 
Where can you go to obtain information that documents the pain and suffering awards for automobile injury cases that went to trial in a specific jurisdiction? …

Wage loss 
My 17 yo daughter was rear ended in a car accident in Feb, 07 and had to go to the emergency room. As part of her pain & suffering claim, I'd like to include …

Rights of A Second Opinion 
I was involved in a accident in Georgia where my vehicle was damaged. The 3rd party adjuster hired by GEICO came to my home to look at my truck. They …

Market value vs true replacement of car 
The other car at fault insurance told me the market value of the totaling car. But, I am not able to buy the similar car with that amount from the dealer. …

deductible waiver issue 
My wife was involved in a unattended rollaway accident where the owner of the other car was found at fault. His company is Progressive and they say the …

pressure from claims adjuster 
I was in an accident. the other driver got ticketed for "failure to yield right of way". the police officer at the scene of the accident told me to contact …

stolen motorcycle claim 
I have a stolen motorcycle claim and the insurance company is giving me a hard time even though I gave them all the information they needed. What can …

Should fender-bender be reported? 
On June 13, my son backed out of a parking space and scraped the bumper on the next car over. There didn't appear to be any tears, dents or broken …

What do I need to do in this case? 
I am terribly disappointed with Geico. My car was flooded 4 weeks ago and until now I didn’t receive any update about it, even though I talked to 3 …

Single car impact with center divider due to tire blow out, is this my fault? 
I hit the center divider after a tire blow out. The tires were in good condition (had been rotated about 1000 miles before.) No apparent road hazard, …

Percentage of fault at an uncontrolled intersection accident 
My wife was involved in an accident at an uncontrolled intersection. This was a residential neighborhood with a 25 mph speed limit, in WA state. The …

Making a left hand turn but she lied about where she was 
I was making a left hand turn during a yellow light while I was traveling north bound. A girl I saw traveling westbound struck my car. I assumed that …

why do I have to pay for my rental car when the accident is not my fault? 
On 4/16/2013 I was proceeding thru a green light when a car driven by a man with a suspended licence ran the red light & hit the back passenger side of …

Auto Replacement Value | Third Party Claim 
On Feb. 20, 2013 my wife was involved in an auto accident. She was driving on Highway and was struck from behind. My wife was following a road grader …

How do I get insured to sign off? 
A friend took my car to work and it caught on fire; I don't know how. However, his insurance agreed to cover it as total loss. They evaluated acv …

What is the time frame to sue an insurance company for an accident? 
I had an accident 1 yr ago I hit 2 deer jan 1,2012 and the car was damaged pretty bad(I have witnesses who were behind me and saw everything). One …

Wrongful death claim against employer for sending driver in unsafe conditions 
My father’s employer sent my father on his route delivering parts to the eastern shore feb 1 2013 in a snow storm. It wasn’t snowing in Baltimore …

Insurance company of at fault person wants to total my car | I disagree  
My car was by another car and the police officer gave the other driver a note of being at fault. He called a local company to tow my car- which they …

Insurance company failed to contact me, they claim insufficient contact info | Statute of limitations expired 
I was a passenger in a vehicle when the driver crashed while rounding a corner speeding recklessly. The car rolled over and my right arm was injured …

Who is at fault? | Vehicle on left lane or vehicle turning into lane 
Last night I had a wreck. I was driving 65mph (that's the speed limit) in the left lane going north and a guy pulled in coming from the west. Crossing …

Return to previous state? | I had a car and now I do not 
A guy pulled out of a parking lot and right into me! His insurance company accepts liability and are totaling my car. What they are paying and my gap …

Will the insurance company waive my deductible because a driver turned in front of me and I slid on the ice and hit a tree 
I was driving down the main street in my subdivision on Monday, January 28th, 2013. The schools are all closed due to a winter weather advisory due to …

Totaled but at fault party lied 
A man was driving on wrong side of road when I seen him looking off at the road. He was getting closer to me so I got over to a hill. I close as I could …

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Can I claim for suffering? car hit my parked car and bounced off ,then hit gas station I was in? 
Car was entering parking lot. Driver did not slow down. Car sped up hitting my parked car. Then bounced off and struck store front. Car came thru front …

Fender bender with no damage | Now being sued 
I was coming around a corner in my condo development one morning while another vehicle was coming around at the same time we could not see each other and …

Very new claim for a new customer 
I bought insurance on the 13th I hit a coyote on the 15 at the at 5:30 am I let my other insurance go because they kept raising the price. Now I'm …

Can I be held responsible if a friend wrecked a borrowed car? 
Last summer a friend picked me up in his car, I am 18 he is also. Friend wanted to go to movie with a girl so he had me drop him off at the movies and …

Bad Situation | I don't remember what I did 
On a Friday night I enjoyed some time with some old friends I haven't seen in years. We decided to visit a Hookah Lounge which was a first time for me. …

I have no insurance and another car hit me from behind | What do I do? 
My car was hit in the back my child was in the car. I have a claim and the insurance trying to pay my child 750.00 for her pain and suffering but the …

A friend was using my truck for the night. Road was black ice and hit a bolder 
A friend was using my truck ( Dodge Ram 1994)1500.. for the night and the road had black ice on it, which made him slide off the road and hit a bolder. …

My husband asked a question to the insurance company about the front windshield? | Now we have a claim 
We have comprehensive coverage. My husband went inside and asked if we were to get it replaced but not now. The small area is at the bottom of the …

Car repair payment given to me and the lien holder | Will they release the funds to me? 
I was in an accident and the insurance company has written a check to myself and the lien holder. However, I have a friend who does excellent body …

Insured driver not present | Effect on the claim process 
If I crashed into someone’s car and the named driver wasn’t present. However; they called to make a claim when another person was responsible for the …

Rat infestation | Coverage for damage vehicle by rodents 
Got my car back in the country (in USA) after 4 years in October 2012. I shipped outside the country 4 years ago. Next day after arrival I added …

Mercedes head rest splits and there is a head injury | What can I do? 
If I'm driving a Mercedes and the head rest split open and I get injured is the company at fault. I got hit from the back and the head rest split open …

What constitutes leaving the scene of an accident 
I was traveling my car down the road, moving slowly, I heard a loud bang behind me and looked in my rear view mirror and saw cars hitting each other. I …

Collected twice for same damage |What to do? 
I was hit in the back bumper while backing out of a space. their insurance paid for the damage. I pocketed the money and didn't fix it. Three weeks …

Who would be at fault? Car door open when vehicle hits it 
We were stopped and opening our car door in a church parking lot to get out. A car pulling into the parking space next to us, hit our open car door. …

How much will my 2003 Toyota Camry depreciate after a rear end collision? 
My car was hit by a dodge van and the driver admitted he had accelerated when he hit me. The car sustained extreme damage to the left rear bumper and tail …

Someone hit my parked car and I don't have insurance on it 
My car was parked in front of my house and someone backed out of our next door neighbor’s driveway and said a Pepsi bottle got stuck under his pedal and …

Double Deductible 
I recently ran over a metal object in the street and it caused damage to something underneath my vehicle. After the claims adjuster evaluated the damages …

Hit by drunk driver who was arrested 
I was hit by drunk driver who was arrested after that. I was with a friend in my car. I have only liability insurance and the other party has full coverage. …

Accident on making illegal u turn | Am I at fault? 
I made an illegal u-turn and the car behind me crashed into the rear driver side door. The road was 2 lanes on each side and no left turn lane. I slowed …

Car accident with no one at fault 
I was the driver of a car. Just going round a bend there was a vehicle in the middle of the road, driving on both sides of white line. I slammed on my …

Is car insurance void if wrong engine size was given to insurance company? 
I was in a car crash, my friend was driving, we hit a wall he has comprehensive car insurance but told them it was 1.4L petrol engine but it was actually …

How much should total value should I ask? Can I ask around 7500$ for Hundai 2000 model with low mileage 
How much should the total loss value should I ask for? I met up with accident and the other party is at fault. My favorite car is damaged. It was giving …

One week old new truck in accident where individual was killed 
We purchased a new Ford F250 Diesel 2 weeks ago. Last week on way home a young man who was probably impaired (knowledge he was into drugs) ran a stop …

Provisional license valid until 18 years old? 
My son received his license at 16 1/2 and is perfectly aware of the 11pm curfew in Ca. However I am lost as to why he can’t drive with passengers in the …

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Saw only an emergency doctor and one visit to the free clinic. 
My daughter was a passenger of a vehicle that was struck by another car in June. The insurance company recognizes that the other driver was at fault. The …

in auto accident with a used car dealerships uninspected loaner car with dealer plates; 
I was in a serious accident - flipped the car- due to poor steering (busharms?) He has taken money from me that I gave to him because he got mad at …

What is a reasonable amount of insurance to have on my car? 
I am a 60 year old female and I drive a 2000 Hyundai Tiburon SE mid-life crisis car. The crisis is over and the car is still running great. I am now …

Geico claims denied 
The following happened to me. I made a deal to lease a new 2013 Audi. My dealer agreed to buy the car at the payoff owed to Audi financial. Since we ordered …

Who is at fault if I was turning left at 7:30 pm at night and truck hit me traveling fast with no headlights 
I was coming home from picking up my fiance like I do every evening about 7:15- 7:30. We were traveling straight on the highway, I proceeded to turn …

Leaving the scene of an accident 
I lost control of my ford pick-up and totaled it. I then left the scene. I went to a friend's house and feel asleep the next day I called the insurance …

Car accident and they are not even looking at the vehicle | Is it legal? 
I was involved in an accident with a drunk driver. My truck is at a shop and the drivers insurance has been paying the storage fee. I've still have …

They say it is a total loss?  
Someone hit me on the right side fender and bumper it just a little dent and paint on it but united. Automobile insurance trying to say it a total …

I was given a warning ticket | Should I file a claim? 
I worked a festival and upon leaving that festival I was getting ready to turn right and a pedestrian going to a wedding walked right in front of my car …

Who gets the insurance check? 
Hi I'm a buy here pay here lot. I have a client who signed for the truck. She's the only one on any Paperwork. She was in auto accident. On 9/14/2012 …

is my insurance void if I have an accident on a no access road? 
I park my car in a no access street as it is near to my child’s school and there is room. If I accidently hit a parked car, will my insurance pay for …

Will my insurance go up if a passenger injured himself and files a claim? 
I was dropping off my friend and as I was slowing down, he opened the door and got out while the car was still rolling. The back tire ran over his …

PI Paralegal has a question regarding Chiro fees 
Hello, I hear so often when negotiating a PI settlement that the Chiro fees are over the general fees in that area. When I ask what information/data/charts/stats …

Wrongful death claim for girlfriend?  
My boyfriend died in a car accident due to someone giving him their car keys while he was intoxicated and he was killed. Do I have a wrongful death claim …

Mechanical Issues after tree damaged vehicle 
Our F450 incurred storm damage - a large tree got blown down and landed on the front of the truck. Crushed the hood and windshield, various other body …

Car accident | Other party had no insurance 
My husband was in a car accident and it was the other driver fault. At the time of the accident the police said that they took this person to the hospital …

Person hits his truck with my car 
a person was driving my car without permission and hit his truck with my car in the driveway. will his insurance company cover it?

Insurance company/adjuster may be involved is some kind of fraudulent scheme.. 
I was involved in an accident, I was turning left on a green light and green arrow entering the express way. As I proceeded through the intersection following …

Damage from vehicle trailer breaking down in front and hitting my car 
I was driving and the truck driving in front of me part of his trailer hitch fell off and damaged my car. The metal piece fell off and hit under my car …

They are claiming inconsistent damages with the collision, should my insurance pay? 
Got a car crash only police report - states no visible damage and the case was closed. A month later the person claimed left rear corner panel damage. …

Parking Lot Accident 
My vehicle was parked in a parking space in a parking lot off to itself; someone driving a truck parked behind me too close to my bumper and scratched …

Who has insurance coverage on the car? 
My son needed a better car to travel to and from various locations in regard to his new job. He purchased a used (2007) car from the used car part of …

How will hitting a wall effect my car insurance? 
My car was broken into, and when I went to glass repair place I hit the wall pulling into their garage. I received an estimate for my damages from …

Personal Injury? motorcycle 
Have full coverage motorcycle policy, On way to work not long ago had mechanical issue with the rear of bike that cause me to crash. There was no other …

Personal injury in a motorcycle? 
Have full coverage motorcycle policy, On way to work not long ago had mechanical issue with the rear of bike that cause me to crash. There was no other …

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Want to know process and how long it takes for claim to be finish 
March 6th of this year I was rear ended my car has already been repaired but my loss wages, medical bills and pain and suffering hasn't been paid. …

Can I sue my kids father when my kids and I was in a car accident with him and he was found at fault 
My daughter and I was at my son's baseball game we didn't have a ride home so he offer us a ride and I took it. His wife called and found out I was …

Special Investigations and Rental Car Being Denied 
I got insurance with Geico in orange county California. My car is a 2003 Nissan Altima. I've had their insurance for 3 months. I parked my car on the street, …

My vehicle was rear ended and its driver had no license 
My boyfriend was driving my car and was rear ended However, he does not have a license. The other driver admitted fault and it's on police record. They …

Claim for total loss and storage fees 
I was rear end by a man in a company car. My car was totaled out it took 5 months to get my check for my car and for his ins. company to pick the car up …

Hit by nyc yellow taxi crossing the street  
I was in the pedestrian walkway light was green to cross. I was hit by the taxi on the right leg rolled on top of the cab then thrown to the street …

Small fender bender | High damages 
My wife was in an accident on 11/1/11. She hit another car from behind. They were lined up leaving a parking lot and my wife's foot slipped off the break …

Answer to Did not tell the insurance company about the DUI 
I received a dui and totaled my vehicle... I didn't receive a police report from the police and I told my insurance company that I totaled the vehicle …

Car damage happened in two occassions 
I damage my rear bumper recently, haven’t reported the incident to my insurer yet but I went to a repairer for a quote to find out if the cost will be …

My new car was vandalized at a car lot. I withdrew my claim..... 
I bought a car from a dealer who also has a garage. My car was having work done on it at the garage where I bought it. While it was sitting overnight …

Son drove girlfriend's car that is in parents' name with her permission but not theirs.  
Son drove his girlfriend's car with her permission but three weeks prior to that night the parents told him not to drive it. On the night of the accident …

I rear ended a car, I settled with them there, now she has back injuries? 
I was driving on the 710 freeway in bumper to bumper traffic and I rear ended a car at about 25 miles per hour. The other car had some paint peeling, …

Insurance Company paid registered owner instead of lienholder 
The registered owner has full coverage -the insurance company sent the check to the REGISTERED OWNER for repairs then it was deemed a total loss to much …

How long do you have to report a claim? 
on May 3rd 2012, I accidentally backed up into a coworker's vehicle and caused some damage to the headlight. I told the coworker about the incident …

Parking lot accident 50 50 decision?  
I was at the store on Friday and backed out of my parking space. I was stopped in the process of getting ready to go forward when a diesel truck backs …

Pulling into a space when I was hit by speeding vehicle 
I drove in to my apartment complex and pulled into a space on the right. The driver behind me was speeding and hit my back passenger tire and door with …

Filing a claim for vehicle with a lot of issues 
I have a 2005 Nissan Frontier. My truck has been having transmission problems for almost a year or so. Recently, I've been doing some research and I …

My car was hit from behind in a parking lot while I was in the store 
My car was hit while I was in the store. My daughter, 26 yrs old, was with me. My car was parked facing the store (north) the girl who hit my car had been …

My car was hit in parking lot, car parked next to me said I hit his car 
Parked in private parking lot. at 9:00am, when I came out my car was crashed into the car on the right. the man behind me said I smashed into his car. …

CA-BI claim- medical. Amount billed vs. amount paid 
In CA should value of bodily injury claim be based upon amount billed by medical provider or the amount paid by the personal medical insurance company? …

State Farm has plundered my Farm 
Who has the right of away? Motorist 1 is in the right lane making a right turn, signals on and is into the driveway of a Taco Shop, or Driver 2 who enters …

What to do in this case? | friend killed by a drunk driver 
My friend was riding a Harley and was hit head on and killed by a drunk driver. Just recently learned that her Harley did not have insurance but the drunk …

Closing an auto claim with lien holder without collecting a claim check because of bankruptcy? 
My vehicle was involved in an auto accident this vehicle is now a total loss with a total loss claim over $7k. However this vehicle it’s under bankruptcy …

Got T-boned By a Driver who was speeding through a crossroad.  
Ok, so yesterday I was at a 4-way section, I was stopped at the stop sign waiting to go straight, I looked both ways and waited for the car on the right …

Hail Damage  
I was out of town and got hail damage to my car on April 28 Saturday night. I drove my car back to my house 5 hours away called insurances company and …

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Kids in a hit-n-run car accident!! 
My two kids ages 6 and 8 were in the car with my sister when her car stops on the freeway she had her emergency flashers on. Everyone else was going around …

Who pays if your car is insured by two companies 
I recently purchased a new policy which was effective immediately, and my old policy is still effective until the first of the month. Which is responsible, …

Diminished Value Claim | Can I Sue My Insurance Company? 
I have been insured with State Farm for over 20 years and in September 2011 my truck was stolen and wrecked. The guy that stole it was caught and …

Got into accident, pay or file claim? 
I live in Massachusetts and have a 7-year perfect driving record. What happened yesterday was after a really long and tiring day at work. I have accidentally …

How do you perform your duty to mitigate when your means of earning an income is taken from you?  
Around the beginning of February I resigned from my nursing job so we could move to El Dorado County, 3 hours away. We made several trips emptying one …

Another car made an illegal u-turn and caused an accident 
I was stopped at a stop light, 3 cars down waiting to make a left turn. The light turned green and the car in front of me accelerates. While in the …

Damages to wife's car in vehicle accident 
My wife and I have just separated, I moved out last Saturday. last night I called in to arrange to see the daughter. An argument evolved and I stormed …

Wrecked rental car!  
I was added onto an enterprise rental (was my moms rental) as an additional driver because my car's transmission was busted. I was looking for a car and …

Settling and auto accident claims 
I was rear-ended by a car and pushed into a car in front of me while waiting at a stop light. I went to the hospital the next day to get an evaluation …

Failure to yield? 
I was about two car lengths behind an intersection and the light had turned yellow. A car was in the middle of the intersection so I was in the speed between …

Green light intersection 
light is green at intersection cars are moving, car in front decides to stop for no apparent reason causes chain reaction accident. Who is at fault …

Car CRASH!!! 
I was In a crash with my buddy, it was his fault and his car was totaled out. I had 11k of medical bills. The insurance agency my buddy has is state farm. …

Impacted in same area as previous damage! 
On 12 April 2012 a woman made a U-turn within a neighborhood street and gashed the passenger side front panel and door, and continued to scrape the back …

Vehicle registered to me but not owned by me, am I responsible? 
I gave my ex one of my vehicles and had relinquished all rights and responsibilities to it. I got an email from the DMV confirming this. Maybe 3 months …

REARENDED OTHER DRIVER AT FAULT  
I was turning onto a side street. There was oncoming traffic, I was stopped with my signal light on when a pickup truck rear ended me. Damage was to …

Not at fault for the accident but other car insurance will only pay 60 % liability  
Was in an accident where I was going through a green light and another car made a left turn in front of me and I could not stop in time. The officer …

Is agent's advice correct? 
My van with commercial insurance is parked on my property next to a wood fence with the rear cargo door open. The wind blows the door into the fence damaging …

Who's responsible? 
While in New York,I was stopped at a red light and the car behind me was also stopped when a third car hit the second car from behind causing the second …

Alleged hit and run 
I bumped someones tire with my tire. I caused no damage. However, the other vehicle had existing damage. I am now being accused of hit and run, the …

Third party loss 
Another individual was using my heavy equipment trailer and was involved in a wreck which did substantial damage to my trailer and his truck. The truck …

Who can fix my car 
I was driving to work at night when a deer ran in front of me. All state has done the inspection and written a check but I need to know if I can go to …

Accident while backing up from the private drive way to the street by the other driver 
I was driving in my neighborhood and the Other person was backing up( Toyota Tundra,white) from his private drive way to the street. When I saw him coming …

Who's responsible | Coverage issue regarding paying for damages to trailer 
Borrowed a log trailer from a friend. No written contract...goes down the road and have a wreck. My fault. In the wreck the borrowed trailer is damaged …

Snow Chains Cause Damaged to Vehicle  
My daughter was driving her car in snowy conditions and had to put snow chains on. One of the snow chains partially came off and damaged the front …

Car damages and big tow and storage bill 
My husband was in an accident in which he ran into a car and the car behind him hit him. He wasn't ticketed but the police report said that he hit the …

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Determining Liability for This Car Accident 
I was in a left turning lane. There was no one ahead of me. I was trying to get to the straight lane on my right. I did not know that it was also left …

Insurance claim deadline  
I got involved into a car accident in October 2010 and I did not realize that all my health problems came from that car accident until more than a year …

Backing out of the Driveway 
I was backing out of my driveway, a car stopped to let me out. The car behind him came around him and struck my bumper on the driver side as I was switching …

What if I can not find a comp for my car? 
I have a 2004 Chevy Silverado V6 2WD. Just put a 1,100.00 transmission in it and we were T-boned and our truck was totaled. The insurance company cannot …

Bad Accident Report  
I was recently hit by an eighteen wheeler, the driver of the incident admitted to it being his fault he just did not see me when he switched lanes and …

Is it comp or is it collision claim? 
I had my campers power cord under the camper from the left side leading to the right it got wrapped around the dump out plumbing. The power cord was …

Is the insurance company liable? 
I was at a stop light when a truck hit me at full speed from behind damage my car beyond repair. The driver admitted he was at fault. He had no licsence …

Any limitations regarding claim settlement of Total Loss on recovered stolen vehicle? 
My vehicle was stolen from the ER parking lot at a local Hospital. I parked it at approx. at 2 am when attempting to leave at 5 am truck was gone. I attempted …

Vehicle was parked and damaged by a Liberty Mutual insured 
My car was lawfully parked in my work parking lot when an insured of Liberty Mutual attempted to park beside me and hit my car causing $1500 worth of damage. …

One old accident 
At age 16 I was involved in a hit and run accident by a big company I was pregnant and lost my child. My mother did not know are understand the law …

Answer to Neighbor hit my unoccupied vehicle | Medical Defense 
My neighbor going to work at 7am drove about 40 feet from his driveway then veered to the right hitting my unoccupied vehicle parked in my yard next to …

Which insurance company pays? 
I rented a car through a family member that works at a car rental company. When my daughter and I arrived at the rental office, my daughter decided …

Name on check after fire claim 
I have insurance on a car that I drive but the car is titled in my moms name. The car caught fire and is a total loss. Who's name will the check …

Geico insurance, how much is it to replace the bumper of a 2007 Toyota Rav 4? 
I was recently in an accident and I t-boned another car. The only damage done to my car was to the front bumper. I would like to know what the cost after …

2010 camaro in a wreck 
My husband and my daughter were in the car in they had an accident. They were taken to the ER and my daughter was more injured than my husband . My …

Case of the Non-responsive Rear Ender 
Driver A gets rear ended while stationary by Driver B, who was going very slowly but didn't come to a stop in time, therefore, bumping Driver A. Both drivers …

Totaled but drivable 
A week ago, I was rear ended while sitting at an intersection. The driver left the scene. It was too dark to get any info other than the car was white. …

Auto accident where semi runs red-light 
I was involved in an auto accident where a semi truck ran a red light and totaled my car and I was injured. Luckily my kids were ok. The issue is that …

Who is liable for this accident 
Who is liable? My daughter had pulled off from her pump and drove round in front of the pumps to leave the for court. As she was driving a bike pulled …

Illegally parked car | Liability 
I was in a private parking lot of a company. I was parked and I backed out. I did not see the car parked on the curb illegally. I bumped her bumper …

Insurance fraud? But it was their fault? 
I called and put full coverage insurance on my motorcycle. About a week later I had a wreck and realized they only had added liability insurance on …

Motorcycle accident and uninsured motorist coverage 
My son was in a motorcycle accident 2 weeks ago. While driving on the parkway an impatient motorist swerved around from behind him then cut in front …

Getting money after an accident 
I was wondering if I was in an accident and it wasn't my fault and the other person has full coverage would I be getting money for getting whiplash and …

Who pays for these damages? 
Your truck totaled by a driver going 65mph coming off the freeway. They have admitted they are at fault. They have insurance. They were arrested by …

Can my claim check be issued directly to me? 
I was hit while sitting in a parking space and a woman smashed hard into my right rear end. Her car was low and the bumper took the brunt of the hit but …

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Who pays for repairs 
I was rear ended by a person this weekend do i go through my insurance for repairs and medical bills as well as day of loss pay due to side effects of …

My daughter and her fiance were in a single motorcycle accident and she died 
My daughter and her fiance were involved in a single motorcycle accident. It was determined not to be his fault. The back tire on the motorcycle blew and …

What should I do? 
I was in traffic on the highway and a lady in her car rear ended me. We pulled over to the side she gave me her insurance and everything but now she …

Wind incident | Door open 
A person opened their car door and the wind caught it and it hit my car very hard and dented my door scratched the paint to the bottom of the surface. …

Does my friend who was driving need to be involved? 
My friend was driving my car and backed into a parked car. There is a considerable amount of damage to the vehicle that was parked. I'm trying to …

Driving after revocation | Negligence 
A person driving vehicle A drifts over the center line and hits an oncoming vehicle B and driver A dies. The driver of vehicle B is injured but is driving …

Authorized use of a vehicle? 
A car I own which was purchased for my daughter’s use, is insured in my name and my daughter’s name, was involved in a head on accident with another vehicle. …

Backed into while parked illegally 
I was parked illegally picking up my friend on one side of the street while parked a person pulling out of their driveway on the other side hit me on the …

My check from allstate was stolen out of my mailbox 
My car was totaled in an accident. The accident was not my fault. The car was determined to be totaled. Allstate sent the check to my house, but I never …

Insurance on Damage Claim with an Expired Motor Vehicle Registration 
A car accident happened with an expired motor registration but the policy is still active (TPL,On Damage) I mean not expired. Details: The incident happened …

Reversed into following my illegal U-turn 
On a 6 lane road (1 parking lanes on their side, 2 eastbound and 2 westbound lanes) I was making an illegal U-turn across a double solid line, while doing …

Being sued for diminished value of other car 
I received a summons today to appear in court for the claim of diminished value to a car I rear ended on my way to work in a construction zone on I-15. …

Why my insurance company won't accept liability 
My wife was in an accident feb. 12th 2012 the other party had the same insurance USAA he was found at fault on the police report ( running a red light …

Hit and Run Driver Diminished Value 
I was rear ended by a hit and run driver in a brand new 2012 Toyota Camry (less than 1000 miles on the vehicle). The hit and run driver fled the scene …

Both Drivers have the same Insurance company 
I was in an accident when a woman coming the opposite direction turned in front of me into a parking lot. A driver had stopped and waved her over. …

Drunk driver hit me! 
Hi I got hit by drunk driver on Friday night behind he drove off I chased him till police joint me then he stop and was arrested. What I want to no …

Following a minor? 
My daughter and I were involved in an accident in January. She has been going to p.t. Twice a week for a sore neck, back, and headaches. I got a lawyer …

Struck by an open door in a parking lot 
I got in to a minor accident the other night. I was pulling into a parking spot. There was a Rav4 to the right of me with the engine running. As I was …

Hit and Run accident 
There was a green SUV that hit my car and ran. Someone was able to get the license number and called the cops. I was inside asleep while all this …

What coverage in this situation. 
My husband hit ice, hit the wall and than his truck spun across traffic and he hit the other wall on the other side of the road. Once he came to a …

Got hit in a gas station | What to do now? 
I was sitting at the gas station pumps, got my nephew and I a drink. My nephew had enough time to put on his seatbelt and I had mine in my hand when we …

Do I have to pay whats left on my car loan if not at fault? 
I was involved in a 3 way car accident today and I still owe money on the car loan but I was NOT at fault. I was rear ended and my car was pushed from …

Title loan on Savage title, in auto accident insurance already gave me car rental what can I expect next! 
Rear ended, other vehicle accepted responsibility for accident a car rental was approved, but the adjuster claims my car totaled. I have a car title loan …

I am a 19 year old in a first car accident 
I'm driving home from class and there is a mini van in front of me in a complete stop. I’m assuming the car in front needs to turn left into the neighborhood. …

Only liability coverage 
I only have liability coverage and was involved in an accident and the other driver was at fault and cited at the scene. The driver was a cab driver driving …

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Drivers door needs to be replaced 
I was a accident in 2010 where a school bus smacked my drivers door. Direct Insurance wouldn't pay for any damages, including my back injured, but they …

Second Car Accident 
So I'm traveling down a two laned road, traveling at 35mph due to the icy roads. I'm in the left lane and there is a red car next to me in the right lane. …

Liability of homeowners assoc.in deer collisions 
Our Condominium Association's property contains wooded area and is adjacent to other private property with forest area. Our private road is next to a retention …

Who gets the payment? 
At the beginning of this month, my motorcycle was backed into in a parking lot and severely damaged. The guy takes full fault and I am currently working …

Damaged Property - Insurance doesn't want to pay full amount. 
My garage door was damaged when a driver accidently left their car in gear and exited the vehicle. I was able to do some minor repairs to make it operable, …

Got rear ended today, i dont' have insurance 
I got rear ended today while sitting at a stoplight. I was actually on my way to get an insurance policy after I left the Department of Licensing. So I …

Car accident and no insurance 
My sister rear ended a car and that car hit the car in front of him, there was no damage done to the car she rear ended and the other car hardly got hit …

Auto Insurance for Ex girlfriend 
My boyfriend is covering his ex girlfriend under his insurance. He does this because he wants to be certain his child is protected which is understandable. …

Three car fender bender 
At a stop light going straight. Car in front stomped on brakes. Middle car hits front car. Rear car (me) hits middle car. Front car does not want damage …

Car caught on fire in condo parking lot from neighbors car that set fire 
This past weekend our neighbors car set on fire from his engine. It completely burnt. Our car was parked right in front of it and the back half is completely …

Hit and Run and Coverage 
Last night we were in a Hit and Run accident. We were switching to the left lane because of a very slow driver we were behind, about 5 seconds after we …

Money back or not? 
I bought a used truck from a buy here pay here car lot at 12:45pm. Did test drive, checked fluids, everything checked out. Paid cash $3,500 as-is. One …

Rear end accident | damages 
While driving a friend's truck I rear-ended another vehicle. We were stopped at a light, when it turned green the other vehicle proceeded to go as …

Avoiding Motorized Wheelchair and Hit By Car Failing to Stop at a Side Road 
I was traveling at a safe speed down a residential road. There were double lines, but there was a motorized wheelchair in the middle of the right hand …

Backing into parked car in a no parking zone private property 
I was on private property (Mobile Home park) posted No Parking on the street because it is only 15 feet wide. It was a very dark snowy night no street …

Lane Change Accident ; Conflicting Statements caused denial of claim 
I was traveling on the right lane of a four lane freeway during rush hour. The driver directly beside me began to merge into me and I held my horn. That …

To Claim or Not to Claim 
I recently traded in a vehicle that sustained two different incidences of damage. One was a no-fault (the vehicle was hit while on the street - no one …

Ran over obstacle on the freeway 
On 11/14/2011 I took my car in for general servicing and the Lexus dealer found that the undercarriage of the car had been completely damaged due to my …

Answer to What to do? Accident where there is a word v. word situation? 
On January 23 at 10 am I was in the farthest left-hand lane waiting for the left light to turn green, when the car in FRONT of me reverses, backs up and …

Claims that effect Insurance quotes 
I had a unique situation. I was the caregiver for my cousin in Nashville for a lung transplant. A travel trailer was given to my cousin for use to live …

Completely my fault? Can the owner be sued. 
First of all, I live in South Carolina and all of this happened there. A friend of mine shows up at my house and tells me his car is broke down just up …

Did I wait too long? 
I backed into a tree about 6 months ago. My coverage has not changed since, and I do have full collision coverage. I read my policy, and there …

Snow storm accident 
Because of the horrible snow storm in the Pacific Northwest, many of the roads were not cleared in my town which left them very dangerous. I was wondering …

Will your insurance rate go up if your in a fender bender that resulted from snow? 
We were going 10 miles an hour up hill and the car in front of us stopped we tried stopping but due to the snow and lack of plowing, we slide we were able …

What should you do if you are in an accident to no fault of your own in which you suffer a total loss in vehicle, but you don't have any insurance? 
Hello, I was recently in an auto accident in which I was driving southbound on the high way and a truck in the neighboring lane claimed to not have seen …

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Insured Car Hit my Uninsured Car 
We were driving to the store when a truck backed out of his drive way and hit our truck side and bumper. We are currently not insured but the driver …

5 year old daughter hit by car 
My daughter sister and I were crossing street to get to the other side. My daughter let go of my hand and ran after my sister who was half way across the …

Had an accident while 29 weeks pregnant, having issues with pregnancy ever since... 
At 29 weeks pregnant, my boyfriend and I got into a car accident, and it was not our fault. I was having a good pregnancy up until then. Right after the …

Hit and Run with no report because on private property 
My daughter is licensed with her own insurance company but was driving my car when a punk backed into her while she sat idle in a parking lot, waiting …

How should I go about recovering all the damages sustained from a car accident in which I was no at fault 
On Jan. 10, 2012 I had a car accident, I was stopped in traffic and the person behind me was driving looking in their rear view mirror. They struck me …

Rear ended by a Driver with no Valid drivers license and claims the car belongs to father who has insurance 
My wife was Rear ended this last Tuesday at no fault because she was stopped at a traffic light. We have 3rd party liability Insurance and no Car rental. …

9 months pregnant, hit off the road by a car.  
It was a rainy night. I was going about 40 to 50 mph. no cruise on. had 2 kids with my, 1 year old and 5 year old. 9 months pregnant. a car was passing …

insurance claim 
Hi I need some information. I was involved in an accident. I mean I was parking my car at the speed of 5 mph and I remember I never touched that car may …

What to do after you've settled and problems arise? 
Back on November 1, 2010, I was hit from behind while yielding at an exit at Lowe's in Georgia. After a cop came and took down statements from me and the …

Comprehensive Insurance | is this covered? 
I went shopping today and my car was parked in the parking lot when I came out from shopping I had a big scratch on my drivers side door and back pumper. …

I am at fault, had no insurance, payment options? 
Over Christmas, before setting out from Galveston to Austin, Texas, my Jeep developed electrical issues during a severe rainstorm (Dec 24). I was unable …

Does a claim expire?  
A friend of my crashed my uninsured truck into a lady’s car and the accident was reported and there was a claim. The friend went to jail later for a previous …

Repairs on a claim in New York 
Our new truck 2011 was in a very is a small scratch now on the bumper. The person responsible, her insurance company sent us a check for replacement of …

Pain and suffering amount 
My wife was struck by a car while riding her bicycle. The police report clearly stated the driver of the car was at fault, though no citation was issued. …

Renting a car after a accident 
I was in a accident because someone made a left turn in front of me. My car was totaled and I am renting a car. I only had liability insurance. The …

Insurance Claim on Stolen Car 
My car was stolen about a month ago I gave the information to an insurance adjuster they had an investigator contact me with American family here in Denver …

Young Driver's First accident 
My son rear ended another car last night, no one was hurt, thank God. My son is 17-1/2 in his great wisdom he had picked up 4 girl friends and was taking …

Reimbursement for missed work due to car accident 
I was rear-ended on my way to work New Year's Eve and as a result was late to work and ended up missing 5hrs of holiday pay. My insurance company is …

Car Theft Claim 
My Car was stolen and my insurance company have told me that as the legal owner of the car was my brother and not me the policy holder, they will cancel …

Rear Ended 
What happens if my car was rear ended while I was at a stop sign. The police where not called just information like names were exchanged but I have no …

Can an insurance company give you an estimate without seeing the damaged vehicle.? 
I am trying to settle an insurance claim. The other insurance co. said to get estimates, so we did. They then told us they had made their own estimate …

Statute of limitations with no insurance accidents. 
My fiance rear ended a car back in 2007, it was just a fender bender and everyone was totally fine at the time. The kicker is that he was driving his dad's …

what if you are on 2 policies and you have medical bills 
I am on my parents' policy with nationwide. They had to get a policy with my husband and I after we married due to the car being in their name and …

Rear end collision but their insurance not paying due to salvage title. 
I was rear ended early December 2011. I was in a 99 GMC Jimmy and hit by a Hyundai Sonata. I was sitting still with traffic and hit by him over 15-20mph. …

How do I get my car fixed? 
I hit a car that made an illegal left turn in front of me on the service road of hwy 67. A man was driving at the time however a lady got out and handed …

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Hit and run and not sure how to proceed 
I am out of the country and my car was parked outside of my sister's house yesterday and someone ran into it and cause a fair bit of damage, from the pictures …

Stolen truck twice  
My truck was stolen feb of 2011 from my house, the thieves kept a alarm and set of keys. I called my insurance to help me rekey it but it was 1400 …

How to determine if a car is totaled? 
I recently had a car accident in which I had damage to my front bumper, hood, radiator and I believe my axle is broken. When I turn the steering …

Total Loss Damage 
We had 2 accidents within a week we made 2 appointments the adjuster came out he said he was going to do them both he was not going to come back a second …

Auto deemed "totaled", but research shows there were no autos alike  
We have a 1998 Ford Mustang Atlantic blue coupe with additional options and new tires which is being restored and my boyfriend's mental therapy (he is …

Being sued because of car accident. 
I have just received a letter stating that I am being sued for injuries towards the driver of a car that I have bumped into. Now this was a very low …

Fender bender with borrowed rental truck. Coverage in question. 
I had a rental pick up truck that I let someone else drive. They were in a parking lot and got into a fender bender with another car that was also backing …

OFFICER unable to determine which party was at fault! 
I was involved in an accident on the freeway. The other driver was in the fast lane. I was in the lane next to the fast lane. At the moment of the accident …

Auto Insurance Company Coverage Dropped 
I was involved in an accident, when the car in front of me stopped at a green light, and he did not have his signal on to turn right, therefore resulting …

Who is at fault for this accident? 
I was behind A car that was making A LEFT, I waited A minute or two. I decided to pass the car waiting to make the left,. I looked, put my blinker …

Loss of use coverage 
My car is being repaired due to a collision that is not my fault. State Farm (the liable insurance agency) states they do have to pay for a rental car …

Hitting someone who doesn't have a title 
First thing if the person driving the other car doesn't have a title to that car (and they aren't borrowing it or stealing it) can they have insurance? …

Stolen car while out of state 
To whom it concerns, I am writing to discuss the issue of my stolen car. I shall give you the details. 1) I have been out of the country on business …

I was at fault in a car accident that resulted in severe personal injury. could I be sued? 
I made a negligent right hand turn and hit an elderly man on a motorcycle 5 months ago. He was medivaced to a hospital. His leg was crushed and a couple …

Wife ruled at fault, other driver with expired tags and no insurance... 
My wife was making a left turn at a 4 way intersection. Apparently this intersection has a green arrow, followed by a left turn yield...She made the left …

Hit by another vehicle and didn't get their insurance info 
Tuesday I was sitting at a red light in rainy conditions in the left line of a two lag, per direction, street. The car in the right lane slammed on their …

I had no insurance and suspend License! What should I do now?  
I know, stupid me! I just came back into country (husband Military) after 2 years and because of tickets unpaid before I left my license was suspended …

Medically Necessary vs. Reasonable 
I live in MI. Surgery in our state must be deemed "reasonable" (to return one's appearance to a pre-accident state {providing it is reconstructive and …

Am I 100% to blame? 
Someone parked in a blind spot behind my car parked in my driveway. I could not see his car when I got into the driver’s side door, due to the fact his …

Accident Question: What should I do? 
A few months back, I lost control of my car and rear-ended another car. Unfortunately, I didn't have insurance at the time of the accident. The damage …

Death of my son 
My son was killed in 2004 in an automobile accident. The automobile insurance from the other driver is giving me a settlement of $20,000.00 and $1,000.00 …

Guilty party has expired insurance and I do not have their phone number... 
My girlfriend got rear-ended last week. She got the other person's insurance policy information and VIN#. She forgot to get the other person's cell phone …

I hit a ladder from another car in the park lot. it's my fault???  
I was going to home depot parking lot then a hit a ladder that was on top of the other car, but to far way from the vehicle and that was not any sign …

Accident out of state, in a 'no fault' state 
I am a Maryland resident, my car is insured with the State of Maryland through Geico. I go to school in Michigan and at times bring my car to school if …

Insurance unable to determine if at-fault driver covered 
I was hit by a driver who spun out of control on the freeway on 11/19. I reported this to his insurance on 11/21. The driver provided me insurance …

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What compensation should I receive/demand if I lost my job due to an accident injury 
I was hit by a driver who ran a red light a few days before thanksgiving. I was taken to the hospital and have been receiving treatment since for neck …

Hit from the side after stopping at stop sign. 
Okay, so I recently got into a wreck and I didn't have any insurance at the time. I had come to a complete stop at a stop sign. I was trying to cross a …

Person at fault admitted his fault to me . . .  
Few days ago I was coming home from work. I took an exit of RT66 (Fairfax, VA), as I was coming down the ramp I would have to change to left lane, otherwise …

Insurance coverage? 
My daughter's (who is on our insurance) friend used our vehicle without our knowledge or consent and was involved in an accident several months ago. We …

Can an offer be refused after it's been accepted for a total loss payment 
My 2007 Jeep Patriot was determined a total loss by my insurance company and the offer my husband accepted cannot replace it. It was a certified pre-owned …

Parking lot ice accident 
I was pulling into work (at my school's parking lot) I am a teacher. The parking lot was patchy, wet and icy. As I was pulling into a parking spot my car …

Claim in a no insurance car accident  
I was involved in a t-bone car accident on 11/26/2010, I was driving my in-laws car doing them a favor to put gas in the car when the accident happened. …

Who pays for damages? 
I was involved in car accident going straight in intersection. other driver was making a left turn. Both cars went on yellow light. In Phoenix, Arizona. …

Key Examination | Fishing Expedition? 
My insurance company is telling me that my car which was stolen and burnt could only be started with a key. The car was a Chrysler grand voyager. Now they …

No ticket issued, my Insurance calling wanting detail of minor fender bender that was 6 months ago. 
I was in a company insured vehicle 6 months ago here in Michigan, and backed in to a parked car, the police were called a police report was issued (I have …

Collision Center Nightmare 
I was in an accident and had my truck towed directly to a collision center for repairs. It has been over 2 months and they have used about every excuse …

Truck Backed into into my car | Fault? 
Two days ago, I made a stop at a stop light and was the second car in linear the lights. All of a sudden the truck in front of me started backing up into …

My stolen car was found in Mexico. AAA says they can fixed it but can I ask them to totaled the car? I do not trust this car anymore since there might be hidden damages 
My car (1999 Honda civic) got stolen from Long Beach and found 2 days later in Mexico. My insurance company is AAA in southern California. My deductible …

Injury Sustained | Probable Long Term Recovery 
On 11-22-12 I was involved in a minor collision where I was rear ended. At that time I sustained what I believed were minor injuries related to whiplash. …

Are Unlicensed Knuckleheads Covered? 
We have been covered for many years and are in good standing with our insurance company - Safeco, comprehensive. Our son, who is 16 years old, had a learners …

Are they required to pay the full amount of the hospital bill or just what our medical insurance paid? 
Husband was in a wreck and it is not his fault. The insured has Geico who is trying to settle with us by only paying us what our medical insurance paid …

Rear Ended in Michigan and carry liability only - out of luck? 
My son's car carries only liability insurance. He was rear ended and absolutely without fault. Because Michigan is no fault, does this mean that …

Engine knocking after accident.  
I was recently involved in an accident where I was rear ended. The resulting crash pushed me into a tree where my vehicle (2006 Lincoln Navigator) was …

Can an impact and scratches show the direction and speed of each car in an accident? 
I was driving down a two lane highway when I came to an intersection where I had no stop sign. A man hit me on the right side of my car as he was turning …

Who fault is it when backing into a parked contractor's car in your own driveway? 
A contractors pick-up was parked on my driveway about 6' from the closed garage door. The driveway is very long approximately 60 feet in length. The garage …

Am I covered by my parents insurance if I drove a company vehicle with a permit? 
I was instructed to drive a company jeep at work and I did not know I hit a bumper of a parked car. I was not issued a ticket and was coerced to sign …

A Company Vehicle hit a Parked Car | What Now? 
Help. I was driving a company vehicle and my boss told me I hit the bumper. I did not feel that I had but accepted that I may have and he told me to …

Three car accident | fault? 
I was involved in an accident with three cars. There was a big piece of junk in the middle of the highway. Car # 3 tried to avoid hitting it and swerved …

The insurance claims adjuster won't call me. Beginning to feel ignored. What do I do? 
I got into a really minor fender bender almost a month ago, I was parked outside on the street where both myself and the other driver lives. I was waiting …

Who is at Fault Here? 
My friend who is 16 drives me to school every day; but the car was in my mother’s name. We got in a wreck she rear ended a blue car and it hit a white …

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Fourth statement request after submitting a theft claim and later changing it to a collision claim 
A couple of months ago I submitted a claim. I left my keys locked in the car while parked in my driveway. I figured I would look for my spare key upstairs …

Payment to repair my car 
My wife and I live in N.Y. State. A driver crossed a double yellow line and side-swiped my wife's car. He did not stop and left the scene. He was caught …

Two different deductables 
Drove my vehicle with full coverage into fence and gate on my mother’s property, where I also live. my name not on home owners policy or deed. We are both …

They are not insured or licensed | What to do? 
My wife was stopping due to red light the car behind her apparently was not paying attention and hit my wife in the rear-end. The police ticketed her …

Will my license be taken away if i got into a small accident with no insurance 
I got into a accident, my car got screwed the other person car didn't get screwed as much as mine did, minor problem, It was a green light, he was making …

some is using my insurance but just by mouth if asked 
i was asked by my brother to co-sign and i said yws well we went to century 3 chverolet and the we in the process of doing a credit …

How much of a settlement can I expect? 
In Nov of 2010, I was walking up a parking lot to my car and from nowhere, a woman backs up the middle of the lot, hitting the gas as though she forgot …

How do I get the ins co to file fraud charges? 
I backed into a man's truck 6 months ago. It was a small, and very crowded parking lot. His truck has these big metal rings sticking out thru holes …

wrecked  
I had just brought this car from a sister’s friend and told us that the car had insurance on it. So I could drive it until everything got put into my name. …

Who is at fault? | What to do? 
In NJ, If no contact and no collision, just because a car in front of the traffic slowed down and try to exit, and a motorcycler behind the traffic lost …

Stolen car- What do I do now? 
My car was parked by my girlfriends house on 12.9.10 and I woke up 12.10.10 and my vehicle was not there. I called the police and was told to contact towing …

Can I sue my own insurance company for pain and suffering 
I was in a mva involving only my vehicle I was not driving a friend was. He became unconscious and we flipped the vehicle. I ended up breaking my leg and …

Nationwide stolen car claim denied 
My car was parked by my girlfriends house on 12.9.10 and I woke up 12.10.10 and my vehicle was not there. I called the police and was told to contact towing …

Friend was driving my truck and got hit, will my insurance still pay claim? 
My friend was driving my truck home with me in the passenger seat and got hit while turning left by someone who decided not to stop at the stop sign. …

Recently had my car stolen borrowed my father in laws car  
Got in a slight fender binder with my father in laws car, When I mean slight, it was literally a tap to the guys bumper, we were at a constant stop to …

Small claims court -- Lowe balled insurance estimate/payout 
A month ago, a lady rear ended my vehicle, She is insured with Liberty Mutual (LM). LM has assessed the damage at $2000. However, four reputable body …

What are our reponsibilites to the lady our daughter had a fender bender with in a crowded parking lot at a football game?  
Our 17 year old daughter backed into a woman's car in a crowded parking lot. Even the woman she hit said it was truly an illegally parked SUV blocking …

Brake Problem after Minor Accident 
I was involved in a traffic accident here in Qatar last November 4th. An SUV suddenly made a U-turn from a car park slot without checking a vehicle …

Borrowed car denial? 
A friend borrowed our car and wrecked it now our insurance will not pay for it saying we signed a paper not letting anyone but us drive? Can we do …

Hit and run claim 
I got my car hit and run about 4 or 5 months ago and I didn't claim insurance until now. I have full cover insurance without hit and run option. Can …

Rear ended and witnesses conflicting testimony 
Was stopped turning left (my blinker was on) & was then rear-ended. The car behind me claims she was pushed into me by the car behind her hitting her. …

Progressive only wants to give us the average price of our car, but we had a top of the line vehicle that was totaled. 
We had a 1993 pristine Lincoln town car 85,000 miles not a ding in it.. We hit a deer and Progressive totaled it. Now they only want to give us the …

Does Geico cover me hitting a deer with a rental vehicle?  
I hit a very big deer, that came out of no where from the dark. The vehicle was an enterprise vehicle. I filed a complain with the state trooper and he …

Is my wheel and tire covered from running up on a curb by comp or collision? 
I was driving through a Krispy Kreme drive thru which has high, sharply angled edges and a tight squeeze. Also, a near 90 degree angle, and a retaining …

Skid Accident 
My friend and I were heading to work for 3rd shift, and we were going over a hill on a city roadway. I noticed a gentleman walking in the left lane of …

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Nationwide insurance denial claim 
Nationwide insurance denied my stolen car claim under the basis that another key was used to start the vehicle other than the submitted key because the …

How do i approach the insurance company? 
I had just left work and a driver pulled out in front of me trying to cross the road. I haven’t seen the accident report yet because it was a holiday …

Auto Accident question to fight a denied claim 
I was in a mall parking lot waiting to make a left turn and I was struck by another vehicle on my front driver's side near the tire and left bumper. …

Car took out neighbor's juniper bush. 
My car slid while taking a turn on a wet street, it slipped onto a sidewalk and cut off one of a string of 3 foot tall juniper bushes. I volunteered to …

which insurance doctors do I use 
While on the job, driving for my company, I was struck head-on by another auto coming into my lane from the opposite direction. I have the accident report, …

Is it possible my insurance premium will increase upon renewal ? 
I rear ended someone before a stop sign in a parking lot. The speed was hardly 10km/hr. The car in front of me suddenly braked even before approaching …

Is my car covered??? 
I loaned my car to my daughter so she could get to work since her car was down this day. She got into a accident and the police were called and a police …

Borrowed car and not on insurance policy 
I was driving my moms car to work because my car was down this day and so happened got into a car accident! I was not on her policy so the insurance …

Girlfriend totalled my car... 
I have a vehicle insured in my name, and allowed my girlfriend to use it to pick me up from work. On the way to pick me up, she hit a telephone pole …

I was involved in an accident. I has no insurance. fault was mine. 
I rear ended a car. I had no insurance at that time (my insurance expired). The other person claimed repair cost from his insurance company as he had …

Will my rates increase if damage to other vehicle is less than deductible? 
My son rear ended a rental car @ an intersection & the police were called. Insurance info was exchanged & our insurance company has been in contact with …

Settled the case, without authorization. 
On or about 08-08-11 I was involved in an accident. A person leaving a parking lot ran into my vehicle. They accepted liability and paid for the repairs …

I barely hit someone with my car. The other person had no injuries. The police were called and an accident report was filed.  
I was taking a right turn on green. The other person who was crossing got hit slightly. I checked to make sure he was ok. He called someone up and said …

Who is to blame for this collision? 
I was backing out of my driveway and another car hit me. who is to blame? Answer: Probably you. The vehicle backing has a higher duty. Also, the …

50 % liable for someone backing into me 
As I was pulling out of a parking lot in Brooklyn onto a one way street a driver in a mini van started reversing in the wrong direction down the block. …

Totaled other car 
I was in a car accident in which a car and mine merged into the same lane at the same time. State Farm declared the other driver's car a total loss …

The insurance company doesn't want to pay bc it happened on private property! 
Entering a parking space to park and got hit from behind. It happened on private property and the progressive insurance doesn't want to pay. Answer: …

Police report state's other driver at fault. other dirvers insurance state's 80/20 
My wife was in the left hand lane of a two lane turn the other driver was in the right. On completion of the turn the right lane merges into the left about …

Was hit after entering before the turning lane 
My son started into the left turn lane a little early and a car entered the short left turn lane late and hit his car. Are they both at fault? Because …

Rental Vehicle Claim for Damages and Insurance Expense 
My father-in-law was involved in an accident and the other person admitted fault. He only carries liability on his vehicle as it is a 1993 model. …

The other driver does not want to get the Insurance Company involved. 
I was on my way home when I was getting ready to make a right turn at an intersection when suddenly the car in front of me just stopped. Luckily for …

Can an insurer refuse to cover me on any other vehicle after my car has been stolen? 
I have been insured with the RAC (AVIVA) since September 2011. On 18th October my car was stolen I made a claim and this was paid out. They are now …

Suing for deductible | can I do that? 
If I was in a car accident and it was not my fault, can I sue the other driver, in small claim court, for my deductible, which I am now out? Answer: …

Is it my fault? 
My car was parked on the left hand side of the road and I pulled out into the road. I looked in the mirror and the car approaching from behind looked pretty …

Hit by a stolen car while parked, both parties have same insurance 
My car was parked in front of my house and was hit by a stolen vehicle. The damage to my car was a total loss. Both the owner of the stolen vehicle …

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Rear End Collision  
I rear ended someone at a stop sign. I wasn't paying attention and inched too close. Wasn't accelerating, so there wasn't any damage to her car and just …

Uhaul hit illegaly parked car while turning 
While making a right turn on a one way street I clipped the back left corner of an illegally parked car. The law in my state is that all cars need …

Uninsured motorist claim for family member 
My daughter was the passenger of a vehicle and was injured in an accident in which the driver of the vehicle she was in was the at-fault driver. It took …

What if I had an accident in my last policy period but now I wan to make a claim because I now have the deductable? 
I have not had an accident for ticket for 20 years (just an FYI). I backed out of my garage into my spouse's car. It did damage to both cars. Crunched …

Fender Bender and high repair estimate 
On September 20, I was stopped at a red light when my foot slipped off the break and I bumped the car in front of me at idle speed. I gave the driver of …

Possible consequences for me 
The office building where I work is located off the county road(on the side of the traffic coming from the opposite direction). lanes are separated by …

Fail to pay 
I got in to a car accident and totaled the other car and the car is registered under my moms name? She took the insurance off of it? who is in charge …

Can insurance company of deny claim even if police issues ticket  
I got into a car accident 3 weeks ago and the guy was in the turning lane and switch lanes to try to go through the light and hit me. In the process knocking …

insurance company have the right to recover sales tax 
I was in a hit and run accident in May 2011. My insurance paid my deductible back to me, paid cash value of car, license and title fees, and taxes. …

hitting a parked car | No fault coverage 
if you hit a parked car in a private parking lot and you have no fault insurance can the owner of the damaged vehicle go after you for their insurance …

Can I get sued for toay off a loan if the payoff of a vehicle doesn't cover the loan 
My son hit another vehicle. There was no personal injury. My insurance company is totalling the other vehicle and the owner is threatening to sue me for …

Obtaining Claim Adjusters Report 
I have insurance with The General and I need to obtain a completed Adjusters Investigative Report how do I get this? Answer: Hello , Well, …

I was hit by truck at stop sign on my bike 
I was hit on my bicycle while crossing the street and as I was crossing the guy hit the gas and ran into me. He was stopped at a stop sign and I was …

Not at fault for this accident! 
On October 27 I was hit... I was making a left all the cars on sight yield by the time I was actually making a left the light turned red.. at that time …

License Suspension for Not Having Insurance 
I got dropped off at work on the 11th of August because my SR22 insurance lapsed and I didn't want to get in trouble for driving. While at work I got …

Minor 3 car accident 
My wife was the front vehicle involved in a 3 car accident. A VW coupe rear ended her and a Ford van rear ended the VW coupe. My wife only felt one impact …

Car accident involving 3 year old 
Last night me and my husband and our 3 year old daughter were in the car when we noticed a bus coming towards us at speed, My husband stopped the car so …

Hit and run can it be reported a year later?  
Hit and run accident, that I believe was my fault, but other driver I believe panicked & left happened a year ago. Didn't report it at the time in …

Hit while making an illegal u turn 
In 2 turning lanes in GA, I was in the right lane and car that hit me was in the left. As we both made u turns her car came into my lane and hit me at …

If I give someone with a license permission to drive my car without the knowledge that they are not covered under any car insurance policy am I responsible for damage? 
I allowed a friend of mine to drive my car while I was in the passenger seat because I was tired and she ended up getting into an accident. Who is responsible …

What consider J-walk and if there should be any ticket issued when a car hit a pedestrian? 
I crossed a main street 2-3 foot from intersection when the light was green for pedestrian and approached after i made sure both side cars are not moving. …

Needing a rental car during vehicle repairs 
I was on a highway where the north bound lanes are elevated over the south bound lanes creating a steep hill-like median. Myself traveling in the inside …

Open tailgate | Damages to other vehicle? 
I did not realize my tailgate was open and my ice chest fell out. Some one was honking and let me know. I realized she was following me then got stuck …

Passenger in a Car Accident 
I was in a car accident as a passenger, but didn't see a doctor the same day. I have scheduled an appointment with a doctor to discuss soreness. The …

How much to expect on a total vehicle? 
I got into a car accident involving a taxi cab driver.. it was their fault and I am in the process of getting a rental car from their insurance. My …

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Left Turn Madness | Fault?  
I was at a busy intersection facing east. My light was red with a "no turn on red sign" The traffic heading west had the green light and the arrow …

my dad was driving my car (me not in it) and got hit by hit-n-run will AAA cover damage? 
My dad was driving my car (me not in it) and got hit by hit-n-run will AAA cover damage? He was dropping off my husband at airport. will our premiums …

Who is at fault- Semi truck rear ended me head on, claimed I was merging from closed lane but i was NOT!  
Left lane of highway was closing, I merged about a mile before it closed. Driver in front of me waited until last minute to merge, I had to slow down …

Am I Responsible fo this Accident? 
My husband was driving home from flag to pa he was towing a 16 ft enclosed trailer with 3 motorcycles inside. While in the state of w va. the trailer …

Hit by driver with lights off 1/2hr after sunset  
My wife was setting still in a Left Turn Lane, waiting on traffic to pass before making her turn across a 4 lane Bypass onto a two lane highway. The oncoming …

Claim against me | Went to court and they came back now? 
Got into a car accident that was not my fault. Went to court and party I got into the accident with did not show up. I got community service for not having …

Rear-End Collision 
I was driving in stop and go bumper to bumper making a turn, and driving a Toyota Avalon, I hit the pick up truck in front of me. I wasn't going any more …

How will they assign fault? 
Three days ago my wife was coming to a stop at a red light. A young man behind her failed to slow down in time and crashed into the back of her car. …

No insurance, no drivers license, but not at fault of car accedent  
I got in a car accident when I was pulling into my friends driveway, the girl that hit me damaged the back of the car on the driers side on the tire. …

How can this be allowed? 
I was in an accident last December. I was in bumper to bumper traffic and was cut off by a 1998 Honda civic, who then stopped short and I hit him in the …

if you hit someone and they say its alright can they get you in trouble later on still...? 
I was driving and I made a turn to other lane without looking and my back and hit the guys front end in back of me and left black strip on his but he said …

Who is at fault for crossing the double yellow lane and coming back over to my lane? 
I was following a car and in front of him was a dump truck. The truck turned right and the car in front of me went into the passing lane of oncoming …

Passenger in a vehicle accident. 
I was a passenger in a car that got totaled. Is the Drivers insurance company suppose to pay all of the doctor bills? Because I had to have surgery …

Stolen Motorcycle question 
Recently, my sport bike was stolen. The insurance company was great and compensated me. However, my bike was found about a month after it was stolen. …

Insurance on vehicle but not person driving. 
I obtained insurance for all my family members and their cars. One of my family members had an accident and now the insurance company said they didn't …

Body Shop issues and Insurance 
Hail Storm damaged my Vehicle and had Geico come out and give an estimate for Repairs. Vehicle had to be repaired because I currently have a car loan. …

Rear end accident 
I have a GTO 2004 perfect condition. Bought 1 1/2 years ago for $18,000. I was rear ended. Someone told me that the value of my car just went down …

Insurance coverage - uninsured driver 
My son had a car accident 2 months ago and totaled his car. He was covered at the time. He broke his kneecap so he couldn't drive, so I took him off …

A lady claims I knocked her bumper loose yet I have no awareness of this and no scratch on my car 
Whilst driving home a neighbour was driving towards me so I pulled right over and went on my way. She now claims I knocked her bumper loose. We checked …

One person accident. 
In 2009, while I was pregnant with my son, I had an accident with a car that I rented from "Enterprise Rent a Car" I paid for full insurance coverage for …

Car Totaled, mother died 
My mother died 2 days after she wrecked her car in a single car accident. No pending litigation and no one else was hurt. The ins co totaled the car. …

Car Totaled | What is the process? 
An elder lady hit our car 2007 Grand Marqui, We still owe $18,000 It is possible her insurance company will total the car. What will the insurance …

Someone hit my car but car is not in my name yet 
I purchased a vehicle and didn't finish the process of transferring the title into my name before someone totaled it while it was parked on the street. …

Can a car be towed anywhere legally without the driver's knowledge and then be charged for storage? 
My son was in an accident and while he was handling the police information, a tow truck shows up and takes his car to a collision shop without his permission …

Do I file a claim? | Do I need a police report? 
well last night I didn't put my car in park when i got out of it and it rolled into my building causing only damage to my car. My question is if no …

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How do I get my claim paid if I lost my title? 
Someone crashed my parked car in front of my house a few years back and the driver was found at fault. The insurance company settled my case and asked …

Making a left turn across stopped traffic | Fault? 
I was in a turning lane waiting to turn left onto a side street, traffic stopped (gridlocked) and left a space for people turning left to cross, the driver …

Contact with wide-body commercial truck parked partially in traffic lane. 
A famous "Junk hauling business" truck was parked on the side of a busy two-lane road in San Francisco, in the first spot of a long line of parking spots …

Driven into the side of my house 
I had a guy under the influence drive his personal truck into the side of my house. My family and I just so happened to not be at home at the time of …

They stole a car and wrecked my life. HELP. 
Some kids stole a car, were involved in a police chase, lost control of their vehicle and smashed into my parked car, probably totaling it. Both cars were …

Sales tax refund on a claim 
I just purchased a car that was only three days old that was involved in a accident the car was totaled. (our fault). The insurance company is going to …

What do i do if my son was hit by a car? 
Long story short my son was hit by a car that was speeding down the alley near my apt. He said the guy got out of the car looked at him said ill be …

Insured driver yet not covered?? 
If I am an insured driver with State Farm and I have 3 cars insured with them yet I was driving a car registered in my name that was not insured to a …

Car taken to salvave auto auction without my consent 
I had a wreck involved no one else my 1994 jeep was covered by collision I had full coverage they said it was a total loss it only has a flat tire minor …

I had liability only. nephew parents have full coverage on their autos, can I file a collision claim against their insurance to fix my car? 
my nephew used my car with my permission and had a wreck. I had liability only. His parents have full coverage on their autos, can I file a collision …

What happens now?  
There was a woman in front of me driving and was accessing a service road. She yielded and began to go and as I came up to yield, I check to see if …

Accident claim against me for over the policy limit 
I have been assumed to be at fault in a 5 car pile-up accident. I was the most seriously injured in the accident; found unconscious on scene and sent directly …

Can they repair my dads truck he has full coverage? 
My dad went to my house and I borrowed his truck to buy something to eat on my way back I got in an accident the police found me at fault. My dad’s …

Insurance carrier will not pay for damages to my car. 
I just switched insurance companies. I told the agent that I needed full coverage because I had a loan on my car. They faxed me forms and I signed and …

How to I go about claiming lost wages after an accident 
I was just involved in an accident in my husband’s car. I was not at fault, but I'm not on my husbands insurance therefore I was unable to get a rental …

I rented a car and my friend took the car and done the accident 
I took a rental car from enterprise with complete insurance under my name and my friend drove in the parking lot or in our apartments road. He done an …

Is it possible to report an accident to insurance if you didn't at the time of the accident? 
I was in an accident about 2 months ago and it was the other driver's fault. I was coming around a curve where I couldn't see and she was coming from the …

Our parked car was hit by a drunk driver | Can we sue for the difference to replace the car? 
So our work truck was parked legally on the curb and was hit by a drunk driver in the middle of the night. The insurance company has deemed the truck …

Whose Insurance is Claimed? 
Person A borrows Person B's car. Person A bumps another car, causing some minor damage that will require some labor and a replacement of a part. Who's …

Who will get the check | Claim in the middle of a divorce 
I am in the process of a divorce. When My husband and I bought the car I have been driving for years, it was put in his name only because of credit issues. …

My parked car was hit in my apartment building's parking lot. If I can't find out who did it should the building owner be responsible for paying for the damages? 
I was parked in my space and someone hit my car severely denting in the bumper and they did not leave a note. It's a gated lot for tenants only so …

Car ran red light and hit our truck. Now what? 
Police report was filled, police determinted othe guys' fault. His ins expired 10 days ago. What happens to our claim. What about car rental? My husband …

Whose at fault? 
I was giving off the freeway and was in second lane and i saw a McDonalds about fifteen ahead of me. I looked behind really fast then put my blinker on …

Insurance Policy | What will liability coverage do for me? 
Hello, I was hit yesterday by a car going about 60-70mph on a 35mph street front on and he completed totaled my car and my wife was hurt(passenger). …

Responsible insurance company has determined that repair to my car is less than the value which ranges between $5000/$6000 
I cannot replace this car for that amount. I know the car and what I have put into it, more than $3000 which would make this Saab last for many more years …

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Big old tire damage to my truck 
I had a faulty tire blow & damaged my truck. I got a hold of dealer & they put me in touch with their claims dept. after talking to rep they asked for …

Battery fell on fan and torques the engine am I covered? 
The battery fell off into the fan and torques the engine stopping the car and running the engine I now need to replace the engine. Will this be approved …

Slip and fall at the mall 
I fell and sprained my ankle and elbow, and my tail. I went to the e/r. I am not sure what to do next, I lost one day from work, but I suffer from lupus …

Tie rod broke caused a accident 
On my way home last night my tie rod broke on my 2006 Toyota scion causing me to jump a curve resulting in damaging the car under neat and scratching the …

What can another driver claim against me without an accident report? 
I was in a fender bender no injuries and no damage, I gave the guy my name and number and the name of my insurance just in case . 2 hrs after the accident …

Rear Ended Without Insurace 
I was at a stoplight when a van rear-ended us and another car next to us. The van tried to flee the scene but we gave chase getting the license plate number …

Backing of parking lot claim | Who is at fault? 
My wife and a co-worker were driving separate cars to a work function and missed the parking lot. My wife pulled into a residential driveway and started …

Rear Ended in Florida 
I was rear ended by an uninsured driver. Damages run about 2000.00, the body shop i went to was referred to by Mercedes themselves. He wants me to go to …

I've got a careless driving citation, and i feel it was unfair by the officer. 
I was Heading to work like a quarter to 7am. Leaving home, I join the main road on the right side lane. This is a 3 lane road and the right side lane gets …

Pulled out onto street and got hit 
I was pulling out from a parking lot. I had looked left right then left and there were no cars i saw coming so I went. But there must have been a car …

Is that a legal practice for insurance company to hold up issuing repair check until all claims are received? 
My car was rear ended in a multiple cars accident. There were 4 cars in the accident. The insurance company of the driver at fault has to pay for all repair …

No confirmation from the other driver 
I was rear ended last week. Got the other driver insurance information, but I didn’t write down his phone or driving license. No police report, no …

Leaving scene of accident 
My husband hit a bus but there was no injuries. He was out of it and panicked and left the scene of the accident but called the police and reported …

Claim against me 
I did an even trade with a guy for his Lexus and I sold his Lexus the following day to someone else. I did not write any information down on the pink …

Case dismissed in a bad court decision 
I was involved in a car accident in August. I was heading North and the other car was heading the opposite direction. The other vehicle was at a left turning …

I have a suspended license and I was rear ended 
My license was suspended and I was rear ended. We both have insurance will the man who rear ended me still have to pay in spite of my license being suspended? …

How can I make at fault driver's insurance company pay for my repairs? 
Accident report states for contributing circumstances driver 1 (me) no apparent improper driving Driver 2 failed to yield right of way. Vehicle 2 was …

Don't Agree with the other drivers insurance percent of fault 
Long story short... I was in an auto accident back in Feb. 2011, There was a police report done. The report puts the other driver as the Primary factor …

Expired registration on damaged vehicle. 
My car was broken into and attempted stolen in Detroit on Sunday. I live in Chicago and my car is (was) registered in Louisiana. Unfortunately the …

2 Accidents - Two Days - Damage to same spot 
I was parked at a house on the side of the road and someone backed out of a driveway into my car and hit the rear fender. The next day I was hit in the …

My van was hit in an intersection | Fault? 
My van was hit in the intersection where I had the stop sign and the other party did not. I was hit in the sliding door and rear quarter panel. I had …

Is there a time limit in which to pursue suing for wreck not my fault 
Hit last November or December in parking lot, police not called. Insurance not filed on my part, but did call other driver's insurance. State farm first …

DO I call my insurance? 
My car was not running and I needed to run errands. My neighbor let me drive her car with her in the car. As i was backing up, there was a blind spot …

Two vechiles backing out at the same time hit each other | Fault? 
I was backing out in a public parking lot and I always look so many times before i do so. i backed out when I saw no one else and the vehicle on the other …

Right of way car accident 
I got in a car accident a few days ago when a car tried crossing the street in front of me and I struck them causing totaling damage to my car. I only …

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Two seperate damage incidents occured to my vehicle.... 
My truck was hit and towed to a body shop. The defendant's insurance company sent an adjuster who estimated and cut a check for the damages. Subsequently, …

Rock caused damage to oil pan 
I was picking my sister up from her apartment when I ran over a rock that I didn't see due to the fact that it was really dark. I know for sure that …

What will happen next? 
I hit a car and did minor damage to the car, what will my insurance company do to penalize me ?will I have to pay outa my pocket? or will theyy(my car …

Car drove into my driver side door! 
I was parked in a parking spot, within the white lines in the center. No one was to the left of me, so I took my seat belt off, checked once more, and …

Arbitration question regarding conflicting stories 
My 19 yr old daughter was driving through the McDonalds parking lot heading for the drive through. A guy backs out of a parking space and hits her. It …

Another driver caused me to go in the ditch is he liable? 
I was driving on the main road. The other driver half pulled out into my lane from a side street. To avoid him I swerved and ended up in the ditch …

What is the maximum coverage on my car hit by another driver 
My car was damaged by another insured motorist. Their adjuster claimed only $2000 in repairs based on exterior damage. The actual damage is much …

Hit in the back with no Insurance 
I was hit in the back, however my license was suspended and the car didn't have insurance. My lower back was injured can I file a claim and what kind …

Should a driver that rear ended a stopped car at a surface street light get a ticket? Can I sue her insurance company ? 
A sunny afternoon drive turned into an ambulance ride for my fiancé and I. Waiting for a light to turn green at a four way intersection, our vehicle was …

What happens if I hit a car and leave? 
I was driving and the light suddenly turned red. The car in front of me immediately pushed her brakes and i wasn’t driving to fast but the road was a little …

My car was backed into at a parking lot 
I backed out from a parking lot in front of spoons yoghurt in college station and as I was about to put the car in drive, suddenly a blue Cherokee Jeep …

Total Loss = Partial Payment? 
My truck was declared a total loss by an insurance adjuster. When I was informed by the adjuster that my vehicle was deemed a total loss I asked what that …

bicyclist hits parked car 
My car was parked on the street when a bicyclist ran into it leaving my mirror and side of my car scratched with a small dent. The insurance company is …

What is my insurance company's responsibility? 
I was riding my bicycle and was hit by a car. The driver's insurance is coming after me to pay for damages to the car. My insurance company says …

I did not hit a dog in the road but it ended in a disaster 
I was driving down a small road and a dog ran out in front of me. I kind of clipped his rear and then went into the ditch and hit a cover which blew my …

He said he had insurance 
I was hit on Monday and he said he had insurance. Because we were in the store parking lot the police told us to just exchange information. So I told …

Unlisted driver and coverage for accident 
My car was recently hit by a another car and that's bad but not bad enough, this girl was a rider on an insurance policy from her family. Okay here …

Car accident with expired tabs 
I was hit by a county truck backing up in a parking lot. He fully admitted that it was his fault. However, I have insurance but i have yet to pay …

Fire Lane Rear-ended while trying to preserve safety~who's at fault? 
My friend's older brother was driving their younger brother to an appointment. We got into the parking lot, turned left to where we were right in front …

Needing help about car accident with no PIP! 
My son was driving on the freeway and was hit from behind by a company truck and it totaled his vehicle but all my son had was liability on his truck. …

Hit and run | Rates going up 
I was in an accident last week, a car pulled out in front of me and I hit them. Only when I looked up to see they were pulling away, never STOPPED! …

Possible Total Loss 
I was in a wreck on last night, 8/30/11. (hit & run), I was unable to capture the fleeing truck's license plate # but my passenger side door & part of …

RV totaled and settlement didn't cover the loan balance 
I had a 2008 brand new Travel Trailer. It was just "Totaled" by a hail storm. I was covered by GMAC. They claimed " FULL RV REPLACEMENT" without depreciation. …

My insurance don't want to cover 
I was in a car accident were witness and the police report say it was not my fault the person on the other car was charge with "improper turn" and "Left …

Rear ended by a car that claims they got hit 
I was stopped at a red light then got hit by a car that claims she got hit and the car behind her left. We both have farmers insurance and she has …

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Claim total loss when the owner was not driving 
My father had a car we were letting a friend drive it but they were not on the insurance. Our friend got in an accident not their fault hit and run but …

I hit a deer, am I entitled to compensation from my car insurance company for pain and suffering due to whiplash? 
I hit a deer and sustained whiplash to my neck and back. Am I entitled to compensation for my pain and suffering? My Insurance company has paid out …

Is it my fault?  
I was going straight on a street and right before I passed through it turned yellow if I would have stopped it would have destroyed my brakes possibly …

Should his auto insurance cover damages?  
My friend son (joey) has liability insurance. the other day he was asked by his friend (mike) to drive mikes car by mike because joey was the only sober …

Can I sue my wifes insurance if i have an accident in her car 
Tire blew on highway,the car flipped twice and my passenger and I were both taken to the hospital. We are fine but both having back pains,the insurance …

Hit leased BMW 
The other night I was at my daughter's friends house and I had my Durango parked in their driveway. Another gentleman parked behind me (but not directly) …

Can a car be paid off for liability only? 
I was driving my car last night and swerved to miss a deer and hit a tree. There is severe damage to the car and most likely it will be totalled. …

I hit a car in a parking lot while driving a friends vehicle.  
I hit a car in the parking lot where I work. I was driving a friends vehicle at the time of the accident. I notified the owner of the vehicle and offered …

Is the dealership liable? 
My auto is being repaired at local auto dealership. I received a call today that my vehicle was backed into by another customer. The dealership has …

Phone destroyed in addition to auto damage 
I was hit while stopped in traffic by the car behind me, who was herself pushed into me by a driver who was cited at the scene for driving too fast for …

Does my live-in girlfriend have to submit to a background check if my car is stolen? 
My car was stolen and my insurance agent told her she needed to submit to a background check so that they could see if she had any prior record of car …

Injury while being treated for car accident 
I was stopped at a red light when a car ran the light and hit another car. Both cars then hit me. I suffered a soft tissue injury to the neck and was taken …

Car accident liability | Minor driving 
My minor son was in a car accident under my insurance policy in a vehicle registered to me. I have now learned the other driver has contacted an attorney …

Parking lot liability 
my wife was pulling into a parking space with her small sedan and was 3/4 the way in when a suv park to the right of her just thru her door open into our …

Damaged car gets repaired but still has issues 
My husband and I had two vehicles parked in front of house when a lady hit both of them. One was totaled (too old) and the other had rear end damages of …

Right turn from the Left Lane... Fault?  
Yesterday, my dad was driving in the right lane and there was an old man in the left lane. There was a white car tail gating the old man in the left lane …

Liability while driving a "loaner car". Traveler's Insurance policy 
My 83 year old father was recently in a fairly minor 3 car pile-up. Not actually a pile-up, but more of one car slightly/barely bumping the next which …

Backing out of parking space 
I was hit by a car as I was backing out of a parking space. I had already stopped backing out of the space just prior to the car hitting my vehicle. …

Reinstated insurance, accident afterwards 
My family was in the car ahead of me, and I was driving my car by myself ahead of me. My family member called to reinstate my insurance, it was reinstated …

Rear ended and car is a total loss | Will the cover the loan balance? 
I was hit from behind and car was total loss by my insurance company. Will the persons insurance that hit pay the difference in my loan it was not all …

Death of a policy holder 
I have had an ongoing insurance claim from a car accident for over 3 years, but recently the policyholder died. Is there any chance they will not payout …

Coming out of parallel parking 
I done with my shopping and trying to come out from a parallel parking. I put on the signal light to indicate i wanted out, looked into both rear-view …

Who pays what? 
I rear ended someone in a car I borrowed just for an errand. The owner of the other car is claiming it is totaled, and only has comprehensive insurance. …

Bike accident and injuries 
A car in Florida hit me on my bicycle. He blew a stop sign to beat coming traffic. I have no breaks but back neck rib pain and lost 2 weeks work so far. …

Can someone sue me for my house if we got into a car accident? 
I got into a car accident and in the police report it said I was at fault. Nobody was hurt or injured and the damage to both cars was mild to almost nothing. …

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Can I claim from my isurance policies 
My driver drove a commercial vehicle, the vehicle was overheated and burn the transmission. Won't insurance policy cover this? Answer: Your issue …

Insurance company says car not covered 
We bought a car from a reputable dealer about 8 months ago. My husband was recently in an accident where he was the only one involved, and he was swerving …

What will happen with my insurance? 
I was driving and accidentally rear ended the driver in front of me. The damage was just scratches on the left side of his bumper. I don't believe …

Car caught fire 
My daughter's car caught fire in the engine compartment and burned to the ground while she was driving it. She has State Farm insurance and has collision …

What Type of Compensation Could I Recieve? 
I was working on my truck and was hit from behind by another vehicle. It was insured. my leg is all messes up. was told I need acl reconstruction, scar …

Rear end collision and damages? 
I was involved in a rear-end collision ( I was the front driver). I made a sharp right turn on a steep inclined road. My car (which had been fully functional …

Where do I start?  
I was in an accident with my friend on May 2nd. We we're driving down a windy road and he began texting around a turn, drifted off the road and into a …

What happens if my car still doesn't work properly immediately after it was fixed? 
My husband hit a deer and our insurance company was great. Paid for the car to be fixed. But the first day we picked it up something is still not right. …

3 pile auto accident 
I was involve in an accident recently where I was struck in the rear from the result of the car behind me being struck in the rear by another car. Can …

Loss of use claim and insurance company refusing to pay 
I have requested loss of use at a reasonable rate, the insurance company is refusing to pay and claim they need a copy of a rental bill or out of pocket …

Insurance Company won't cover Medical Bills for a wreck 
I was rear ended in a wreck & saw a doctor 4 times in a 2 week period for headaches & neck pain. The bill came to 748.00. The insurance company only …

Will the other driver (the one who rear-ended me) be responsible for my medical bills? 
I was rear-ended by a teenager who hit me while I was at a complete stop for light. I called police and he refused to file a report or issue a ticket …

Brand New car hit, only 1,000 miles by a Farmers Insurance Policy Holder 
Someone backed into my brand new car, they took fault. They are with Farmer's Insurance, but Farmer's is trying to cut costs and do a cosmetic fix on …

Who gets paid first when a claim is submitted? 
I had a single vehicle accident that resulted in a broken leg and surgery. I have submitted all my co-pays and deductibles to the auto insurance claim's …

bumper only or bumper/AC condensor replacement 
My car hit a box in highway and the front bumper was damaged, as well as air condensor. I checked with one body shop and they told me i need to replace …

Theft of parts from my car after accident during towing? 
My daughter-in-law had an accident on the freeway. The insurance adjuster came. They towed the Toyota F4 vehicle to the Toyota Dealership, then towed …

How long does the auto body shop have to give an esitmate, when the car is towed there? 
The car has been at the shop for a week. They keep promising us the estimate, and we don't have one. They have never called us, and we keep calling. …

Expired license effect on damages 
If u drive a car that is insured but ur license is expired and u get hit from behind can u sue for damages. Answer: Most likely yes. If there is …

If you reinstate your auto insurance and get into an accident will the insurance cover the accident? 
I called and had my insurance restated since my car was broken down for awhile and i had it cancelled til I fixed the car. I got into a small accident …

Totaled car but behind on payments??? 
My car was just totaled but I am about 2 months behind on the payments how does this affect the payoff??? Answer: The amount the will pay will …

Run away grocery cart hits someones bumper,who is liable? 
I had my shopping cart, stopped parallel to my car. I opened the passenger door, and put my grocery bag in the front seat. I went to get the next bag, …

I have a total loss claim but I no longer have the car or title what can I do? 
I was struck by a car while I was parked at a super market. The other driver's insurance company deemed the car a total loss and an estimate was done. …

Law suit for fire services 
My car caught fire on a freeway. Total loss, now I am being sued by the county for the brush fire that developed because of the car fire. There had been …

Should I Correct Police Report or leave alone since they accepted liablity? 
I just got the police report from an accident where I was rear ended a week ago. The report says I was going 20 mph and she was going 30 however I …

Diminished Value 
I was in a car accident where the other driver was at fault and is insured by Geico. Geico accepted 100% liability for the claim. My car is a 2009 …

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Comprehesive or collision? | Which one is it? 
I swerved to miss a deer and hit a sign. Is that considered comprehensive or collision? Answer It is a collision IF you did not touch the dear. …

Challenge or Protest ? 
Vehicle stolen recovered why deemed total loss? My vehicle was stolen on 6/10 and recovered on 6/14 Nationwide total loss on that day indicated …

Progressive direct took liability, repairs were not done, what can I do? 
Progressive direct policy holder hit my car. They claimed liability. took it too Ford their suggestion, got a rent car, received a voicemail leaving a …

Cut off and crashed on motorcycle and injured 
I was riding my motorcycle on the freeway when a car pulls into my lane almost side swiping me. I swerved and slammed my brakes eventually I lost control …

who fault is it here? 
Who's fault is it when a person does not put there blinker on within a 100 feet and you get in a wreck. They put it 20 feet before they turn and it …

Why does my personal medical insurance take back bill payments. 
I was in an automobile accident in April. the offending party only had liability insurance. I am with united healthcare, my insurance is with the Hartford, …

Adjuster claims their driver is 80% and Im 20% at fault 
I was driving down a main street when another driver run a stop sign clearly into my path from a side street. I hit my brakes causing a skid right …

Filing Claim when other Driver at Fault 
Another driver entered the parking lot, speeding, turned the corner quickly and right into the driver's side of our door. Her car was barely damage though …

Stolen audio system from car 
Somebody stole our car in the morning. We gave a police report and we gave that complaint number to insurance company. We got some other rental car. …

What to do | Coverage and fault issues 
Pulling out from a stop sign into oncoming traffic, I failed to see a truck that had to swerve to miss me. He instead hit the vehicle in the other …

Hail Damage Claim with a lien 
I recently had some hail damage on my vehicle, got a quote to fix the damage and then met with the insurance adjuster. She cut me a check with a few differences …

Animal hit and insurance asking for sworn statement 
I was involved in an accident with no other parties involved, except a group of deer. I was driving in the early morning, on a dark road, and came …

Do I need an Attorney? | Revocking my license over damages I did not cause 
Another driver hit us broadside in a retail parking lot in Aug 2010. The police did not issue any citations or assess any fault. At the time, we did …

Adjuster says I am negligent 
I had an accident which was caused by a medical emergency. My sugar level dropped low and as such I hit a front porch of a house. The insurance adjuster …

Adjuster make sevral false reprsentations on vehicle and does not account for upgrades or prior condition is this a crime? 
I was involved in 2 mva's the 1st accident I requested my insurance company to provide an estimate, then informed me since they other driver has insurance …

Dealer ended up crashing my car with scratch, dents. 
Do the dealer need to submit a report so that it show up in Carfax report. The dealer did not submit any report. Is that legal? Please reply. Answer: …

Statue of limitations on AD & D on auto policy in Texas 
My sister died in August 2006 from a blood clot as the result of a auto accident. Is it to late to file a claim for AD&D on her Progressive Insurance policy …

Is the person's who rear ended my car insurance required to provide me a rental 
My car was stopped at a red light. it is rear ended by a large suv is their insurance company required to provide me with a rental? I ask that question …

LIEN HOLDER QUESTION 
I work for a buy here pay here auto sales. We are the lienholder of a vehicle that was involved in an accident. The insurance company issued a check …

Insurance Fraud with repair shop? 
They waived my $1000 deductible and fixed my car. Later on after I got my car back I realized they didn't replace my tire and headlight assembly even …

Am I liable?  
My late husband had a car accident with my car he wasn’t licensed & at the time we weren’t married. later we got married & before he past a lawsuit was …

Months Passed,But Still Car Not Fixed Because Person Has Different Story Than Police Report? 
My husband's and my vehicle were hit by a truck in the middle of the night while were asleep in our home. The truck damaged my husband's car so it isn't …

Denied claim because weak evidence 
My son purchased a motorcycle at the end of February. Two weeks later it was stolen. My son borrowed money from my parents to replace the vehicle until …

Tme limitations to file older claim 
My vehicle was hit while parked. I filed a claim with the other drivers insurance company. I never took my car to get a damage appraisal or repairs …

Can you salvage the same car twice? 
I bought a car with a salvage title but had been repaired. The car was well maintained and had brand new parts all around. About 2 1\2 months later i got …

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Do I have to accept after market parts on my car just because it is not new. 
I asked not to have after market parts put on my car because of a problem in the past with these parts. I was told if they could not find OEM parts they …

What to tell the insurance adjuster in my recording 
I was driving and went through a yellow. On the 2nd crosswalk, I heard a loud bump...and then saw I person on the street in my rear view mirror. I pulled …

Hit and run a parked car | Who will pay for my damages? 
I got into a car accident: somebody hit my neighbor’s parked VAN and run, the VAN hit my parked car. Can I ask the VAN’s insurance company(GEICO) pay my …

Hit mailbox injured my shoulder  
If I hit a mailbox that has been hit many times before and injured my shoulder what do I do? Who is liable me or the private property owner? Answer: …

Deductibles and Uninsured Motorist 
I was in an accident with an uninsured motorist in CA. The insurance company has withheld $500.00 from the payment for the deductible. The first reason …

I Got A Settlement FAR Above What I Could Have Done on My Own 
Thanks Hector, My husband bought your book after I was in a car accident. It was a minor accident that was 100% the other driver's fault, but I did …

Toddler wrecked car 
We have an electric car and the keys were left in it. it does not have doors. my three yr old got in and pushed the gas. It hit another car and caused …

Third party total losses from fender bender 
A car sustains $1600 in damages estimated by repair shop. Car is KBB valued at about that or less. Can a third party payout for the damage be less …

Can an insurance adjuster give a gift card as a way of saying thank you to an insured? 
I work for a major insurance company and have an idea that would really help us when handling claims that weren't handled very well before we were assigned …

Reckless driving? | Not much I could do! 
I swerved to miss a dog and hit a parked car and was charged with reckless driving. Do you think that will stick and the judge will agree? Answer: …

Hit and run. will my insurance co pay? 
My car was hit in the parking lot. It was a hit and run. I just bought the car 3 weeks ago. 2011 camaro. about 3500 in damage. what should i do? will my …

Car audio system stolen 
Encompass insurance is giving us the run around. My son's car was broken into and his audio system stolen. Encompass sent an adjuster out twice.. just …

Rental Car Reimbursement 
I live in California and was involved in an accident at the end of January this year. I did not have rental car coverage on my insurance policy at the …

Who Pays For My Injuries ...? 
On October 12, 2010 in Rhode Island, I was involved in an auto accident in which I was deemed to be At-Fault. But, I have full coverage on my policy and …

Sugar in Gas Tank | Covered?  
It was determined that there was sugar in the gas tank of my car. I had the tank cleaned before filing a claim. Once I filed the claim, the insurance …

Two Deductibles for Stolen Property and Vehicle Damage 
My truck was stolen, damaged and subsequently recovered. The insurance company is saying the policy deductible for the vehicle damage applies. As …

Confused need help? 
I was in a car accident last year. The kid failed to yield to on coming traffic, he sped up as he approached the line and hit me at about 25MPH while I …

Insurance company denial of auto claim 
I was in a minor auto accident in Oregon. Unfortunately it was hours after I had reinstated my policy and my insurance company is claiming that even though …

What should I do? Company or driver insurance? 
I was involved in an accident where I was rammed by an employee of the business where I bought the car (bought new and have about 5 grand left to pay) …

Other driver clearly at fault 
On March 7th, 2011, my 2000 Ford F150 pickup truck was struck by a 2001 Toyota, on the corner of the northbound frontage road of I35 and university Ave(also …

Hit my daughter's car backing up! 
I had my car in my driveway and my daughter had hers as well in the driveway. I was backing up my car and hit hers, we both have damages on our cars now …

Do I have any rights in my car being a write off?? 
My car was broken into on Feb 8th between 9:30pm and midnight. The crooks bashed the back window, stole my hoodie, glasses, and a key to the office. …

Hit sons truck | Commercial Policy 
While turning around in front of my house, with lumber sticking out of my truck I hit the rear of my son truck parked in the driveway. There is no …

Lien holder claim | What are our rights 
We repossessed a vehicle. And it seems to be totaled. Our customer open a claim at the time of accident. It was denied because her policy was cxl for …

How to locate a State Auto Insurance Laws? 
Found your website and LOVE the information and the presentation! You have done a terrific job and a great service to thousands of people. My question …

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How much trouble am I in? 
I was travelling home from work westbound on a local city street. I made an effort to beat a light but, last second it changed and I slammed on the breaks. …

I did not have a copy of the auto insurance policy 
I had an accident, only my car and myself. There was a police report and witnesses. The car was towed by flat bed to a collision repair shop. I needed …

Insurance company not paying for damage to my siding by wheel that came off? 
A wheel came off a Car hit the side of my house and broke my siding. The insurance said (Erie) that the owner is not liable. Is this true? Im In …

Is the adjuster telling the truth? 
I had an accident in 11/2009 in which I was backing out of the school parking lot on an incline and the lady was coming into me at the same time. The accident …

Right to repair a total loss vehicle 
Hi, in California does one have the right to be made whole? My vehicle was deemed a total loss, with the damage & repair exceeding the determined value. …

Dealership refusing to sign insurance check unless fixed with them 
Insurance checked out the car and cut a check for repair costs, since the car isn't paid off they wrote it in my name and the used car dealership it is …

Parking lot accident | I did not know that it happened!  
I received a letter in the mail from the local police dept. The letter stated that over a month ago I had hit a car in the parking lot of a local shopping …

What are my rights? Son totaled my car w/ no license 
My son borrowed my car and spun-out on sum mud in the road and totaled my car come to find out he was driving on a revoked license.Will my insurance cover …

Crippled and seeking policy limits  
I was standing near my car in the parking lot after a birthday party. A drunk driver hit me and pinned me in between his car and mine. He had to …

Do I have to pay anything out of pocket? 
I was struck while driving my truck by another driver who ran a stop sign while speeding. The other driver's insurance company has sent me a letter …

her insurance says they wont cover car but only medical we both only have liability 
If a friend drove my car with my permission and totaled car and there were injuries to 3 people. and I only have liability insurance in Arizona but was …

Fire Damage 
I have a 2006 GMC Envoy. Something caused a short circuit and the circuit breaker did not work properly therefore causing a fire in the rear of the suv …

Do you get to choose the Rental Car Company? 
A friend has an extra vehicle that he is willing to rent me. I would prefer to rent from him, rather than Enterprise which is what Fireman's Fund/Allianz …

How can I find which state AAA insurance covers my boat after tsunami 
I have a no contact order and separated from my husband A tsunami hit Oregon coast and damaged the boat. I heard he has filed a claim with AAA. …

Rear ended while stopped at a red stop light 
I was stopped at a read light and a truck rear ended me...stated she thought i was still moving,,, I went to the er the next day as my back and neck …

Insurance not paying because of prior damage 
Had car accident. The other party's insurance(State Farm) has admit at fault. However they are not willing to pay anything after the estimation. They …

My son was a passenger in an auto accident he was the only one killed what are we intitled too. just the limits of the bodily injury policy or is there more that is required to be paid? 
He was a rear passenger in a car with 3 others. the driver was at fault he hit another vehicle in a snow storm. We are in the process of working with …

Third Party Auto claim denied by Travelers Insurance 
I have a 2008 Jeep Wrangler. My car was paid off so I only carried Liability on it. Big mistake by me. I was hit from behind by a Panera Bread Truck 2/5/11. …

Re-sale devalue? 
my Nissan Outlaw double cab was hit on the rear by someone, it is going through the insurance etc, will this damage affect the resale value as it will …

Cash in on auto repairs? 
I scraped the side of my car. I am going to give the car to my 21 year old. Since I own the car can I receive the claim money and then have it minimally …

Car theft claims | Making a claim against the insurance co. 
If your car is stolen and the person that steals your car has insurance, can you file a claim on the thief's insurance? Answer: Hello, You …

Courtesy Car | What am I entitled to? 
If my car is hit by a third party am I entitled to a courtesy car at his expense until the claim is settled. And if a courtesy car is not provided can …

Man in insured auto hits woman in parking lot 
A man who was drunk was driving his girlfriends car, he was in a lot at a bar he hit some cars and a woman. She is my sons girlfriend, he then fled …

Can insurance deny liability even though police report was clear the other driver was at fault? 
I was driving down a four lane road when a car pulled directly in front of me from a driveway (she was trying to make a left hand turn going the opposite …

Sueing for negligence other driver admitted 100% fault 
My husband and I were rear-ended by a teenager in March 2011 in Southern California. We were stopped at a red light when she slammed into us. …

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Insurance Mandatory Requirements and Bad Fault Investigation 
I was in an accident, hit ice and lost control at night, the other driver completely turned my vehicle around, and did much damage to my Car. The Policeman …

Insurance Claim Denied 
My 16 year old daughter was involved in an automobile accident about five weeks ago. She was hit in the right rear of her car spinning her around. Her …

Backing out of driveway | Who is at fault? 
I was backing out of my driveway and was in my proper lane ready to proceed. A driver backed out of a driveway across the street and backed behind …

Drunk Driver | Are we liable? 
During his birthday, my drunk father gave the keys to our car (registered under my and my sister's names) to one of his drunk friends. The drunk friend …

Icy condition parking ramp 
My apartment building has a very steep parking ramp. At one time it was a heated ramp and i suspect that maybe that was required due to the slope of the …

Ditch collision | Who is responsible? 
Who is responsible when a vehicle goes into the ditch on the side of a private driveway at night that is not marked at all. Answer: Hello Alan, …

Some advice regarding no fault finding by police 
My sister was in a car accident. She said the tow truck driver did not see her so he hit the side of her vehicle leaving a lot of damage. When the …

2004 checy impala | How to get damages paid for? 
I was hit in the back by another driver her air bag was deployed and the front of her car was total in the accident. The other driver had to get her car …

When person at fault insurance runs out 
My daughter was involved in a motor vehicle accident where she was a front passenger. a vehicle hit her side and we just recently found out that the vehicle …

Insurance claim quandry 
Hello, I have very unique situation and appreciate any advice or direction you can provide on the issue. Please bear with me on details of the story, …

Police were not called to the scene of the accident, what kind of problem may this cause? 
I backed out of a parking space and was just getting ready to put my car in drive when an elderly gentleman backed into me. His rear bumper hit the …

What are my rights? | Police report not complete 
My car was parked on the street. The car behind was hit by car that left the scene and was pushed into my car causing significant damage to my vehicle. …

I am paying for my own medical bills, why? 
I was passenger in a truck that hit a fire truck that was on a call with all its lights on. the person I was with was cited twice. The claims adjuster …

60/40 or not? Same insurance provider. 
Accident happened a week ago on snow packed roads. Both vehicle have same insurance provders. Farm Bureau (My Insurance) Son pickup 3 days old. Son …

Do both insurance companies of both parties of the accident NEED to get involved? 
I was driving my parents car who is fully insured under their name w/ uninsured motorists coverage. I was insured under the same company as well under …

Neighbor pulling out of his driveway and has an accident says my bush to blame 
Can I be held liable for my neighbor pulling out of his driveway into the path of an oncoming car if he says he couldn't see clearly because of a bush …

Unisured car | Permission question 
My son crashed his car and was looking for a replacement. A friend told him about a car for sale, the owner moved out of state, but his roommate handed …

Who got the insurance money? 
My nineteen year old son died in an auto accident in September 2001. He was driving his father’s pick-up truck. Single vehicle accident and he was the …

Hit a deer/Threw a rod 
Three weeks ago we hit a deer. Car was towed to a bodyshop. Insurance reached an agreement with the shop (after initially wanting to total it). Once …

Company car, company employee, company insurance? Who pays? 
I was in an accident last December. I was hit by a employee of Toyota, driving a company car. He ran a red light and totaled my car! I have lost my …

Being pulled out of snow and damage occurs 
Commercial vehicle gets stuck in customers drive way. We tell them tow truck is on way. Homeowner demands we get in van and steer as he pulls out. We say …

Total loss of an accident, a month later still unclear. 
Well a month ago I borrowed my car to my friend. She ended up been part on a crash. The place she was had the crash had a video camera (the ones that …

Unisured motorist coverage for accident caused by passenger 
I was involved in a car accident and rear ended a parked car. I was transported to the hospital where i was treated for injuries. I later received a ticket …

Denied mri claim from other insurance company | What to do? 
I was in a car accident, my doctored referred me to get an MRI. I paid it out of pocket and the insurance company from the third party is refusing to pay …

Do I have to pay for the accident I caused? 
I was leaving my friend's house and backed into someone's car. There is a dent in their bumper from my trailer hitch. DO I call my insurance? Wll I have …

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Is it okay to leave a Recorded Statement on Voicemail? 
My 28 year old son, who lives with us, borrowed our car. We live in the state of Hawaii. He was in an accident and it looks like the vehicle is a total …

Why am I not aware of the SIU team on my claim? 
My car was previously stolen while it was running and with everything in it. It was stolen from a not so safe area. The company had spoken to everyone …

Two insurance companies AAA and BCBS paying for the same damages 
BCBS is my medical insurance AAA is my fathers car insurance, they have claimed full responsibility for this claim. BCBS has paid all the bills so …

What's included in a settlement process? 
I was literally stopped a red light. As I was turning left when the green arrow light came on, the person at-fault ran the red light and hit me on my …

Gap insurance only paid half of the loan? 
Had my truck stolen and my insurance payed their portion,Gap was suppose to cover the remaining $5.000,they ended up paying only half because I had a death …

Told a check was sent out, then told about a coverage issue no check 
Was hit from behind by an admitted sleeping driver someone came and took pictures of my car and then I received a phone message stating a check was issued …

If a person didn't have insurance and caused a accident?  
Is it my responsibility to chase down the other person to see if they had any other kind of liability insurance, I have insurance with uninsured motorist …

Having a wreck on work property due to bad weather 
I was leaving work. As I approached the street from leaving my work parking lot my truck slid and hit another car. Is my work responsible for the damages? …

My rights for recovered stolen vehicle 
my truck was stolen while i was out of town and i purchased another one. 3 weeks later it has been recovered and the insurance co says nothing is wrong …

Mechanic parked my car negligently which resulted in hit and run accident. Who is at fault? 
I took my car to a big and well known tire store to get my tires replaces. The mechanic who finished the job backed up my car and parked in in the lane …

Collision or comprehensive? 
My truck jumped while I wasn't in it starting it and hit the back of my wifes van in the driveway. Is this going to be collision or comprehensive claim? …

Witness statement 
Involved in a car accident. Other party hit my car when turning left. Had yield on green but proceed. I was going east, other party was coming west.I …

Does Insurance have to pay for my total loss? 
I am a licensed driver. I had just bought my car few days before another person ran a red light in his company car(works for Toyota)and totaled my car, …

Uninsured motorist coverage for gun shot? 
My daughter has uninsured motorist insurance. My daughter was driving her car on the highway. She was shot with a handgun by a passenger in her back …

How do I sue my own insurance company? 
I have full coverage on my car and I let a friend drive my car and she got into an accident (she rear ended another car). I fixed the major damages …

Parking lot accident | Damages worth reporting?  
My son who is 16 had an accident with a parked car in a parked car with no one in it. He backed into the car and caused some damage to the driver side …

After my settlement my back still hurts bad what do i do? 
I hurt my back on the job in sept. 2008 and settled my claim,but my back still hurts can't stand for long periods of time can't take a job that requires …

Vehicle less than a month old 
My daughter was in an auto accident today, other party at fault, was cited for driving too fast for road conditions. She was driving a 2010 Toyota Tundra …

Who's at fault in this parking lot accident? 
I was pulling into a parking stall and waited for a pedestrian to walk behind me to their car then I backed up to straighten my car then pulling in a car …

Deer hit and fraud accusations 
I changed my deductible two days before my deer hit. I hit the deer, reported it to the insurance company who then in turn sent an investigator out to …

Are sled wraps covered on a total loss claim on my snowmobile? 
My insurance is trying not to pay out for my sled wrap, this wrap is custom graphics and i believe increases the value that I should receive for my sled. …

Icy Conditions | Carrier Not Accepting Fault 
I was involved in an accident during Icy weather. We were in parking lot. My car got skid and came to the stopping point. After couple of minutes, another …

Who will pay claim expenses? 
My daughter was hit by a car while crossing the street on green light and my insurance will pay most of the bills, however there are deductible and 10% …

Finance Company as Lien Holder & Insurance Company 
We are a auto finance company. The insured involved in an accident and the subject automobile declared total loss. Apparently, the insurance coverage was …

Proper Compensation for Laptop Damage on Vehicle Accident 
I have been in a no fault accident where the other driver came across traffic and struck me causing my Laptop to be thrown and broken, I provided the adjuster …

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Uninsured driver hit me | What should I do? 
I was in an auto accident and the driver at fault said he had insurance. I tried to make a claim to his insurance carrier and they say his policy was …

Total Loss and Fault Dispute 
I was in a multi car accident. I was at a stop for traffic light and the vehicle behind me rear ended me and push my car forward and i hit the vehicle …

New car in accident 
My wife and I just bought a 2010 Honda Accord in November. We have less than 1500 miles on the car. Yesterday in a parking lot a guy ran into the drivers …

15 year old totals car | Permission to drive issue 
A 15 year old takes there parent's key's when they are asleep and totals the vehicle. How does the insurance company deal with the claim. Answer: …

Who is responsible for damages? Child caused damages 
My minor child was riding his bicycle and he crossed the street in the crosswalk, but hit a vehicle. The insurance company USAA is coming after me for …

Cracked motor | How to handle this claim? 
I have only had my insurance with this company for about a week. During a bad rain, I turned on a flooded street. It was raining so hard I couldnt see …

I didnt have insurance and someone hit me | What now? 
Someone hit my car and I didn't have insurance.we got a police report and she admitted it was her fault.will her insurance still pay for my car damages? …

Apartment Complex / Icy Road hit 
I was turning into my parking space and slid to the right hitting another car. My insurance is to take car of the other car only. Can I get something …

Hit twice in 3 weeks 
I was rear ended and the other persons insurance paid me $630. 3 weeks later, prior to getting the car fixed, I was rear ended again by someone with …

Insurance company questioning me about dual garaging 
I was in a single car accident on the highway, truck tire in fast lane and i clipped it when swirving away and slammed into a guard rail. Well now the …

Do I have to fix the whole car after an accident? 
My car was hit in the parking lot, causing damage to bumper and stability bar. I just want the bar fixed for safety , don't care about the cosmetic. …

Had an accident but my car insurance was cancelled 
Had an accident I was not at fault but my insurance was canceled my question is can i get the person who is at fault insurance to cover the damage to my …

Rear ended... What is the automatic law? 
if another vehicle hits you in the rear of your vehicle are they automatically at fault? Answer: No. There is no "automatic" fault in any state. …

Who is responsible for damages if the accident was caused by icy road conditions? 
I was driving downhill and my car slid on ice and got stuck in the middle turn lane. Another car coming down the hill slid on ice and hit my car causing …

Faulty party insurance cannot be located 
Last night I had an accident. Police came on the scene. They gave us an 'Accident Information Exchange Slip' with the insurance company and policy number …

Trouble with getting my car insurance people to settle 
In September of 2009 I was in a wreck. There was one passenger in my car. My car was totaled. Both me and the other passenger were lucky to walk away from …

A raised F250 pick up truck backed up on me and damaged my front end towards the driver side on a red light 
I was on the way home when a very high lifted F250 truck in front of me on a stop light decided to back up for whatever reason and damaged my car almost …

Senior citizens casing damages 
An elderly person in Ohio has crashed into a business and done considerable property damage and this person does not have auto insurance.....who is liable …

Future Problems with insurance if no reporting? 
I was driving in a housing complex when a parked car backed into my passenger side of my car. This left a big dent on both doors. i have only drivin the …

Insurance policy cancelled!!! 
Insurance company stated my ins. was cancelled 12/1/10, someone hit my car on 12/05/10. what can be done, it was her fault and she stated that to the police …

Car door dented in parking lot 
I had just parked my car in a parking space to the right of another vehicle(at a multi-store shopping center), when a small child swung open-fully extended …

Will the other insurance company pay my medical bills? 
I live in the state of Kentucky and had an accident recently. I was found 10% at fault for the accident and my vehicle was totaled. My insurance had …

Insurance Claim - Comparative Negligence 
My daughter was in a car accident last week. A woman went through a stop sign and my daughter (who did not have stop sign) swereved to the right, trying …

Can I sue for the loss of my car? 
My car was totaled in a hit and run accident. The police arrived on scene, witnesses gave reports, the vehicle description and tag number. My insurance …

Borrowed Car, no PIP coverage? | What do I do now? 
My girlfriend borrowed my car and got into an accident that was determined to be her fault by my insurance company. I declined PIP coverage, and on …

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Is it legal? | The other person is not filing a claim 
Someone hit my parked car at a restaurant. The individual gave all her information and said she has full coverage and will pay for the damages. She …

Only had the car for one week, insurance wants in on the great deal I got 
After searching forever for a car I found what I was looking for and what a great deal. Car needed some repairs but even after that it was still a great …

My son was hit by a suv while riding his bike to school 
My son was hit by a suv while riding his bike to school. We have a child witness that says the driver was negligent. He said she was looking away …

Can the insurance company make me pay damages when i wasn’t at fault? 
I was on my way home at 9 am after dropping my boyfriend off at work. I drive this route everyday 4 times a day for 3 years. i have driven it in the snow, …

If the name on an automobile title is different than the insured, who gets the claim check in a total loss? 
My husband and I have insurance on a motorcycle. He was killed in an accident involving the motorcycle; the motorcycle was a total loss. The insurance …

UMBI paid twice???? 
In the article on UMBI, I found this statement: When you have an UMBI claim, your own insurance company will have to pay the bills twice, the first …

State farm and paperwork on selling my totaled car? 
I had an 04 chevy aveo which I still owed about three grand on and the damages were about three grand, so total was about six grand. I was in an accident …

Leased car scraped by me 
I have had my new leased car for two weeks and I scraped the side of it entering the garage since I am not used to the bigger car. Never filed a claim …

Rear ended by an uninsured motorist | Storage fees 
I got rear ended las nov 5 and dropped my car in the shop the next day. reported to my insurance on sat and told me my adjuster will contact me on mon …

Am I entitled to lost wages do to no vehicle, but no injuries? 
The insurance company tells me that I am only entitled to loss wages if i were injured . However I lost many hours of work due to no transportation and …

T-boned and Hit-and-run, who's at fault? 
Car #1 makes a left-hand turn at a yellow light; an oncoming car, car #2, T-bones car #1 on the passenger's side while speeding (presumably to make the …

My factory warranty will be void. 
My six-month old 2011 was rear-ended by an Escalade. Of course the manufacturer voids the warranty on all parts affected. The insurance company of the …

My hunting rifle accidently went off into my friends truck (no injuries). Is there a way to claim it on my comprehensive auto insurance? 
My hunting rifle went off while I was unloading it. Unfortunatly it was pointed at the rear window of my friends truck. The bullet broke the rear glass …

Am I liable? 
My son was involved in an auto accident. He was driving his truck, my enclosed trailer. Coverage on his truck and none on my trailer. No one was sited, …

Rental car runaway | No enough insurance, now what? 
My car was parked in front of my house. at 5 am a young kid in a rental car backed down my one way street at an outrageous rate of speed. He hit 3 cars …

If my horse trailer hit my truck is it Comp or collision 
I was turning around on uneven ground and the front overhang on my goose neck trailer hit my tool box causing damage to it, my cab and breaking my back …

Who is responsible? | I was driving her car and it was my fault 
I was in an accident it was my fault i was turning from the center turn lane across 2 lanes of traffic i turned as the car on the inside lane was passing …

Potential wage loss | Can I be compensated for this? 
I was rear-ended at 40- 50 mph on an interstate 5 weeks ago. My car careened across three lanes of traffic before I gained control and brought it to a …

If I settled can I still make a claim? 
I car back into me,pinning me between my car and theirs. I injured my shoulder, hip, and knee. The pain in my shoulder and hip went away. I still had pain …

Will we get any money back from USAA? 
My husband was side swiped by a guy who had USAA insurance. USAA already investigated and has admitted 100% at fault. My husbands injuries werent horrible. …

Rear ended | Waiting for the police report but injured? 
I was in a car accident two weeks ago. The other car's driver rear ended me. However, it was not her car and she was not on the policy. It was her …

Car Stolen but have to wait one month before I can file police report 
I had my car taken from a party by an acquaintance without my permission but the police state that I cannot report it stolen since they had access to my …

Auto Warranty Not Paying for Damage Repair. 
I purchased a car from a deal in Gulfport Mississippi. It was a 2002 Nissian Altima, 3.5 Engine. Car was a nice car, ran good, was told by the General …

Same insurance co.as claimit? How does that work? 
Both parties have the same insurance co. so how does that work? I have P I. CASE .other person is at fault in the auto accident. Just wondering how it …

Damage from a tire on the freeway  
If I was driving on the freeway and a car lost his tire and the tire hit my vehicle, would i be able to get the damages fixed by the other persons insurance? …

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Specialized occupational tools stolen from vehicle 
Aftermarket stereo in factory location professionally installed, specialized occupational tools stolen from vehicle in driveway. Insurance company wants …

Collision as a resut of mechanical breakdown. Is it covered? 
I have a limousine that was coming from Las Vegas back to Los Angeles. In the middle of the road, it suddenly broke down, and the driver had to stop and …

Help! love my truck!! 
Wife backed into it!!! in our driveway!! I have liability on the truck but full coverage on the van- will the full coverage cover both vehicles?? Thanks. …

Rear Ended  
I was rear ended at a stop sign. There was no injury."No Cash Lash", I just had a head ache and stif neck. No whiplash the next day. Other party offered …

Is there a database for all insurance companies  
I had heard from a friend who recently past away that a woman in the northern virginia area has had 10 accidents in the last 15 years. She stops her …

Son in law was driving, was an excluded driver, driving daughter home from hospital 
Son in law was driving my daughters car, he is excluded on our policy, didn't know he was driving . She had a baby 1 day ago, so could not drive herself. …

Cancel insurance claim | What happens now? 
What would happens if decide to cancel the process of a car insurance claim? Answer: Hello Lorena, Generally, nothing. The claim continues. …

Hydroplaned in Florida 
My son just called to tell me he was in an accident (in Tampa, Florida). He was driving his wife's car (they are separated). He was driving 40 miles …

Putting a value on my totaled used vehicle ( low mileage good condition but older Volvo) 
Other person was at fault. My car was totaled. Their insurance company wants to use estimates obtained by used car dealers they have asked to value my …

When are they going to call me? 
I was in an auto accident the other driver failed to yield and I hit his truck. I didn't have insurance but the officer cited the other driver for failing …

State Farm adjuster not paying for all damage incurred in accident.  
I was recently in an accident wherein both parties are insured by State Farm, through different agents. The other driver has accepted responsibility, so …

Claim denied by other parties insurance | What to do? 
My car was parked on the street and someone hit it and left. There were 4 witnesses outside at the time. The witnesses left a note on my car with the license …

I was determined party at fault and my car is totaled, what happens now? 
I was in an accident yesterday, the car in front of me used brakes immediately and to prevent me from rear ending him I tried to swerve into the next lane. …

Claim assignment | What does it mean 
Does assignment of a claim # indicate acknowledgment of responsibility; or is it just an activity tracking # ? Answer: We don't believe it means …

Who is at fault, when someone backed into you in a private parking lot, when we both ended up coming in the wrong way? 
I had drove into the parking lot of chick-fil-a behind this suv (which almost side-swipes me coming into the shopping center. I was at a stop waiting for …

What am I entitled to under the other party's liability if he was at fault and my car is totaled? 
I was involved in an accident where the other party was at fault. He was driving a rental (hertz)and he has liability under Geico. I also have liability …

Which insurance pays when an accident occurs and you're driving someone elses car.  
My son was driving his sisters car and backed into another vehicle. His sister said he was covered to drive her car. Who's insurance pays for the other …

What are my rights? | Accident with a vehicle already sold 
My husband received a letter saying he had been in a car accident and they needed to have his insurance information to communicate damages and reimbursement …

Insurance adjustments | Can an insurance company push coverage on you? 
I gave my 27 year old son permission to drive my car. He was not on my policy. He had incident with a mail box. The insurance company paid for replacement …

What is average pain and suffering if I am a passenger who hit another vehicle from behind? 
I was a chaperone on a school feild trip and was in the front seat of the passenger side of a school bus. I was leaning on the edge of the seat resting …

Wifes 18 year old son hit a parked car with Moms car, he was not on our policy. 
I just received a call from our auto insurance about my wife's 18 year old son who is not on our policy, hitting someone's parked car. My wife has …

Accident with no insurance | What to do now? 
My friend stole my car and got into a car accident and vanished and left me with the problem whats the worst that can happen. Answer: The worse …

Stolen Vehicle that caused damage | Who pays? 
Person is camping in the woods when a stolen vehicle out for a joy ride runs them over and destroys their camp. The person goes to the hospital with …

Accident now causing reposession? 
I was in an auto accident a few months back and am now in physical therapy waiting on next app to schedule surgery. I was in a work vehicle when this happened …

Insurance Premium Increase | is this justifiable? 
I changed my address because I moved. But my first address was in Marion county that is still in South Carolina. I changed it to Lake View which is still …

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Fighting Fault with MY insurance company 
My girlfriend was in a car accident while borrowing my car, and was ticketed for being at fault. The ticket was based on a "Right lane must turn right" …

38 weeks pregnant and back injury from a car accident 
I was in a stop sign and a car hit me from behind i was 35 weeks pregnant, i was taken to a hospital by ambulance they just checked the baby’s heart and …

Billing for my time and gas money on insurance claim 
Our RV was side-swiped by a semi who swerved to miss a car that stopped abruptly in front of him. We were on our way a state park for a camping vacation …

Who makes the claim?  
Who makes the insurance claim if you hit a parked car that has no insurance and you are on private property. Your car wasn't damaged in the accident. …

T boned after stopping at a stop sign 
I was stopped at a stop sign heading east on a road. THe other side of the street also had a stop sign (going west), but it was not a four way stop, as …

Insurance settlement on 2001 Z06 corvette. 
The insurance company has made me an offer for my total loss claim, they've given me two offers one for 30,818.00 on 9/10/2010 which I declined because …

Hit and run | How to handle the claim after impact? 
This morning at 2:45 am I was hit from behind while sitting at the red light at the intersection of Hurricane Shoals Rd and Buford Dr. The guy who hit …

Am I required to pay for all damages even though I did not create all the damages? 
I don't have insurance since it was cancelled because I didn't have the money to pay up. The other driver had uninsured motorist coverage. I got into …

Should I receive payment before signing a release? 
Release form says "For and in consideration of the sum of $xx, RECEIPT OF WHICH IS ACKNOWLEDGED..." Insurance company states they will send check when …

Total loss on previously damaged vehicle? 
My car was damaged in a flood that rose on my street overnight several months back. I made a claim, got it repaired, and have no problems since then. This …

What should I do? | Deer collision after chaning carriers 
I fell for the commercial checked out progressive insurance. I could save a little and in this economy I need it. So we switched to progressive on …

Suspicious fire , total loss to my car 
my car was set on fire 9/1/2010 i did not see anyone set the fire . but i feel in my heart someone did it on purpose . I have problems with some people …

How long after an accident are you still liable? 
Our son was involved in an accident over a year ago. We just recieved a letter from an insurance company saying he now owes 25,000.00 Is he still liable? …

Liability insurance only on total loss 
I recently was in an accident where my car was totaled. I still owe money on the car and I only had liability insurance. I wasn't aware that I was …

Stolen truck claim | Do I need an attorney? 
It has been 4 months since my truck was stolen and my claim hasn't been settled. I was told today that in another week they will call to set up a meeting …

Restricted Policy | Company out side what they are supposed to do 
I was involved in a rear end accident involving a auto driven by the husband of a driver who has a restricted policy. We are being told that he was …

Can personal anguish of a third party? 
Can personal anguish of a third party be used to settle a claim in a car accident. my 16yo dtr was in a car accident, can i claim personal anguish? …

Auto insurance claim | statue of limitations running out 
I was rear ended while stopped in traffic on freeway at rush hour. My car was totaled. I walked away, thank goodness. Our 2 years are up this weekend, …

Can I get auto insurance after an accident? 
I hit someone this afternoon. my last auto insurance was 3 months ago. so i wasn't insured at the time of accident. can i still get someone to insure me …

I am getting ready to switch insurances, but I do have a claim 
I am getting ready to switch insurances because mine lapses in a couple weeks. There was an accident reported on my vehicle for May that I am just finding …

Totaled Vechile | No air bag deployment but want car totaled? 
I have a 2010 Honda Civic, and I rear ended a vehicle going about 30 mph. It dropped my radiator down, pushed my engine back and broke my front bumper …

Keeping a Salvaged Car 
If the insurance company declares my car as a total loss do I have the right to settle and keep my car? Or can I buy the salvaged car back from them? …

No injuries, but should we ask for suffering payment? 
16 year old driver decides to merge into my lane in the middle of an intersection. His insurance company has not admitted fault as of yet, but it has …

Excluded Documents Not Provided by Carrier? 
I just purchased insurance on 9/17 in Florida. My husband and I got into an accident on 9/28. We were at fault and the insurance company is covering the …

How long do I have to file small claim if person agrees to pay then doesn't 
My car was parked downtown woman was trying to parallel park in front of my car her bumper got caught on mine she did 3000.00 in damage she left a note …

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Will Praetorian Insurance pay our medical expense? 
I am an international student from China. I arrived America at the beginning of this August and involved a hit and run accident in the end of August. It …

Divorcing, and have an auto claim after filing. 
I am sure that the title is a bit misleading, I couldn’t figure out how to word it. First. I filed for Divorce a month ago. I have an insurance …

Owner won't contact insurance company 
I was parked in the driveway at a friends house. Another visitor to the residence parked on the street. Roommate at the house came home, drove through …

Auto Accident one day after getting insurance 
I started my auto insurance policy on 09/25/2010. I got into a car accident on 09/26/2010. I had the temporary insurance card in the car at the time of …

Total loss of 97 nissan car | How to recover value? 
Thursday morning it started rolling down the bank stupid me I tried to stop it and it ended up dragging me , I did get some serious injuries but I only …

Truck crashed by itself | Want to keet the total loss  
I just bought a 03 dodge 1 ton diesel and hadden signed any papers on it. It was parked by my house with my goose neck trailer hooked to it, It jumped …

Refiling claim after settling 
I was in a horrible car accident that had taken place on June, 02 2006. We were riding in a Black Ranger,double cab truck. It was the driver, the passenger …

Consequenses from a car accident?  
I was recently in a car accident I crashed into another car, the other persons car didn't get damaged but a few scratches on the bumper meanwhile my car …

Insurance claim | injury on parking lot 
I was in a parked but still running car i did not go to hospital but was very sore the next few days am i entitled to money for pain and suffering or anything …

Low Ball Evaluation, At fault Insurance fails to negotiate 
My wife, 4 year old son and mother in law were t-boned when another driver fell asleep at the wheel and crossed the center line struck them in the divers …

Auto claim worth? | How much to ask for? 
I was rear ended by a driver. Back Pain the next day. 5 weeks of therapy. Upper left shoulder blade/lower back. Therapy has been completed. Missed …

What happend when bodyshop name is on check? 
I just want to keep money. body shop does not want sign off on check. They said insurance co. sends them 1099. Can they get into trouble signing check …

What is the length of time you must report an accident? 
While pulling into a church parking lot I accidently hit the open door of the driver. It appears that only the molding is involved. It is an old …

How many days do you have to file a claim? 
I was backing up and hit someone but they were going the wrong way of the parking lane. Answer: You have a reasonable time to file a claim. Reasonable …

How is fault determined? | No statement requested by carrier 
I was in a car accident where I ended up rear ending someone...no real damages but how is fault determined especially when MY insurance company never talked …

Lien vs contracted physician payments 
I was involved in an automobile accident. I was treated for neck and back injuries. The specialists stated that the neck injury was due to the accident, …

What should I do? | Huge rental bills and storage fees 
I was involved in a head on accident almost two years ago that totaled my vehicle. The other driver failed to yield and was cited. I was not. My company …

Small Claims Court | Can I go after people on another state? 
My son was driving my car, and was hit on the right side of the vehicle causing approximately $3500.00 worth of damage to my vehicle. My son was not …

Car changed ownership and new owner is trying to sue me 
I was at fault and hit another car the driver was the son of the owner. Since then the father gave ownership to the mother they are divorced and were so …

Lienholder rights on auto claim 
We are the listed lienholder. Insurance company sent a two party check to the customer and the body shop (not us). The customer signed just his name …

Can an adjuster make only one offer? 
I was told "I will offer you 1500.00. If you reject there will be no more offers. If you accept I will send you a release to sign. I find this rude …

Car door ding claim denied 
Other party's insurance Unitrin denied my claim saying they can't contact them for verification. They said they called and sent letter but no replies …

Estimates and repairs on claim 
My wifes' new BMW was damaged in a restaurant parking lot and of course they left without taking responsibility. In dealing with our insurance company …

I was ran over | How to get coverage for injuries? 
I was ran over while exiting a vehicle and the insurance says that she was behind on her premiums but she went and payed them that day and she still has …

Third party claim | Small claims court for damages? 
I am a victim of a hit and run case. My car was parked and one morning a van came and struck so badly to my car that it is totaled. After the incident …

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Hay rake hits vehicle | Fault? 
I am in Michigan. I had my Explorer hooked to a hay rake to transport it from point A to point B on a public road. The rake was attached with the …

Do I have to got through my insurance for a car accident that was not my fault? 
About a month ago I had a car accident that involved one more car. The driver of the other car was an older (mid 70's) woman. There was no police report …

Would a rear end collision on ice diminish the damage to a vehicle? 
I was stopped at a red light during a black ice storm. I heard a horn blowing when I looked up at my rear view mirror all I saw was blackness coming up …

Do I have to get my car fixed once I get a repair check from my insurance company? 
I already got a repair check from my insurance company. I negotiated getting the most I can without it being totaled. I got 2500 for my 98 Buick LeSabre …

My car is a total loss...What now...Help! 
I have a 3 year old solara convertible that was just declared totaled this week. My accident happened 3 months ago. I had to go 5 days with no rental when …

Damage from bent sign post | Fault? 
I was at a parking lot and took a right turn to leave, swerving around a sign post. However, the sign post, which had already been hit by another car …

Negative Equity in a total loss situation 
My motorhome was damaged by a fire in an adjacent vehicle. My insurance company decided it was a total loss and offered me a fraction of what I owed. …

3rd party test driving a motorcycle | Subrogation 
In Idaho, if a person is test driving a motorcycle and crashes, could the Motorcycle dealers insurance carrier subrogate against the 3p auto carrier? …

I was a passanger in an accident | Help? 
The person that was driving did not have a license but I did. The car was fully covered I hit my head against the window and have many scars on my face. …

Insurance grace period for coverage after a voluntary cancellation of coverage 
I recently canceled full coverage insurance on a vehicle I am buying, in order to change insurance companies. But before I could get coverage with a different …

How to get compensated from the other parties insurance? 
I have a claim with the other parties insurance company. His girlfriend used his vehicle and hit me damaging my car. It has been about a month and still …

2nd personal injury same family how much its worth 
last Dec 2nd i was sideswiped by a 40 ft winnabego from bumper to bumper & the car he was towing, not one would contact me for close to 6 months & I needed …

Side swyped from rear in parking lot? | Who's at fault? 
I had my car in reverse, getting ready to back up but was not in motion. Car came too close to my bumper and swiped my cars rear end and then took off. …

Claim reimbursement check | Hold up? 
I got an estimate done through a AAA selected body shop. I let the adjuster know I'd rather just have her send me the check and I'll take care of the …

Settlement for loss of essential services 
I am pregnant and on June 13,2010 both my husband and I have been injured in a car accident due to a drunk driver who rear ended us. The drunk driver …

Flooded truck | What do they have to fix/replace? 
I was launching my boat which was small enough that I could not see it for my tailgate. I went to step out onto the running board and the truck was in …

How much should the injury settlement be? 
I was in a car accident it was the other driver's fault my medical bills total 90,000 and lost wages so for 7,000. How much should my settlement be? …

When do insurance companies pay for the insurance on a rental  
My vehicle was totaled by another person in MA, I live in NH and did not have auto insurance, I had to rent a car and pay for the insurance, is their insurance …

Hit from behind at a yeild sign 
My wife was sitting at a yield sign and was hit from behind. The other diver gave her the insurance info on the car. Come to find out that person was not …

When to Submit a Claim? 
I called the insurance company and the bill they have is $340 for a little bump on the bumper that I don't know how it happened or when. I called …

Insurance company trying to decline claim 
To make long story short, my car was stolen and involved in a hit and run and car was totaled. The police suspect my husband or a family member was …

Totaled loss check | Settlement with bank 
I totaled my car and I have already filed my claim. My total loss adjuster said that they would have to write off the check to the lien holder. …

How to fight being charged at fault for an accident due to mechnical failure? 
I had a tire blow out and a kind man changed my tire for me. He put on my spare and told me there was a Chrysler dealer about 2 miles up the road. I starting …

Had an accident on day I got insurance 
My brother got on an accident on the same day he got his insurance. They faxed him an insurance card that was dated the 7th. The accident happened on …

What constitutes liability and damages? 
I was at a dead stop at the end of a freeway off ramp waiting for a car to pass so that I could make a right turn when I was rear ended. My BMW was pushed …

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My daughters accident | How is this claim settled? 
My daughter was killed in a car accident. It was the other drivers fault because she was speeding. She was killed also. My daughter had full coverage …

UMBI coverages and Medical Payments Coverages 
If an insured has both Medical Payments coverage and Uninsured Motorist coverage, do you exhaust the MP coverage first for the medical bills and then start …

Recieving a claim after the vehicle in question has been sold... 
I got rear ended by a truck two weeks ago. Previous to this, I had been looking for a new vehicle. My trade in value on my truck was $4500. I got rear …

Insurance Company Depreciating Mechanical Parts Involved in Accident 
Is it typical for insurance companies to depreciate mechanical parts when repairing a vehicle over and above the typical insurance deductible? I have …

Who is liable in rear end collisions? 
If a car is at a full stop waiting for the traffic signal or whatever and a careless driver hits him from behind causing him to hit the car in front of …

Car accident and total loss | I want my car fixed  
An old man rear ended me, there's a chances that the insurance will total my car. I know my car can be fixed, can I suit the old man and make him pay …

Named Driver Only policy (unlisted driver) 
I reside in TX. I was involved in an auto accident and it was not my fault. The driver provided liability insurance to the DPS officer. I filed a claim …

Insurance Company Advised Me That an Injury Claim May Result 
My daughter was visiting Las Vegas from California. Exceedingly tired, she gave her boyfriend permission to drive her car back to the hotel. This boyfriend …

Who is at fault for this left turn? 
I was in a car accident. I was making a left turn at an intersection when another vehicle passed me on the left from behind. The roadway was marked with …

Insurance Claim is refusing to pay for engine damage 
I was in a car accident where I hit a vehicle in the front right side (passenger) as I was trying to turn and miss the high speeding vehicle coming up …

Are you still obligated to buy? 
While test driving a new vehicle we were hit from behind causing damage to said vehicle. We had signed a buyer's agreement with intent to purchase, but …

Insurance Claim on Loss of Vehicle 
If an individual is entitled to import a car with exemption to pay import duty and taxes and he covers the car insurance on market. The car without import …

Two settlements from one injury claim 
I was a passenger on a Yamaha Rhino ATV when the driver flipped the atv and I sustained a massive injury that will leave me permanently disfigured and …

Other cars damage caused by me? 
I was taking off the freeway and was trying to change to the left lane to take a U turn. There was a car coming from the middle lane and based on he said …

Private lien on auto title for family member | Liability? 
Can we hold a lien on a auto title in someone else's name to keep them from selling? and if we hold a lien are we liable if the car is in an accident? …

What is the limits of my liability 
If my auto insurance has $75000 in liability, and other party claims $100000 on medical bills alone, assuming it was my fault, what happens to me. am i …

How long after accident do you have to file a claim 
I was rear ended totaled my truck. I was at a dead stop she never saw until too late,she was looking down for her purse. aprx 40mph How long after …

Ins company wants to use a motor from a salvage yard, with only 30 days warranty. Is this safe? 
My vehicle was stolen from my house, and later recovered by the state police. The vehicle was towed to a Dealer. The diagnosis of the car, was I needed …

Should I contact an attorney? 
While I was in the tanning bed 2 weeks ago, a woman backed her car into mine. I called her insurance co. They said someone would get back to me. Someone …

Rear ending a rental car in stop in go traffic 
So my husband rear ended this lady in stop in go traffic. He was not even going 3 mph when he tapped her. She had a rental car and slammed on brakes …

Total Loss of Vehicle | Inpound fees 
My car was totaled and it's still at the salvage yard the person that hit it was at fault. I didn't call their insurance company until i got the police …

Guy on Bike ran into my car while I was trying to pull into traffic 
I was stopped at a stop sign waiting for traffic to clear so that I could make a right turn. I then pulled forward to make sure traffic was clear so I …

Medical bills, loss wages, and other expenses 
My insurance has paid 80% of my medical bills. The other persons insurance is state farm, they paid my car off because it was totaled. Will they give …

Auto accident with only one vehicle  
What happens if you are in a single auto wreck with just your vehicle due to black ice? No other persons involved but your own wrecked car, and no …

Stuck with a car accident | Total loss upside down 
I was rear ended and the person told his insurance he was at fault. They picked up my car for repairs, then later stated the repairs would be more than …

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Can I get paid for life from this wreck? 
Four cars just pulled through the light the one in front is turning left I am in the back, we all are stopped, an 18 year old female, texting slams into …

Who is responsible for this car accident 
I was hit by a driver (18) years of age, slammed into a tree, fractured skull, tears in my neck, four buldging disc in neck, two buldging disc in my back …

Rear ended, neck injury, and settlement 
A dog ran out in front of me, causing me to lock up my breaks, someone rear ended me, causing sever back and neck injury. What could I be looking for …

Can I sue seperatly for property damages 
Can I take someone to small claims court for the damages to my vehicle if i have an open personal injury case? Answer: Hello DC, You can …

Car ins. company trying to take my car after accident that was not my fault. 
Car ins. company trying to take my car after accident that was not my fault. A man hit my car (2000 Hyndai elantra) in a parking lot. I was at no fault, …

Tota loss Accident caused by a dumptruck | Settlement for pain? 
I was involved in an accident were my fiancee' (on his birthday) hit the side of a dumptruck head on due to the truck pulling out infront of us from a …

Not at fault accident | Cash payment instead of repair? 
The car is a 2000 Mazda Miata that was parked on the street. The car was hit by my neighbor who is insured by state farm. My trusted bodyshop quoted …

Cancellation of policy | Grace period after loss?  
When insurance is canceled in seven days of a claim can a claim be filed and take effect? Answer: It depends on your local jurisdiction and …

Spouses right after car accident 
My husband is about to settle an auto claim and we are separating, am I allowed any portion of this settlement and what should I do if I have any right? …

Not better yet, statute of limitations expiring 
I was in an accident 1 year, 7 months ago and the statute of limitations is 2 years in my state. I am still not better and receiving treatment for a whiplash …

Stolen vechicle | Driver with no license, coverage? 
My car was stolen while my friend was driving. I was not aware of my friend driver license revoke. Will the insurance pay for any repairs for my car? …

Storage Fees | How to handle this situation btw states 
I was visiting New York in November. A friend of mine was driving my car and got into an accident. Another vehicle ran into my car. He left the scene and …

Trouble with ins. company | Total loss process of truck 
Got into a wreck leaving work a month ago. Other drivers fault for failure to enter an intersection in a safe manner. Needless to say they totaled …

Dealing with insurance company when you do not have an insurance 
if involved in a auto accident and you have no insurance but the other party has insurance what is the process? if you have tried to work out payment …

Storage Facility Fees on Auto Accidents 
I was in an accident caused by a USAA member and my vehicle was a total loss. USAA adjustor told me they would cover no more than 40 days of storage and …

Rearended by a rental car | Procedure? 
Backing out of a parking space all the way and beginning to go forward, we were hit from behind. Police charged the driver of a rental car. A witness …

Uninsured motorist | Deductible recovery?  
My husband was in a hit an run. the other driver was finally arrested, but he did not have insurance. We have to front the 500.00 toward the deductable. …

SIU Recorded statement 
I have a recorded statement that I have to do with SIU next week when is the best day and time to do it and why also may I add you people give great advice …

Unlocked Doors | Coverage Regarding Theft 
The police report says I didn't lock my doors and my vehicle was stolen can the insurance company hold me liable for the thief and deny my clam. Answer: …

Stolen Vehicle | SIU Questions 
My vehicle was stolen on 6/7/2010 I did a recorded statement on 6/10/2010 now the insurance company wants me to speak with SIU why is that. Answer: …

Uninsured motorist for hit as pedestrian 
My son was hit as a pedestrian by a hit and run driver and was admitted to the hospital with a bruise and swelling to the brain. He is not on my insurance, …

Is it okay to send the liability adjustor the MRI report if the findings are positive so they can increase their reserve 
Is it okay to send the liability adjuster the MRI report if the findings are positive so they can increase their reserve. An insurance adjuster had …

I was driving freinds car went through red light hit another car. t 
I apparently went through red light hit another car. Other car occupant was apparently OK signed off and walked away temporarily. I hurt my leg and …

I swerved to miss a big rock and ended up in grass embankment 
I swerved to miss a big rock and ended up in grass embankment After car stopped in ditch embankment I backed up and got back on highway and drove …

Comprehensive claim limits of lien holder 
I have a semi truck that was involved in a single vehicle crash and is a total loss the ins co has agreed to pay the full amount minus the ded. The lien …

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Lapsed insurance | Can they grant coverage here? 
I was in an accident today and when I pulled out my insurance card, the expiration date said 5/27/10. I did not realize my renewal was due because I never …

Car accident | Dealership liability 
I was in a car accident. The other party at fault recently purchased a used vehicle. Can the dealership be held responsible? Answer: Hello …

My claim is under investigation, please help me 
My family got enemies and our cars getting vandalized once or twice a year.. and this time this insurance I am with put me under investigation. The …

What to do in this hit and run accident 
I was recently in a hit and run accident. I was the driver and I had three other passengers. All of my passengers have received claim paperwork in …

Is this insurance fraud? 
I was recently in a hit and run accident. My insurance company had to pay for the damages. An adjuster came out to look at my car and gave me an estimate. …

Total Loss Lease | Getting down payment back? 
I hope you can help me. I am with out a car after a $1000 down payment, $313 monthly for 10 months, and acquired GAP insurance on a my brand new 2009 Corolla …

Property Damage State Minimums and Fault 
My truck was totaled by another driver my truck was legally parked unattended the other drivers ins. Co. Told me their client only had $5000 …

First Accident , whats the next step? 
I live in Bakersfield. I was driving down the street when the car In front of me changed to the left to make a left as I was coming He just swerved back …

Who's insurance covers this accident? 
While visiting a relative, my son was driving his cousins car and was in an accident.... No one was hurt, police came to scene, no ticket given but …

Minor Car Accident, What to do? 
I pulled out of a side road and dented the wing of a car. I told him i would fix it with out going through the insurance. The police were not called. …

Recovered Car and SIU / Fraud Unit 
My 1999 Range Rover 4.0 was stolen and then recovered three days later. I spoke with a rude claims adjuster and gave a recorded statement. During the statement …

What is my worste case senerio? 
I was a passenger 2005 in a vehicle that was rear ended on a bridge. Car was totaled and on top of that the driver of the car I was in had to chase the …

Changed his story and said I was the one that hit him? 
I was driving in the middle lane and all of a sudden I was hit on the back side panel. The person driving apologized and now claims I hit him. How do …

Who pays for my car? 
I am currently deployed overseas. My financed car is or was parked in my sister garage. Her house burn down and along with my car. She told me …

Trust fund after car accident 
21 Years ago I was in an auto accident. I was around 7 years old at the time. The insurance company would not release the money to my mom, they told …

Make Whole Doctrine vs. Michigan "No-Fault Law" 
I was hit by a driver who ran a red light, and although his insurance paid my collision deductible, I'm being told by his insurance that, under Michigan …

pain/suffering for deer hit? 
I have been in an accident where I struck a deer at 60 mph. The impact was significant and really jarred my neck back and head (the driver side mirror …

Who's at fault? | 4 lane accident 
I was driving down a 4 lane road going east. A guy pulled out of a gas station right in front of me. I swerved to avoid him which I did, but hit a …

Car accident and then insurance dropped 
I was in an accident in my boyfriends fathers car. He lives in new jersey and colorado and wanted me to pay for the car to be fixed. I didn't have …

Shopping Cart Collision | Coverage? 
If the wind blows a shopping cart into my car, is it considered a Collision or Comprehensive claim. Answer: Read your coverages carefully. It will …

Keeping a totaled car | Can I keep this one? 
Could you tell me if an insurance company totals a car because of hail damage, can you buy it back and still get insurance on it? I have a 2005 Pontiac …

Policy Limits auto claim / Uninsured motorist claim 
I had an auto accident 3 years ago. This accident was my fault, & three (3) were injured in the other vehicle. I did not have enough coverage for …

How much should I be expecting from my claim and how long does it take? 
I was the passenger in a car accident. I suffered minor injuries. The police and the insurance company determined that it was the driver of the other car's …

Uninsured motorist coverage | Why do I need this? 
Why do I need uninsured motorist coverage if I have good health insurance who will pay my medical bills, after a deductible, and after a deductible, my …

Failure to yeild while turning left 
I was in the turning lane with my blinker on to turn left. Traffic had stopped at the intersection so that I could turn left. I started turning left …

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New car with parallel feature | fault when parking  
If you have a new car able to parallel park it's self who's at fault if it scratches another car? Answer: Yours. I mean the drivers. Simply …

How long can at fault accident without insurance hold against you? 
My sister had a accident in 2001 and she was at fault. She didn't have any insurance and the total amount she needed to pay is $32,000. She is in prison …

Who receives pay out if a vehicle is written off after an accident, but there is a lien on it? 
The accident wasn't our fault, we were rear ended. The insurance co. is going to write it off. There is a lien on the vehicle that is more than the vehicle …

How much will be paid? 
My 16 year old was driving my 26 year olds son's car home from the bank when he was in the left turning lane attempting to turn onto the side street from …

The made Whole doctrine | Total Loss Question 
Someone hit my son in our vehicle and totaled it. Was other guys fault. This vehicle was used to secure a loan that is also listed in a chapter 13. …

Car Theft claim and formal investigation 
Lexus was stolen and recovered. Needs repairs. Lexus models are not supposed to be able to start without a key with a transmitter. We had all keys in our …

Loss of use claim and auto damages separate from injury  
An elderly man (87) was ticketed for failure to yield right of way when he turned in front of my 1960 VW Double Cab with his 95 Lincoln Continental. I …

Stolen vehicle hit ambulance in Michigan, who's at fault? 
A felon stole a car and hit a ambulance in which a passenger died from the injuries. Who is responsible? Answer: Hello Ron, This is a very …

Is there a standard form for requesting declaration page info, from the bad guys 
My wife was injured, and I need to know how much coverage they have and when I ask they tell me that they can not give this info right now. Answer: …

Who is at fault? | Vehicle merging into highway 
Driver #1 is passing a yield sign not stopping ( failure to yield to right of way traffic), but half way down the freeway ramp he slams on his brakes, …

Will my rates go up if I file a claim? 
I backed into a cement barrier and it damaged the bumper and rear quarter panel. If file a claim to my insurance company will my rates go up? Answer: …

Parking accident. 50/50? 
My husband went into a shopping center a couple weeks ago, in a truck that we had just purchased. I was driving right behind him when the accident occurred. …

Determining fault in an automobile property damage only claim going to arbitration 
I was involved in an automobile accident property damage only claim on 1/4/10. THE POLICE WERE NOT CALLED SO THERE IS NO POLICE REPORT. I filed a claim …

Total Fire Loss to Home 
How long the insurance company has to settle claim-it has been almost two months and he has been telling me that he is waiting on his supervisor to look …

Non insured car --HIT and RUN 
I was driving a non insured rental car on a freeway, when suddenly I was hit by an old lady. She drove away and I could not even get her number. Now …

Car totaled in accident that resulted in dui arrest?  
If a car with full insurance coverage is in an accident where the driver is arrested for dui (single car accident) does the insurance company pay out on …

Is it to late for me to follow up with a doctor after a previous car accident i had??? 
I was in a car accident in June 2009. (The other party involved was at fault). At first I didn’t think I was hurt from it but a week or so later I started …

I was paid twice for an accident claim. Can I get paid twice? 
I was paid twice for an accident claim. the checks came within 3 days of each other. Will I get in trouble for depositing the second check? The accident …

Should I submit Claim with my insurance when I'm not at fault 
I was in a car wreck. The other party admitted liability and her insurance agreed to pay a 'total loss' amount. The insurance agent suggested I also file …

Insured drunk driver totaled my parked "cherry" Nissan sports car  
An insured drunk driver in a Mercedes hit my legally parked car 2 weeks ago. My car is a 1995 Nissan 300 ZX Twin Turbo, fully loaded (T-Top, 17" wheels, …

2nd accident within a year what is going to happen if I make a claim? 
I got in a accident somewhere in September last year and it was a hit and run and I filed a claim for it and they put it down as totaled. I was with state …

Auto Insurance Denied My claim for Deer hit what can i do now 
I hit a deer with my car I was traveling at about 45 MPH the Insurance company denied my claim saying that I didn't really hit a deer. I guess on my …

17K worth of medical bills, how much should should my Bodily Injury settlement be? 
I was rear-ended back in December, and after 4 months and over 60 doctors visits, I finally received a settlement offer from the man that hit me insurance …

Can a hit on the left passenger door cause damage to front bumper? 
I was involved in an accident 3 days after the purchase of a 2007 TrailBlazer on a 5 line interstate hwy. The other car was changing lanes going to the …

Closing a claim | How do I withdraw my claim 
Can your insurance company deny the closure of a claim if you no longer want to process it? I have decided that the damages to my vehicle from a slight …

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Parking Lot Damage | Will I have to pay my deductible? 
I came out of the grocery store and found my car had been smashed. Do I need to file a police report? Will I be responsible for my deductible? …

Car body damages | Can I make a claim after a year? 
I was in an accident roughly 1 1/2 ago and the other party did not have insurance and I received body damage to the side of my car. I figured it to …

Hit by a truck | No Medical bills paid 
My daughter was hit by a truck last April 17th. and since then I have ask the responsible party for help on the medical bills and he does not do anything …

Is there limitations on a claim already filed? 
I was injured in work accident in a work vehicle workers comp been paying medical and was paying wages insurance company paid difference in wages in 2006 …

Does an orange title make your car value half??? 
I was rear ended stopped at a red light. liability has been assumed by other party. the car was severely totaled. we are now discussing a settlement. …

Uninsured driver hit our car 
About 2 years ago my son had an accident with an uninsured driver. She was cited. Our insurance has tried to serve her, but she has not been served …

Am I reading this right? | Upside down on my loan, bank after my title 
A man hit me and my 3 kids. We were rear ended at 35mph the other persons insurance company stated my car is a total loss they only want to pay me …

3rd party insurer at fault but still hasn't accepted liability 
I was making a left hand turn at a green arrow and the other driver ran a red light and t-boned the driver side of my car. The 3rd party was cited for …

Questions asked by insurance company? 
I purchased car insurance for my husband 2 hours before he got into an accident. My husband was on his way to pick me up from work and ended up getting …

Side accident | Can this total a car? 
I got into an accident which resulted in my fault. But I have doubts with me being fully at fault I didn't have the right away and I went and she hit me. …

Car damge due to non respectful neighbors 
My roommate has been experiencing damage to the sides of her car due to a neighbor who is not very respectful of other peoples properties. Currently …

Insurance adjuster can't handle claim because they are not licensed in my state 
I have a diminished value claim currently ongoing with AAA. The at fault party is from Michigan, and the adjuster is always claiming on the phone that …

Unreported in parking lot accident | how to proceed?  
I backed out of a parking spot at my work and backed into a car that was travelling through the parking lot. I did not think the damage to the other …

Can age of natural death of parents be used as an actuarial measure of projected years of continual pain and suffering for an auto accident victim? 
Rear end collision resulting in approx. $8-10,000 of damage to offending vehicle front end. Loss of mobility and pain to victim resulting in inability …

Damages | Three car collision, no insurance, do I have to pay? 
I was involved in an auto accident and I don't have insurance. I was rearened by a van that in-turn ran me into another vehicle. The driver of the …

Total Loss Car Collision claim 
I met with an accident, driver side doors and one tire are damaged. I called insurance company. They inspected my car, declared it as Total Loss and they …

Collision vs Comprehensive | Disagree with Adjsuter's take 
We were hit by a flying object (namely a retread from a transport truck while traveling in the passing lane on an interstate highway in the U.S. at the …

Hit and run accident | Will my uninsured motorist coverage help me here? 
I have comprehensive auto insurance, and un insured motorists, was hit today by a head on, hit and run. Will my uninsured motorist kick in for my car …

Insured motorist rear ends uninsured motorist 
If an insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault driver? or Will …

50/50 claim settlement 
My husband was at a yellow light making a left turn, he let 2 cars pass before continuing turn, the light by that time was red, he made his turn and a …

total loss twice over 
I had a fender bender two years ago and I had to fight to get $850 for the repairs. They made me sign a paper saying the car was a total loss and that …

Word v.s. word insurance claim no witness or camera 
I was stop at a red light and when light turn green proceed forward and I was hit on the passenger side fender. She told the officer that I had passed …

is it better to use my insurance's PIP for my medical ($10K), or place the entire burden on the at-fault insurance? 
Stopped to turn left into my apt complex, with turn signal, waiting for oncoming traffic. Was struck from behind. both vehicles drivable. At-fault …

Rearended by Drunk Driver 
On March 10, 2010 my wife was in our 2004 Pontiac Montana minivan stopped at a cross walk to allow a women pushing a baby stroller to cross the road. She …

Do you need a police report from an accident to report a claim in florida 
Had a little fender bender. No police report just exchanged insurance companies. Wondering if I need a police report to make the claim in florida. …

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Who is responsible? | Object on the road 
My vehicle was damaged when I hit a Basketball net that fell into the road. It had been set up next to the roadway by a neighbor. No ballast was …

Unisured Car in my name, friend is using | Liability of owner 
I have an uninsured car in my name that I do not drive. I have a friend that wants to borrow the car but he also has no insurance. Can I be held liable …

Should I settle out of court? 
I was in an auto accident it was my fault. I had no insurance or a license the other person's insurance company gave me 20 days to pay for the damages. …

Whose at fault when a vehicle hits a opening door? 
I was pulling into a parking spot and the passenger door to the vehicle I was parking next to opened they're door causing me to hit them. Yeah I hit …

Can I Drop a claim? 
I was wondering if I can drop an insurance claim for a stolen vehicle? I reside in California the vehicle is registered in Utah where my parents live. …

Rental car issue | Don't have receipts, what to do? 
I was involved in an accident a month ago. The other driver was cited. I only had liability ins. I had a person from where the accident happen tow …

Insurance refusing to pay medical bills unless insured completes recorded statement on accident, what can be done? 
Insurance refusing to pay medical bills unless insured completes recorded statement on accident, What can be done? Answer: Hello Katherine, …

Rental car for claimant | What to do here? 
I am a claimant on an auto accident claim, they have assumed liability and paid me for the damages. Now the insurance company is saying that they …

If a car is in an accident twice, can it be totaled twice and how does the insurance company pay 
In Nov. I was hit. The other driver was at fault. The car was considered by damages a total loss as of Jan 2010. I bought the car back. It's now considered …

My parked car got hit ... I only have liability 
Two of my cars were parked outside my house. A drunk guy hits the left back side of one of my cars. The momentum was so big that car he hit also hit …

Claim check issued to me and a deceased individual 
I was involved in a two car accident and subsequently my car was deemed a total loss. I received a check from the other person's insurance company for …

Finance co. Vs. Insurance co. 
A finance co. holds the title to my car, which was recently totaled. Who will recieve the money from the insurance co. The finance co. or the original …

Hospital lien | What to do here? 
I was hit by a car in 11/20/09 so pretty much has been down hill for me not able to work because of my injure my fibula was fracture during my accident. …

New insurance, then accident 2 days later. What will happen? 
We changed to a new insurance company, then 2 days later, 17 year old daughter was involved in a accident. She changed lanes and may have cut-out another …

My 2001 toyota corolla was hit from the rear bumper of a car to my front driver side door 
If someone backed into my front driver side door how much will be to repair and will they change, the entire door? If i feel hurt what can i do? I'm …

What are my rights? | Total Loss 
Our security guard bumped the side of my 1988 Toyota while parked in a parking space in our parking lot and put a dent about the size of a basketball behind …

Finding info on an old claim 
My son, a minor at the time, was awarded a settlement from an insurance company in TN. This was 14 yrs ago. I'm trying to find any record of this. …

Insurance is requesting money back | What to do? 
Patient was in two car accidents and the car insurance paid out of the wrong account. The patient had no PIP coverage. They are now requesting money back. …

How to request settlement between two carriers in total loss valet claim 
The valet company for the hotel property I was staying at decided to move my vehicle from temporary valet parking in front of the hotel to secondary parking …

Other party denied the claim! | Now What? 
The incident happened about a month ago. There was heavy traffic with a light rain on an interstate highway. This girl rear ended me and we pulled to the …

Water damage to engine | Coverage 
My wife drove her 2007 corolla car into 2 feet of water which blew the engine. The car is out of warrantee and the repair shop says cost is between $2200 …

Friend did hit and run in my car, please help 
I lend my friend my car. She did a hit and run, and couldn't remember who they were. My headlights are damaged. What can I do for my filing? …

Driver of van backed up to my parked vehicle in parking lot 
Under 21 years old driver who was driving her parents mini VAN. She was trying to get out of her parking space when she hit my car at rear bumper. My car …

Did not give permission to drive car | Coverage Issues 
My 17 year old daughter walked away from her car to talk to a friend in the school parking lot and left her keys in the seat with the windows down. …

Car total car | Upside down 
If your car is total and u still owe money on it will the insurance company give u money to put down on another vehicle Answer: Hello, The …

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Teenage driver rear ends truck | Fault? 
My 17 year old was driving in traffic when the truck in front of her slammed on brakes and she reended it. The front of her car went slightly under …

Parked car problems | vehicle total loss 
Our 1994 GMC was parked in front of our home, and was sideswiped by a texting teenager. First of all, the police took ALL of our information, and …

Pregnant Wife was rear ended 
My wife was in stand still traffic and was rear ended by a driver that was talking on his cell phone. At the time my wife was 4 months pregnant. Our car …

Reimbursement for Diminshed value 
Automobile accident in which the other party admitted fault but is uninsured. We have determined a diminished value and made that demand to the other …

Can you file a bodily injury claim with your own insurance company? 
In short, my husband was in a major car accident which only involved his vehicle (he hit ice on the roadway and totaled his vehicle) and he was in the …

Claims adjuster accusing of intentional damage | What now? 
My family and I got run off of the road and my vehicle got damaged from having to swerve and I ran up on some debris. My vehicle insurance claims adjuster …

Can an insurance company deduct a portion from your loss wages based on fed and state taxes normally paid on your wages? 
Can an insurance company decide they are not going to pay you full loss wages because you normally pay federal and state taxes to your employer? …

How are medical bills pay if injured as a passenger in a car 
Injured in an accident were 8 staples were put in individual head. The person auto insurance. The insurance company only paid for the emergency room …

My 18 yr. old son isn't covered on insurance and hit an insured motorist how's at fault? 
Son was driving friend home, met an oncoming car not over far enough. He hit the rear bumper, but claims he wasn't at fault. He's not cover on …

Can I demand the other insurance company to fix my car? 
I just bought this used truck a week before the accident. It wasn't even register yet before a car park on a hill roll into it. I don't want …

Accepting insurance settlement then sueing other party for difference of vehicle purchase 
Insurance totaled my car and offered a settlement that will not replace my paid-for vehicle. If I accept the settlement will I be able to sue the party …

Not involved in a car accident but my vechicle was | Total Loss 
My vehicle was parked alongside the curb when the neighbor hit it and total it due to careless driving. It was a 98 Durango in relatively good condition …

Comp or Collision? Which Coverage 
Step ladder fell on my car and put a big dent in it is this covered by my comp or collision? Answer: Comprehensive. The ladders is a falling …

Son driving vehicle | Coverave Questions 
If my son, age 18 is in an accident, but is driving my car- who can be held liable for damages? Answer: Hello Ben, The person who causes the …

Rock falls off cement truck | Who pays? Driving down road cement truck in front of me ...  
If a rock falls off of a truck and cracks my windshield, is the truck driver responsible to pay for the damage? I'm in CA. Answer: Well, the truck …

Cashing check with hospital name in it after settlement 
I live in California and I just won a $15,000 auto injury claim as a 3rd party claim. I received the check today and it is made out to me and the hospital …

Uninsured driver | Question about coverage 
If someone borrowed your car for a day and got into an accident, will your insurance co over it?? Answer: Most likely yes. Unless that driver …

Parking lot accident | Fault Dispute  
My brother's truck was hit in a parking lot by another driver who was cutting across the parking spaces. The police office stated that the other driver …

Occasion Operator definition | Coverage Question 
I am a long time (20 plus years) customer of Safety Insurance- since 2 years ago I started to add my teenage children to the policy as Occasion Drivers …

Total Loss, Unreasonable time to evaluate & fix car, car rental 
I was rear ended while stopped at a red light. The driver behind me hit me going approximately 45mph and he was found at fault, but not cited. The accident …

Parents and your settlement money 
I am 16 years old and was in a car wreck when i was fourteen. my final settlement from the car wreck was 29500. I recently found out my parents spent …

Who is at fault for totaling my parked car? 
My car was parked in front of my home, parked on corner pointing south. Car #1 was traveling west, Car # 2 was traveling north, Car #3 was traveling …

Accident Involving Semi Truck 
I was on the side of the road, I had just started the car and put it in gear, waiting to pull out, when a semi truck rounded the corner to tight and hit …

Hospital lien | 45 days waiting and nothing! 
This is my question in November 20th I was hit by a car and I was fracture in my fibula bone, I been trying to settle my case on my own working on …

Insurance company's first offer too low 
I was involved in a rear end collision and had a cervical injury to my discs. I used your website to write my demand letter; added up my medical bills, …

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Got hit from the passanger side, not at fault | How much should I ask for? 
I got hit from the passenger side and my car was totaled. the insurance people offered 2500 for my 1998 ford and I told them I like to fix it since I was …

Cash value for my totaled car 
I was in a car accident that was not my fault the car is totalled how much will they give me for it. Answer: Hello Sherry, I have no idea. …

Subrogation letter received in WI 
I was in a small accident that the police did not file a report on. I had just bought my car the day before and did not have it insured yet. The other …

Car insurance after death | Probate Issues 
My grandfather was the owner and the sole person on the car insurance. He just passed away . What happens to the car insurance for the period he …

Can my insurance co. bypass me and go through my loan co. for total loss claim? 
I have not accepted the low offer from my insurance co. for total loss claim. I have sent two e-mails about the low offer. One was that I can not find …

Can I file a diminished value claim even if my insurance company processed the collision claim? 
A driver ran a stop sign, and I hit her with my 6 week old Pontiac G6 (17K miles). She was cited for the accident. I would like to allow my insurance …

Vehicle was hit while parked | Insurance co. argues owner of lot responsible 
My Vehicle was hit while parked at a Boys & Girls Club. The other vehicles owner stayed and reported it and I had a police report done, but her insurance …

Hit and Run - No Collision Insurance 
My mother's vehicle was hit in a hit and run accident. She was able to get the license plate, but has not heard anything from the police department yet …

Finding the number of an insurance company? 
I have the of a ins co and a policy # but there is no phone # on police report how do i fine the # for this them. the name of the co. is Praetoian ins.co.the …

Car accident | Help with release 
What wording should be used if you were involved in an auto accident and have decided to pay out of pocket instead of going through your insurance. …

Help with a fair total loss? 
I have a total loss on my 2006 toyota prius with 45,600 miles, allstate is paying $17,390 + tax is that a fair price? Answer: We have no idea. …

Why is allstate taking so long to handle my claim? 
A young drunk driver 17 yrs old hit my parked car after a long night of drinking and xanex bars. He wanted to pay cash out of pocket the next day but I …

Medical bills | How are those paid after a car accident? 
I was in a car accident and my medical bills are $14,000. Now does the insurance company pay that or does that come out of my settlement? Answer: …

Driver did not have permission to drive car | He was in accident 
I was hit broad side. Driver of car passed red light hit me broad side. The owner of car said driver did not have his permission to drive car. What …

Insurance Purchased my car | What to do now? 
I was involved in an auto accident July 24 2007 and I contacted the other drivers insurance to notify them of the accident. The next day they came to home …

What is the typical award amount for vehicle accidents involving injury, which required surgery and rehab 
Involved in vehicle accident, hit from behind on the interstate. received distal tendon bicep tear and bicep muscle tear. Accident happened 8/5/09, …

Personal injury caused by auto on personal property 
On 1/22/10 I had a incident that involved my friend's automobile on my own personal property. The accident was 100% my friends fault and I have 3 people …

The run around, that's all the insurance company is donig 
I was driving straight at 15mph at the most and there was a car that turned left into oncoming traffic (me). She was cited for oncoming traffic left …

Car in accident then was stolen 
My brother was driving my car and was involved in an accident deemed to be his fault. The car was left at the scene until collection was arranged, …

Injured in fender bender 
I was rear ended five days ago. The only visual evidence of this collision was where his bumper made contact to mine and a clip came loose underneath …

Car Theft | Being accused of Fraud 
Hi, my car was stolen more than 3 months ago and currently I am under investigation. I was out of town when that happened and I proved it. My friend …

Just wondering how this claim will go 
I was stopped behind a company truck and all of a sudden I was hit in the rear end and pushed into the truck and he ran off... well the guy driving the …

No answer to claim | What to do? 
I got into an accident on Nov 5, 2009. The police report stated that I was the driver at fault. I called my insurance to report that accident. I …

Who at fault for this accidet?  
My car was not insured at time of crash my brother in-law was driving the vehicle and ran off the road. He had no way to move the vehicle so he walked …

Hit by stolen car | Who is liable 
A stolen car hit my parked car. Who is liable for the damages. Answer: Hello Joely, The thief (assuming she/he was the one driving the stolen …

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Insurance company does not want to pay for fair market value 
I was in an accident the week before Christmas. The insurance company United Auto (UAIC) said my car is total and they will only pay the whole sale value …

Why put someone on your policy 
I have a new car w/ full coverage, if I let my mom borrow my car and she gets into an accident is it covered? If it is and she will be borrowing my …

Are insurance companies supposed to have photos of an accident they are claiming for? 
I recently asked a insurance company for photos of the accident that occurred between me and another vehicle as the damage and costs appear to be way more …

Insurance company not paying for repairs after accident 
Insurance company not paying for repairs after accident I was involved in an accident about 2 weeks ago. I was at fault for this accident. There was …

Fault and Insurance Rate 
My son was driving home in his Ford Explorer on an icy street and his rear end began to swerve. As he tried to regain control, he got about 45 degrees …

Why is my claim taking so long its been 2 weeks and my cars not in the shop and I havent got a check 
Why is my claim taking so long it's been 2 weeks and my car us not in the shop and I haven't got a check. Answer: Hello Patrick, Sounds like …

Entitled to arbitration evidence? 
My friend's auto accident recently went to arbitration, which determined the accident was her fault. Her insurance company (Mercury) told her that …

Insurance Fraud on coverage? 
Will an insurance company cover a minor with a permit only under a grandparents policy? If grandparent was not present at the time of an accident and …

is a paper route considered a bussiness and will my insurance company cover my accident? 
Well I was doing a paper route and hit a cow car is totaled but insurance company does not want to pay for damages is this right? That because I was …

Pain and suffering for a hit and run 
I was involved in a car accident in Nov. '09. The other car failed to yield to oncoming traffic (me) and hit the driver's side of my car sending me over …

Car insurance fraud after accident? They are claiming damages they probably do not have 
I got in an accident a month ago it was my fault I rear ended someone. They only had a scratch on the back bumper not even a dent there were two men... …

No transportation and lost wages? 
My car was totaled in motor vehicle accident. The at-fault driver fled the scene. He was caught by police immediately, they have a report. But, the driver …

Can I collect the repair costs in cash instead of getting my car repaired? 
I was in a minor accident (just under $500 damage to my car, probably a bit more to her car - pieces were falling off). The person following me hit …

Insurance company doesn't want to pay the limit. Kansas 
I was on my way to work when a car that was coming out of a side street pulled out in front of me. She received a ticket, not sure what for, probably running …

Injury claim in Texas 
I was rear ended and the driver insurance company paid immediately for the damage to the car. The adjuster wanted to offer me only 500 for pain and suffering. …

Car accident in parking lot that was not reported to police | What to do? 
My son received a letter from an insurance company stating that he was involved in a parking lot in Tennessee. They claim to have gotten his tag #. …

Does an insurance co. have to pay interest on the money for the final settlement if it took seven months? 
My accident was seven months ago, it took seven months to get a claim settled, at first they found me at fault, but I proved I was not at fault by contacting …

A car hit back door on opening | Who is at fault?  
I was pulled over in a bay outside a school (20mph speed limit) a child had just opened the drivers side back door a jar when there was a sudden bang and …

Can I clean the title of my motorcycle? 
My 1967 BSA motorcycle was considered totaled, but the frame was not bent, and still runs fine, will my title still be good? Answer: No. If the …

The person that totaled my car ran a red light but her insurance company is not claiming liability 
I had a light that was green for awhile as I came close to it...as I was crossing the intersection I looked to my left and saw a car coming at me at about …

Rearend accident and drivers with the same ins co? 
I was lead driver, 2nd party behind me and 3rd party behind them. 3rd party hits 2nd party and 2nd party hits me (at a red light). 3rd party gets found …

Diminished Value Claim | The lost value of the vehicle 
We were in an accident involving a car that we had purchased only 5 weeks prior. It was brand new and had only 2900 miles on it. Actually we had not …

In a drunk driving case, why can't the jury be told the driver was drunk 
I was rear ended at a red light 3 years ago by a drunk driver at 10am. The trial for my injuries is finally set for March 8. I was just told by my lawyer …

Flying Umbrella | Who pays for this? 
My wife is a realtor and was previewing a house on a windy day. She was parked in the driveway of the sellers house when a large patio umbrella (fully …

Hit going through intersection with yellow light my way | Fault? 
My wife was hit on the passengers side of her car by a person turning into the intersection and came over to far into her lane. She was going through …

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Rock falls off cement truck | Who pays? 
Driving down road cement truck in front of me rock fall off the truck. I took the plate # down pulled over and found a fist size hole in my bummer ...] …

Spots damaging my paint | Coverage? 
My job has a smoke stack next to it's parking lot. Black spots are showing up on my 2007 mustang. I have tried washing, but the spots remain. I …

How do I fix driving record? 
In may 2008 I was 7 months pregnant with my 3rd daughter when I was driving down the road and my mini van caught on fire I called 911 and fire department …

One party accident no other vehicles involved causes Liability determination? 
Flooding on parts of roadway caused car to hydroplane and hit center divider. Insurance has totaled car and sent a letter of liability and 100% at fault …

My 85 year old mother struck by SUV while in a cross-walk 
My 85 year old mother was struck by an SUV while she was in the middle of a crosswalk in the middle of the day. She sustained serious injury to her foot, …

My open car door was struck by another car 
I was parked on a public street in Idaho loading my infant daughter in the backseat of my vehicle. Several cars coming up from behind me were able to …

Policy holder at fault in accident 
Policy holder has cramp and loses control of vehicle momentarily, vehicle crashes into wall, vehicle damaged and policy holder injured, policy holder does …

Wage loss in Kentuky? 
I was involved in an accident that was the fault of the other driver. I was in my work truck when this occurred. Policy with my job states that when …

Liability for this accident? 
My car was parked and hit by someone who says he was involved in hit and run .the person he claims hit him left scene. I called his insurance company …

Confused about car accident and record? 
My 19 yr old daughter was driving my car and involved in a fender bender accident. She was at fault. There was no visible damage to the other vehicle …

Left turn accident question 
I was driving down a two lane road,(1 in each dir). And am looking for a particular address. I slow down to crawl when I see the house I need, just …

Liablity insurance coverage | Question 
Will it cover you if someone else is driving your car? Also what if they were drinking and you did not know? Answer: Hello Fay, Your …

Who is covered in this accident? 
I was at fault in an accident but the other driver did not have any kind of instance. I carry liability only. Who would be covered in this accident? …

Can someone besides an insurance adjuster determine if the car is totaled ? 
The credit company said the payoff would be a lot cheaper if the car was determined to be totaled. The adjuster will not look a it, because my daughter …

Will my insurance pay? | Not sure who hit me 
My car was backed into in a parking space and i dont know who did it. Will my insurance pay? Answer: Hello Robert, Well, if you have collision …

Old insurance claim on auto accident 
I was driving someone else's truck and they did not have insurance. I was sued 1 year later and my insurance was never filed on. Can I go back and …

Insurance refusing to fix 
I was involved in an accident between me and one other person. I was at a dead stop in traffic and the other person hit me from behind on right side. Everything …

Stolen Vehicle | What is Covered? 
My automobile was stolen and recovered. There was damage done to the inside of the vehicle, i.e., drink holder, broken glove compartment, leather seat …

Rental car issue on pending claim 
Why can I not get a rental car while waiting for an investigation. I was hit from behind and is it true the other party who hit me from behind is not …

New part depreciation? 
My 2001 Chrysler Town & Country Van slid off the road on New Year's Day, and the underside of the car had some damage from a boulder that it rolled over. …

Accident help | insurance company not contacting their client 
About ten days ago I was in an auto accident, I was driving thru a green light and a car made a left hand turn into me, the guy totaled my car and I have …

How much of the damage will the person at fault have to pay on my totaled car? 
I was at a red light at a complete stop. the person behind me was hit by a car traveling at 40mph and the person behind me slammed into the back end of …

What do I do? My car got hit? 
I have a 1986 chevy caprice classic brougham.. this car is all power great interior and motor with a new carb. Also has new exhaust and I just painted …

Claim against my insurance 
My son borrowed my car to go and collect his father, he is not insured on mine and his insurance prohibits him from driving other cars. He was hit by …

Can I claim this in Michigan 
I was driving my wife's uninsured car when another motorist hit me from behind, while I was waiting to make a left turn. The police came and took details, …

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Insurance company can't get in touch with insurer to verify accident 
Unfortunately my daughter was rear ended. Insurance information was exchanged. The person at fault is not returning phone calls. His parents said they …

If your insurance company says that the other driver is at fault but the other driver insurance says its your fault how what should you do next? 
My van was in an accident. I filed my claim and now my insurance company says that it was the other drivers fault, but the other drivers insurance says …

Insurance will no longer fix my car 
My car was in an accident. The car has been to the shop 2 times since for a vibration due to the accident. The dealer cannot diag the problem. How …

pain and suffering | How much should we settle for? 
My fiance was in an auto accident 9/24/09. He was driving a tractor/trailer, when a mini-van ran through a light, and hit the fuel tank on the passenger …

Age for an award | How old to be entitled to funds 
What age does a minor have to be to be awarded a settlement from an auto accident without having to go into a trust fund? Answer: It depends on …

Suicide on freeway | Can a claim be made against the suicide victim's insurance? 
Pedestrian left car on shoulder then ran into traffic. Can a claim be filed against the pedestrian's (suicide victim) insurance company? Answer: …

Sugar in my tank | Diminished value claim? 
I've recently discovered that someone has put sugar in my gas tank in my 2007 Ford Focus and I can't get a straight answer on what can be the long term …

He ran a red light but I hit him | Who is at fault? 
In an intersection, I was in the right lane of a three lane st and some guy ran a red light (admitted it in the police report and to the insurance people), …

Large dented rear passenger door | Will I get a ticket? 
I'm waiting for a matching door from a junk yard, can I drive my car without being cited for having a very large dent on the rear passenger's side door? …

How much money should I get?  
How much money? I felt on ice hurt my back now i going to have a surgery how much money pain & suffering. Answer: Hello Numas, It depends …

Am I entitled to vacation day? 
I was wondering where could I find the court case that states that vacation days are considered loss of income? I saw on this site the courts are in …

Green light green light situation | who's at fault? 
I was traveling west and I went through green light intersection, out of no where a car traveling north smashed into my jeep in the passenger rear quarter …

Pain and Suffering Question 
I was the passenger in an accident. My husband was injured. He had laminectomy surgery on his back in Jan 2007 and was recovering fairly well. Our auto …

Is going into the ditch considered comp or collision in Minnesota? 
My wife was driving our 2009 Nissan Versa and hit an icey patch on the road, sid into the ditch and jumped an approach. The insurance company i am …

Parking lot accident | Who's at fault 
On Christmas eve my husband and I were involved in a parking lot accident. We were completely in the throughway of the lot and were backing up straight …

Accident with no witness only people in cars their against mine | What to do? 
Driving southbound have a green light at intersection. Northbound driver turns in front of me we wreck. Police ticket nobody say it is 50/50. Does …

Is my truck covered???? | Fire loss at bodyshop while under their control 
I recently had a 2007 Lincoln Mark Lt in a suspension shop. There was an accidental fire (after hours) that started in an electrical room. My truck …

Partial settlement check | Waiver of all rights? 
I was offered a partial settlement check from a large insurance company. If I accept this check, can I still go to California Small Claims court to …

Daughter in College Stole Vehicle Without Permission 
My daughter who was off in college and came home after deciding to leave school for the semester. She is under a negative influence. She took the car …

Black Ice | Should I make a claim? 
I was coming around the corner in my subdivision and while I was turning the corner I hit some black ice and slid into the curb. There is some minor …

Frame repair | Progressive game is unfair! 
I had a spin out and hit a guard rail and then a bridge, I bent the frame of my Toyota Tacoma in two places, both considered minor by the insurance company. …

Statue of Limitations  
What is the statue of limitations on filing and insurance claim in Texas to have your vehicle repaired. No injuries just damage to vehicle. Answer: …

Vehicle Stolen | What now? I was in jail and conot follow up? 
My car was stolen 2-1-09. The insurance company notified me on 2-5-09 the car was recovered. I had full coverage on the car. Prior to it being recovered …

Can a lawyer deal with total loss? 
Is it my lawyers responsibility to deal with the adjuster and negotiate a higher amount for a total loss? Can I keep my car if they pay for a total …

Who is in the wrong? | Fault for this accident? 
Last week I parked my car on the main road. Later I crossed the road to get back into my car, and looked to see if there was any oncoming traffic. …

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I was t boned in an intersection | Who's at fault? 
I was stopped at a stop sign and felt there was plenty of time to turn so I slowly started to turn left and a car wasn’t looking and speed up a bit and …

Filling a claim will increase my rates? 
if I file a claim on me hitting a median on my own and i have full coverage will my insurance go up and will they give me money to fix it ? Answer: …

How long does the insurance company have to settle with me if my vehicle was totaled. 
My vehicle was hit while it was parked in the parking lot of my apartment complex... The adjuster came out and said that my vehicle would be ruled …

How much should I settle this injury case for? 
I was involved in a car accident in July. I have accumulated over 16,000 in medical bills. I have returned back to work but I still suffer with migraines …

Settling outside of court | Avoiding small claims court 
I was recently involved in a car accident in a neighborhood. When we collided, the other party had a witness who was driving behind him. I did not …

Late car crashed reported. 
I had an accident over a month ago. my car was parked and trying to get out from the parking space by accident I touched the car in front of me. but I …

I got in an accident and the other guy, who was at fault, didn't have insurance... 
I got in an auto accident and the other guy was at fault. The problem is that he didn't have insurance. What should I do? I didn't call the …

Second accident within 2 months | Should I file? 
I had an accident about 2 months ago. I filed a claim with my Insurance company. The driver of the other car hit me. I did get my car repaired. There was …

Market value vs replacement cost for older vehicle 
When older auto damaged by rear end impact has lower market value as compared to other brand cars with same age and there are no identical or same models …

Someone tried to break in my car during the night  
Somebody has tried to steal my car and damaged passenger door now it wont close. Can I claim of my insurance. Answer: Yes you can make a claim. …

Insurance doesnt want to pay for genuine part 
My car was broken into & the stereo stolen. The insurance company adjuster says that Farmers ins. will NOT cover for a new side passenger window that was …

Reasonable and necessary. Insurance company wont pay to genuine parts 
My car was broken into & the stereo stolen. The insurance company adjuster says that Farmers ins. will NOT cover for a new side passenger window that was …

School parking lot accident | Fault? 
On October 8 2009 my daughter pulled into her space in her school parking lot. The space is on a slight incline and she has to turn to the right to enter …

My Husband died from someone shooting him he crashed in our 2006 range rover sport 
They cut him out the vehicle and the insurance company has told me they sent an adjuster out to see the value of the truck. The truck was paid for. …

Hospital Bill | when will it get paid? 
It has been over a year since I had my wreck. Safeco has not payed my bill well for some reason. I do have a hospital bill i have a ambulance bill what …

Car hail damage claim | 3 storms and 3 deductibles? 
3 hail storms in my area in a couple of weeks back in summer. I didn't realize that dimples all over car would be covered under my comprehensive. I …

Who is at fault in the following situation? 
In a Kentucky car accident involving a car and a SUV, where both parties are going the same direction. The SUV is in front and has been driving far …

My girlfriend slid into my truck in my driveway! What to I do for an insurance claim? 
My girlfriend slid into my parked truck in my driveway during a snow storm. There was no damage to her vehicle, but the back corner and bumper on my truck …

Who pays for the Deductible? 
I live in the state of New York and recently got into an accident. I hit the car in front of me. My car had absolutely no damage but the other driver's …

Hit a Deer | Coverage? 
The other day I hit a deer as I was driving home from the grocery store. The ironic thing about this is, I just upgraded from liability to full coverage …

Who is at fault? me or mother nature? 
I was involve one of several accidents on Sunday morning December 13 2009 on parkway 376 and 279 in Pittsburgh Pa. The accidents were a result of black …

Was hit by rental car who was driving was not under insurance policy 
My car was legally parked and hit by a rental car. Car had insurance but driver was not under policy. Adjuster says if driver has no secondary y insurance, …

Do I get anything, only have Liability 
I was hit by a telephone company driver. I was exiting the applebee's resturant from the curbside pick up.it was on my birthday. When i pulled out …

Pain and suffering | Hit by a county bucket truck 
I was driving my sisters 2008 nissan sentra, my sister was the passenger, and my three year old neice was in the back seat on our way to wichita falls …

Pain and suffering and lost wages | How Much? 
I was painting a house for my neighbors. On a ladder 18" in the air above the garage. The lady of the house ran out, started her car, and ubruptly …

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Double paid on a claim | Do I keep the money? 
My car was hit and totalled while parked. My insurance company paid me for the claim less the 500 deductible. The other parties insurance ended up …

Total loss vehicle | Honda Civic in nice condition totaled 
Hello I had a 2004 Honda civic in great condition and on December 1, 2009 at about 130 in the morning it was hit while it was parked. On December, 4 it …

Who is at fault? | Sudden stop and I hit from behind? 
I was at a turning lane which had two lanes I was the second car in the lane on the left and their was a truck on the right the light changed. Their …

Deductable for hitting a deer 
I was told by a coworker that if you hit a deer in pennsylvania you aren't required to pay your deductible. Is this correct? Where will I find …

A while back like maybe 2 years ago carbon monode posioning 
we were renting a house and 2 years ago my whole family had carbon monixode posioning. The reason why it took so long to claim was that we brought …

Proof of loss claim why wont they pay? 
I have full coverage and my car was stolen why won't they pay the full amount for my proof of loss claim> Answer: Hello Sheeka, You have …

Cancelling insurance claims 
my car was stolen and involved in a hit and run. my car was recovered two days later and had only a very minor scratch on it. Can I cancel the …

Company denied claim due to driver not on policy.. 
I was rear ended in my vehicle and the driver that hit me was not the owner of the vehicle and or the insurance policy holder. The policy holders …

Car accident while having a current past injury | Please help 
I got in an accident and the other driver was at fault. 100%, I recently had back surgery on my spine and in the wreck I had whiplash and my neck and back …

How much is TOO much | Injury Claim Settlement 
I was in an accident on sept 21 I was on my way to college for my finals a lady pulled out and struck me on my drivers side door she was trying to avoid …

Suing in small claims court for Auto Accident? 
I need to file in the small claims court, for an auto accident where a 19 year old rear ended my car, the registered owner of the vehicle is his father, …

PIP insurance question and coverage!  
My daughter recently was in an accident where it was not her fault and the other party has claimed that it was their fault - plus there were witnesses …

Vehicle accident on private property 
I backed into another vehicle in my driveway in May 2008. The accident was not reported to the insurance because I had a lapse of 3 days between insurance …

Insurance Company refusal of claim | Please help! 
My mother was in a car accident driving on a main route. A truck came out of a side street from a stop sign and clipped her with his right rear panel. …

Value of car due to mileage in accuracy | How to dispute? 
I don't believe this is a insurance claim question, but I am trying to find an answer to my problem! My husband recently purchased a vehicle, when he brought …

Settlement for injuries while pregnant? | How much for damages?  
My Daughter was involved in an automobile accident when she was 7 months pregnant. She was rear ended while stopped at a traffic light. There was $2000 …

Drop a insurance claim | How to cancel a claim? 
I hit the parking rail and scratched the car one day after I added collision coverage. The estimate is almost $4,000, which is more than what the car is …

Minor accident, What to do here? 
I own two trucks on two separat policies. I backed one into another one. Are both trucks covered in North Carolina by the trucks policy that i was operating …

No insurance or license | Please help 
I am 18 and do not have driver's license. I drove my step-father's vehicle and had an at fault accident. His vehicle has no insurance. The other driver's …

Parking Lot Accident | both vehicles backing, I am not insured, who is at fault? 
Who is at fault when two cars rear end crash when reversing in a car parking lot? When I was reversing my car another car did the same and we hit one …

County Road accident, I signed documents, but they are unfair 
If I were involved in a county rd. collision, no ticket, no fault, no injury, both cars drove away..and that was the 1st mva ive ever been in in 47 years, …

Hit and run | How to deal with this situation? 
I work as a loss prevention officer. I observed a woman pushing a cart out of the store with what appeared to be unpaid for merchandise. I left out of …

How much am I entittled to? 
Some hit my car and total it and i got hurt. Answer: Hello, there is simply not enough information here. Please see our notes on personal injury …

Stolen auto history | What to do here? 
I just had my car stolen and it has not been recovered yet. The ins co asked me if this is the first time I reported a car stolen. I told them yes first …

Bumper damage | What can I do? 
Someone backed up and hit my front bumper, I want to know how much for the repairs for it. He didn't bend my bumper only scrubbed a spot of paint off …

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Time limit on an auto claim?? 
I was in an accident September 01, 2009 that I filed an insurance claim on, that same morning... The vehicle was fully insured, yet to date, (November …

What is proof of gas expense in an auto claim? 
Driver feel asleep was ejected from vehicle. Please help! Answer: Hello Earl, You are not giving us a lot of detail. Your question is …

Turning left to an apt. Complex | Who is at fault for this collision? 
I was going to turn left to my apt. complex I stooped in the middle yellow lane and waited until no cars were coming I turned and when my front wheels …

Water damage coverave after 30 days purchase | Please help 
I bought a car from a dealership three weeks ago. We had a Northeastern storm and my car was damaged. There is a lien on the car and I only had liability …

Question about Motorcycle Insurance and Total Loss Process 
I have a 2009 suzuki 1000... If I lay my bike down and its totaled will i get the blue book value for it?. And who has the best rates for motorcyle …

BI claim , other driver at fault-no payment for medical bills until settlement 
In June 2009 a driver turned in front of me & was ticketed with failure to yield and suspended license. My chiro tx for 3 months has not been paid …

Uninsured Motorist Coverage after vehicle sold? 
About a month ago I was hit making a left onto my street knocking me onto my lawn and totaling both cars. The other car was speeding. After they …

in a no-fault state can the insurnce company say what medcial bills and needs they will pay for when they are do to the car accitent and they are doctor orders 
I had a girl run me over 3 times I of course have many of medical needs and bills. It has been 3yrs and of course, with my injurious I have not getting …

Friend driving my car in a different state with bad weather conditions: Accident 
My friend is from West Virginia, and I am from Washington. She came to visit me and we drove from Seattle, WA to Morgantown, WV. In Nebraska the roads …

Diminished value claim for less than 2 month old vehicle? 
My 2009 Toyota RAV4 was hit by a driver running a red light. My car was hit on the driver's side bumper and alloy front wheel. The car had to be towed …

Dinged car who pays? 
My son was in another car and when he got out he dinged another car. The owner did not call the police. He nor the owner of the car that hit it contacted …

Total loss of my car super low!!!! Help, I will have to take the bus! 
I have a 1998 ford taurus sho in michigan. the vehicle has 140000 miles on it. I researched the car value after getting into an accident. My brother …

Liability, Fault, and other issues | Please help! 
I got into a car accident where i was not at fault. the person in the other car who hit me was not insured by his mom's insurance. On the police report …

Who is at fault, fiance hospitalized!  
My fiancé was traveling south bound, other vehicle was traveling north at a green light turning left. the light is a protected green light and a green …

If not payment on insurance, can other person have coverage? 
I want to know if a policy is not paid on time, but has not been cancelled and I have an accident and it's my fault, is coverage available for the other …

How to obtain power of attorney for a person in Jail? 
My fathers car was stolen about a month ago, for the insurance to complete the claim, they need him to sign the Power Of Attorney, but he is in jail. He …

Cracked Windshield 
I have heard that all insurance covers a cracked windshield. However, we only have liability insurance in Washington with Geico. Is the windshield covered? …

Minimal damage hit and run claim 
What is the process if one is accused of scratching someone's bumper (one 1/4 inch scratch - very minimal)and they call the police with your license plate …

Claims Forms | Where to find this specific form? 
How do I get a form for attendant care services, it's for an auto injury I sustained awhile back,and i need the form to fill out for the insurance company, …

Is it customary for my attorney to ask for another recorded statement? 
I was involved in an accident almost 2 mos. ago. I only carry liability insurance and was hit in my drivers side behind passenger door in middle of an …

Insurance Claim | Is the deductible due up front? 
Is the deductible due up front? Answer: Yes. The damages must exceed the deductible before the insurance company would make a payment under collision …

Total loss settlement | Question regarding fees 
If I settled for blue book value on my car with the insurance adjuster. What else should I get besides the blue book value? tax and license? Answer: …

Is it too late? | Can I file in Small Claims if Arbitration Pending? 
My question is should I wait until AFTER arbitration to file a claim in small claims court or would it be too late then? Answer: It could …

Insurance claim check | who gets surplus of funds? 
If you have a lein on your vehicle from a loan company and you receive a claim check in your name and the lein holder name and you fix your vehicle lesser …

Should I go to small claims court? 
I was going down the traveling aisle in a department store parking lot when a driver backed into the passenger side of my car. She got out the car and …

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Who is at fault? | This situation let me wonderng? 
I was in a parking spot, looked backwards, put my car in reverse and started to back out. Behind me in another parking spot was another car doing …

Being sued for rear end accident 
My inexperienced driver daughter rear ended another vehicle nearly 2 years ago. She was uninjured and the other driver seemed fine too. The other driver …

Loss of use | am I entitled to this compensation? 
My husband was in a car accident and it was totally the other driver's fault for not stopping at a stop sign (noted in police report). The insurance …

What to do if Towing Company will not give information? 
My car was impounded for expired registration. My car was in parking lot and the sheriff and towing company already had the car slim jammed open and discussing …

Road rage car accident 
I need to know if I have an insurance claim. Last May my son was riding in a taxi cab with 3 of his friends in California. A car was in the process of …

Hit and Run Coverage 
My truck was hit and run while parked on the street, the person was caught and did have insurance... however we did not have insurance on our vehicle at …

Auto Car Accident Fault 
Well first my fiance and i were on are way to a Christmas party . we had just left the house and were about a block away we came to a stop sign. i stopped …

Recent Accident | Huge total loss issues  
I have great coverage with AAA. Last night my 19 year old smashed my 1996 Chevy Suburban in an accident with a barrier trying to avoid highway debris. …

Does other person insurance pay for my car 
My daughter was in the left lane on a two lane road and a car in the right lane turned into the side of my car. I only have ca Liability coverage. …

Cannot find owner of truck used by hit and run driver 
My car was hit by a drunk driver while parked in front of my house. The driver fled the scene but was later arrested. The truck he was driving did not …

Medical bill and car accident questions  
I was rear ended about 2 months ago, my medical insurance paid there discount price and the hospital and doc accepted, when i do my claim, does the difference …

Backing up in a parking garage 
I was backing up in a parking garage when the other driver came speeding out of the adjacent tunnel and hit the side of my vehicle. Who's at fault? …

Car hits deer | damages and coverage 
I have liability insurance on my car, loaned it to a friend who hit a deer,she says i have full coverage don't worry i will get it fixed, her insurance …

A totaled vehicle that I owe more that its worth 
I have a 2 part/2 scenario question. My wife got rear ended yesterday. It ripped the tow hitch out of the frame and ripped the fuel tank from underneath, …

ICED Road | Fault and Issues 
I was driving on I-40 hit a patch of ice and slipped off the freeway, hit a sign post. My brother was also in the car, hes the principle insured I …

Auto accident and rental car issues 
A accident occurs with a commercial truck. The companies insurance representative admits fault and will cover claim. The victims' finances are very …

Rear ended problem with investigator 
Hi. I was at a red light when another person rear ended me. The accident was not that bad and I was able to drive away. The other person refused to report …

Subrogation Claim Against Me 
Well, about several months ago, I got in a pretty minor accident (First one). I've just now recently received a letter regarding a subrogation claim and …

Unlicensed driver and Fault 
Yesterday I was going through a tricky intersection and I t-boned two gentlemen as I engaged into the intersection. I agree that I did not wait for the …

SR22 and no insurance 
Hello, a friend of mine got pulled over and did not have insurance along with a couple of other tickets. What my question is do you know the average cost …

Farmers won't pay for the rental car insurance 
I was involved in a car accident a few weeks ago where the rear side of my car was damaged. I called the driver at fault's insurance company, which is …

Pedestriain Hit by car | Please help 
I was hit by a car during my lunch hour. The person who hit me is at fault and my employer is covering everything under worker's comp. The police came, …

Liability of loading a farm vehicle in public right a way? 
Neighbor uses public street to load out his farm produce at harvest. There are numerous fruit bins up and down st. and three to four fork lifts/tractors …

School Parking lot liability 
My car was parked as directed on the school parking lot in a parking space between the lines. An unsecured garbage dumpster rolled into my car and …

Pedestrian hit by uninsured driver borrowed friends car 
On Sept 22 I was on walking in a crosswalk, saw car in front of me stopped at light, he was making right turn, even made eye contact with him and his passenger, …

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Will I have to reimburse? 
My son's friend let him drive what turned out to be his mom's car one day after school around the block. My son has a permit but didn't have it with him, …

Car hits pedestrian 
I was hit by a car during my lunch hour. The person who hit me is at fault and my employer is covering everything under worker's comp. The police came, …

Car total loss questions 
I was recently in an accident with my car which was on a lease. The accident was not my fault. The other person's insurance company is accepting the …

Glass Coverage Claim | Questions 
I just added Glass Coverage to my 1995 Ford and it has a small windshield crack. How long do I have to wait to put in a Claim? My Ins. went up $159.00 …

Prk lot acc at mall | fault? 
My daughter pulled into a parking space at a shopping center. She did not notice that the spike that holds the concrete car stop was sticking up about …

Rearended by a rental car 
We live in (MA) and Two weeks ago my wife got rearended by a rental car are state(RI) and the driver was from (CA). The rental car Ins.Comp. told my wife …

Insurance Fraud | Plelase help 
My brother recently did a stupid thing and is now asking for my advice. He was driving home, lost control of the vehicle and hit a tree. No injuries but …

Medical insurance question 
I was rear ended about 2 weeks ago. went to the doctors and they gave me some medicine. so i was still a little sore but not too much and talked to the …

Car hit while parked for the night 
My cousin lives in New York and has State Farm comprehensive coverage. This morning he came out to his car (which had been parked on the street) and discovered …

Damages not being covered by insurance 
I was in an accident, it was the other drivers fault. I drove my vehicle away but later found their to be radiator and A/C damages to vehicle. Other Driver's …

Accident Settlement Question 
My daughter was hit by a driver in NC (where she attends college) but the car is insured in GA. Her car was totaled and initially the driver who hit …

Other driver was cited but claim for our coverage denied 
My daughter was in a accident and the police had determined the other driver was at fault. The other driver was over the center line, and my daughter stated

Insurance Claim Raising Rate 
I backed into a rock accidentally, and damaged the rear bumper. Would submitting a claim to state farm raise my rates? Thanks a lot, John Answer: …

Coverage for teen driver 
Our son is 15, and after passing drivers ed, was qualified to get a school permit which would allow him to drive by himself to school. He did end up …

Rear ended in Florida  
I am told that since florida is a no fault state i can not claim any pain and suffering for soft tissue damage by the insurance company of the lady whose …

Legal recourse for automobile arbitration in California 
A couple months ago I was driving down a one way street (in California), 3 lane road at 5 mph in the right most lane, when a SUV in the middle lane came …

What would be a fair request for pain and suffering? 
What would be a fair request for pain and suffering? I was rear ended and had some treatment for my back. It took 9 weeks to have my car fix. Can I ask …

Rear Ended | 19yr old needs help! 
I was rear ended there was no witness, then 19 days later there is a witness but he's not on the police report nor did the man tell the adjuster there …

Diminished Value Question- Geico 
I live in Texas and incurred damages to my 2006 Toyota Avalon XLS in the parking lot of Wal-Mart. I was in the store and, therefore, had no information …

Car Accident we were in on oct.3 09-Advice needed 
My husband and I were in a accident on 10-3-09.a 77 yr old lady pulled out right in front of us as we were going down the road. We were going the speed …

I lost my receipt | Warranty issues 
I have my car at the dealership for the motor and I'm using my warranty they are asking my to provide them with the receipt for my oil change well I have …

When Police report is STILL incorrect... AND Geico wants to play dirty 
On Friday July 24th 2009,(about 9:45pm)I was cut off by a driver frantically trying to exit freeway when all four lanes were at complete stop for lane(s) …

Non permissive use issue 
My daughters father and I have not been together for 13 years. My daughter has a valid driver license and her father lived about 45 minutes away, and I …

Stalling on paying my claim. 
My car was stolen on July 3rd 2009 and my insurance company is saying that the investigation is still going on three and a half months later. My question …

Can you settle the auto damage claim now and settle the injury claim later? 
My car was totalled by the insurance co. of the person who rear ended me. I need to settle the auto damage claim because I need the money to purchase …

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Hit from the Rear... | Value of Injury  
I was stopped at a stop light and a truck rammed in to the back of my truck causing me to hit the car in front of me. The gentleman behind me received …

Medical records review time frame 
auto accident occurred in January 2009, had pt several doctors visits. 3 months later developed a clot(dvt in leg that was injured in accident. …

Rear end collsion | 4 vehicle impact 
My daughter was hit in the rear and knocked into the car in front of her causing a chain reaction. There were four cars involved. The girl who hit …

Car stolen and was in accident | Coverage for thid party? 
My daughters car was stolen and we got it back wrecked in the front. Today we got a letter from state farm that our car damaged someone's property. …

Stopped in turn lane | Fault and Ticket  
I turned left into oncoming traffic at 4 way intersection. Both directions had green light. oncoming traiffic was clear when I started the turn, but …

Car Rental entitled from at fault insurance? Am I entitled to money? 
I was in an accident 2 weeks ago. My car was undriveable (wheel damage). It happened on a Sunday and there insurance accepted fault till Friday...stating …

Rearend Collisions | Question about the process 
I was in a rearend collision and now have a cervical herniation and cervical herniation with cervical radiculopathy. I missed one week of work and …

Total Loss Twice 
My vehicle had some weather related damage (sand Damage) and was deemed a total loss,before this claim was settled adn in the process my wife was driving …

Will I have to pay a deductable? 
While unloading a single bed from my house through the garage, a lady fell on the steps slamming two wood slats into my husbands side of his truck. …

Health insurnce and auto insurance, subrogation in arizona 
In Arizona I was under the impression that when there is an auto accident, the health insurance company has to pay regardless of what the auto does. …

Auto accident I rear ended the other drivers auto minuable scraches abot five very small paint scrach  
I was at fault for rear ending the other drivers auto minuable damages was done about five very small paint scrapes the other driver and myself agreed …

Do I have a claim? 
I was a passenger at a stop light when we got rearended sent to hospital they say nothing wrong made claim to pay for doctor bills neck still hurting but …

Liability on Co-Signed Car 
I co-signed for a car loan for my sister, and both our names are on the title. She lives elsewhere and sometimes lets her car insurance lapse but still …

Damages not being covered by insurance 
I was in an accident, it was the other drivers fault. I drove my vehicle away but later found their to be radiator and A/C damages to vehicle. Other …

Insurance trying to total what is not a total loss? 
I am confused because I was in an accident where I was not at fault and now the insurer of the woman who hit me is trying to declare my car a total loss. …

Accident Settlement Question 
My daughter was hit by a driver in NC (where she attends college) but the car is insured in GA. Her car was totaled and initially the driver who hit …

Other driver was cited but claim for our coverage denied 
My daughter was in a accident and the police had determined the other driver was at fault. The other driver was over the center line, and my daughter stated

Insurance Claim Raising Rates 
I backed into a rock accidentally, and damaged the rear bumper. Would submitting a claim to state farm raise my rates? Thanks a lot, John Answer: …

Coverage for teen driver | What to do? 
Our son is 15, and after passing drivers ed, was qualified to get a school permit which would allow him to drive by himself to school. He did end …

Rear ended in Florida | Please help 
I am told that since florida is a no fault state i can not claim any pain and suffering for soft tissue damage by the insurance company of the lady whose …

Legal recourse for automobile arbitration in California 
A couple months ago I was driving down a one way street (in California), 3 lane road at 5 mph in the right most lane, when a SUV in the middle lane came …

Pain and suffering settlement 
What would be a fair request for pain and suffering? I was rear ended and had some treatment for my back. It took 9 weeks to have my car fix. Can I ask …

Who or will they pay? 
Day after Labor day as I was heading to work through an intersection in the right lane another motorist failed to stop or slow down when she turned right …

Pay me the check! | Total Loss Situation 
I was in a car accident that was not my fault. The other driver was given a ticket for improper lane change. Their insurance company handles its claims …

Getting different information from each Auto Body Shop 
I was stopped at a Red Light and was rear ended Fender Bender. Every auto repair shop has given me different information! One shop told me not to …

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Car accident damages breast reconstruction surgery site. 
Accident on 12/31/08 at 9:30 am. Not my fault. Other driver ticketed. Property damage settled in my favor - 2007 bmw 328xi with 19,000 worth of repairs …

Accident Statement Misrepresented 
I was recently in a car accident and state farm is my insurer. I gave a recorded statement to state farm and said that the other car went through a traffic …

Full Coverage with DUI? 
I live in KY (no fault state). I wrecked my car while intoxicated on a no fault road. The police said since it was no fault, the wouldn't fill out a accident …

Auto car accident claim issues with loss work 
My daughter was hit from behind at a signal light. The man who hit her has not files a report and his insurance company does not want to pay her for the …

Auto accident settlement | please help 
I was in an accident about an year ago in which I thought I was going to literally die. I was hit in front by an oncoming car that crossed over the …

Left turn accident | issues about fault 
I was leaving from my condo's exit, heading southbound of the street by turning left, it was in rush hours, so the lane heading northbound is jammed, there's …

Auto insurance claim and injury 
I was hit by a driver in my passenger door that was 1.1 drunk and license are suspended and no ins and is currently on probation. The accident was on 8/2/8 …

Questions about settlement estimate 
My husband was in a high speed car accident last month. A truck crossed in front of him on the highway causing my husband to t-bone the truck totaling …

Lost of usage of my car 
I want to know if I can claim lost of usage if I rent a car from a friend instead of a car rental company. Answer: If you can show that 1. …

Insurance issues with incorrect police reports  
My daughter was in an accident in the high school parking lot. She was going straight and the other car came from the left did not see her and they collided. …

Insurance mess with stolen truck 
My Trail Blazer was stolen and it was recovered . Great!!! I filed a home owners claim for all the contents in the truck and I am receiving a in the next …

The claim for damages could exceed the limits of liability under my policy 
I was involved in car accident at the end of September. My car was totally damaged(2005 car, worth $15000?). And other car may be totally damaged too (2008 …

Car values for total loss 
How does the insurance company find the value for a car that they are going to total? Answer: Hello Anthony They usually go through a third …

Check from insurance | What to do with it? 
I recently got in a car accident and the driver wasn't insured. but the owner was and i filed with my insurance and theirs. my insurance fixed the …

Comp or collision claim? 
If I am towing something and the chain breaks and does damage to my tailgate of my pickup is that considered a comp claim or collision claim?\\ Answer: …

How do we decide what is owed? 
I back up into my friends car 3 weeks ago, his car was then vandalized with a concrete cinder block and totaled by insurance two weeks later before we …

No Fault in my state | contact time frame 
I had an accident last week. A car hit my van, I was at a stop sign. My bumper is damaged and half off my van. I have liability only on my policy. The …

When to settle a claim with an insurance claim 
I was involved in an accident that totaled my brand new car. I was completely stopped at a light when another driver hit me. It is almost 6 months later …

Private property parking lot and fault issues 
My mother was driving through my apartment complex and someone backed into her car. We live in SC and the owner of the other vehicle stated that because …

Company car burned down my barn | No coverage? 
I had my company provided car parked on my property next to a barn. The car caught on fire, and we could not move the car. called the fire dept and by …

Tire mechanic totalled my car test driving my car - Can I file civil suit against tire company? 
Took my car for a wheel balance because my car was vibrating at 50mph. While waiting for my car store manager gets call that my car has been in accident. …

Total Loss per the insurance company! 
The insurance company said that my vehicle was a total loss. They are saying they have reported my vehicle to the state of GA as a total loss. I still …

Bumped into a parked car | Now bills for over 2k! 
At the beginning of the year I had just bought a used car cash. I needed to run an urgent errand. Well as I reversed to leave the pavilion bumped into …

Rear passenger thrown from vehicle | Injury!  
My daughter was a passenger in which the driver lost control during rain she was ejected out of the drivers side window she was a back seat passenger of …

Insurance adjuster made an offer to settle can I counter? 
I was hit by a vehicle that lost control while traveling in the fast lane of a local freeway. The driver spun out of control accross all 4 lanes of traffic …

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Other insurance co. has denied liability 
They stayed to speak with the investigating police officer. The other parties insurance company never even contacted my witnesses. I tried getting in touch …

Illegal Repossession??? 
Our vehicle was involved in an accident and had to be towed away and stored at a towyard. The finance company repossessed it while my account was in …

When is it best to file a claim 
My aunt has been in a serious accident-has had surgery to repair the facture and the surgery needs to be redone- since the accident was in her own car …

Total Loss of a Car | Salvage Question 
I want to buy my car back from the insurance company the adjuster said my car was a total loss and I could not buy my own car back is there a law stating …

I hit an unisured vehicle 
5 days ago I was backing out of a friends driveway I accidently rubbed up against another car and scrapped some paint off their bumper. For the next …

DUI and insurance coverage 
If you get arrested for a dui accident and someone gets hurt will my insurance cover it? Answer: Hello, It depends. Most auto policies cover …

Collided with the park car 
I got a letter from another insurance company, which I collided, with a vehicle while parked. I do not know anything about this. What should it do? They …

Insurance, is he covered? 
I sold a vehicle to my brother and he transferred the title, but the insurance was still in my name when he got in an accident that was his fault... my …

Can you claim same medical bill with 2 different insurance companies through PIP 
I have accumulated some medical bills. I have been told I can file for payment regarding these bills to at fault insurance company as well as my own through …

Filing an insurance claim 
My husband crushed the side of our truck while trying to back up a drive way, this happened about 10 mos. ago. I have not changed insurance companies. …

Who is responsible for this hit? 
I hit a MAJOR hole on alabama road and it hit so hard that it caused a motor mount support to break,busted the right side of the plastic bumper,knocked …

Adjuster Claiming Accident not Related to Car Damages 
In December 2009 I ran over a snow/ice pile which was in the middle of the road. My car immediately started making a noise and the check engine light …

My car was rear ended 
I Was driving northbound on the 5. I saw a grey vehicle slam on their brakes, all kinds of smoke. i was coming at a speed that allowed me to come to a …

4 vehicle car crash 
I was in a car crash in TN 4 cars were involved. in the line up it was truck, car, me, 18 wheeler. I was hit by 18 wheeler who cause me to hit the car …

Auto insurance Vs health insurance for car accident - Which one to covers? 
If I'm in an auto accident and go to an urgent care center can I request the physician to bill my health insurance instead of my auto insurance? Answer: …

Cannot find comaprable for vehicle! 
If I could not find a comparable for 1999- GMC Safari 7 passnger Van( Totalled in DWI ). How to settle on price? I tried Edmunds, auto traders Thanks …

Learners permit car accident 
A good friend of mine just got her learners permit and while out practicing with her husband, she was involved in a car accident, she scrapped a parked …

Wrong insurance from person who hit me 
I would like to ask a question have to do with a recent accident I was in. I was leaving my apartment complex for class on Friday when a car floored out …

Young man to pay all damages in a car accident he didn't cause 
Hi following happened to my nephew: 1. My nephew loaned his car to a friend who subsequently caused an accident involving two cars, a garden wall and …

Auto accident release of claims 
I was in an accident that was my fault, not my car and the car was no longer insured. I have spoken to the person that I hit and we agreed thatI would …

Avoiding an insurance claim | How to? 
If you are in an accident and a pedestrian is involved and there are only minor injuries but a police report filed and you call your insurance agent and …

How insurance determines the vehicle value 
How does a insurance company determine the value of a car Answer: I assume you are looking for this because you are in the middle of a total …

Texas insurance claim 
Loaned car to friend and he wrecked into a tree. I come to find out his license was suspended. Will my full coverage pay. The accident happened in …

Gap Insurance no Insurance 
My 05 dodge neon was parked right in front of my house legally where it was hit. The police arrested the guy for DUI but I never got any insurance …

Buyback truck insurance totaled - How Much? 
If you get in a accident and it wasn't your fault & there ins. comp. totals the truck what would be the max. amount they could charge me to buy it back …

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Deductible withheld or release? 
I have a claim, and after a suplement apraisal they give little more of money. so i receive two repair certificate forms to be filled by the auto body …

Am I 100% liable for this accident? 
I drove along a cul de sac and turned up the hill to reverse back onto the road. I checked my mirror twice and looked over my shoulder and there were …

Does insurance have to pay with liability/uninsured motorists coverage/ 
My daughter was driving our car when she was hit by a truck causing damage to the front left side of the vehicle which also cause the entire frontof the …

Can I sue even if I was not hurt? 
If other driver is at fault, can you sue his insurance if you are not hurt? Answer: Well, you cannot sue the insurance company as they have done …

Upsite down in a car loan and other issues, please help! 
How long do accidents remain on your record and still affect insurance quotes? Also when financing a car why do you have to meet the financing companies …

If an offical City vehicle is found to be at fault in an accident, do I, as a regular person have to have my insurnace pay even though it was the city officals fault? 
I was informed that City workers, state troopers, all municipality workers etc are not required to have auto insurance. and when they are involved in an …

Can diminished value be claimed on a leased car in California? 
Can i claim DV on a leased car in CA? ive been told no by three different lawyers and autoloss.com I have a 2008 Honda civic leased with american honda, …

Animal involved accident 
My son swerved to miss an animal,rolled his truck and it has been deemed a complete loss. appraiser says there is no proof animal was hit and deems it …

Car accident fault - changed his story!  
I was waiting for a parking spot and the person behind my hit my car. He started screaming and then told me whatever...that he would pay and we exchanged …

Rental Company charged us deductible even though accident wasn't our fault 
Back in July, in New York City, I rented a van and agreed to pay extra for the insurance waiver that included a $500 deductible. The van was in an accident …

Can I trust my Attorney? 
I was rear-ended in Feb. '05 and hired a personal injury attorney on contingency. Every few months I would call to get an update because he would never …

Daughter was a passenger in a neighbors car- opened and dinged the once next to it  
Truck/Car were in the parking lot. Car belongs to neighbor. State = CO My daughter raced another child for shotgun, neighbor's truck door was flung open …

How long does it take to settle a personal injury case? 
I was in an accident in 03/09, the guy admitted he ran the stop sign and even plead guilty in court, he received supervision and the judge gave me a notarized …

Can I keep my car do my own repairs to avoid insurance company from totaling car? 
I was rear ended. The car has good inspection stickers until May 2010. The insurance company is only willing to give 900.00 dollars for the car and declare …

Auto insurance claim for accident in pkg lot? 
Car hit in parking lot, (hit and run), and my car sustained damage to r front bumper. Have insurance with state farm. They said my insurance rate will …

Half appraisal on claim 
We have a claim for vandalism because our car was scratch, even when we took a picture for the first time insurance and it was in good condition, the only …

If I am a passenger in an auto accident will I be able to claim from the driver's insurance? 
I was in a car as a passenger with my friend driving. Someone rear-ended the car we are in (totalled the car) and left the scene. We have no information …

Auto accident payee if minor reaches adulthood 
who would be the payee if a minor was in an accident but is now 18 and the bills are in the parents name. Answer: Depending on your jurisdiction, …

I have my car total, but mechanics at the shop agree that the car is fixable, do I accept the offer? 
I live in Orlando Fl , I got into an accident with a lady (100% liable )insured by Liberty Mutual ... I want my car fix but they total due to a part …

Child in truck bed - accident 
My daughter is 12 and was in the bed of a truck with her best friend without my permission with her grandfather driving while in town. Another truck …

Uninsured, unlicensed driver hit our car now won't pay! Help! 
Our car was at a repair shop, waiting for us to pick it up when a women let her son move her car. He backed into our car that was parked, messing …

Liability Insurance , rear end collision 
Rear ended by a driver of a truck ( not his truck) and the driver did not have insurance. I have only Liability on my vehicle have police report, what …

Permissive use and a minor 
Do most insurance companies cover a crash when a minor uses it under non-permissive circumstances? Answer: Nope. Most auto insurance policies …

Estimate on car repairs 
Hello, I had a minor accident on my car and my insurance did and estimate and wrote me a check but I wanted to know if they are going to charge me when …

Car wreak help - Who is at fault here? 
I was driving home and was at an intersection. I had a yield sign going into the lane. A car stopped at the stop sign and passed me. Another car rolled …

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My husband let his 17 daughter borrow have our car 
She had the car she lives in Franklin county we live in Lincoln county my husband never got 2 spend time with her xcept once or twice a year fathers day …

Hit and Run car Accident question 
I was coming to a stop sign and someone rear ended me in back, and then they left the scene, and police officers haven't been able to catch them. I was …

Can i get the check made out to me after a car accident? 
I am trying to get a check made out to me for damage on my truck. I got 2 estimates and told them I would take the lower estimate but was not sure who …

Questions about fault regarding car accident in KY 
I was involved in an accident where a small car went under the back door of my suv in a two way intersection and the police report read I had almost cleared …

I wasnt driving, but was injured 
I picked up someone to drive for me i knew i was going to be drinking,we went out of town i was drinking more when i woke up i was in the hospital!! …

I want to know if someone get hit in the side whos in fault 
Today I was at the light my light was Green. But the other person did stop at the Red light So I seen him coming thought the red light so i hit on brakes …

18 wheeler casuses injury, what offer should I take? 
I was in the far right lane and the 18 wheeler was next to me in the middle lane. we were waiting for the light to turn green, when it did I proceeded …

After auto accident problems 
I was in a pretty nasty car accident early this year... my 2008 honda civic was fixed (10K @ the body shop, 3K at the dealer) the car was not totalled …

Tried to avoid an accident 
I was involved in a 3 car accident. Cars in front of me did a quick stop, I started to break so that I could also stop before getting to an accident. …

My insurance adjuster is treating me as if i am at fault 
I was involved in an auto accident while making a left hand turn. I waited until the signal for me turned red and on coming traffic stopped before i started …

18-Wheeler Rear Ended Me 
I was traveling on the interstate merging onto the incoming traffic. I had clearly made the lane, myself and the car in front of me. When getting on …

Insurance License for Puerto Rico 
I am currently becoming a Life and Health agent for Primerica in Minnesota and I am looking for details and info on how to get licensed in Puerto Rico? …

Should I report an accident if there isn't a claim? 
I did ask her where she was headed before she left and she told me to where her Mom worked and mentioned the store. I went to the store a few days later …

Is $750 a reasonable amount for passenger uninjured in accident 
My 6 year old daughter was a passenger in a major collision. The driver of the other vehicle was at fault. My daughter was okay with just a few scratches …

Hit by a car fleeing police 
I was stopped at a four-way intersection. The other car was fleeing police, running the intersection, colliding with my car before continuing on the attempted …

Rear Ended and Pre existing Conditions 
My boyfriend and I were rear ended at a stop light, we had a few cars in front of us. I have had a medical condition (migraines)for a number of years and …

Is there a some kind of license to do this 
I like to represent people on there behalf to insurance compnies to get money for there property (car) damage for a fee or commition. Note, I will …

How much time do you have to report a claim? 
Back on Christmas Eve, It was a freezing rain and snowy day. It was about 5 pm and I was making a quick stop at a supermarket before going to a family …

Friend driving my uninsured car and was in an accident but was not her fault 
My friend was in a vehicle accident while driving my uninsured car and was in an accident. The accident was not her fault because a car pulled out …

Hit by police detectives car and injury 
While parked at stop light my daughter was hit from behind by an unmarked police vehicle. Inside my daughters car were her two small children. Although …

if some one fishtail off the road way onto the shoulder of the road and grass and cause rocks to fly up and hit my car is he at fault. 
If some one fishtail off the road way onto the shoulder of the road and grass and cause rocks to fly up and hit my car is he at fault. I was driving …

Is there a way to keep the settlement without giving it all to medical bills? 
I understand that the purpose of the tort law is to restore the injured party back to pre-accident condition. A settlement should include medical …

DUI Accident  
Recently, my sister totalled out her car in an accident rollover where she was over the limit and it resulted in a drunk driving arrest. She has full …

Understanding the need for an attorney,  
Understanding the need for an attorney, However, you need an attorney just to understand the contract the attorney offers to you. What information can …

Trucking accident, trucking company delaying accepting liability 
I was a passenger in a accident where my niece was the driver. We were hit by freightliner truck. We were traveling south also a four lane hwy, then …

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What kind of rental car am I entitled to? 
I was not at fault for an accident and I have a mazda 626lx and while my car is getting repaired they gave me p.o.s. chevy Colbalt. I'm wondering if I …

Car blew a yield sign going really fast . I hit her cuz she came out of no where. Fault? 
Car blew a yield sign going really fast . I hit her cuz she came out of no where. Fault? Me and my two yr old son were hurt. My 2007 Mazda cx7 is …

What if bodily injury insurance is not enough? 
My adult son rear-ended a vehicle yesterday. He did not receive a citation. The people from the other vehicle were taken to the hospital. He is an …

Injury settlement reduced so funds will not go to trust? 
My children were offered 12 thousand a piece in a car accident, the adjuster said if i accept 10,000 a piece then the money will not have to go in a trust …

Stolen Car with no police report 
My car was stolen, and we had no clue until the CHP came by at 4:00am in the morning telling us they found a car crashed. When CHP asked, We did not say …

Damages to friend’s car while driving | Who is at fault? 
He let me drive and I was turning and the right tire hit the curb pretty hard and bent the tire a little bit and the axle right in front of his house. …

Denied insurance claim | Help 
I have been involved in auto accident. I got hit by another vehicle coming off ex-way. we both happened to have same insurance company. When the police …

What about my loan balance? 
I was in a motorcycle accident 3 wks ago, no one else was involved but me, I was a little banged up but, did not seek medical attention. My motorcycle …

Car damage and estimate dispute 
My car was parked, hit by a insured driver, I don't like the appraisals I got how long do I have to get my car fixed? I live in California. Answer: …

insurance lapsed | coverage for damages to my car 
A car hit my parked car. It happened two days after my insurance lapsed. I have all the information and a police report. Will my insurance company …

Who's really at faul? 
My husband made left turn on green (in Maryland) onto two lane side street (Hammond’s lane). He was in left lane. to the right on Hammond’s lane is Walgreens …

Tire comes off | coverage? 
I was driving down the road and my tire came off. Would this be covered under a fully cover car, I don't know why it came off. the tires were new. …

Who is legally at fault for a rear end accident? 
Three years ago I was involved in an auto accident with 3 other cars. The person behind me hit me from behind and pushed me into the car in front …

Total loss of vehicle, do I still have to pay the lien holder? 
I had a car accident where I was the victim of a guy that passed a red light. My car was claimed a total loss. My question is, after the car is a total …

Auto accident, unlicensed driverl, injury coverage? 
I was in an accident where the other driver came out of a wall-mart parking lot and was crossing the street to get to the parking lot crossed the street, …

CA law say that ins. company doesn't have to give me blue book for my totalled car? 
My car was totalled in an accident and it was the other driver's fault. The ins adjuster said CA law says they don't have to pay me blue book value for …

Injury claim as passanger | please help 
I was a passenger in a vehicle that was t-boned. I suffered hip and back injuries. 3 years later,I am still in chronic pain and am experiencing pain …

Proof of lost wages 
I was hit from behind at a stop light in January. I had to miss a total of 84 hours work (vacation and sick leave) but it was over a period of time when …

Car depreciation | how to deal with this claim? 
I bought a new car O miles and at the 4th day with just 200 miles a State Farm insured vehicle hit my car on the back. I place a claim with this company …

Minor at-fault accident | Questions 
I own my car free and clear (2000 Nissan Altima). Yesterday, I rear-ended someone at a stop sign at about 5 mph. His vehicle's bumper sustained very minor …

How will the insurance pay if Car is totaled? 
I've bought my new car last Jan 10, 2009 an Infiniti EX 35 and I was hit by a truck last Feb 10, 2009 (I was able to use it for just 3weeks or less, it …

Is insurance company stalling? 
I was in an accident(not at fault) almost two years ago. We were close to settling the claim, but the insurance company offered an amount that did not …

Car accident, no insurance info was exchanged 
My husband was in a minor accident on the PA Turnpike. He was at a toll both and hit the car in front of him, resulting in minor damage to the other's …

Third Party Carrier refusing to pay loss wages 
I was involved in an accident where I was rear ended. There were three cars involved. The at fault party rear ended the car behind me, pushing that car …

Parked and someone hit my car with their mirror 
I was legally parallel parked on a somewhat busy road. My husband was in the back seat with my children. I looked behind me to ensure there was no oncoming …

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Accident that was not my fault 
I did not have insurance at the time of my accident but the woman that hit me was at fault to the point she pushed me into the ditch and my van flipped …

Structuring settlement to avoid subrogation 
I was in an auto accident in Los Angeles, my medical bills were a little above $5,000, my health insurance I get through work has notified me that they …

Is hail damage on your car received in your driveway covered by your home owner's insurance? 
Hail storm damaged the roof of our home (it is going to be replaced) and the roof and hood of our car. Is the car repair covered under the homeowner's …

Which policy is in effect? 
My daughter was test driving a car when they were involved in an accident. There has not yet been a decision on fault but it appears that both drivers …

Auto theft claim thanking too long 
My car was stolen 2 months ago, I had full coverage, GAP, and custom upgrade insurance for tires and rims. Car was recovered 2 weeks ago. long story …

How long does ins. company have to pay off stolen car 
had coverage for 2 days and car was stolen in another state. Answer: Well, it can take up to 90 days. Usually, this scenario raises a lot of …

What happens when both parties deny fault 
I was involved in a minor fender bender in a parking lot. The person in front of me started backing and didn't see me and bumped into me. Minor damage …

Stolen Vehicle 
My truck was stolen over a month ago. The police recovered the vehicle about 4 or 5 days later somewhere in another county. They said I would not get the …

Another driver hit another car | is my ins liable? 
If someone else was driving my car in CA, am I responsible (my insurance) for them backing into a non-moving object? They are insured by the way. …

PIP wage loss not paid - from Dec 2007 
Accident Dec2007 yet I have still not received the $100 per week that I am due from my Ins co. I have gone through 4 different adjusters, each time requesting …

Explanation of waiver of subrogation language 
I am a member and copy this sentence from the answer in your website. Can you please explain what this sentence mean? "2. Can you get your health …

Using insurance claim for loaner car 
I had a loaner car while my car was being serviced. It was provided by Enterprise, and I declined additional insurance. I turned too hard to the right …

Can I withdraw a claim? 
Well I was backing out of the parking lot and immediately stepped on the breaks when i felt my car hit something. I was already more than halfway out …

16 year old driver | does it have to be listed 
Do I have to list my 16 year old on my insurance policy? Would he be covered if he had an accident and was not specifically listed on our policy? …

Pain and Suffering Limit Question where driver had insurance on both Truck and Trailer? 
I was a passenger in a four door pickup pulling a cargo trailer in Arkansas. There was bad weather in the area and a tree fell across the roadway at night. …

Ilegally parked | fault issues? 
I back into someone illegally parked on a red curb in front of parking spots and the driver was not in the vehicle. I did not see the car because it …

Claim and insurance increase  
One of my friends had car body damage in a school parking lot. One day he was exiting a parking space. As there was no car in his front, he drove his car …

California State Laws | What to ask for injury claim 
I was in a car accident around the 9th of May 2009, I was a passenger in my boyfriends car. There was an accident in probably the next lane over from the …

How long for a total loss stolen car to be settled 
My vehicle was stolen and found on May 2. The insurance company has told me it is a total loss and unrecoverable. I gave them the police report and …

Who pays when a stolen car damages? 
My son's car was hit when a vehicle ran through a stop sign. Both the driver and the passenger of the car that hit my son's fled the scene. If this car …

Rearended car accident | set chain reaction 
If I rear ended someone and then they rear-ended someone because of me am I responsible for both accidents? Answer: Hello, most likely yes. Your …

Lien holder responsibilities and duties  
My husband bought my step daughter a truck. The truck is registered in her name only with my husband listed as the lien holder. Currently it is registered …

Lien holder rights against insurance company 
I work for a auto finance company and i am having trouble with an insurance company. They do not want to issue a two party check with our company and …

Regarding rental insurance claims 
I had rented out a car and yesterday i felt sick and i asked my friend to drop me and he dropped me out and on the some one hit him and cops didn't even …

Medpay isses regarding our rates?  
I was a passenger in an auto accident-- not my car--not our fault (sister driving). If the med pay on my auto insurance pays, will my rates go up on my …

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Liability for damage on private property 
An employee was parked in our guarded private property parking lot; someone broke into his locked car via the passenger window. He submitted the bill …

Right of way v. speeding | Who is more at fault? 
I was in a parking lot that has a residential alley that runs through it. Before making a right turn into the alley, to the left I saw a large truck …

Recovery of deductible 
My 18 year old daughter let a 18 year old friend use her car, the friend promptly drove it into a ditch. The friend was sited for reckless driving. …

Auto pedestrians accident in Utah 
Utah is a no-fault state, so if a pedestrian is hit by a car, whose insurance is billed, the pedestrian's or the driver's? Thanks. Answer: …

Insurance: Medical vs. Auto? Who pays? 
My medical insurance is asking me for details about whether I was in an auto accident (I was and I have auto insurance coverage). As far as I'm concerned …

Can I ask for the money and don't do the repair? 
I was involved in a car accident and the other party insurance accepted responsibility. They want to take the car to their shop and do the repair. …

Read end car accident damages and issues | fault 
This is regarding an Incident At 7 Am morning while my friends was on his way to office an old car in front braked all of the sudden n my friends new car(6mts …

Who is liable for this multi vehicle accident? 
I recently had a rear end accident. I was hit from behind and by an insured driver while at a red light. After getting out and talking to the driver …

Loss of use claim being denied after total loss 
My vehicle was totaled in an accident February in which my son was driving. He was not at fault. It took approximately 2 to 3 week to get a rental car. …

Market Value For Low Mileage Car 
I was rear-ended which damage my 1986 Toyota Cressida with only 37,400 miles on it and in mint condition. The body shop estimate to fix the damage …

Going about getting my car fixed 
My brother got his 2004 Cadillac escalade stolen about 2 months ago its still at the body shop waiting to see what the future holds for it. He owes …

Do I have a chance to sue a corp. co. for negligence? 
I was a pedesrian on 8-18-08, standing on the sidewalk waiting for a friend, a rental corp. car driven by a corp. employee back up in a wide backward U …

Coverage for equipment but not installation 
Our pickup and cabover camper were totaled; it was the other party's fault. Our insurer was good about covering the truck. We don't understand the insurance …

4 car accident at low speed 
I was in a low-speed 4 car accident in New Hampshire. Here's how the police report reads: Vehicle 4 stopped suddenly to allow another car to make a left …

Uninsured Car Collision 
Two days back an Uninsured car had come and hit my Car on rear bumper. Its broken in the middle and that person told me that he can pay for it. But …

Recovering lost wages from non-injury accident? 
I was in SLOW traffic (2mph) and a bus hit me from the rear, as it turned into my lane. The rear of my car was bent up, but the car was still drive …

Unisured Motorist Coverage 
I was wondering if having uninsured motorist coverage automatically covers all expenses or are deductibles involved. My insurance claims I have a $500 …

How to deal with deductibles in bad economy? 
We just opened a body shop and I need to know if we would be able to help out customers with the way the economy is, we would be willing to waive the $500 …

Car accident i was in now im being sued 
i was in a car accident that was my fault almost a year ago. i received papers this morning stating that they are suing me for 750,000.00... my insurance …

Animal caused damage to car 
My friend was driving home from work last night on a public road but remote from city traffic. She slowed down when she saw a pitbull roaming the street. …

Motorcycle collision claim | Total loss 
I have collision claim on my vintage motorcycle my insurance company says the bike is only worth $1,800 the bike is selling on ebay for3,000 to 4500 the …

Will my insurance rates increase after getting a citation? 
Few days ago, it was at midnight, just as I got to the traffic light, I found that I have gone to the wrong way; I should make a right turn instead of …

What to do? Damages after exiting driveway 
I backed out of my driveway and my trailer hitch bumped into a van across the street. I didn’t want to get police involved but the neighbor did and he …

Obtaining an accident report? How? 
I purchased a new auto from a now-bankrupt dealership in Florida. At the time I was advised that the car was a demo. Although it was classified as …

Open claim still pending 
Here's the problem. 1.I don't believe my mother ordered the policy before I had the wreck and I have already made a claim for it. I was wondering …

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How long do you have to dispte an injury settlement? 
Hello my name is Leandrea and I was in an accident, I was sitting at a red light and a car pulled up behind me they were about two car lengths back and …

Ticket issued for hitting guardrail 
On Easter Sunday I was involved in an accident on I-95 in North Carolina (I am a New York state resident). I was rear ended and hit the guard rail. …

If party 2 admit fault are they required to issue rental? 
For purpose of this email, I am party 1. I was parked at my doctor’s office and this is a scenario of what happened. an elderly lady driving a ford Taurus …

Stolen car key issues 
My friend’s car was broken into and my car key was inside and was stolen. I called my insurance Unitrin and they said they cannot pay to get a replacement …

Insurance Claim Withdrawal 
My car was stolen and the insurance says that my car has been recovered and that they police have my car. They said that my car is great condition …

Unauthorize driver in an accident 
My daughter (18) is not on my full coverage policy and took my vehicle without permission. She has a valid driver license but is not on my policy. …

At-fault but on passenger seat 
I was recently on a car accident were my car was at-fault but I was not the one driving when this happened- actually I was seating on the passenger seat …

Progressives won't pay for my car repairs if their client is 100% at fault? 
Policy holder ran the stop sign causing me to hit a house and they claim that they are waiting for the people who own the house to give them the quote …

Negligence conflict of interest 
I had a car accident both of my kids were injured and since the accident was my fault the adjuster stated that the pain and suffering would have to go …

My Insuracen company is not returnig my call. Who can I contact? 
I have submitted a claim with Universal Causality Company on Feb. 22 for vandalism on my vehicle. My insurance company sent out someone from there company …

Total loss question about lienholder 
My car was a total lost and it has a leinholder on it. I brought the car back and i am having it fix. Can the leinholder still keep the money that’s left …

Can I Sue the Dealership Car I was In? 
I was in a car accident in 7/2007. My brother is the owner of a dealership, so he was driving one of the car from the dealership. We were at a stop light …

Hail Damage and Depreciation 
How much does a SUV looses it's value due to Hail Damage even though it's been repaired. Answer: It really depends on many variables. 1. What …

How do I fight a contested stolen car claim 
My car was stolen. The insurance company claims that I allowed someone to deliberately take the car and dispose of it. they are denying my claim! Answer: …

Animal collision | Hit a deer 
I just hit a deer in the hi-way. My bumper, engine cover on the wheel side is totally damaged. Can insurance company help me and will it affect my …

Claims & lienholders 
I recently turned in a hail claim - My lien wants to know everything about my claim, where I'm repairing and they want me to bring car to them when repairs …

My laptop was damaged due to an auto accident 
My laptop was damaged due to an auto accident, should the at fault parties insurance have to replace it? Answer: Hello Tiffany, The damages …

Diminution of value on a Commercial Vehicle 
Diminution of value on a Commercial Vehicle Does Florida Law allow Diminution of Value on a commercial vehicle Answer: Hello Dan, The fact …

Need advice on buying car insurance 
I live in Georgia. My 17-year-old daughter lives in Florida with her mother. I plan to buy my daughter a used car. What would be the safest and cheapest …

Driver uninsured, how do I receive full amount of my totaled car? 
The other driver who was at fault only has $10,000 in insurance. My car alone is worth almost $20,000. Her insurance company sent me a letter to …

Do I authorize the release medical records to other insurance company? 
I understand the other insurance company needs a certain amount of medical records to justify my injury claim from the accident but how far back am I required …

Am I entitled to loss of use? 
My vehicle was totaled by a USAA client. It took approximately two weeks before I got the police report. During this time I had no vehicle. Should …

Why do we have to pay? 
My husband was in a car accident in August of 2008. He was hit from behind approximately 50ft. from a stop sign while the other driver was going approximately …

Can an Insurance company steer you to one of their repair shops? 
I have a customer who wants to get their car repaired here and were told by the Insurance Company not to come here as we are not a Direct Repair Shop for …

Visitor backs off and I also backed off and had accident 
I live in an apartment and a visitor backs off and I also backed off and had accident. our rear collided. We agreed to fix our car verbally, but after …

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Car Stolen | insurance rates? 
My son has been driving a car that is in his sister’s name but he has insurance on it in his name. A person stole the car out of a driveway that my …

Son sued on my insurance as a driver 
My son had a auto accident he hit the back of a car with damage the damage car he hit roll in two a other car with no damage to that car but that car …

Car parked on side of road, opened door onto my moving vehicle... Fault? 
Two weeks ago I turned onto a side street to look for a parking place at a soccer field. The roads get very congested with cars parked on both sides, so …

Pain and suffering from auto accident while 38 weeks pregnant 
I was side-swiped while 38 weeks pregnant and althougn not seriously injured, I did have to go to the hospital for observation and ended up the baby came …

Total Loss of Classic with Appraisal 
I have a classic truck that was in a car accident. No one else involved. If I had to have an appraisal to have it insured is that what I should be paid …

Uninsured Motorist Coverage claim? 
I was involved in an accident and the at fault persons insurance company refuses to settle. My uim carrier as agreed to pay their part of the claim. Is …

Attorney fees/medical bills impropriety? 
I was rearended by two cars on 1/19/09.My car was totaled,I had my two children in the car 7 and 3 years old. I had no insurance coverage. I had hired …

Accident liablility and fault 
My husband was in an accident, fender bender. He rear ended a vechile that stopped in the lane of flowing traffic because she wanted to throw her husband …

Minor fender bender | Want cash for damages 
My daughter was involved in a minor fender bender. My insurance estimated the damage at around 1400. Our estimates are at 1800. Now because my insurance …

Drunk driver hit my parked car 
Hello there, I live in CA, I own my 1990 land rover that is in fantastic condition. My parked car, and a neighbors parked car, was hit last week by a 19 …

Total loss car low CCC valuation 
I was in an accident, 100% other drivers fault. He rear ended me doing 45mph. His insurance, Metlife, has accepted liability. My car was totaled with …

Estimates prior to going to adjuster? 
Was hit in the side by a pick up exiting from a parking place in a parking lot. The other driver has admitted fault and his insurance company has accepted …

Who's paying for my car damages? 
I was involved in a car accident where a driver ran the stop and hit the front passenger fender and smashed in the front wheel also. SHE WAS AT FAULT. …

Auto theft of parents car while leaving ignition on vehicle 
I drove my parents vehicle to a gas station. While I stopped to get cigarettes my car was stolen. I left the keys in the ignition, since it was a quick …

Hurt on motorcycle. Who should pay the ER bill? 
I was riding my motorcycle and it was very cold. I went down at 10mph around a turn. a couple days later I went to the ER to have my leg examined to make …

Estimate of Damage not provided | total loss bad offer 
I asked for a copy of the estimate of damage report and the insurance guy said he did not have to disclose this to me. He also does not have a Comp …

Other Driver Claiming Pre-existing Damage as Caused by Accident 
The other driver in the accident claimed a pre-existing damage as caused by the accident. Pictures of damage to both vehicles simply do not match. …

1st Party Claimant vs 3rd Party Claimant 
I was in an accident this past Sunday 5/3/09. I was "rear ended" and it was the other party’s fault. There was considerable damage to my 1999 Buick …

4-car freeway accident 
In CA, a non-insured, expired-licensed motorist (#1) clipped an insured motorist (#2) in the carpool lane, which lost control. (#2) Vehicle then hit …

Minor fender bender but my estimate is higher than ins! 
My daughter was involved in a minor fender bender. My insurance estimated the damage at around 1400. Our estimates are at 1800. Now because my insurance …

Drunk driver hit my parked car! 
Hello there, I live in CA, I own my 1990 land rover that is in fantastic condition. My parked car, and a neighbors parked car, was hit last week by …

He rear ended me doing 45mph | Total loss offer unfair! 
I was in an accident, 100% other drivers fault. He rear ended me doing 45mph. His insurance, Metlife, has accepted liability. My car was totaled with …

Estimates prior to going to adjuster? 
I was hit in the side by a pick up exiting from a parking place in a parking lot. The other driver has admitted fault and his insurance company has …

DUI auto insurance claim 
I am a 22 year old male from WI.i moved to CA and bought a car new in Feb. My car is titled in CA but is insured in WI. I was involved in an auto …

How will my record be affected | Claim record 
I was applying for auto insurance policy and due our claim record it went up to much. Checking out that record it showed a claim under a different …

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Settling car accident letter 
I just got into a car accident. someone reared me from behind. it is not a major damage, but the person who hit me wants to settle it outside of insurance. …

Collision claim on expired driver's license 
I hit a deer while driving. My driver's license was expired at the time. Will insurance company pay my claim? I am in California. Answer: It …

What should I expect for daughter's settlement? 
My daughter was a passenger of a car driven by a drunk driver and was involved in an accident, his injurues were minor, she spent 3 days in icu for 2 …

Damage at parking garage | What to do? 
I got home after a day of running errands around town and saw damage to my rear bumper only after I parked in the garage! I don't know who did it or where …

Flood damage, diminished value in Texas 
To start, I live in Texas, and have full coverage from Progressive on a 2008 Chevy HHR that I bought brand-new a little over year ago. My car was recently …

Usual and customary charges for medical care 
I am in the stage of negotiating the payment of the medical bills and general damages (pain and suffering) portion of the insurance claim. The claims …

Final select service payment 
My car was hit on private property, we took the car to the body shop and it was fixed from the parties insurance company. The body shop said we were …

15 year old without a permit accident | Coverage? 
My stepson was allowed at his mother’s house to get in a vehicle with his mother and drive. He did not have a permit at the time. He accidentally …

Bodily injury process against us? 
My 18 year old daughter was involved in a traffic accident around the end of March. Everything was pretty cut and dry in the beginning. My daughter …

Damages to car for flooding? 
What can be all the damages - in car where water has entered in the engine and also little bit in back side of car seats? The car is Toyota Camary 1998 …

Recent repairs calculated into car actual cash value 
I was recently in an accident in Georgia and the other party was at fault. My car is totaled. I replaced the transmission less than 1,000 miles ago …

Parts replacement and warrenty vs insurance determinartion 
Vehicle in front of me suddenly braking. I was also braking and would be able to stop. However, another car behind me was approaching me to fast and …

Replacement Parts and Warranty Void after accident 
I had an accident where the vehicle went into the ditch and water damaged the engine and transmission on a dodge ram 1500 pick up 4 X 4. The accident was …

I have waited for 3 months on my auto claim 
I was in a accident in February. I hire lawyers to help me in this claim. It turned out that the accident not my fault. By now 3 months down the road …

Legal action aganist me for being a son's reference? 
My son was in a car accident, I was a reference can they come after me for payment or peruse legal action? Answer: Hello Jr, Well we are not …

Estimates prior to going to adjuster? 
was hit in the side by a pick up exiting from a parking place in a parking lot. The other driver has admitted fault and his insurance company has accepted …

Claim record regarding DUI 
I was applying for autoinsurance policy and due our claim record it went up to much. Checking out that record it showed a claim under a different name …

Settling car accident letter 
I just got into a car accident. someone reared me from behind. it is not a major damage, but the person who hit me wants to settle it outside of insurance. …

Collision claim on expired driver's license 
I hit a deer while driving. My driver's license was expired at the time. Will insurance company pay my claim? I am in California. Answer: It …

Injury claim help please! 
My daughter was a passenger of a car driven by a drunk driver and was involved in an accident, his injuries were minor, she spent 3 days in icu for 2 …

Who is responsible for finances if titlte in 18 yr old name but living with parents 
if my son had auto in his name but lived at our address are we responsible for obligation of lawsuit. Answer: Hello Sherry, In most states, …

Will my insurance go up if I file a claim? 
My 3 year old son took a hammer to my car and put a lot of little dents all over it. I don't want to turn in a claim if my insurance is going to go …

Policy limits questions. They offered the limits on the first offer! 
I live in Oregon where I had a car accident on October 2006; I sent a demand letter asking for 200,000 due to a cervical herniation. About 10 days ago …

What to do after a weather related accident 
What should I do first after a weather related in regards to the insurance company. The car is totaled and been tolled to a wrecking company. I did …

Fire dept truck hit me and I got a ticket! 
a fire dept truck hit me while turning but the cops gave me ticket for improper passing and failure to yield at emergency vehicle. When i pull over …

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Vehicle accident reports and car accidents 
I own a Honda Civic. 2 years ago, I had an accident in which another vehicle collided with my Honda's front drivers side. Since I had comprehensive coverage, …

Can I claim damages by a pole to my insurance company? 
I was backing into a parking space at a train station today. I backed into a metal pole which I did not see and some damage to my rear bumper occured. …

Medical records to send to adjuster 
I am trying to settle an auto accident claim that occured Dec 08 in which I had a soft tissue injury to the head. The other insurance company has admitted …

Claim question about tenageer friend backing into car 
My teenage son that has gull insurance on his car while out of town was parked at a friends house. A friend back into his car and caused about 1700 …

Pain and suffering with 20% fault 
In short, my daughter was involved in an accident, not her fault, other driver was cited for Failure to Yield. Other driver's insurance company wanted …

Underage car rental coverage 
I'm 18 and my insurance policy says i have rental reimbursement but i cant find a place to rent me a car due to my age.... so i need 2 know if there …

At Fault for leaving door open at gas station 
I left my car door open while I was pumping gas and the claimant hit my car door who is at fault? Answer: It really depends on your state statute …

Insurable interests | What is it? 
If I paid for a vehicle under my brothers name and he paid me in cash monthly with a signed contract between us. And the vehicle is now in his name …

Brain injury settlement? 
A woman attempted to cross 6 lanes tying to cut in front of me to turn left. I was clearly in control of the lane as she excellerated, crashed into …

Post Concussive Syndrome | Insurance Claim 
I was hit in the head by a falling metal bar at a retail store. I believe I have postconcussive syndrome. The insurance adjuster has offered $5,000 …

Full cov. ins. on driver that was not supposed to drive 
I have full coverage insurance on my Mustang, but my wife drove without, my permission, and totaled out the car. My insurance says they will not pay, is …

Insurance Claim Denied 
I was in the doctors office and my car was parked right in front. A car pulled next to mine and hit my car. The receptionist watched the entire incident. …

I was hit by another driver but do not want to file a claim 
I was hit by another driver. To me it seems pretty clear that fault lies with the other driver, I was hit in the back left side of my truck, behind the …

Do I have to fix my car? 
I was involved in a minor accident and received a payment from the other person's insurance company. I am currently making payments on my car, so my name …

How do i get my money? 
I had an accident like 4 years ago but after doing the therapy they said that they were going to call me,i never got the call and they closed the clinic. …

Rear ended, not at fault, denied claims 
I was rear ended (the first car) when I was driving a rental car. Two other cars were involved in the accident. Police report clearly stated the third …

Skateboarder collides with car | Claim issues 
I was involved in an auto accident where a 14 year old skateboarder was skateboarding against traffic and without a helmet down a one way street .. …

Implications of 100% fault  
I was involved in an auto collision (no bodily injury) and the insurance company is finding me 100% at fault. I was making a left on to a main road …

What happens now with this claim? 
Ran a red light in the intersection and had an accident no one was hurt but the other driver didn’t have a drivers license and has to go to court for it. …

Son hits father | same insurance 
My parents are in town visiting my family, and my husband hit my fathers vehicle pulling out of the driveway this morning. We both have USAA, and my …

I had the right of way and the other car did not stop on the stop sign 
I live in New York and was in a car accident yesterday around 8:40 A.M. There were two cars involved in the accident and I had the right of way (no stop …

Confused by Insurance Claim | Help 
I was the driver and was injured in a car accident and I don't know if I should retain a lawyer or not. I did not go to the ER, I went to my family …

Insurance payment increased after weahter related accident 
My husband hit black ice....toteling his truck. A year later we bought another car...finding out that while paying 135.00 full coverage on two cars... …

Whos at fault for an accident with an unlicense driver? 
I just had an accident a couple of days ago I hit a car but the other driver didn't have a drivers license and the vehicle is not registered under his …

Total loss claim | I purchased the car and cannot get title for total loss 
I filed a claim in February of this year, the car as deemed a total loss, and I was offered $2600.00 for the car. The dealership I purchased the car …

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Claim questions and issues  
I have a full coverage insurance policy with a company that is in litigation itself and have changed there name in this case, my problem is that my son …

Hail Damage Quotes 
I am insured with Geico and have an appointment to get an estimate for hail damage. I went to two different body shops that refused to do a quote until …

Rear ended with no insurance 
I just got a car given to me I haven't purchased ins yet and I was rear ended(their fault they gave me their insurance info can I still make a claim on …

Drunk Driver crashes into a parked Leased Car 
Drunk driver crashed into my parked 2007 Nissan Armada in Pennsylvania Police report states the other driver is at fault as was put into custody Other …

2 paries out of 3 have same insurance company | Injury Claim 
My car hit ( side-swiped) while my car was paralell parked on a busy street. My son was in the process of getting out of the car when it was hit...tossing …

Implications of 100% fault 
I was involved in an auto collision (no bodily injury) and the insurance company is finding me 100% at fault. I was making a left on to a main road from …

USAA, hit fathers car | Coverage issues  
My parents are in town visiting my family, and my husband hit my fathers vehicle pulling out of the driveway this morning. We both have USAA, and …

Had the right of way and the other car did not stop on the stop sign 
There were two cars involved in the accident and I had the right of way (no stop sign what so ever) and the other car failed to stop on the stop sign. …

No fault accident new car | Am I getting pieces back? 
My wife was in an accident for it was determined that she was not at fault. the other driver was ticketed and at fault. Our car is 2 months old from …

Confused by Insurance Claim | Please help 
I was the driver and was injured in a car accident and I don't know if I should retain a lawyer or not. I did not go to the ER, I went to my family …

Rear end collsion documented arm damage 
I was rear ended on my way home from work in late January. I have been treating for neck and back since the accident. I did not go to the emergency …

Stolen automobile and insurance issues 
Any idea if after a car is stolen that the loan company should stop reporting till the insurance company pays. It took the insurance company a little …

Diminshed value claim or diminution on value of my car? 
I had a 9 month old car. 350Z. Sitting at a stoplight when the truck behind me hit the passenger side back. Vehicle had to be towed. 2 months later …

Dump truck accident | Insurance rates going high! 
my husband had an insurance claim on his dump truck that was not related to a ticket but a non-fault accident that wasnt issued any citations for either. …

Car accident 9 months ago | What should I do now? 
I was involved in an accident 9 months ago. I had my girlfriends car and I was parked in front of my house by the curb. It was frosty morning I was …

Can they sue us both? | For a car accident 
I was recently in a car accident where I rear ended the person in front of me who in turn rear ended the person in front of them. My first question is …

Praetorian insurance | Who are they? 
I was recently involved in a hit and run accident. The police located the person and he was a juvenile. My car is totalled and his mother has praetorian …

Drunk driver hit & run effect on injury award for damages 
I was hit by a drunk driver who was 3X the state legal limit. the driver then fled the accident scene and fought with the arresting officer. The impact …

Who is to blame for this car accident and collision 
I was in a collision the other day with a vehicle at a gas station. My intention was to pull in at the parking spaces by the main building, however to …

Auto accident while working for employer 
My personal car was being used for my employer and got hit by a deer. My insurance does not cover damage. Can my employer be forced to pay? Answer: …

Coming after me for car accident | Wrech in 1999 
My boyfriend and I were in a small auto collision in my car back in 1999. He was driving. The police were called and took all of our information. At …

Auto claim settlement | How to negotiate this accident? 
Hello, I recently read some responses on the internet and one person indicated that since his major medical insurance paid his medical bills they had …

Son had accident | Car at garage Insurance moving slowww? 
My son got into accident. While taking exit, moving traffic, the driver ahead of him stopped and tried to go the right. By doing so, he crossed double …

Car accident and not damage | Can they come back with injuries? 
I was in a car accident and hit it them from behind. There car as really no damage. Just needs to take the bumper off and buff out scratches and repaint. …

Will the adjuster to aim low in settlement negotiations? 
Thanks for taking the time to answer my question. I have been in multiple accidents within the past year. I assume that the insurance companies begin …

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Insurance claim denied | Now what? 
Driving I-84 in Connecticut. in our Volvo station wagon, a Jeep cut me off and slowed in front of me in one motion. I braked hard, still hit him. No …

Parking lot crash when other party reversing 
Who is at fault in Massacusetts when one driver in reversing out of a parking space and the other is driving in the parking lot and they collide? …

How to handle this parking lot accident 
Recently I got a phone call from one of my son's coworkers parents. Advising me that my son tagged the parents sons car in a parking lot. They have …

Auto insurance claim check | How to collect it 
We received a check for the claim we sent in (our name only on the check). We are now having trouble getting the body shop that we got the quote from …

Permissive use - Stolen Car - Rental Car - California 
Hey guys, Great Forum.. I had a quick question. I have a car that was hit by an Enterprise Rental Car - The Rental car was stolen when it hit my car …

Total loss of 2000 Jaguar convertiable | Help!!!! 
My toy car, a 2000 Jaguar convertible, and I were evolved in a collision March 18. Other driver was clearly at fault. I was transported to the emergency …

Coverage for husband car while at work 
We live in Nevada, and have only Liability Insurance on our vehicle. My husband works at a gas station/convenience store. In Nevada every kind of store …

Auto accident no report | What do I do? 
A man made a hugely illegal u turn with 150 feet (from the far right) lane of a traffic light going from southbound to northbound I almost took out the …

If an individual dies while in the process of settling an injury claim. Does the claim die also? 
My brother was involved in a accident in Dec when he was rear ended. He suffered a neck injury that also aggravated other ailments he had. His health …

4 adults and 1 baby in car | Damages for all? 
I have 4 adults and 1 baby in my car when the other car hit my rare when I am waiting for traffic light. The driver admitted his negligence by writing. …

Minor take car without permission and have accident. Am I covered? 
My 14 year old daughter used car without permission and had a accident. She is not listed on my insurance application as a driver, but I have no exclusion …

Boat stolen progressive wont pay 
My boat was stolen, then we found out my son gave it to someone to have it painted and I called and told them it wasn’t stolen, and then police found someone …

Hit state worker and now I am left to pick up the pieces on my own? 
I was hit on 03/23/09 on my way home from work. I was in the toll booth lane, a car came over the solid white line hitting me in the front left fender. …

totalled? 
I keep hearing different things.. oh its totalled .. oh no its not totalled... they said because the airbags deployed on the drivers side that its totalled …

My fault | Will my insurance company do anything 
I was not paying attention at a gas station and side swiped one of the pillars and cause bit of damage on my car. I want to file a claim but will my insurance …

Connecticut Claim Process for Auto Theft 
My car was stolen while I was at a show in Hartford on 02/07/09. Today is 04/06/09 and I have not heard anything. On March 16th, I received a letter …

Frame bent | Can I force the total loss? 
Can you insist on the truck being totaled by Allstate if your frame is bent and you know the value of your truck will be badly affected? If you have …

Time limit for filling a claim | how to find insurance info for driver 
I had an accident on 1/27/2009. Did not file claim. no injuries. my car has damage and I would like to file a claim against other driver. is it too late? …

Regarding medical bills from accident while in disability 
I was rear ended by a car in 8 months ago, although i did not have any pains then later after a month i had severe back pains and then when i had met the …

auto accident injury | Personal Settlement 
I was hit on the passenger door, I had a headache behind my eyes for about 3 days, when headache went away I saw double in my right eye, went to eye dr. …

95% collision liability?  
Earlier this month I was involved in a car accident whereby the other driver, coming from a side street where she had a stop sign and I had none, pulled …

Whos at fault for accident exiting driveway and car speeding? 
I was sitting at the top of my drive way (which sits right beside a dangerous road that has had 4 accidents so far this year and a blind curve right before …

5 months pregnant and rear-ended 
I was rear-ended by another driver in December 2008. At the time, I was 5 months pregnant and my 18 month old was in the backseat. I was admitted to …

Other losses from car accident | Are they covered? 
We were involved in an auto accident 3 hours from where we live. We were enroute to a show in Baltimore Maryland. The other driver ran a stop sign …

Can I withdraw a car insurance claim 
I hit a tree in parking lot. I immediately called the insurance company and reported the accident and opened a claim to get the process rolling. …

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Whos at fault for vandalism claim? 
My son and a friend were at the movies. They both had their own vehicles. There was a constable who noticed the windows were smashed in around 10:00, …

What are my rights to a totaled lease car 
I was in a major accident. My lease car was totaled by a new 16 year old driver. I still owe on the lease till September and the car is only worth 12,000.00 …

Car totaled fault of others 
The other party lost control of their car,came into my lane and we hit head on. Their insurance says they will payoff my car, my rental, medical bills …

Hit & Run Accident - Parked Car - Entitled to Pain & Suffering? 
My car was parked outside my place and was involved in a hit and run accident. It was the day after Christmas. After a significant amount of leg work, …

Coverage invalid if driver has arm in a cast? 
I have been told that insurance companies can deny coverage if the driver is involved in an accident while wearing an arm sling or cast. I do not …

Car hit a pole-no damage 
If one has an collision with pole today with no injury or damage to pole and no reporting to police, can he wait for 3-4 months before making a claim with …

My van was stolen, recovered, and totaled | Help! 
my van got stolen and it has been at the shop for 2 weeks well today they find out that the motor was bad so they totaled it!well the insurance adjuster …

I have 6 speeding tickets and I'm trying to get insurance coverage 
I have 6 speeding tickets and I'm trying to get insurance coverage. Answer: First see if they have been reported to the insurance companies. …

Moved out of my parents house | am I covered 
I moved out of my parents address 2 years ago but have not informed my insurance company.Will i still be covered Answer: Hello Caroline, …

Irritating insurance interaction 
I live in NC and was recently hit by a driver from AZ. The accident was relatively minor. The other driver scrapped his camper across the brush guard on …

My Insurance won't call me back 
I reported a claim to my insurance company and they will not call me back. I only have liability insurance with them. I was hit by someone who ran a …

Wife backed into my truck | Are we covered? 
My wife backed into my truck.her car is fully covered with her policy however the car is legally mine.my truck is a salvage vehicle with minimum legal …

Bodily Injury Settlement | What should I ask for? 
I have been speaking with Bennie, but he is on vacation. My wife was recently in a accident, and we have incurred some damages. She went through doctors …

Flag pole hit neighbor's car 
The flag pole on my balcony broke off during a storm and hit my neighbor's car. Am I liable? We are in a town home owner's association and not sure if …

This is our first insurance claim, what should I do? 
My husband was hit while stopped in traffic waiting to make a left turn. The truck that hit him belongs to a company and I have spoken to their insurance …

Insurance not repairing my car 
I had a minor accident couple days ago and filed a claim om my insurance. (The car is on my name and there is no loan) They contacted me, gave me my options …

Auto Theft | Being accused of stealing my own car! 
my 2008 denali was stolen from my driveway. It was recovered the next day stripped and burned. I had an extra set of keys in the glove box. My insurance …

Intoxicated driver hit my parked car 
One morning I noticed my car was missing and there was glass shattered everywhere on the street. After a few frantic calls I found out that my car was …

Accident: Side view mirror broken 
In residential area while I was driving in 25 miles per hour with my son in the back, suddenly a person from the car parallel parked in the street opened …

Non listed driver injures passenger | coverage for medical bills  
If a passenger in a vehicle that is insured, and the driver is not a listed driver on the policy will passengers in the car be covered for medical expenses …

Accident and Driver not on Insurance Policy | Coverage? 
My husband got rearend by a truck. The truck driver beg my husband not to call the police because he doesnt have his driver license, plus he claims that …

Denied Claim | Insurance arguing fraud 
I went to the car wash and when the car came out the sun roof windows were open. I left the car wash and the windows began to go down by themselves. I …

Soft Tissue Case | Rear Ended | North Carolina 
I was rear ended with minimal damages driving a 2004 SUV..ins co only offering me $4,600 of my $12,000 doctor bills... I am wondering if you know of …

Total loss offer below 6k amount owed to bank 
I was rear ended, my car is rendered a total loss. No GAP insurance. I owe $18k, the insurance co wants to give me $12k (BB value). I'm stuck with …

Total loss of corvette | substantially lower offer 
About a month ago someone tried to steal my 79 Custom Corvette. I disconnected the battery and covered the car waiting for the snow period to pass and …

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Claim denied because too much weight 
I rented a moving van and accidentally backed into my neighbors new BMW. My insurance company is denying my claim stating that it is a box truck over …

Fault dispute over car turning into me 
Car 1: (Mine) is going north on R Ave. Three lanes, but conditions only show two obviously. Car 1 is in far right lane, which appeared to be larger lane …

Diminished value claim for vehicle in CA 
My parked car (2008 Toyota Rav4 base model 2wd with after-market sunroof and roof rack, 4200 miles)) was hit by another driver who admitted fault and whose …

Car is a gift on mom's loan | Coverage for me? 
I received a car as a gift from my parents last year. The car is currently being financed with my mom's name on the loan. The car is currently registered …

Lying to protect another driver | how would they know? 
How can insurance companies find out if someone says they were driving in order to protect a family member who was driving whilst their license was suspended? …

Driving someone elses vehicle and got in car accident 
My Daughter was asked by her freind to drive home from a lunch in her car, which she agreed to do. On the way she hit a car stopped at a light from behind. …

Claim settlement - Adjuster wants to wait 6 years to settle! 
I was rear-ended a year ago by a company truck. The police came and gave the other driver the ticket and the party accepted responsibility. For the …

Insurance Claim/Selling Vehicle 
My wife had a minor one car accident with her vehicle that she intended to trade in on a new vehicle. When she took the vehicle in for a repair estimate …

Valet accident - I crashed someone's car at work 
I'm a valet attendant. Recently i had an car accident with a public car, i was told to pay $500 as required for the personal liability excess which is …

who is at fault? 
If you're driving down the road...and its a 2 lane road, and you're in the far left lane, and a guy from the right makes a right turn onto the road you …

Lowball insurance payment 
The right back corner of my '05 Honda Accord was hit at midnight by a driver trying to make a u-turn in the middle of the street. The impact knocked the …

Exchanged information at scene, now cant find ins co 
A lady rearended my wife at a red light. She gave my wife a paper with her policy number on it and her phone number. My wife also took down her plate number. …

Who do I contact | Drunk hit my my house 
A drunk came around the corner and hit the next door neighbors trailer, that was parked on the street, so hard that it came up into my front yard and crashed …

Am I at fault?  
This happened last week. I was driving wel below speed limit when it was raining heavily. Suddenly I felt a jerk and my car lost control. As in it was …

Let Friend Drive Truck | Coverage? 
a few months back I let a friend that needed a truck have mine for a few hours, my friend got in a at fault wreak, I live in SC and had only liability. …

Car into my lane | other side dispute 
I was involved in a car accident on 3/5/09 when i was driving around a busy one way system another diver came into my lane and hit my car it was minor …

Car theft insurance offered ridiciouls amount 
My girl friends car was stolen . and the car was almost new condition well the insurance company said they will send her a check for the car …

Car Damaged by Valet 
I had my car parked for 8 days at a valet airport parking lot. When I dropped it off, there was no damage to my vehicle. When I picked it up, there was …

Accident case brought to Small Claims and still asking to sign a waiver 
I got into an accident about 6 months ago, the resulting 4 car accident ended up with no one taking liability. We brought the last vehicle to small claims …

Car insurance booted me off coverage 
I'm a 20 year old full time university student. In the past 4 months i was involved in two car collisions. Both, i've been held at fault by the insurance …

Insurance coverage for year old claim 
About a year ago, my daughter (now 22 years old) was driving her friend's vehicle (with her permission) and damaged the door (no other vehicle was involved). …

My claim adjuster cancelled my rental car and I have not even finish signing all the paper work. 
I was hit by one of esurance holders and they were paying for my rental car up until they claimed my car was total. 3 days after I got a call saying …

Car accident that happened 1 month ago (URGENT- Please help) 
It was raining on the day of the incident. It happened in the morning. I was driving through the aisles of the parking lot to look for parking spots. …

What rental do they have to give me after his fault? 
I was in an accident this past weekend. The full-size truck in front of me had his "left" blinker on but preceded to go into the "right" turning lane. …

Policy Limit Disclosure 
My girlfriend was recently in a minor traffic accident where she bumped a pedestrian at low speed. The girl who was hit is now filing a claim and her insurance …

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Car accident at school driveway | Total loss 
I was making a let hand turn into a school drive way with my blinker on when i was rear ended totaling my car, the insurance company do not want to pay …

Son in accident of no fault other party want to settle out of court. 
My son has a car in my name in another state for college. A lady crossed three lanes and hit him and was given a citation. She asked to settle out …

Hail damage 
I have had hail damage to my car and I am in the process of gathering estimates for the damgage. I saw at one of the places that I received an estimate …

Possible accident | Coverage issues 
I was at a friend's house the other night and while leaving I was stopped. The man claimed I backed into his truck, showing me a small scrape around the …

Two accidents within a week | Impact on rates? 
If I was in an accident one week and got certain injuries but I was not at fault and then in the next week get into another accident which I was not at …

DUI and coverage 
My 20 year old nephew just got a DUI in the state of Arkansas. He is insured with USAA. Does he have an obligation to report the incident to his …

Accident Medical Bills 
I was a passenger in a car accident. The other party is 100% liable. I retained an attorney for this matter who is working for 1/3 of the moneys received. …

Theft by mechanical shop | Coverage 
My 450 SL was taken to a mechanic'a shop to set my timing on it in order to pass the smog test; I was charged money and it was never done, I took it …

Auto vs bicycle | Insurnace Issues 
My wife was just starting to turn left on the green turn arrow when a bicyclist speeding across 3 stopped lanes of traffic tried to cross before the three …

Stolen motorcycle accident 
My motorcycle was stolen this morning, when I discovered the incident I called my insurance company to put on theft insurance and claim the stolen vehicle. …

car accident | Asking for hotel and food expenses due to wreck 
My husband had a little accident almost two years ago. He was traveling a safe speed on a very well traveled , very busy two lane road with yellow paint …

Fiance's brother stole and wrecked her car 
Yesterday my finace's brother borrowed her car without telling her he was taking it. On his way to his destination he got into a car accident. The …

Insurance coverage for child of divorce 
My ex-wife and I have different insurance policies with different companies. Our son will be 16 in august, so will need to be covered. We have kids …

Insurance coverage for husband 
my husband was involved in an automobile accident. the car that he was driving was purchased from his grandfather, and the insurance was still in his name. …

Hit and run car accident 
I have the name and cell phone number of a person who hit my car. His cousin fessed up and gave me the info. I called him and he agreed to pay without …

Parking Lot Accident | Whos liable 
So I am in the parking lot of ready to back out of my stall. There's an SUV that had its signal on waiting for my parking spot. So I did an 360 check saw …

No license driver exclusion? 
I let my mom drive my car which has insurance under my name, but the problem was she does not have a license and she got into an accident 2 days ago and …

Friend hit my car, don't want to use my own insurance 
My son was backed into by a friend of his in a parking lot at a park. No police were called because the boy said his parents would pay damage. …

Injury car accident, my fault, will my medical bills be paid? 
about nine months ago I just paid off car that was worth around $7550.00,I was involved in auto accident that was my fault and had full coverage insurance, …

Insurance Appraisal 
There were several sights of damage left off my appraisal from my agent, he has issued me a check. How do I get him to come back and appraise the …

Fibromyalgia from auto crash 
I am recently suffering from Fibromyalgia due to a Auto accident and Was wondering what kind of settlement this will bring. I am not interested in becoming …

How to make insurance pay 
On February 9,2009 my sister had an accident with an 18 wheeler truck hit my father truck. My sister was waiting for her light to turn green and the …

Can I withdraw a recently opened claim..HOW? 
My minor son was involved in a bike/motorcycle accident (my son was on bike)...Both parties were injured....Long story short-: I opened a claim through …

Still investigating..... three months later! 
My son hit a car during and ice storm on a bridge; as they where pulling over a semi came over the bridge and fishtailed smashing my son's car and totaling …

Husbands fault - liabiltiy of the wife? 
My husband was involved in a car accident. The other car was totalled and our insurance is denying the claim. The accident was a result of road rage …

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Total loss of leased vehicle 
I was driving my father's leased vehicle when it was in an accident. I reported it to insurance and they have now told me it is a total loss. They …

Mom hits someone | they laywered up 
My mom was in a traffic accident a few days ago(her fault), the other driver was taken to the hospital (checked and released) her insurance co tried to …

Car hit by landlord | L does not want to pay 
My car was scratched by the landlord. At the beginning, we agreed to deal with this privately. I didn't call police or claim to the insurance. however, …

Claims for bodily injury 
I was recently involved in an accident with a person driving a motorized scooter (EPMD). He did not complain of injuries at the time of the accident, and …

Stolen truck | sold but paid with counterfiet check! 
I sold my truck on 01/17/09 I took a cashiers check from guy on 1/21/09. I got a letter from my bank it was counterfeit I reported it to the police and …

slow lawyer | Hit and Run 
I was involved in an accident mid year 2008. i was rear ended while waiting for a stop light. The unlicensed, under aged son of the registered owner of …

Who's at fault in this pkg accident 
I arrive to a cvs parking, I didn't park correctly so i back up, but stop at this moment then i can see someone backing across me 2 parking away, she was …

snow accident 
Does this fall under comprehensive insurance? Answer: It depends on the kind of snow accident. If the accident was due to an avalanche of snow …

Can i choose who fixes my car or is that the right of the insurance company 
If I am involved in a wreck and tow my car to a body shop that I trust, does my insurance company have the right to make me take it elsewhere? Answer …

Car was stolen and was involved in accident 
Hi, my car was taking with out permission by teenage boys, they hit a ladies car, my car does not have insurance only thru the loan and gap insurance. …

Head on accident lead total loss 
An 89 yr old woman hit me head on at 9:30 pm (dark) and without her lights on. She was driving the WRONG WAY on an off ramp. The impact totaled both cars. …

Can i get paid directly for a medical bill due to an automobile accident 
I want to receive my payment directly for my medical bill am i allowed to do that? Answer: Hello Juanita, Can you? Yes, you could as long …

Many vehicles | kids moving out | who to cover? 
I own four cars. Two of them are being driven by my children that do not live with me. I currently have all the cars covered under one policy with …

Suspended driver at fault | no coverage | what to do? 
My car was determined to be totaled by the driver who hit me insurance co. The driver that hit me was driving suspended but was on the cars insurance policy. …

How many claims can you file in a year without being penalized 
In December I was hit from behind I filed the claim through my insurance and had my insurance company seek reimbursement from the insurance company of …

Is the insurance required to disclose how to determine the DV? 
After I demanded the diminished value, my insurance threw out a little more than $100 without explanation. Then I requested the insurance to explain how …

Taxes on claim recovery 
If we are awarded a certain amount due to injuries received in an auto accident, do we have to pay taxes on it, and how much? We reside in the state of …

Hit and run and totaled car 
A young adult pulled out in front of my dad. He tried to avoid the car but didnt have time. He hit the car and spun several times crashing into the ditch. …

Parking Lot Scrape turns very expensive 
The other day, I backed into another car in a supermarket parking lot. It was your typical "nudge" of bumper to bumper that often occurs in lots. This …

Rental car accident my fault - coverage problems 
My friend rented a car (when he was uninsured) back in Nov 2008, for a week. We went out one time, and he insisted that I drive because he was tired, and …

Car infront hit car infront, we hit the | fault 
Car in front of my husband hit car in front of them, my husband hit the 2nd car then car behind my husband hit my husband. Who is responsible for rental …

Son had accident and was excluded from my policy 
My son was in a accident in my husbands car. We had just excluded him because he has his own policy. I called our insurance agency to exclude him and I …

Diminish value of car 
I have a 2006 maxima sedan ls bought it brand new and fully loaded, it has 10,000 miles on it. It is paid off in full. The accident was caused by me …

Premium question on State Farm Auto Policy 
I had an accident yesterday that was my fault; nobody was hurt. My car and the other are at different body shops and the question I had is will my insurance …

I need some help with my total loss 
Ok so I just recently got in a bad wreck that left my car totaled...... it wasn't my fault and there was no witnesses at the scene...... what happened …

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Laps in coverage 
I have been in accident (my fault)and reported it to my insurance company. The claim was accepted and I delivered my car to the shop recommended by my …

State farm insurance negotiations 
My son was involved in an accident caused by the other driver who has state farm. They have been dragging their feet in settling this claim. 1- is …

Fender Bender Damages 
I had a small accident where i rearended a lady. we were at a stop light, and i was going less then 5mph and pushing on the breaks when i tapped her rear …

Claims on totalled vehicles 
I have a vehicle that is titled and registered in the state of NC. I am travelling in CA, and have been for the last few months. I was in a single …

Parking lot accident fault 
Jan 3 2009 i was parked in a lot that had one lane for 2 way exits. I pulled out of my spot was in a stopped position to put my car in drive to exit. …

Uninsured driver car accident 
A gentleman was involved in a accident which happened to involve my fence, and the neighboring fence (in which we rent out that space). So both fences …

Police report required to file a claim? 
Is a police report required when filing a claim with your insurance company if another vehicle was not involved - in this case it was car against pole, …

Accident with no insurance driver 
My husband was recently involved in a car accident. He was driving on a three lane road. Right lane turning right only, middle lane straight and right …

Total loss of Dodge Caravan | very low market value 
My car was hit in the rear. The other driver was clearly at fault as acknowledged by the police and his insurance company. My car is a 1994 Dodge Caravan....not …

Accident at restaurants parking lot 
I had someone back into my vehicle in a restaurant parking lot. I live in TX and unless accident is in the street it is considered a private property accident. …

Rear Ended by a SkyLiner Bus 
About two weeks a ago I was rear ended by a Skyliner Tour Bus while waiting for the car in front of me to make a left turn. The bus insurance company …

My car is a total loss - please help 
I live in Arkansas, and we were just recently hit by a tornado. Well anyway, the insurance company declared my car a total loss. The Kelly Blue book value …

Car accident I got suit for 
I was in an accident 5-4-05 and had no insurance and just got served papers for damages to fix the car. Do I have any chance to beat this? Answer: …

Injury Claim Steps 
Can you walk me through the process for an auto insurance claim. I have a received an offer that is very low but I don't know the next steps: I will …

Insurance/Asset Declaration 
I was involved in a minor bumper to bumper rear end accident. I was the driver to accidentally bumped into the other party. Now it is almost two years …

Car accident with wild pigs 
I recently hit a tree trying to avoid hitting a family of wild pigs crossing the road . I have full coverage but not sure how ins company looks at …

The at fault party has no insurance 
My insurance company has informed me that the other driver that was at fault may not have insurance but that they are still checking. What does one …

What should I do? | 7 car accident no enough money for me 
Back on October 13, of last year (2008) I was in what may be considered a major accident about 7 cars involved. There were not any injuries to anyone but …

Car insurance rates for an accident I was not cited for 
I got in an accident in October of 2008 when I backed out of a driveway at the same time as a woman who lived in an apartment complex across the street. …

Claim adjusters in pennsylvania 
I was invovled in a rear end collision as I was just going to make a right-hand turn onto my driveway. A 19 year- old hit me from behind. I had severe …

I was rear ended by young driver and out of work 
Got police report w/discrepancies, incldg VIN # of guy who hit me (same as my vin w/transposed #s), his insurance listed as N/A, but my ins. # is on there, …

Claim Settlement Question 
Thanks for the excellent forum. I was rear ended by the company mini-truck nearly a year ago. The truck driver was at fault. Cops came on the scene and …

Bad Faith After Cashing Arbitration Award Check 
I was awarded $38,000 in an um/undersinsured arbitration proceeding. After paying for my attorney, attorney expenses, other items, etc.; I ended up with …

Setteling an Insurance Claim at the policy limit 
I was struck by a Drunk Driver while driving home from work on the free-way. The driver was in a rental car that someone else rented and insured under …

Gap between two insurance companies 
When changing the insurance company, there is one week gap between the new and current policy. I wonder how many days of the gap may affect the premium …

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Promise Date/State Farm 
My car went into the shop for repairs on 12/10. Was originally told by shop it would be done on 12/18, then he said 12/21. It's now 02/12. My statement …

Claim and hit and run 
Few days back my neighbor came and says that my wife hit and run her car while backing up. Also she says that there is an eye-witness (might be another …

Being Charged Too Much for Minor Accident 
I recently hit someone's car in my driveway (which, by the way was parked illegally), and caused minor damage to the rear tail light of her '99 Saturn. …

Can I be sued if an accident happens? 
My daughter is separated, has lived me for over a year, and is on my insurance policy. If her husband is sued over an auto claim, can they eventually come …

Borrowed car accident: Fault 
1 month ago, my sister in law was involved in a big car accident while driving our car (the car and insurance is under my husband's name). She was the …

Changed ins companies the day of the accident: Total loss Now 
Have a friend who had a car accident. she thinks the car is totaled. on the day of the accident she switched auto insurances. She was told by the …

Loss wages paid by insurance: Are they taxable are earned income? 
I was in an accident in 08, i was off work for a month, which i received a check for lost wages. Do i need to report this as earned income? …

Being sued becasue my insurance didn't pay claim 
I got into an accident last May and it was my fault. When I filed the claim with the insurance co. What I told them I was making a left hand turn in …

Chest injury while in Taxi Cab  
I was in an taxicab it crashed. statue of limitations is 1 or 2 years. my injury might take longer to heal. i need to file a form so my statue of limitations …

Accident in my own driveway 
Backing up in my driveway a truck pulled in hit my rear end they say they were parked i say they hit me 20 feet in my driveway from road who is at fault …

Car rental issue | Insurance not paying 
I was rear ended and I decided to file a claim with the other party's insurance. My car went into a shop that I selected because I know the shop does a …

Insurance company dragging their feet 
I file a auto theft claim on 12-30-08, the vehicle that was stolen was a high end vehicle (no lien). The insurance company completed their investigation …

Other driver's fault Insurance company not paying 
My husband & I were in a minor car wreck at our local mall. The other driver was going to fast in the mall parking lot, not paying attention, & hit the …

Insurance not contacting after total loss 
I was in a car accident, not my fault, police report obtained, happened 2 weeks ago, the other girls insurance has not contacted me, my insurance is very …

Is my laywer entitled to my Loss wages? 
Is my lawyer entitled to a percentage of my loss wages? I I receive a check from my insurance company for loss wages do I give my attorney 33%. I live …

Difficulty in filing claim 
I purchased a vehicle from an auction. I lost the title before i could get it registered in my name, and my vehicle caught on fire. Will my insurance …

Least expensive route with the ins co 
Being the defendant in a minor fender bender, whos vehicle was neither insured or registered.(Was moving vehicle 2.7 miles for continued repairs). No …

Non permissive use claim 
I was hit by a driver who ran a red light at a high rate of speed, who then flipped the vehicle he was traveling in. I was injured and treated. My …

How to withdraw a claim 
What happens step by step when withdrawing a claim? and if so, what consequences are there? for example, can the insurance company raise my rates, cancel …

Car Theft settlement 
My car was stolen from the parking lot in the mall. Assuming that they don't find my car or the car is found stripped about how long would it take …

Prior injury aggraveted by accident | Insurance not paying 
I was injured in a car accident at the fault of the other driver. Soft tissue damage in my neck. The chiro said it was permanent and I would need indefinte …

95 Ford Escort Totaled | Low Insurance Offer 
While stopped at a red light in the far right lane with my wife as a passenger, I had a 17 year old who has been driving for about one year behind me in …

Honda Civic airbags did not deploy | possible damages against Honda? 
Single car accident Feb. 4, 2009. 2003 Honda Civic EX Coupe w/ 132k miles ran into bridge guardrail, down embankment, stopped with front tires and bumper …

Uninsured, DUI, Head On Collision 
My wife, son, and I were involved in a serious head on accident about 5 month ago. The driver was intoxicated (habitual), didn't have a license, wasn't …

Hit and run | will premium go up? 
I have some light body damage on my car and the insurance is full coverage. I went to a auto body shop and the estimation were like a $1000 but the …

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Withdrawing an insurance claim 
my car was stolen a month ago and found in another state. i was out of town at the time with my gf and her daughter. We didn't find out until we were …

Accident liability 
I was involved in a accident where i had the green light going straight,a car pulled out in front of me and was t-boned. I was not ticketed. can I …

I was in a car accident in a leased car, what are my options? 
I was in an accident in a leased car and the car was damaged and the collision shop picked it up. I signed an authorization to work paper but my father …

Car insurance on parents 
Hi, I'm nineteen years old, and I am looking to buy my very own first sports car, but insurance is going to be out of the roof! So to avoid that, I …

Car accident due to city's failure to keep road - My rights? 
I had an accident on my street going down the road i hit a car because the street had not been treated with salt the ground was all ice. The police …

Car totaled, the other party does not have insurance? 
I was recently rear ended and my car rolled ending in a total loss of my car. The girl who hit me was cited for reckless driving. She claims to have …

Minor accident - My insurance not helping? 
A few weeks ago i got in to a minor accident with some damages to my car no damages to the other car. The other driver was at fault. I file a claim …

Should I pay out of pocket or file a claim? 
I was backing out of a tight parking spot and hit the car next to me. The car had a very slight dent and some paint scratches. My car had a much bigger …

Vandalized vehicle = rates going up? 
My car was vandalized and I'm concerned about my insurance going up. Is this a fact that it I will be paying more for the vandalism in the long run? …

Soon to be ex-husband car accident and coverage question 
My soon to be exhusband got into a car accident. I'm in the process of filing for a divorce and I receive paper work in the mail that a person my husband …

Settlement amount by lawyer? Need answers! 
I was in a car accident in 10/07. I was rear ended. The person that rear ended me took responsibility. I had injuries to my right knee, i had arthroscopic …

Denial Letter from auto insurance company 
I made a u-turn (Riverside, CA) after seeing no cars coming from the opposite direction. After I had completed the U-turn and was driving an SUV rear ended …

Can two unmarried people buy a joint auto insurance policy? 
Can two unmarried people buy a joint auto insurance policy? Answer: Yes, they can. Some insurance companies will look very close at things like …

Advising insurance co. when child turns 16 
A friend said when her son turned 16, she did not need to advise her insurance co. since vehicles (not people) on most policies are covered. She said this …

Is rental coverage necessary? 
I'm reviewing my auto insurance and trying to cut off some unnecessary premiums. I've already increased my "Loss or Damage" deductible to $1000 so …

4 car accident | Fault 
I had a car accident a week ago last Tuesday, February 26, 2008, in my high school parking lot. I wasn’t speeding. I was pulling into my parking spot, …

Little boy failed to yield to a stop sign | fault? 
A little boy failed to yield to a stop sign in the neighborhood and before I could react the rightside of my vehicle hit the backside of his back causing …

Insurance Negotiations Process | what now 
I was in a car accident Oct 25th 2007 (so the statute of limitations is quickly approaching). Background: I was on the freeway at a complete stop. …

Question on out of state accident 
my son,friend and daughter driving thru ky lost control in icy weather. No ticket issued,front end damage undrivable,friend was taking turn driving. …

Medical expenses for bodily injury 
Driver A is hit by Drvier B and goes to the ER for treatment, filing on his own health insurance. In handling his own claim settlement does Driver …

Wthdrawing a claim 
If someone wishes to withdraw a claim after it has been reported can they do so Answer: Well, not really. You can call your insurance company …

Ambulance bill arrived late | Insurance not paying it 
My son, who is on my auto policy, had a no-fault accident in December in Arkansas while visiting my mother. He had his 2 step-brothers in the vehicle …

Auto Accident, Insurance not paying 
My friend was in an accident a few months ago. She wasn't the owner of the car, but she was insured under policy as driver. She was rear-ended, the other …

Injury compensation 
My wife son and I were involved in an accident about a month ago in which I was driving our vehicle. The other vehicle involved had only the driver and …

Parking lot question 
A car backed into me just after i had entered a parking lot in California. I did not know it was one way, no signs or markings, but realized it was one …

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Lost arbitration, now what 
My wife got into a car accident in the City of Shenandoah, TX. The accident occurred on an access road. She was in the far right lane of a 3-lane …

Claim Reimbursement Argument 
I have a 95 toyota camry le and recently was turning left on a green turn arrow while a gentlemen across the intersection was turning right on a red arrow …

Blown out tire of the person in front - Fault? 
I was on the freeway when the vehicle that was in front of me had a blown out tire. A piece of the hubcap came flying towards my truck causing damage …

Friend asked son to drive their car 
A friend, who is an inexperienced driver, asked my son to drive their car during a recent snow storm. My son agreed to help and do the driving but …

hit and run damages no sign of perpetrator 
I was in an accident a few weeks ago, my car fish tailed and apparently hit something. I did not feel it but I heard a pop sound pulled over but didnt …

Brand New Car - wrong VIN - coverage 
Bought a new truck from a dealer, I'm first owner. Insurance company uses the VIN to determine coverage. My concern is that the VIN does not show …

Accident Claims-pain and suffering 
Hello, i was involved in a "T-bone" style accident where the driver ran a stop sign and hit me. I ran over a bump and a stop sign. He admitted fault …

Insurance won't budge 
I was wondering if you can help me. My car was hit by a drunk driver while it was parked in front of my house. A total of 5 vehicles where involved. …

Car used without permission 
My car was used by someone without my permission or knowledge, and totaled it. I had left it parked at his house and walked to work, leaving my keys …

My husband's accident - Insurance giving used parts to fix 
My husband was involved in a car accident. Someone hit him from behind. There was a total of 4200.00 worth the damage to his car. He did get an estimate …

DUI accident 
My vehicle was recently hit by a drunk driver while it was parked in front of my house and had significant damage as a result. The police told me the vehicle …

Rental Vehicles in California 
What is the law in California regarding rental car companies? Is the rental vehicle company coverage primary to my own insurance or in California is it …

Insurance company being notified 
Hello! Last week I was pulled over and given a DWI. I am in the process of getting it possibly dismissed or at least reduced to a careless operations …

Insurance won't pay for towed motorcycle 
I was involved in an accident where In had full coverage and was deemed negligent. I was driving a vehicle that was towing a trailer and some motorcycles. …

How do i prove who was at fault in accident? 
1 month ago(Jan 12), I received a call from a police officer stating that a witness left a note on someones car, stating we bumped into their truck at …

Gifted a car - coverage for accident? 
I am thinking of gifting a car to one of my friends and if I do I have decided to pay the payments of the car as the loan is under my name. My friend …

Trailer tractor part in road damaged my pickup 
A drive shaft from a tractor trailer was on the turnpike did $3000 in damages-Their insurance co states it is "no fault" in PA because the driver was aware …

Hit and run accident 
My car was parked in a parking lot and pretty much totaled. I filed a police report but the police officer said that it was impossible that there was …

Who's Fault? 
I was parked in the parking lot. Was opening the drivers side door, no one was parked beside me at the time then all of a sudden this car aggressively …

HIt and run coverage - I am covered? 
My car was parked in a parking lot and pretty much totaled. I filed a police report but the police officer said that it was impossible that there was …

Coverage for visiting brother 
My brother form Poland is visiting for three months He would like to use my car, will he be covered under my insurance policy if something happens? …

Car still damaged after repairs - ins claims wear and tear! 
After being involved in an auto accident (which was not my fault) the insurance company of the driver who hit me paid for my vehicle repairs. However, …

Car repairs by insurance are the bare minimum- not fair! 
Farmers Insurance Company insured damaged my car and is liable. The left front hood of a Volvo 850 has a dent and needs repair and painting. Farmers …

Car accident issues - both drivers with same ins co 
I was involved in a mva on yesterday. i was travel east bound when someone pulled out in front of me making a left turning attempting to travel west …

Claim with Allstate – Bad Insurance Company 
FYI, my wife and I are insured with State Farm. My wife was in an accident on 2/12, rear ended by another person. A police report was filed, and it …

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Auto Insurance Claim Issues 
I was involved in an accident the first week of Jan 09. And received injuries. I was not at fault. At the scene of the accident the other party provided …

Backed up onto my brothers car - are we covered? 
This morning I backed up into my brothers car on our driveway. Damage on his car looks way over his deductible ($500). We have same insurance (AAA) …

Passenger in Auto Accident - Settlement  
My son was in a auto accident as a passenger. The driver was driving on a provisional license. Driver lost control and rolled SUV. Police report indicated …

No license not at fault, need car repair 
Person1 is driving Person2's car. "P1" has no license. Person3 rear ends "P1". "P3" has full coverage. Is "P3" still responsible for covering cost …

Damage to my car by flying rocks 
My car was damaged due to a huge piece of the road that flew from the car in front my me. I am talking about a piece of concrete that is about a foot to …

Do I have to provide proof of repair 
Almost a year ago, I ran into a hail storm in Texas. I filed a claim. A settlement check was cut to me. Then last week, my agent telephoned me and stated …

Automatically my fault because i had no insurance? 
Another car hit me, it is his fault as his carrier admitted. I know i can't ask for anything, but they want me to pay for his car, which was a scratch, …

Georgia Uninsured Claim 
I was involved in an no fault auto accident 4/6/07. The other driver's insurance company has agreed to settle for $100,000 the policy limit. Am I …

Parking lot car damage 
My daughter was parked near the entrance at a movie theater under a parking light. There are surveillence cameras for the parking lot. There is also …

Medical settlement 
I was in an accident November 07, at other driver fault. Vehicle damages almost 9000.00 to repair. my wife and I went for chiropractic care, My wife had …

100% not my fault - 100% insurance BS 
So i was involved in a accident where i was rear ended at a intersection because a guy had his dog in his car and did not see that the traffic was stopped …

Car accident left me with unpaid broken eye glasses 
In a recent accident my sons eye glasses were broken (which is almost insignificant compared to his injuries) but when i asked our insurance agent about …

Auto insurance claim settlement 
Greeting, We had an auto accident two years back in that my wife and son (4 year old) were injured. My wife was in coma and went through couple of brain …

Help with this car accident 
I was involved in a small accident. My car swerved to the side on a very bad snow day. I was going very slow but the car swerved on an ice patch to …

Car Insurance for 21 year old 
My question relates to my 21 year old daughter. If she has her own insurance policy, but lives at home with us (she is not a student)and car is in her …

Car accident coverage canceled 
I was recently involved in an accident 1/1/09 that was not my vehicle. a driver made a left turn from a right lane causing a collision on my right front …

Coverage transfer 
I have Esurance, and my mother has State Farm. We both have full coverage on our vehicles. I was wondering if we had to use each other's car for …

Daughter loaned my car to friend without my permission 
I let my daughter drive my car to her fathers for dinner. She ended up loaning a friend the car to run to the store. He never came back. The next …

Auto accident damages and issues 
I hope this isn't too long but I don't want to have to go back and forth due to my leaving out info. you may need to know. So, fiancee was rear-ended …

Hit and run 
My car(uninsured) was parked at the time of the accident someone seen my neighbor hit and run. i called the police and made a report and i know that the …

Bodily injury claim question 
I have been getting physical therapy atreatments and doctor office visits thru my HMO with a $15 per visit each. How would I present these charges when …

Total loss after hit and run 
My wife's car has been considered totaled after another car smashed into it at night when it was regularly parked on the street. The other car's driver …

Car vs pedestrian accident 
Not sure what to do, if anything. 17 year old son bumped an elementary child with his car, causing the child to fall down and skin his knee. My son …

Son injured in auto accident 
My son was rear-ended at 55 mph. He started having neck and shoulder pain a month after the accident. He has been seeing a chiropractor. Do I need to …

Car Accident Fault 
Hello, car "A" was traveling on a snow covered road and lost control of the vehicle. Car "A" came to a stop sideways in the road. Car "B" came along & …

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Drunk driver hit and run 
I was hit by a drunk driver while i was waiting for a train,then the driver took off and ran but they fond him in 30 min. and still was over 3 times the …

Car warranty issue void 
We purchased a 2007 Suzuki XL7 in Sept 07. Since that time the dealership has had it more often than we have. We have had 4 rental cars. We were …

Truck at home 
I live in a house that i rent. I have rental insurance and full coverage insurance. Plus i have home owner insurance for a place where i don't live but …

Bodily injury claim | Can I make this claim 
Can my boyfriend and my son claim bodily injury for their injuries substained in a non fault auto accident while driving my car? I have the basic …

Daughter driving friends car 
My daughter was driving her friends car (at her friends'request)when she had an accident.police arrived at the scene, no tickets were issued. My daughter …

Filling claim separately 
There was three of us in the car, we got hit by a drunk driver, all three of us is being represented by the same lawyer. im finished with medical treatment, …

Fender bender while parking 
So a few weeks ago I was parallel-parking my car on a busy chicago street. i came a bit too close to the car i was pulling up next to and scraped against …

Insurance Coverage for son not in insurance  
My 18 year old son hit a guy in my truck and is not on my insurance what is going to happen Answer: Hi Kim Well, it depends. You need to …

Broad form collision coverage 
I had a auto accident: due to the broad form collision coverage i have my insurance company gave me special consideration and judged me not at fault, however …

Car rental coverage 
I only have liability on my truck. The other person was at fault and totaled my truck. Her insurance company is renting me a car but i have to pay …

Personal Injury Settlement Question 
I was in an auto accident dec 30, 07' i feel that i am well capable of settling the claim on my own with out a lawyer. I was rear ended when at a stop …

Car accident injuries 
Good day. I was in a car accident where the other party was at fault. She made a left turn at the intersection when she was suppose to yield. My …

Can I ask my own auto insurance to be involved in? 
My car insurance has only bodily injury and property damage coverage. I got minor injuries and car total loss in an auto accident. The other car is …

Policy Limits and Personal injury claims 
My father lives in Florida and he was in an accident about six months ago. He was riding his bike and he was struck by a car. The car cut his arm open …

Claim Coverage 
I had a friend of mine do some routine maintenance on my vehicle. My friend also worked at a local auto parts store and that is how I came to meet him. …

Pain and suffering/illegal insurance practices 
My girlfriend rolled her suv when trying to avoid a cow in the road. She was 8 monthes pregnant and had to go to the hospital to have her contractions …

Statute of limitations 
Can the personal injury statute of limitations be tolled in California with a verbal settlement, or must the executed release be mailed to the insurance …

Stolen pick up truck 
Vehicle parked in drive-way. Woke up to it GONE. Keys were in car-- tho NOT in ignition. Will my comprehensive auto insurance cover this claim ? Answer: …

Fraudulent insurance claim 
My boyfriend was just shopping around for new car insurance when he learned that his insurance paid a claim for $2500 last April. The problem is that there …

Diminished value 
I was hit on 11/25/07 by a 18 year old. She was text messaging ran a red light and hit me. The same day as the accident I called my insurance company and …

plpd and a total loss 
I had just switched insurance companies December 18,2008. I was involved in an accident Thursday, January 8,2009. I was at a dead stop. There was a line …

Per insurance investigation, accident not our fault. Can we still get sued? 
Answer: Hello Lulu, They can still com after you if their attorney insists that it was your fault. If this is the case however, your insurance …

Accident w/ lapsed insurance 
On 1/5 I hit someone in the rear of his car as he went through a yield (he stopped pulled through yield sign then stopped) sign I stopped saw no cars and …

Do I need to report my motorcycle accident? 
Hi! I had a motorcycle accident where the other driver was ticketed and I wasn't. There was damage to my bike, but not to her car. She said she would …

Settlement procedure 
I have about $3K in med bills that I've already paid for and I'm still seeing a doctor and taking meds for the injury. When should I send the bills to …

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Am I covered? 
What happens if someone with a suspended license(but still listed with family car insurance)has an accident? Will insurance cover anything? Answer: …

Insurance Dispute 
I own a 2002 explorer that the engine hydrlocked from flood conditions, after the insurance company hired a special investigator and then a forensic investigator …

Coverage for my son 
My question is about liability coverage for my son who is age 19 and lives at home while he is going to college. We are currently providing his support. …

Rear ended | soft tissue injury claim 
1/4/08 we were at a red light hit by an very big SUV going about 35 mph - had $5000 worth of damage to our car – I felt back pain at the impact and …

Vehicle registered in California | total loss 
The insurance company has made a $13,000.00 plus offer on a vehicle which is considered a total loss. We want to keep the car for at least the engine …

Best insurance company 
My wife recently had an accident and we had Geico insurance. It was very difficult to have a claims adjuster look at her car. She had to take time …

To make a claim or not 
Got into a fender bender. Estimate is 2500 for me, and 650 for the car I nicked. Nice people fortunately. They are waiting for me to decide if I just pay …

Is This Legal? | Issues with towing company 
My daughter was in an automobile accident about six weeks ago. She only had liability. We're from West Covina, CA. The other driver was at fault according …

Total Loss of Car | twice 
I was in an accident some months back in my 2000 Plymouth Breeze. The insurance company claimed my car was totaled, I didn’t let them total my car and …

Just about to switch insurance companies when hit pole. 
We were just about to switch insurance companies when I hit a pole in a parking lot and created quite a crease in our door. We got a quote for $2k to replace …

Head on auto Accident - Injuries 
My fiancee and i were recently involved in 45-50 mph head on auto accident. The accident has destroyed both our credit, the car has been in a tow yard …

Insurance Coverage 
If you are the driver of a car that doesn't belong to you and you don't have any insurance are you allowed to be driving that car? Will the insurance company …

Insurance and bank loans 
my husband had recently put liability insurance on our car! His aunt does insurance through farm bureau and done his insurance for him! 2 days after …

Values for damaged autos 
One of my cars was recently involved in an accident, so far I have one repair estimate and am going to get several others. I have numerous sources …

Total car or repair 
I was hit from behind police called, other driver at fault. His insurance wants to total the car, my repair shop says it is not a total loss. car is a …

broadsided/fissure in disk - How much? 
I was just wondering what kind of settlement I can expect if I was broadsided and now have a fissure (tear) in one of my disks and chronic pain since the …

Rear end accident, medical running out  
I was in a accident in Oct 07 I was read ended by a box truck at 50+ MPH and pushed about 50ft and into another car. I was taken from the scene by …

Head Injury - Very Low Offer! Help! 
I was a passenger in a car that hit another car from the back, my head hit the dashboard, went to hospital i had a mri,ct which showed a bruise of some …

Auto Insurance requirements for Colleges 
I was recently in an accident with a local college employee who was driving a college vehicle. He admitted fault and we filed a police report but I have …

Sued? 
Hello - My husband had a minor accident (determined his fault) in 11/08. It turned out that the other driver had a back injury that could not be proven …

Can the driver "take back" a confession 
I was a pedestrian crossing the street and hit by a car. An accident report was filled out and I was taken to the Emergency Room. The insurance company …

slid on ice in my home ( a rental) 
I slid on ice in my drive which I rent. Did $8000. damage and hit my head on door, injured my arm when I fell because of addition ice on my running board …

What to expect??? 
My ex-wife (we were separated 2/2004) was involved in a minor wreck in a van that was still in my name. The wreck occurred 12/2005. The insurance was …

broken sternum 
I was a passenger in car struck by uninsured motorist who was decalred at fault in accident. Driver had no insurance; my brother's insurance co. is covering …

Snowplowed!!! 
A few weeks ago while i was at work a airport snowplow was plowing a little to close to the parking lot and all the ice that was underneath the snow was …

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Auto accident - airbag issues? damages and fault 
My fiancee and i were recently involved in 45-50 mph head on auto accident. The accident has destroyed both our credit, the car has been in a tow yard …

Vehicle/Motorcycle Collision 
Just few months back I was involved in a auto collision with a motorcyclist in a T-intersection. I was making a left turn off a south-bound single lane …

Insurance Coverage for driver not in policy 
If you are the driver of a car that doesn't belong to you and you don't have any insurance are you allowed to be driving that car? Will the insurance company …

Total loss in this case, now what? 
my husband had recently put liability insurance on our car! His aunt does insurance through farm bureau and done his insurance for him! 2 days after …

Values for damaged autos 
One of my cars was recently involved in an accident, so far I have one repair estimate and am going to get several others. I have numerous sources to look …

I'm being sued! 
I rear ended someone back in 2006. I received a subpoena today from the passenger in the other vehicle claiming for $200,000 worth of damages. The …

Total car or repair 
I was hit from behind police called, other driver at fault. His insurance wants to total the car, my repair shop says it is not a total loss.car is a 93, …

Broadsided/fissure in disk 
I was just wondering what kind of settlement I can expect if I was broadsided and now have a fissure (tear) in one of my disks and chronic pain since the …

Rear end accident, medical running out 
Hi I hope you can give me some advice on this matter as to which direction I should take. I was in a accident in Oct 08 I was read ended by a box truck …

Head Injury -- Help 
I was a passenger in a car that hit another car from the back, my head hit the dashboard, went to hospital i had a mri,ct which showed a briuse of some …

Auto Insurance requirements for Colleges 
I was recently in an accident with a local college employee who was driving a college vehicle. He admitted fault and we filed a police report but I have …

Sued? 
Hello - My husband had a minor accident (determined his fault) in 11/08. It turned out that the other driver had a back injury that could not be proven …

Recent accident damages 
I was involved in an accident 1 month ago. The other driver was ticketed at the scene, but lied to her insurance company so I had to use my own collision …

What can I expect from my settlement? 
I was in an accident last November where the other driver made a left turn into me pushing me into a wall doing total damage to my car. He was given a …

Windshield Claim 
Do I have to pay my deductible to get my windshield replaced when it was not my fault. Is there a no-fault one time claim? Answer:>/b> Hi Melody, …

Need proof of self employment income 
I was injured in an auto accident the person who hit me was at fault, his insurance company wants proof of my income to be able to settle on a number... …

Right of way at an intersection 
I was recently in an accident at a 4 way intersection where I was to the left of the person I collided with and I don't know whether they were at the intersection …

17yo permit driver property damage liability 
my 17yo daughter with only a driving permit who was living with her father was allowed to drive his truck to the store. She went too fast down a bend …

Claim value/do I need an attorney? 
Hello, my situation is kind of difficult. In August of 06, i was a passenger in a 1 vehicle rollover accident. The driver was a friend of mine. He swerved …

Bodily injury claim - Husband Killed 
My husband was killed in a motorcycle accident. He was coming home late from a rally with a friend, a deer (300 lb) came out of a field and went between …

Collision reimbursement for value lost 
Can and should the loss of future value (such as in future trade-in value) be added to the cost of collision repair damages? Answer: Hi Henry, …

Accident driving my girlfriends car 
I was involved in an accident driving my girlfriends car. she has liability insurance on her vehicle. I also have liability on my own vehicle.I was backing …

Hit twice in the same day - second hit a hit and run 
My daughter's car was hit twice in one day. The second time it was a hit and run. The person fled and left the car. The next morning the owners reported …

Insurance lawsuit Limit at 20K? 
My husband was in an accident and we are working with a lawyer to try and get money for his injuries. His lawyer said that since the party at fault only …

Wife hits boss in the parking lot! 
My wife drove into her office parking lot and slid on black ice and hit her boss's (the owner of the business and property) car. Several employees state …

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Funeral expenses - My son was killed in an auto accident 
Our 16 yr. old son was killed in an auto accident nearly 2 months ago...he was driving his girlfriend's car...with her permission... she was badly injured...she …

Car accident and uninsured motorist coverage 
I was a passenger in a friends car that was rear ended in Sept. 2008. The car that hit us was uninsured. The uninsured motorist coverage on friends …

Two rear end collisions on same day 
I was unfortunate last Thursday to be rear ended twice. I filed a police report for both accidents. The second driver hit and then took off. It …

Recorded statement help 
I had a car accident about 14 months ago. My medical bill until today is about $15,000 and my PIP was close about 2 months ago. I still receiving treatment …

Hit and Run 
I was parked outside one of my friends houses. My car is dented as a result of a hit and run which i noticed as soon as I got to my car. Its not very severe, …

3rd Party Insurance Company Rental Car Coverage 
I got in a no fault accident when a taxi skid into my car, damaged my car's bumper and exhaust. I filed a police report, and submitted a loss report into …

Insurance refuse to provide coverage because of no picture inspection? 
I was recently in an accident and my insurance company won't pay damages done to my car because I didn't get it photo inspected. I bought the car 2 months …

Two uninsured vehicles collision - fault? 
two uninsured vehicles collide in a no entry single lane street and there was no police report made does this make both drivers responsible for paying …

Call insurance company or not? 
Was in an accident a couple days back - a kid decided to drive into oncoming traffic to pass a stopped school bus (with lights on) and hit me. I was …

Repair shops estimate lower, but raised when adjuster came out 
How is it possible that a repair shop that gave me an estimate of $4200.00 to fix my car all of a sudden increase to $5700.00 based on the insurance adjusters …

Car Insurance and Coverage 
My 17 year old son has just bought a car and the log book has been sent off in his name, so can I take out insurance in my name wIth him as a named driver …

Insurance for teen 
My 17 yr. old has her license. We live in PA. She does not have her own car.She does not drive my vehicle.I was told that if she has a license, she needs …

Fault in this parking lot accident 
My son was driving in the parking lane through a parking lot when he was it by a driver backing up, the driver reported a claim on our ins as my son did …

Who is at fault for this accident? 
My son was driving in the parking lane through a parking lot when he was it by a driver backing up, the driver reported a claim on our ins as my son did …

Theft of stereo and contents 
My car was parked in the lot I pay for near my home. Yesterday evening someone broke in to my car and stole my stereo system and 4 tv's. I do not have …

Claim against me over policy limit 
I was found at fault in an auto accident a few months ago. I just received a call from my insurance company that the other driver has a $30,000 bill for …

Florida - renting an exotic auto 
If i rent an exotic car while in Florida, does my insurance cover the rental car? Also if i am an owner operator of an exotic rental car company and …

Insurance Injury - Can they do this? 
I was involved in a car accident jan 2006 i got a letter from ins company they needed my doctor bills before jan 8 2006 the bills were faxed to them on …

Hit from behind at yield and my medical Bills 
I forgot to pay my auto insurance so I had no coverage. I was hit from behind at a yield sign. The other driver was from New Mexico and called his …

Accident Liability 
I was involved in an accident on January 30, 2008; the accident happened on a freeway off-ramp with three lanes, far left is a left turn only lane, middle …

Who is at fault? 
My mother-in-law is driving a car which i carry the lease on (along with my husband). She does have good insurance. however, if she were to have …

Liability Question: Bus Passenger fell 
Claimant was going through a 3 day medical procedure at local hospital. There is a free, local bus owned by my employer (a University) which the claimant …

Hit By A Racer 
I was doing about 80-85 mph on the highway (I did admit I was over the speed limit). One car attempted to get in front of me who was speeding and put …

uninsured motorist Bodily injury claim 
My husband and I were on my husband’s motorcycle, which was insured under Pacific Specialties. We were hit by an uninsured motorist, December 2007. …

totaled vehicle by unauthorized driver 
My 2006 Mustang GT was taken by my 18 year old son without any permission last night. We still owe money on the car. My son & his friend totaled the car. …

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Unlisted driver on auto insurance policy 
I financed a vehicle back in December of 2005 for my significant other. We are no longer married and were not at the time of vehicle purchase either, but …

Time Limit for Repairs to Auto After Car Accident 
I got rear ended about a month ago and have had a hard time getting my truck into the shop for an estimate on any hidden damage. The labile insurance company …

Drunk driver totaled my parked car 
Last week in the middle of the night an underage drunk driver hit our car pushing it about 20 feet onto the neighbors sidewalk and flipping her car in …

Future Policy Premiums after Claim 
Hi, I live in Florida (a no-fault state last time I checked...does that still matter?) and was involved in a minor accident that caused only superficial …

Who is negligent? 
I just moved into a private residence in Los Angeles, and was pulling out of the house's parking lot when I was hit by a pickup truck which was backing …

Automobile accident 
I was driving a rental car, when I was rear ended. My doctor listed my condition as muscle strang to neck and back. The passenger in the car is still surving …

Time limit for repairs after car accident 
I got rear ended about a month ago and have had a hard time getting my truck into the shop for an estimate on any hidden damage. The liable insurance company …

Rear End Accident - Soft Tissue Injury 
In October I was rear ended by a teenage driver while I was stopped at a red light. The impact was strong enough to knock my foot off the break pedal and …

Do I have to notify my insurance company about this single-car accident? 
I had an accident last Friday. The road was slippery after the snow in the morning. When I turned into the I83 entrance, my car slid and scratched on …

Insurance Company Decidies (without my knowledge) to total car then they decide to repair it 
An individual backed into my car causing neck and back injuries and damage to the front passenger's side (hood, bumper, fan guard, light etc...). …

Auto Injury Accident need help PLEASE 
My car was in a accident by another driver with a motorcycle that hit him on the left rear side. The person in the motorcycle already got a attorney. …

Who is at fault for this car accident? 
I was on inside lane of 2 lane (each direction) road, traveling at a speed of 30 mph. It was afternoon and raining. I was between intersections,traveling …

Green Arrow Versus Green Light  
My daughter was in car accident in small town about 45 miles away from the city we live in. She was at an intersection and turned left on green arrow. …

Disclose Amount of Property Damage 
Disclose Amount of Property Damage I rear ended another car at a light. The amount of damage to my car was only $16 over my 500 deductible so I told …

Parking Lot Accident - Little Damage - Who is at fault? 
parking lot accident I pulled into a parking spot at Target and bumped the corner of the rear bumper of the car next to me. When I got out, I noticed …

Denying a claim 
I was told by my insurance company that it is really hard for them to believe my statement and with out my company phone records and a statement from my …

Making an auto insurance claim  
My 20 year old son had a single car accident on the highway yesterday. Now we are thinking about making an auto insurance claim. No one was hurt and …

borrowed car accident | liability to owner of the car 
My daughter is being sued for an accident. Her boyfriend was driving her car when the accident occurred. He had permission to drive the car, has a license …

Insurance Premium Increase 
My 17 year old son had a minor accident in a snow storm. Low speed, his fault, damages between the two cars > $3000. We are trying to decide if we should …

Do I have to report a car accident the next day? 
Hello My mother in law was driving my car yesterday with me in the car and caused considerable body damage by hitting a curb. She doesn't want to file …

Auto Car Accident wihtout possible insurance coverage 
I got into an accident during a one day lapse of my insurance. I lapsed on the and paid on 10th evening. but got into an accident on the 10th right before …

Vehicle Fire Claim and Coverage 
In the parking lot of my apartment complex there was a car fire that spread to 8 other cars in minutes. One car had very little damage, my girlfriends …

Old Car Accident | Value and Other Issues 
I was in an accident last Wednesday evening where the driver of the other car went through a red turn light, in front of my car, where I had a green light. …

Information about possible being a suspect  
Hello, I just had someone call me and said that it was him that took my car. I've already gave a statement to the insurance company saying I didn't …

Stolen Car and Value 
Thanks for the great forum, my car was stolen in October of this year. My insurance company says that their only obligation is to my Lein holder. I have …

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Vehicle Damaged Liability Only 
I'm living in Oakland CA and have a questions about filing a claim for damage to my vehicle. Firstly I have liability only insurance as all my vehicles …

Car Accident with Pedestrian 
I was parallel parking and then proceeded to get out of the vehicle. A minute later a man came up to me and said I had "hit" his car and damaged it. …

No Insurance 
I let my mom drive my car which has insurance under my name, but the problem was she does not have a license and she got into an accident 2 days ago and …

Going after at-fault insurance for lease payments 
Back in April of this year, my 6-month old Infinti M45 was hit. Fault was established to the other party and their insurance is picking up the tab. …

salvage title and total loss 
What if you own a vehicle with a salvage title that has been totally restored to factory condition? Then get in an accident with same vehicle and they …

Loss of Wages Claim 
i live in the state of Arizona;...my parked car was damaged on the front bumper which was repaired by Geico insurance for appx 1000 dollars; they also …

Buy back of totaled truck 
Had a interior fire in my 1995 f-250 pickup everything is going good with farm bureau insurance adjuster totaled for a fair value rated excellent at 10,495 …

Using my UIM coverage 
I was rear ended at a stop sign and the driver of the other car did not have coverage at the time of the accident. I am now in the process of using my …

Accident Responsibility for Minor with Driver's License in Divorce 
If my minor child holds a valid Virginia driver's license, is in a joint custody arrangement, is insured under my policy (since his primary residence is …

Recorded Statement Admission of Fault 
If my insurance liability adjuster have a recorded statement from the other driver who admitted to be at fault repeatedly during that recorded conversation, …

Giving false information on a recorded statement 
My Mother and I live together and she drove my truck to work and was involved in a minor accident. The police were called and no ticket was issued. No …

At fault driver can't be located 
A drunk driver crossed the center line, hit me head-on and totaled my car. Before he hit me, he caused two other cars to collide to avoid him and sideswiped …

Release of Claims Trap 
Hello, I was involved in an accident that was not my fault. I was rear-ended by two individuals so I am having to deal with two separate insurance …

Bad Accident | What to do? 
I was in my first car accident and it was my fault. Involved there were a few cars that we damaged i got a letter from my insurance company saying …

Insurance paid estimate, what if it costs less to fix? 
My friend got into an accident and was paid an estimated value to fix by the other guy's insurance. He was able to find some local shop where the cost …

Under Age Quote 
If I’m 16 can I have insurance on my 1989 ford ranger? what do I need to do to get my own insurance? I want my own insurance because if I get into an accident …

How long is too late to start treating after an accident? 
I was involved in an accident. The other driver was at fault. My wife and daughter were not injured and did not receive treatment. My vehicle was totaled. …

Witness Testimony  
My auto insurance liability adjuster advised me that my witnesses cannot be considered because they are my close relatives. Is this correct statement? …

Additional Damage Discovered 
I bought a 2007 CRV in Feb of 07. On October 4, 07 the car was sideswiped by a Chinese food delivery man while parked in front of my house. His insurance …

Rental Car Accident 
I had an accident with rental car. I am added to my fiancé auto insurance and he has full coverage. in accident only rental car we damaged so i filed a …

failure to yield 
I got a ticket for failure to yield after getting in a wreck in my grandmothers car will this ticket make my insurance go up noticeably in the state of …

Uninsured Motorist Protection 
I live in South Carolina and have a South Carolina auto insurance policy with Liberty Mutual. My vehicle was involved in a "hit & run" accident while …

Question about the Auto Theft Process 
What are the steps when you deal with the insurance company for auto theft?? I walked to m adjuster yesterday and she stated my claim was being forwarded …

Am I responsible for vandalism to other's car parked in my parking lot ? 
I work at a private university in California and have received notice of an auto claim from outside party "When vandalism occurreed in our university parking …

Getting More money after the adjuster sent check 
I had an accident about 1 month ago. It was the other drivers fault and I took it to a local auto body shop for repair. The adjuster from the other …

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Do we have a case? 
Was recently in an accident in a 2003 Honda Civic. The initial repair estimate was approx 5000 dollars, the adjuster said the car was worth aprox 8-9000. …

Drunk Driver 
Hi, Last night a 20yr old drunk driver smashed my parked car and its a Nissan skyline and i have had a quote of 11,000 to fix it and the car is …

Can an insurance company dictate what they'll pay? 
AAA insurnace company is saying that although their insured backed into my daughter (my car), my daughter was partially at fault because she was parked …

Insurance Company Requesting Cell Phone records 
I had an interview with my insurance company claims investigator for the theft of my vehicle. During the conversation i got a feeling like he was trying …

Bumper to Bumper 
I was parked at a convenience store with parking space on both sides. front and back of one another. I checked several times before backing out and did …

Can they really do this? 
My truck was recently stolen from in front of my old apartment complex and was later recovered. The thieves used a key to take the truck but, the key never …

damage of a parked car 
my car was parked at my place of employment and a 16 year old boy was racing somebody in the parking lot and ran in to the passenger side of my car. I …

Daughter lends car; driver has fender-bender 
Our daughter lent her car to her friend while at college (VA). Her friend was backing out of a parking spot at the library and was hit in the rear bumper …

Vandalism Claim 
I live in Arkansas and while parked at a vehicle sales lot, my vehicle as well as two others were vandalized. My insurance company paid approx. 13% of …

want a check to fix the damages as i see fit 
i was rear ended the insurance company wants me to go through a place they use all the time but i just want a check for the damages and then i can use …

I got into accident in snow storm! 
I got into accident Mar 8th,2008 while under winter? or snow storm warnning. My car is 2004 Toyota Collora, and his car is 1993 Jeep Cherokee. I …

Stolen Car 
My car was stolen over thirty days ago in Michigan. State Farm is investigating the claim as fraud. I have to have a deposition with their attorney. …

insurance co wont cover damage under hood 
My car was in collision with front end damage and leading some kind of green fluid underneath. Car was towed to garage, then insurance co had me tow it …

Question reference to At-fault Coverage 
I live in North Carolina and my girlfriends daughters were involved in an accident where the other person was totally at fault (completely took blame for …

Uninsured Motorist Property Damage Coverage 
My insurance company is covering my auto damages under (UMPD), The company gave me a rental car until my car was repaired, however, they placed my name …

Am I covered 
A squrill or rat chewed up the wiring under the hood of the car ( estimate was 1500.00 to 3,000.00 )is it covered. I am in Texas have full coverage and …

chrysler grand voyager in uk 34000 pounds 
I HAD AN ACCIDENT IN FRANCE ON THE SWISS BORDER I HAD TRAVELED FROM THE UK MY POLICY IS WITH CHRYSLER INSURANCE UK AND IS UNDERWRITTEN BY NORWICH …

Auto Claim Denied. What can we do? 
I was being tailgated by a truck. I turned my indicator on to turn left. I was ¾ of the way into the turn lane when the truck pulled into the oncoming …

Does health insurance pick up unpaid costs after auto insurance in Ohio? 
I was hit by an uninsured motorist in August of 2007. I was taken to the emergency room and treated. Since the accident, the hospital billed my health …

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