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Should I submit Claim with my insurance when I'm not at fault
I was in a car wreck. The other party admitted liability and her insurance agreed to pay a 'total loss' amount. The insurance agent suggested I also file a claim with my company to see if the amount offered would be better. Is this normal and/or legitimate?
Also, I have received an offer. Is it safe to assume all offers are low-ball figures?
This is my first accident and I'm heading in blind.
Thanks for you help.
Well, the total loss process is indeed a “game” of offers. BTW, it’s not only legitimate to file a claim with your own insurance company, but often times required by your policy as you have a duty to report losses.
The advice is sound. Total loss settlements can be tricky and you do want to make sure you increase your settlement substantially.
Oh, yeah, that is probably a good assumption.
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