Auto Insurance Claim Advice
Auto Insurance Claim Advice

Small Claims Court

Important Considerations | Do not go to small claims until you read this

Small claims court can help you get your piece of mind.

Finally a forum where you can get the person back in the court room and have them explain why they hit you and why they were so irresponsible.

In many occasions you will be taking to court people that were driving under the influence, had no insurance, had no registration, and their license was taken away because of prior several offenses.

Some of these fellows never show up, some do. In any event,  you will have the chance to confront them and have them explain their actions. This on its self is a great satisfaction. Something you do not get when you have an insurance claim.

If you think about it, some fellows will hit you, then run away. They get caught and have no insurance, so your insurance company ends up having to pay for your damage.

What happens to the person that hit you? Nothing! Or just about.

They get a fine that they will probably never pay. Since they have no assets, they are judgment proof.

Most accidents and infractions are civil and not criminal, unless there is a very severe accident (vehicular homicide, manslaughter, severe injuries, etc).

Why I am telling you this? Because you might go to court and get nothing at the end of the day. If the person you are going after has no assets (i.e. a house, insurance, a large bank account), then even if you win, you will never see a dime.

Again, you might want to do this if you believe this person someday might come into some money, and they try to collect the judgment.

You can hire a collection agency to do this for you, but this can end up costing you 50% or more of the total award.

Double check that this person has something to lose so you know you will get paid if you win. If you know that they do not have anything, but makes you feel better, then go ahead.

The next important consideration when going to small claims court is that you get “one bite to the apple.”

This means your case will be heard only once. The property damage AND the injury claim are both compulsory claims.

This means that both claims arise out of the same transaction or occurrence (the car accident) and therefore they MUST BE BROUGHT together, if you do not and decide to bring a claim later on, the court will bar your second cause of action by a legal concept call RES JUDICATA.

This means that if you sue someone for the damages to your car, because you need some wheels to go to work, but you are injured and do not know the extend of your medical bills and the treatment you are going to need to recover, then  you are probably better off waiting until you know for sure what your injury will entail and then go for the whole thing.

If you go for property damage only, thinking that you can go after the medical bills later, you will lose your injury claim (medical bills included).

Res Judicata stands for matter already judged. It works like double jeopardy, but for civil cases.

This is something that you want to consider before you decide to after anyone. Make sure all damages are assess so you get your entire recovery.

Traffict Ticket eBook
Speeding Ticket eBook

1. Small Claims Court (Overview)
2. When to go Small Claims Court
3. Important Small Claims Considerations
4. How to argue your Small Claims Case
5. Small Claims Court Legal Argument Part I
6. Small Claims Court Legal Argument Part II
7. Arguing in Small Claims (the Police Report)
8. Small Claims Court and the Auto Damages
9. Small Claims and the Injury Claim
10. Collecting the Small Claims Award
11. Appealing the Small Claims Court decision

Total Loss eBook
Personal Injury eBook


Request a FREE Personal Injury Claim Evaluation
Fill the form below or call (866) 493-7760




Call a Personal
Injury Lawyer now
for a free consultation
(866) 493-7760



Subscribe to our Free Newsletter

Auto Insurance Claim Advice Free Newsletter

Join our free monthly subscription with tips, news, articles, negotiation techniques, and more about insurance companies and their claim process.

Email

Name

Then

Don't worry -- your e-mail address is totally secure. We promise to use it only to send you Auto Insurance Claim Advice Information.


Subscribe to our Blog

XML RSS
What is this?
Add to My Yahoo!
Add to My MSN
Add to Google


Free Insurance Quotes

Page copy protected against web site content infringement by Copyscape



ADD TO YOUR SOCIAL BOOKMARKS: add to BlinkBlink add to Del.icio.usDel.icio.us add to DiggDigg
add to FurlFurl add to GoogleGoogle add to SimpySimpy add to SpurlSpurl Bookmark at TechnoratiTechnorati add to YahooY! MyWeb


| Home| Free Newsletter |Best Carriers | Insurance News| About Agents | Accident Videos | Accident Photos | Site Search | Claim Blog | Insurance Quotes | Claim vs Rate | Find a Lawyer | Site Policies | Your Host |Contact us | Sitemap |

Return to top

Claim Advice