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Psychological Injuries

Make sure your doctor documents your symptoms

Psychological injuries are very hard to prove. They can however be successful. You need to be able to prove that these injuries had an actual medical manifestation. You must go to the doctor, mental health provider, physiologists, or someone that could testify that you have suffered this type of injury.

If you are claiming psychological injuries you must overcome the presumption “that you are making this stuff up”. I know this should not be the case, you are the victim. But with so many people out there making frivolous claims, adjusters are in the defensive 100%.

Psychological injuries are perceived as those people can make without much documentation. Anyone one can claim they cannot sleep or they are in constant fear of something.

If you are in this situation, you must go to a doctor to diagnose you and to get your symptoms documented in paper. Then, you must look for a good physiologist that can diagnose and assess your injury.

Get a great Bodily Injury E-book for more key information.

You will be looking at what future treatment the psychological will require. You must make sure the suggested future treatment is documented by you doctor.

Claim adjuster will imply that most psychological are fixed on their own by simply resting. If you have a medical doctor showing that your injury will require more than that, then this will ensure you are compensated accurately.

Most psychological injuries and issues could be treated with medicine. If your doctor diagnoses medicine, make sure you buy it. If the insurance company can prove
that you did not take the medicine diagnosed, then they will argue that you failed to follow your doctor’s advice.

Many people decide to not take medicine for many different reasons; the insurance adjuster will claim it is because you did not have any psychological injuries.

The most important thing to remember is that whatever your psychological injuries are; they must be documented by a doctor. Many adjusters and juries want to see more than testimony regarding someone’s fear and psychological well being.

It is helpful to keep a journal of your condition. If you have trouble sleeping, driving, have a lot of anxiety, and just are not yourself, then you need to write it down. Write dates, and times. These will help your doctor (and attorney) when evaluating your injury.

But even if you did this, you must be able to show that there was a actual connection (causation) between the accident and the physiological injury. You could have a very well documented claimed, and could have a respectable medical doctor backing you up, but if you failed to show the causation between the accident and the injury, you case will fall short.

Also remember that with any kind of bodily injury claim you are really setting yourself to go to court, therefore your doctors reputation will be put to the test. Even in arbitrations and mediations, adjusters, attorneys, and judges, will discuss your doctor’s reputation.

If you are considering making this type of claim, please consult with an attorney. They can guide you and tell you if your claim has any chance of success.

Insurance companies are not on your side—talk to a personal injury attorney before you make any decisions! Fill the form below or call toll free at (866) 493-7760


Psychological Injuries could be hard to prove. Learn how insurance adjusters evaluate bodily injury claims, including this one.

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