2nd accident within a year what is going to happen if I make a claim?

by Steven
(Arlington. TX)

I got in a accident somewhere in September last year and it was a hit and run and I filed a claim for it and they put it down as totaled. I was with state farmer when that happened.

Just few days ago this month of april I got in a accident but this time I end up hitting a car from the back and its been under a year this the second one.

I am with Allstate and its only liability this time so what are they going to do and how bad is it going to affect me?


Answer:

Hello Steven,


Well, accident history can affect your rates. The circumstances surrounding the accident will determine the impact.

If this was a “fluke”, then probably the impact will not be noticeable. If this was a second accident where you were under the influence of alcohol, then the impact will be severe. It really depends.

Remember, you do pay insurance for a reason. Your rates will probably go up, but depending on your situation, that may not even be an issue.

Good Luck,
http://www.auto-insurance-claim-advice.com