Does Insurance have to pay for my total loss?

by Amber
(CA)

I am a licensed driver. I had just bought my car few days before another person ran a red light in his company car(works for Toyota)and totaled my car, He had insurance but I hadn't switched my insurance over to my car,

Does their insurance have to pay for my car?


Answer:

Most insurance policies automatically ads new vehicle's to your current policy so long as you make the switch within 30 days or the time stated on the policy. A newly acquired vehicle clause could save you here.

If you have insurance and the other party hits your car (their fault), they must pay for your total loss.

I hope this helps,

Good Luck
http://www.auto-insurance-claim-advice.com/