Ask an Attorney a Question for FREE!

I did not have a copy of the auto insurance policy

by Linda
(Lansing MI USA)

I had an accident, only my car and myself. There was a police report and witnesses. The car was towed by flat bed to a collision repair shop. I needed the car back right away as this is my only means of transportation.

The repair shop did some of the repairs so I could drive the car. The inspector viewed the car after some of the repairs were done. Insurance co will not pay for those repairs. I gave them copies of all the reports including the repair list and amounts.

I did not know their policy. but, they don't care, they will not pay.

How do I get them to pay for the damages prior to inspection?


Hello Linda,

Well, the insurance company has a right to inspect, however, there is no exclusion (none that we have seen) where an insurance company can simply not pay because there was a repair done prior inspection. They can dispute the value, but the burden to show that there was a prior damage is on the insurance company, not you.

Talk to a lawyer.

Good Luck,

Click here to post comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Got Questions?.

Please see more answers to recent personal injury and auto accident questions below:

For a Free Review of Your Case
Please Call (866) 878-2432