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No citation, no pictures or evidence
by Patricia Flanagan
I was involved with a disgruntled driver who slammed on her brakes several times off of a green light to scare me? Or cause me to hit her?
I barely touched the rear of her vehicle. A small scratch from my license plate. No damage to my vehicle at all. The police were called, no citation was issued. Just an exchange of information. I immediately called her insurance company and told my side of the story.
They contacted my insurance company and I received a call. I admitted that I could not control the circumstance, but that she was intentionally trying to induce an accident. No claim was ever filed on her end. I don't know that she ever even spoke with anyone.
Yet, my insurance company (Allstate, Virginia) raised my insurance rates (incredibly) and I have an accident on record. They stated that I admitted guilt and that's enough. My question is...with no physical proof of damage, no citation issued, no witnesses, no claim filed, why am I being penalized? Is there any way or anyone I can retain to help me in this matter? Do I have rights in this situation?
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