Ask an Attorney a Question for FREE!

Key Examination | Fishing Expedition?

My insurance company is telling me that my car which was stolen and burnt could only be started with a key. The car was a Chrysler grand voyager. Now they have sent my keys off to be examined.

Could any one tell me what this is for and how long it takes as I feel like insurance are stalling and while this is unsettled I am paying for a car I do not have (finance, car insurance) and having to hire a car to.


Answer to Key Examination:


We are sorry you are having this problem. Fire claims are difficult to handle and insurance companies look at those very carefully.

It is "too easy" for a vehicle owner, who does not want to pay a vehicle anymore, to claim it stolen and burned.

In addition, it does raise a flag if the car is stolen for the purpose of being burned. Usually, a car is taken to be sold, to be sold for parts, or to be used in a criminal act. It would appear that the only reason they would take a car to burn it, it is to commit a criminal act in it. Without evidence of that, it certainly leaves you asking yourself, what happened with this car?

The key examination is a common procedure. Do read materials about the make and model of your van. Is that a true statement?

Although it is true that some vehicles have advance key mechanisms; it is also true that they can be bypassed by the proper thief. There are ways around the key mechanism. The problem of course is that a thief would probably not go into a big lengthy process to take the car and then burn it.

You are advised to talk to an attorney.

Good Luck,
Auto Insurance Claim Advice

Click here to post comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Got Questions?.

Please see more answers to recent personal injury and auto accident questions below:

For a Free Review of Your Case
Please Call (866) 878-2432