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My girlfriend slid into my truck in my driveway! What to I do for an insurance claim?

by Sean
(Utica, NY)

My girlfriend slid into my parked truck in my driveway during a snow storm. There was no damage to her vehicle, but the back corner and bumper on my truck have been pushed in a few inches.

I would like to put in an insurance claim to have this repaired, but I am unsure of what to tell the insurance adjuster. I would like to keep my girlfriend out of this.


Hello Sean,

I understand where you are coming from, however, this is the type of claim that can get you in trouble.

If you want to make an insurance claim, you must tell the truth!

If she has insurance on her car, they should pay for the damage. That's it. Really you cannot misrepresent what happened or it can be consider insurance fraud. You simply do not want that!

Good Luck,

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