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Are sled wraps covered on a total loss claim on my snowmobile?
custom sled wrap
My insurance is trying not to pay out for my sled wrap, this wrap is custom graphics and i believe increases the value that I should receive for my sled. They are saying the it doesn't and it is a personal preference.
Well, that does not sound right. Having or not having a sled is a personal preference. So is having insurance. That's just ridiculous.
If you have a graphic and this graphic adds value to your covered property (and you can document that value increase), then you must be compensated for that.
Remember, the objective of insurance is "indemnification" or to put you back in the position you were before the accident/loss. You had a sled with graphics, that what you should get.
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