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Keeping a totaled car | Can I keep this one?

Could you tell me if an insurance company totals a car because of hail damage, can you buy it back and still get insurance on it?

I have a 2005 Pontiac G6 with sunroof, heated seats, etc and it was severely damaged by hail. I live in Oklahoma and my insurance is Shelter. I filed a claim on line and have not heard from them as of yet.

My 2009 Kia Sportage was agso damaged. If you can give any information I would appreciate it.


Most likely you could keep the car. Those vehicles are still pretty new, so unless the damage was severe, they may not be totaled.

Oklahoma may have different requirements we are not aware, so you need to contact a local attorney.

Also see our page on total loss here:

Good Luck,
Auto Insurance Claim Advice
Spokane Washington

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