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What is the limits of my liability
If my auto insurance has $75000 in liability, and other party claims $100000 on medical bills alone, assuming it was my fault, what happens to me. am i responsible for the difference, and their injury claims?
Yes, you are.
The insurance company may be able to settle within the policy limits (which they have a duty to do), but if they don’t (because the other side will not settle), then you could be held liable for any judgment in excess of $100,000.
You want to probably hire counsel to protect YOUR interest and not the insurance company.
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