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Did I wait too long?
I backed into a tree about 6 months ago.
My coverage has not changed since, and I do have full collision coverage.
I read my policy, and there was a loose 30 day recommended timeline, but nothing set in stone. Has it been too long to make a claim?
Answer to Did I wait too long?
30 days is "recommended" but not set. Usually they require a "reasonable time." This could mean six months or more. The insurance company will likely want to make an investigation regarding the loss and the delay, but that would be normal.
Your are likely okay to file.
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