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Insurance won't pay because lack of damage doesn't support injuries
I was a passenger in a rear end collision. The other party claimed fault and yet their insurer refuses to pay for my medical bills and compensate my wage losses.
I was out the two weeks after the accident with pretty bad whiplash and soft tissue injuries. It's been a little over a month and I still have pain.
What do I do in this case? I'm thinking of writing a demand letter, but I don't know how much to ask for.
You need to determine your own damages. Sometimes it is helpful to determine how much damage there was regarding your medical bills. Sometimes it helps to look at the extent of damage done to the vehicle (a lot of damage shows a more painful injury - little damage shows no injury or virtually no pain). This is not set on stone but it is helpful when determining a value.
Writing a settlement demand letter is a good idea if you are completely recovered and have all your medical bills and wage loss information. You can make an offer on what you believe you are fairly compensated for and see where the insurance company takes you.
To learn what kind of compensation you can seek, please see: http://www.auto-insurance-claim-advice.com/bodily-injury-claim.html
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