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Gap Insurance Coverage after Allstate denied claim
Hi my stolen vehicle claim was denied, allstate claiming none of the security features were tripped. No charges were filed on me (innocent). Will my gap insurance pay of my loan, if my primary insurance denied the claim. thanks a lot.
Hum... this does not sound right. Why did they denied the claim? No coverage? No payment of premium? They have to give a reason.
The reason this is important it is because gap insurance policies could use as a condition (something required to trigger coverage) the coverage of the auto policy. If there is no auto policy coverage, then it is possible that the Gap insurance language will not be effective.
You want to contact an attorney on your area. The insurance company must do a complete investigation and tell you exactly why they denied the claim. A lawyer can also read your gap insurance coverage and tell you how to proceed.
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