I had liability only. nephew parents have full coverage on their autos, can I file a collision claim against their insurance to fix my car?
(Houston tx. usa)
my nephew used my car with my permission and had a wreck.
I had liability only. His parents have full coverage on their autos, can I file a collision claim against their auto insurance or homeowners policy to fix my car since he was at fault.
My Liability is repairing the other peoples car.
It is unlikely.
Insurance follows the car. The car had no coverage. You can make the claim and see if his insurance could cover under their collision, but we do not believe coverage will extend on that fashion. You lose nothing by trying.
The homeowners insurance will not cover auto accidents.