Renting a car not in my name

I am paying on a car in my sisters name and insured under our parents insurance for three years. A person hit the car while it was parked in the parking lot and ran away. I called to make the claim and was told there was no coverage due to non payment.

Now my sister is suing me for the balance of the car loan.

I stopped making payments because the damage and no one hads out if pocket money. She is suing the guy also. Am I responsible for the balance of the car. My name is not on the insurance policy or the loan.


Answer:


Hello,

This question is very much outside the "insurance" world. It is not a claim, so we have no clue. You need to talk to a lawyer to see if you are contractually obligated to your sister. Maybe she is a "lien holder" so she may have rights. You need to talk to a lawyer.


Good Luck,
Auto Insurance Claim Advice