Dealership refusing to sign insurance check unless fixed with them

Insurance checked out the car and cut a check for repair costs, since the car isn't paid off they wrote it in my name and the used car dealership it is financed through, the dealership refuses to sign off on the check unless I agree to let them do the repair work.

Is this legal?

Is there any way to make them sign it so I can take the car to a reputable shop?

Answer:


Hello,

Yeah it’s legal. It’s the way it is supposed to be. Please see this article:

http://www.auto-insurance-claim-advice.com/Financial-Responsibility.html

This is how the insurance company protects the bank (line holder) that their collateral is in fact fixed. You could take your car to the reputable shop you want, have them do an estimate and have the insurance company issue a new payment to you and that shop.

That is the only way to do this.


Good Luck.


As always, it is very important that you talk with a local attorney!
Good Luck,
Auto Insurance Claim Advice