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I am a 19 year old in a first car accident

by Linda

I'm driving home from class and there is a mini van in front of me in a complete stop. I’m assuming the car in front needs to turn left into the neighborhood. With that being said, I also completely stopped and next thing I know, I heard brakes behind me and the guy slams into me causing my car to hit the mini van in front of me. The guy left the scene and turn into the neighborhood on the left without knowing he has to exit the same way out of there.

I quickly got out the car and got on the ground going into shock. People around me took pictures of the accident and called the police. I remembered the car that hit me was a gray sport car, but I was too shaken up that I didn’t get a chance to look at his license plate.

Couple minutes later, my right hand was burning. The pedestrians called the police and ambulance and told them what happened. While I was on the stretcher on our way to the hospital, I was informed that they found the guy that hit me. When I got into the hospital, I found out that I have a second degree burn on my right hand and when I woke up the next morning my neck is bothering me.

Now I don't know how I’m going to be able to get to my college for classes without a car. I called the police station to get a copy of the police report and they told me that it takes 5-7 business days. The only person that I saw with a copy of the report was the lady in the minivan. Does that mean that I'm at fault too and why didn’t i get a copy of the police report?

Answer to I am a 19 year old in a first car accident | How to handle it?

Hello Linda,

You were hit from behind. There are witnesses and a hit and run. It is extremely unlikely that you are at fault. You do want to get your own insurance company involved so they cover the car under collision or uninsured motorist damage. It is possible that the at fault party does not have insurance.

It is important that you talk to an attorney about your injuries and how to recover the possible damages this may cause for your school, etc.

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Other than that, see our section on bodily injury.

Good Luck,
http://www.auto-insurance-claim-advice.com/

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