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I was determined party at fault and my car is totaled, what happens now?

by Josh

I was in an accident yesterday, the car in front of me used brakes immediately and to prevent me from rear ending him I tried to swerve into the next lane.

I didn’t make it all the way and i hit his passenger tail. i was determined to be at fault, and the car is totaled. My car was paid for so will the insurance company help me in getting a new car?


Hello Josh,

Well, it depends on which coverages you have. Do you carry Collisions coverage? If you do not and your are found at fault, they may not help you (give you money) to do this. It’s likely that they will not.

As always, talk to an attorney to determine which coverages you have.

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