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"Borderlining the threshold of a total loss"?
by Curious in the Southeast
I called my insurance company today to inquire about the status of my claim, after allowing sufficient time for a promised call back that never came through, and was told that the auto body shop my car was towed to has determined my car to be "borderlining the threshold of a total loss".
Now, I have been advised that a new adjuster has been assigned to my case. I was told I will hear more within the next few days as he must assess my car himself to make a determination.
I am currently using a rental car so I have been adequately supplemented in the meantime, but I must admit, I am starting to collect some ants in my pants regarding the future outlook of my vehicle. I'm already skimming the surface on alternate options in the case that my car is a total loss, but I'm not allowing myself to wade waste deep in the instance that they choose to repair my car. I'm trying to find a realistic balance between the two so that I'm not caught with my pants down.
Can you help me form a general idea of what to expect given this situation? Because the insurance agency quoted my car as being "borderline" on the threshold, does this mean they are more than likely to sway to one side over the other? Is my car really* "borderlining" or is this some insurance lingo that I need to decode?
I am refraining from becoming a pushy pest but I must admit, I will maintain my proactive attitude towards this as I continue to educate myself on the fine lines of auto claims. I'm a first-timer here.
Thanks for your time and your assistance in this matter.
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