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Who's insurance covers this accident?

by Leslie

While visiting a relative, my son was driving his cousins car and was in an accident....

No one was hurt, police came to scene, no ticket given but damage to car......who's insurance do we file a claim son's or his cousins?


Hello Leslie,

Usually, insurance follows the car, meaning that the cousin’s insurance company will be first liable.

If that insurance does not have coverage (they don’t have collision or comprehensive), then your son insurance could provide coverage for that.

I hope this helps,
Good Luck

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