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Car accident in parking lot that was not reported to police | What to do?
My son received a letter from an insurance company stating that he was involved in a parking lot in Tennessee.
They claim to have gotten his tag #. It supposedly happened in a Pier One parking lot.
My son has never been to Pier One and he states he was not involved in an accident. There are certainly no damages to his car. What do we do?
Well, you have to dispute this. You will probably have to get your insurance company involved and have them do an investigation. See: http://www.auto-insurance-claim-advice.com/Claim-Investigation.html
If you insurance company does not find evidence that it was your son who caused the accident, then both insurance companies will have to come to an agreement or go to arbitration.
An arbitrator will have to make a decision if there is enough evidence to hold your son liable (hard to do without police report or witness). That decision would stand.
I hope this helps,
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