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Fail to pay
I got in to a car accident and totaled the other car and the car is registered under my moms name?
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She took the insurance off of it?
who is in charge or paying the fee off?
You mean the loan?
Well, the person who took the loan out has the responsibility to the bank.
However, you damaged the car, if you are an adult, you can be liable for the damages you caused to the vehicle owner.
Contact an attorney.
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Good luck, http://www.auto-insurance-claim-advice.com/
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