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Unreported in parking lot accident | how to proceed?
I backed out of a parking spot at my work and backed into a car that was travelling through the parking lot.
I did not think the damage to the other car was all that serious (no damage to mine) and I knew the person- so I told them to just get an estimate and I would pay it. she agreed that we would not call the highway patrol.
The estimate came back at $4000.
Can I now go to the insurance company or am I stuck because we did not report the accident . (this in in North Carolina)
You can still file a claim. Usually, you do want to contact the insurance company as soon as possible as you have a duty to report losses.
However, most insurance companies understand that in certain cases you want to handle things like this. Contact them and see how they proceed.
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