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Challenge or Protest ?

by Stanley
(Texas)

Vehicle stolen recovered why deemed total loss?

My vehicle was stolen on 6/10 and recovered on 6/14

Nationwide total loss on that day
indicated repairs are $14,000.00 INCLUDING $2500 FOR REAR BUCKET SEATS AND ABOUT $4000.00 FOR NEW WHEELS & TIRES

FOUND SEATS IN MY GARAGE ;NOTIFIED ADJUSTER HE SAYS IT DID NOT MATTER THEY WERE IN AND OUT FREQUENTLY


DEALERSHIP SAYS COST TO REPAIR IS $3330.00 LESS WHEELS AND TIRES EST AT $4000.00 I have an add on to my policy for these

Car has only a little door damage from entry and the rest is electrical from disarming alarm system

Car value is between $15k & 20K

Nationwide indicated they used 70 % in one conversation and 80% in another

What options do I have on it; if they say total loss, can I protest or challenge?

Answer:

Well, you can dispute the total loss value the same way you do if the car was not "stolen and recovered."

See our article here: http://www.auto-insurance-claim-advice.com/totaling-a-vehicle.html

Good Luck,
Auto Insurance Claim Advice

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