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Who pays when a stolen car damages?

My son's car was hit when a vehicle ran through a stop sign. Both the driver and the passenger of the car that hit my son's fled the scene. If this car was stolen, does the owners insurance pay for the damage to my son's car?



Most likely not. If the other vehicle was stolen, then the owner/driver is probably not negligent. In addition, most auto policies coverage for all non permissive drivers; if their policy has this exclusion, then the insurance company will most likely deny your claim.

It would probably be a good idea to get your insurance company involved and see what coverage you have for collision and/or uninsured motorist.

I hope this helps some,

Good Luck

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