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The at fault party has no insurance

My insurance company has informed me that the other driver that was at fault may not have insurance but that they are still checking.

What does one do in this case? Who can they sue for injuries?



It means that you and your insurance company might not have a way to recover for your damages. Usually, insurance companies recover without much of a problem from them. If there is no insurance on the other side, your insurance company might write it as a loss (they try to pursue the at-fault party, but if they have no assets, they will write it as a loss).

If there are injuries on your car, your pain and suffering might not be paid, unless you go directly after the at-fault party (your insurance company will not do this for you). It will probably be necessary to get a lawyer for this.

Good Luck

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