How many days do you have to file a claim?

I was backing up and hit someone but they were going the wrong way of the parking lane.

Answer:

You have a reasonable time to file a claim. Reasonable time can mean different things. Some policies give you the "as soon as possible" and some other ask for 30 days.

Most likely, you have a reasonable time standard.

Please see:

http://www.auto-insurance-claim-advice.com/Duty-to-Report-Losses.html