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Question about Motorcycle Insurance and Total Loss Process

by Brandon
(New York)

I have a 2009 suzuki 1000... If I lay my bike down and its totaled will i get the blue book value for it?.

And who has the best rates for motorcyle rates?

How does the payout process work?


Hello Brandon,

Auto/Motorcycle/Homeowners insurance rates depend on your driving record and claim history. If you shop online (get different quotes from at least different providers) you will save a lot. We recommend this site:

As far as the total loss process, you will be entitled to actual cash value. Please see the definition here:

This process can get your burn if you have a bank loan... as they will not pay "blue book".

We outline the process here:

I hope this helps,

Good Luck

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