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Total Loss of a Dream Car
Front Drivers Side - Most Damage
I was involved in a freeway accident. A dolly fell off of a semi truck, who kept driving, and the 1st vehicle came to a complete stop on the freeway after hitting the dolly, the 2nd car was stopping, me the 3rd car was stopping, and the fourth car slammed into me, slamming me into the 2nd car.
Of course the 1st car who stopped like an idiot had no damage. The highway patrol deemed the accident as "other than driver" at fault. The report has not been completed and I already have the insurance company calling me and trying to make an offer to me. I had a 2004 Acura TSX, my dream car, which is now beyond fixable. I had severe whiplash and many bruises and seat belt burn, my boyfriend about the same injuries.
I still owe about 21,000 on my car and want to know ahead of time what I can do to get that completely covered. Are there any laws regarding paying off a loan in full if its not your fault? Are there any arguments I should be aware of? That car meant the world to me and I never had any intention of ever getting rid of it until the day came where it didn't start anymore.
Thank you for any and all advice you can give.
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