car accident in parking Lot

by david
(brisbane)

am i covered for an accident in a shoping center "car park"?

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Answer

We are having a hard time following your questions. If your car is parked and hit by someone else, then there will be coverage if you have collision in your policy.

You can also seek coverage against the person that hit you (their insurance) if you know who they are.

If you are the who hit a parked car, then the damages to the car you hit will be cover by your insurance company.

Your damages will ONLY be covered if you have collision in your policy.