Ask an Attorney a Question for FREE!
Third party loss
Another individual was using my heavy equipment trailer and was involved in a wreck which did substantial damage to my trailer and his truck. The truck was covered for damages. The individual using my trailer was at fault and got the ticket.
His truck has full coverage insurance on his truck but he states it doesn't cover my trailer. I tried to file a claim with the insurance company but they denied any coverage.
Other than him being personally responsible for damages is the insurance company got any responsibility for damages to my trailer.
Answer to Third party loss
He is responsible for your trailer. If you don’t have full coverage on the trailer, then it will be only between you and him. Now, it possible that your homeowners or renters insurance cover this trailer under personal property. It is a possibility but you can try it.
Note, If any of your insurance polices cover the loss, then they will go after that third party to recover as they will have subrogation of rights against him.
We hope this helps,
Please consult with a local attorney
Personal Injury Settlements
Click here to post comments
Join in and write your own page! It's easy to do. How? Simply click here to return to Got Questions?.
Please see more answers to recent personal injury and auto accident questions below:
For a Free Review of Your Case