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Rear Ended in Michigan and carry liability only - out of luck?

My son's car carries only liability insurance. He was rear ended and absolutely without fault.

Because Michigan is no fault, does this mean that even though the other driver will be ticketed and declared at fault, his insurance will not be required to pay for the damage?

Should we push the issue or are we simply out of luck?

Thanks... Angela


Hello Angela,

My understanding is that you would be out of luck here. Usually they will only pay you for your deductible. HOWEVER, do check with a local attorney, I think there is an exception for “property damage” only claims, but I am not sure.

Talk to a local attorney.

Good Luck,

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