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Connecticut does not allow for your insurance company to go after the responsible party either if your insurance company pays under Pip or under Medical payments, however if the medical payment are paid under the PIP, the subrogation demand is allowed if a $400 threshold is met or commercial vehicle are involved. Usually car and truck accident lawyers in Connecticut. Click here to see Connecticut state law chart. With regard to damage to real property, car and truck accident lawyers in Connecticut have pointed that the court has discretion to select either the repair measure which stands in as a proxy for diminution in value caused by damage to property in Willow Springs Condominium Ass’n, Inc. v. Seventh Brt Dev. Corp., 245 Conn. 1, 717 A.2d 77 (Conn. 1998). At the time of this publication, there were no cases available dealing with insurance recovery as differentiated from tort recovery. As far as the Connecticut deductible reimbursement law, it appears that both the state legislature and the courts of the state have been silent regarding this matter. We know then that the state defaults to a pro rata state, which means that once and insurance company recover any percentage against the responsible party, then they have to reimburse that same percentage of your deductible to you. They have no duty to give you your deductible back if you do not ask for it or if they do not recover anything against the responsible party.
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